Chapter 940: Reactions from All Parties (4100 Words Chapter, Ask for Subscription!~)
Granville Road, Hang Lung Bank Building!
There has been no official reply about the renaming of Hang Lung Bank from Rong's Investment to the Hong Kong Bank Trade Union and the Financial Secretary, so it has not been officially renamed the Bank of Kyushu Building, because of the financial problems of the original Hang Lung Bank, the Hang Lung Bank Building is not conspicuous here, and even a little dilapidated.
"Chairman, the market over there is becoming more and more treacherous, all kinds of news are flying all over the sky, the financial market and the real estate market are the same day by day, some time ago, the housing prices in Tokyo fell by a few points unusually, and the same is true of the financial market, are we going to slow down our pace?" Wu Weihao followed behind Rong Le and whispered a brief introduction to Dongying's situation.
"Don't worry, this is just a situation where everyone is testing Dongying, just act according to our original plan!" Rong Le said disapprerovingly, for Rong Le, as long as he keeps an eye on the signing of the Plaza Agreement, it will be fine, and now the G2 meeting, although it has not yet been upgraded to the G5 meeting, but Dongying's attitude towards the appreciation of the yen is even more positive than that of the United States at this time.
At the same time, the new Treasury Secretary of the United States, James Baker, plays a vital role in promoting the depreciation of the dollar, all of which are developing according to the process of another time and space, so Rong Le is not too worried about the current situation in Dongying.
At this time, the senior management of Hang Lung Bank was already standing at the door of the building waiting for Rong Le, and they also had mixed feelings in their hearts for their new boss, and they were naturally happy that Hang Lung Bank could be acquired by Rong Le, but they were full of worries when they thought that Rong Le did not retain their right to self-management.
No one wants to worry about work, for fear that if one of them is not careful, he will be fired by Rongle.
"Chairman!" didn't care what Zhong was thinking, at this time, Kemba Walker, the general manager of Hang Lung Bank, stretched out his hands to welcome Rong Le's arrival.
"Manager Walker!" Rong Le smiled and shook hands with Kemba Walker, as the former manager of the credit department of HSBC, Kemba Walker still has the ability, otherwise it would not be possible to bring Hang Lung Bank out of the predicament in a few years in another time and space.
Rongle, led by Kemba Walker, came to the conference room of Kyushu Bank.
In the conference room, all the middle and senior management of Hang Lung Bank were all present, from high to bottom, and introduced themselves to Rong Le in turn, and then Kemba Walker introduced the situation of Hang Lung Bank to Rong Le.
"Chairman, now the bank has received 1 billion Hong Kong dollars from the head office Rong's investment, the deposit has reached 5.3 billion Hong Kong dollars, the loan is 2.2 billion Hong Kong dollars, and the deposit-loan ratio is 42% very healthy, which is due to the cooperation with Dynasty Real Estate, the loan is still increasing, the total assets of the bank are 5.984 billion Hong Kong dollars, last year's loss of 15.68 million Hong Kong dollars, bad debts of 300 million Hong Kong dollars, the number of branches has not changed, it is still 28, and the number of employees is 700 ......."
Kemba Walker's introduction was very detailed, so that Rong Le also had a clearer understanding of Hang Lung Bank, until after Kemba Walker's introduction, everyone in the conference room was sitting and looking at Rong Le, knowing that it was time for Rong Le to pronounce their fate.
Although most of the people here are ghosts, they have long known a set of management methods in Huaxia for many years in Xiangjiang, and they also know that there is a saying in Huaxia called the three fires of new officials.
Now everyone is worried that Rongle's first fire will burn to his own department and burn to his own head.
Rong Le habitually knocked on the table, looked at everyone's expressions, and said with a smile: "You don't have to be nervous, I know everyone's contribution to Hang Lung Bank, if it weren't for the concerted efforts of all of you, Hang Lung Bank would not have developed better year by year than last year, so the head office will not do too much personnel transfer, you can rest assured, I will not engage in the kind of thing of a son of heaven and a courtier, as long as everyone has the ability, I believe that everyone can get better treatment than before." ”
Rong Le first calmed down everyone's emotions, for Rong Le, after his acquisition of Hang Lung Bank, the first step is to ensure the stability of Hang Lung Bank, this bank, has just experienced two years of takeover, if he takes office and changes the management on a large scale, it will definitely cause turmoil in Hang Lung Bank, at that time will only make the citizens of Xiangjiang have a crisis of confidence in Hang Lung Bank, boiling frogs in warm water is the best strategy, for the current Rong Le.
"The Mr. Ng Wai Ho sitting next to me will take the position of Deputy General Manager of Hang Lung Bank, but his recent focus is not on Hong Kong, so the business of Hang Lung Bank is still in charge of everyone, and I hope that everyone can work together to completely turn the company's business into a profit this year. ”
"It's just that the environment here is a bit shabby as the headquarters of Hang Lung Bank, and the first phase of Panda Plaza will be completed in October this year, when the headquarters of Hang Lung Bank will be moved to Panda Plaza, and a commercial building will be rebuilt here......
The first phase of Panda Plaza will welcome the major group companies under Rongle, which will become the headquarters of Rongle's business empire.
"Manager Walker, you organized the bank's team to connect with HK Electric and International City, and I have already negotiated between the two groups, and 40% of their group's corporate business will be managed by Hang Lung Bank. ”
After all, the previous cooperation between Hang Lung Bank and Dynasty Real Estate was only the cooperation between the dynasty system under Rongle, and now the cooperation with HK Electric and international cities has made everyone stunned, these two groups are groups with a market value of nearly 10 billion, as long as the news of cooperation with these two companies spreads, it can greatly enhance the confidence of Hong Kong citizens in Hang Lung Bank.
Not to mention the three major groups under Rongle, has not officially launched a cooperative relationship with Hang Lung Bank, at this time, Hang Lung Bank, finally feel that it is no longer like a rootless duckweed, Hang Lung Bank under the takeover of the Hong Kong government, like a child raised by a stepmother who no one hurts, and now has found his biological parents!
Rong Le's visit to Hang Lung Bank this time was mainly to reassure the crowd and give them hope for the future, even so, after the Hang Lung Bank meeting, when Rong Le walked out of the Hang Lung Bank Building, the sky had already darkened.
"Would you like to go eat something together?" Rong Le asked Wu Weihao.
"No need, I'll go back to Tokyo tomorrow, I want to spend more time with my children at home!" Wu Weihao said with a smile, Rongle's relationship with him no longer needs to be polite.
"Haha, okay, then I won't disturb your parent-child time!" Rong Le laughed.
......
HSBC!
Shen Bi listened to his subordinates' reports on the recent development of Hang Lung Bank, Shen Bi nodded slightly, and sure enough, it was similar to what he had guessed, the first shot of Dynasty Real Estate, the second shot of HK Electric, and the second shot of International City.
"President, why didn't Rongle take the lead in announcing the cooperation between his three major groups and Hang Lung Bank?
"How can it be so simple, although the three major groups under Rongle are not listed, we can't know their specific financial situation, but the three major groups under Rongle, the cooperative banks are not only our HSBC, Bank of China, foreign banks, Chinese-funded banks, etc., Rongle has business with them, if Rongle directly hands over the business of the three major groups to Hang Lung Bank, he is not against our HSBC bank, but with the banking industry in Xiangjiang, Rongle will not be so stupid!" Shen Bi replied.
Rong Le's policy at Hang Lung Bank was similar to what he expected, so Shen Bi didn't have much reaction at this time.
"Then Chairman, should we notify Rong Le to withdraw his loan in advance?"
"Don't worry, the loan of 5 billion Hong Kong dollars will bring 290 million Hong Kong dollars to the group every year, which is not a small amount, if Rongle just follows the current development route, we have no need to withdraw the loan in advance, which not only affects our reputation of HSBC, but also gives Rongle a reason to cut off cooperation with us, the gains outweigh the losses!" Shen Bi also wanted to observe the development of Rongle for a while before making a decision.
"Got it!"
"Help me make an appointment with Li Chaoren, the charter king, and Li Guowei, and say that I will invite them to play golf together!" Shen Bi instructed, after the retirement of the old man Ho Shanheng, Li Guowei took the position of the head of Hang Seng Bank, as the most important subsidiary of HSBC, Hang Seng Bank also has a pivotal position in the banking industry in Hong Kong.
Although HSBC will not draw Rongle's loan, Shen Bi must still have some preliminary preparations, and it is impossible to let Hang Lung Bank develop freely.
......
"Chairman, the people from Hang Lung Bank have contacted HK Electric and International City respectively. ”
"Well, just do what we agreed with Rongsheng before!" Li Chaoren is also keeping an eye on the development of Hang Lung Bank. In the shopping mall, Li Chaoren's reputation is still a golden signboard, and he has never thought of repenting of such a thing.
And in Li Chaoren's view, Rongle's development is getting better and better, and the advantages outweigh the disadvantages for himself, don't put your eggs in one basket, which is the most basic regulation in the business field.
Although the development of Cheung Kong is inseparable from the help of HSBC, if the cooperative relationship of Cheung Kong is only limited to HSBC, it will also be constrained by many constraints, which is why after the establishment of Bank of China in Xiangjiang, Li Chaoren will cooperate with Bank of China, Li Chaoren is also trying to get rid of the shadow of HSBC.
Let HSBC feel that Li Chaoren does not just rely on HSBC as a bank, so that Li Chaoren can have more rights and interests in the negotiation with HSBC.
Now, if Rongle can really bring Hang Lung Bank to a certain height, then at that time, he will have more choices between HSBC, Bank of China, and Hang Lung, and the more he will have the right to speak.
Now this advantage has gradually emerged, and Shen Bi's invitation is the best interpretation.
......
"Father-in-law, why hasn't Rong Le contacted us yet, didn't he take the initiative to find you just to cooperate with you? Why is there no news after acquiring Hang Lung Bank now?
"Dynasty Real Estate, HK Electric Group, International City, these three businesses are enough for Hang Lung Bank to fire the first shot, although Hang Lung Bank has a sound management mechanism, but his size is not enough after all, he eats too much at once, but it is easy to hold on!" said the charter king with a deep look.
From the rumor that Rongle intends to acquire Hang Lung Bank to the time that Rongle settled in Hang Lung Bank, it has not even taken a month, which can't help but make the charter king sigh at Rongle's efficiency.
Wu Guangzhen's expression was still a little puzzled and continued to ask: "But even so, Rong Le should meet with you first, at least to get your verbal consent, now that he is still on his side, I'm afraid it's not just a matter of size, right?"
"Of course, although Hang Lung Bank is now in the middle of the banking industry, it only belongs to the lower middle scale, but winning the business of Dynasty Real Estate, HK Electric Group, and International City has left some business space for Hang Lung Bank, but there will not be too much, Rongle will not be so stupid, do you think he personally came forward, just want the little development space left? Don't forget, Dynasty Hotel Group, a subsidiary of Rongle, is about to go public, and at that time, the business of Dynasty Hotel Group will definitely be handed over to Hang Lung Bank!"
"Rongle is waiting for an opportunity, waiting for an opportunity to expand Hang Lung Bank, as long as the size of Hang Lung Bank reaches the limit after the listing of Dynasty Hotel Group, Rongle will definitely expand Hang Lung Bank at that time, and at that time, it will be time for Rongle to visit!"
The charter king's thinking was very clear, and he guessed almost all of Rongle's thoughts.
Wu Guangzhen was slightly stunned, and said: "Rong Le just acquired Hang Lung Bank, thinking about whether the expansion will cause the instability of Hang Lung Bank's own financial situation, Liao Chong Hing Bank fell on blind optimism in the expansion, will Rong Le be too arrogant?"
The charter king shook his head with a smile and said: "Rongle is not arrogant, but confident, how many deposits in Hang Lung Bank are in total, Rongle is not afraid of a run on the trend at all, and even in my opinion, Rong Le would like to have a run, at that time Rongle should show his strong financial resources to the citizens of Xiangjiang, the run on the trend may be a disaster for other banks, but for the current Rongle, there is simply no better advertisement than this." ”
Wu Guangzhen nodded, under the premise that no one knows how much money Rongle has invested in Dongying, in the eyes of Xiangjiang people, Rongle's cash reserves are the best in the entire Xiangjiang, and the probability of Rongle's cash crisis is even less than the probability of winning the lottery.
"It's just expansion, I'm afraid it's not that easy, after all, Rongle is a banking industry that has just set foot in Xiangjiang, even if Rongle can call it the expansion of Hang Lung Bank, it will inevitably leave hidden dangers in the future?"