Time flies so quickly that it passes inadvertently and is overwhelming.

On April 16, IndyMac, based in Pasadena, Calif., one of the largest deposit and loan banks in the United States, with total assets of about $32 billion, wrote a letter to banking regulators to discuss whether IndyMac could survive. After the letter was made public, there was a small run on the bank...

At the same time, it was confirmed that the bank was under investigation by the FBI for alleged fraud over subprime mortgages.

"According to expert analysis, there have been doubts about IndyMac's financial situation. The bank has lent money to people whose income and assets are unknown, and has resold large amounts of such loans to financial institutions. This year, the subprime mortgage and housing market crisis has worsened, and the delinquency rate of housing loan deferrals has increased, resulting in a serious shrinkage of IndyMac's book assets... ”

On Wall Street, in Gaia's sci-fi office, Andy stands in front of the floor-to-ceiling window, with a look of sadness or joy on his face, overlooking the slightly deserted street, with a TV report from the AMC cable news channel behind him, not knowing what he is thinking.

It's warm and cold in New York in the spring. This also seems to have become a microcosm of Wall Street's financial industry. In recent months, major investment banks, financial companies, and banks have been laying off employees. At that time, the "fragrant and sweet" financial positions were once again shaking in the wind and rain.

Knock Knock –

Andy squinted his eyes slightly and looked back at the door of the office, and saw the little assistant who pushed the door in and Alvitatre behind him, turned around and walked back to the desk, sat on the boss's chair, and stretched out his hand to signal to Al, "Sit, what to drink and tell Tori." ”

"Thanks, coffee. After Al sat down, he turned his head and smiled and said to Tori, who was standing next to him in the OL skirt.

"Since the content of the whistleblower letter was exposed on the 16th, IndyMac has been withdrawn more than $300 million by panicked customers in three days, and this number will continue to rise with the reports of the past few days and the emergence of various unfavorable news.

If the Federal Deposit Insurance Corporation (FDIC) doesn't want to see IndyMac Bank run out of business, it will take over IndyMac Bank in a week at the latest.

At the moment, IndyMac Bank has started to save itself, and they will lay off half of its staff and stop most of the mortgage business. ”

Hearing Al's report, Andy just nodded, smiled self-deprecatingly, and said: "Three days ago, Paulson roared at me on the phone, saying that the bank has about 7 trillion deposits in the United States, and about 37% of them are not protected by federal savings insurance. If a bank fails, it will bring great disaster.

It's a shame to let him say as if I caused the problem at IndyMac Bank, and to make random accusations against the finance minister. ”

Hearing the boss's words, the corners of his mouth twitched slightly, and he coughed lightly and continued: "Affected by this, Citibank will lay off 2,000 more employees in its trading and investment banking division. Citigroup's market value has shrunk by nearly half since last October. So far this year, its share price has fallen 24%. ”

Andy touched his chin, a faint smile appeared on the corner of his mouth, raised his eyes and looked at Al and said, "Chain reaction." ”

Al nodded and said: "Now that the financial markets are back in turmoil, the silence of the previous month has been completely broken, and perhaps this is the main reason for the anger of Treasury Secretary Paulson." ”

Andy pursed his lips and smiled disapprehantly, "We have got our hands on the photos to be activated, naturally we need to open them as soon as possible, the Miami Valley Bank, the Douglas National Bank of Missouri, and the Hume Bank of Missouri are too small in scale, I need a large bank to be the main body, and time waits for no one." Even if it was a bit barbaric and rude this time, the goal was achieved. ”

"Well, most of the management of these three banks has been called back at the moment, and I heard that many people cried when they got the call. ”

According to the plan, before the acquisition of IndyMac Bank, the above three banks are still closed, and the main task is to inventory and straighten out their respective assets. Wait until the acquisition of IndyMac Bank is completed, and then merge it into a new bank. ”

Al nodded, and after expressing his understanding, he asked with a smile: "Boss, will you participate in tonight's drinking party?"

"Well, the Fed's face still has to be given, after all, we still have to borrow money from them, of course, they also think too much if they want me to take money out, auction mortgageable treasury bonds, and Zhen Nyima will set up a name. Andy scoffed with some scoff.

"I'm at the Northridge branch of IndyMac, and you can see the long queue behind me, all waiting to withdraw cash from the bank, and the angry people complaining. In order to control the chaotic situation, there were even scenes of police maintaining order. So far, there have been no arrests or injuries... ”

Andy just smiled as Andy looked back on the TV in the office, and then got up and said goodbye to Andy.

"Honey, help me pick out a pair of shoes... Ivana leaned her face in front of the make-up mirror, carefully brushed her eyelashes, and shouted loudly to Andy, who was still in the cloakroom.

"How about this pair?" asked Andy, who was dressed in a slim black suit, picked up two shoes with two fingers and dangled them twice in the mirror.

"Okay, let's just have this pair, how about a look?" Ivana asked as she put the mascara brush away, stood up straight, and posed in front of Andy with a sweet smile.

An all-black dress wraps her tight figure. Slightly repaired blonde hair, naturally draped over the shoulders, delicate makeup, graceful style. The pair of pearl earrings on her ears shows her charming temperament very well.

"It's fascinating!" Andy laughed as he put his shoes on the carpet.

Ivana smiled and kissed Andy on the face, and after quickly putting on her shoes, she grabbed Andy and said with a smile: "Don't worry, let's take a group photo first!"

As he spoke, he picked up his phone from the dresser, at a 15-degree angle, turned around and reached out to lean Andy's face against his cheek, clicked a few photos, and then lowered his head and began to fine-tune the photo.

"All right... Hehe, dear, this APP of yours is simply amazing, many people are now taking photos and sharing all the time, especially the like function, which is incomparable!"

Ivana wrapped her arms around Andy's neck, her eyebrows fluttering in praise, and the flaming red chun kissed Andy on the mouth.

Andy pretended to be 13 and raised his eyebrows disappretently, shrugged his shoulders and said: "We still need to continue to promote, there are only 30 million active users at present, when it reaches more than 100 million, it will be considered a success, I don't want people to just let people treat it as a photo APP, the social JIAO platform is its focus." ”

"Giggles, you're really greedy, it's a miracle that a new social agency has developed so quickly, I heard that Zuckerberg of Facebook is quite depressed about this, and there are even rumors that he wants to buy Instagram. ”

Andy pursed his lips, showed a mocking smile, stretched out his finger and pointed at the tip of Ivana's nose, "He is dreaming, I will not sell, you know, in order to make Instagram eliminate Twitter, I have almost dug up the people of the Twitter company, and I will not throw this cake out to make money if Instagram does not develop strong enough." ”

"You're the best!" Ivana smiled sweetly and kissed Andy on the cheek again, "Let's go, it's almost time for the reception." ”

Tonight's cocktail party was quite large-scale, and the vast majority of the guests present were Wall Street elites, investment banks, financial institutions, and CEOs of various banks, and some real predators also appeared in it quite face-saving.

Andy appeared at the reception with the radiant and devilish Ivana and immediately attracted everyone's attention, and this pair of excellent men and women seemed to be able to amaze the audience no matter where they appeared.

In addition to Ivana's angelic smile and amazing xing curves, the most important thing is that Andy Smith is too dazzling.

Federal Reserve Bernanke and Treasury Secretary Paulson were arguing with a group of Wall Street bankers when they saw Andy and Ivana appear, and they couldn't help but look at each other, and they both saw a hint of gloom in each other's eyes.

To tell the truth, they really hate Andy Smith a little bit of this young man, this has nothing to do with personal likes and dislikes, let alone any personal grudges, the main thing is that this greedy young man is really a big trouble, a typical panic maker, in order to obtain benefits, selfishly, easily pry the entire market to destruction, don't care about other people's lives or deaths, just a bastard!