Chapter 95 Legal Fundraising
Wang Haoan took out a document bag from his bag, and the corners of Du Houbing's eyes jumped wildly. What are you doing, blatantly~~ bribery! He is still very young, and his income is good now, and there is still room for growth, but he doesn't want to be planted in this matter.
But when the bag was opened, it was filled with a pile of documents. Du Houbing breathed a sigh of relief, but he was a little disappointed.
"Governor Du take a look at this, this is where my treasury bills come from. ”
Manhan Food Management Co., Ltd., the name is very big, but what the hell is food management? Hey, the number of shareholders is so large, this is engaged in the collection of ~~ capital?
This kind of thing is still very sensitive~~ sense, if you are not careful, it will be defined as illegal fundraising~~ funds, which will lead to jail!
However, this kind of company has so many treasury bills, it is not difficult to explain, it seems that Wang Haoan is very well prepared.
"Mr. Wang, your company has just been registered, and you are engaged in the collection of ~~ funds, don't you worry about accidents? A few days ago, I seemed to read the legal newspaper that it was said that a few illegal fundraisers ~~ were arrested, you are too risky. ”
"President Du, they are not legal, but I am legal. You look at the back, there is the approval document of the city's political axe, which is a joint-stock enterprise that raises funds in a targeted manner, and the index given by the state. ”
Is there a political axe approval?
Du Houbing flipped back, and after that, he saw a copy of a red-headed document, which did say that private fundraising was allowed to form a joint-stock enterprise development, but it should be carried out under the guidance of the political axe.
He doesn't know this kind of news, where did Wang Haoan know about it? On the side of the political axe, Wang Haoan has friends!
In fact, many workers' families now have savings, and even some in rural areas may have more savings. The Northeast, especially the Longjiang River, is vast and sparsely populated, the black soil is very fertile, there is a lot of basic farmland, and there are more privately opened wastelands.
A few decades ago, it would have been very difficult to clear the land, and many people waved their pickaxes to reclaim the fields little by little. But now it's different, there's a tractor. Driving Dongfanghong's tractor, he will soon be able to reclaim a piece of wasteland.
Although there is a lot of grass in the wasteland, and the yield is affected a lot, but there is no need to pay taxes, as long as there is no natural disaster, it will inevitably make money, and the difference is only a matter of earning more and earning less.
At a time when the average annual income of workers in this city is two or three thousand, many peasant families in the northeast have become 10,000 yuan.
Wang Haoan has long coveted these funds, and if he can raise them, he will definitely be able to do some bigger business. He knows this joint-stock enterprise index of targeted fund-raising, or because of an interview he watched in his previous life, interviewing a big man in the Chinese real estate industry, Pan Shiyi, one of the six gentlemen of Wan Tom.
At the beginning, this person played real estate on the island for two years, and when the bubble was about to burst, he left in time and returned to the capital.
After inquiring in many ways, I knew this indicator, and then created my own company, raised funds, and slowly developed and expanded.
In a place like the capital, this indicator can still be left, and there is naturally no surprise here in Bingcheng, there are still many fewer people doing business in Bingcheng than in Jiangnan.
On the Jiangnan side, there are many merchants since ancient times, and there are also many people and few places, and the industry is not developed enough, so they need to rely on commerce to make money.
On this side of Longjiang, many peasant families farm enough to live, so why do they have to leave their hometowns to work?
Wang Haoan found Wang Siheng of the investment promotion office and quickly got this indicator, mainly because Wang Siheng knew that Wang Haoan had millions in his hands, waiting for Wang Haoan to invest again in Bingcheng.
Even if it is invested by locals, it can be counted on the head of their investment promotion office, which is a political achievement.
Some people are naturally easy to do, this joint-stock company was quickly completed, Wang Haoan counted those who made snacks, as well as Zhang Zikang and others, and they naturally took some money from their families and invested it, adding up, more than 100,000 yuan.
After the directional fundraising, there is a very simple operation method, capital increase and share expansion, which can naturally become social fundraising.
From this year onwards, a large number of listed companies will emerge in Huaxia to issue shares, isn't it a way of social fundraising, but now private enterprises have not been able to pass the listing approval.
Of course, it is good to be able to raise more funds, but if not, Wang Haoan will not force it. At least he now gave an explanation to those who made snacks, as well as Zhang Zikang and others, and let them know that the company also has their share, although this share is small, but it also allows them to form a sense of collectivity, and those people will only regret having less money to invest in shares in the future.
"Treasury bills can still be used to buy shares, and these people don't have so many treasury bills, right?" Du Houbing looked at Wang Haoan with a smile, you still have a problem.
"Governor Du, you can solve all of this, right? I have a treasury bill, so it will definitely not become a non-performing asset. You lend me money, is there anything to worry about?"
"And I don't want to borrow much, just a few million, and the capital flow of my company, including employee salaries, is all in cooperation with ICBC. ”
Banks need capital flow, and even many banks will give some preferential policies in order to win the funds of those large enterprises to go through their bank accounts, such as increasing interest rates, expedited processing, and so on.
"It's not that this can't be operated, but you have to understand that we have to consider the risk in any loan, and I can approve a loan for you at 90 percent of the face value of your treasury bills, and no more. ”
"Okay, as long as President Du is not embarrassed. ”
Ninety percent, this has already surprised Wang Haoan. Although the price of the Treasury bills he purchased was somewhat high, on average, it was absolutely no more than 85 percent, which was equivalent to another enlargement of his funds.
And now the state stimulates loans, and the interest rate on the loans is very low, and after three years, if those treasury bills are exchanged, he will be able to repay the principal and interest, and there will be a surplus.
In other words, he has lost all this loan, and he can save some in the future, which can make it easier for him to turn over, and the risk is greatly reduced.
"If President Du has any needs in the future, you can inform me, and if you can help, I will definitely do it. ”
"Actually, I have a nephew who has only studied in junior high school, and he doesn't have a high level of education, and he hasn't been able to find any good jobs, so I wonder if Mr. Wang can introduce one?"
"Let's go to Manhan Food, help prepare the store first, I will arrange it for him at that time, let him be the deputy store manager first, and after a year, I will guarantee that his monthly salary will not be less than 1,000!" As for the high salary of 1,000 yuan, it is nothing in Wang Haoan's eyes, and at that time, maybe everyone in the kitchen could have a salary of thousands.
One thousand a month? Du Houbing's eyes lit up, it was no worse than him, and he could be regarded as having an explanation with his eldest brother.
"Thank you, please ask Mr. Wang to teach him well when the time comes, the loan matter is wrapped up in me, you wait for my call, within a week, I will give you a letter!"