Chapter 79: Eight Million is Too Little

"President Du. ”

"Eh, isn't this Mr. Wang, I've been waiting for you for a long time, please take a seat, I have good tea here." Du Houbing, vice president of the ICBC City Branch, stretched out his hands to Wang Haoan with a smile on his face.

"Didn't I get a call from President Du, so I came quickly, no way, it's not easy to take a taxi. Wang Haoan said with a smile.

"Mr. Wang is joking, with Mr. Wang's net worth, what car can't afford it, is there no driver's license? This is easy to do, the traffic police force ~~ is my friend, I will call him, and I will send you a driver's license next week, but Mr. Wang himself has to learn to drive, otherwise it is not safe. ”

"Thank you very much, I can really drive. When I was in middle school, I secretly touched the small truck of Bingfei Factory, and now I have also driven the truck of Anjie Company in the courtyard. ”

Of course Wang Haoan can drive, when he was picking up girls in his previous life, the car was a very important tool, but at the moment he really hasn't taken the driver's license. I was going to find someone to do one in a few days, but it seems to be a hassle-free.

"That's good. By the way, Mr. Wang, we have a new batch of treasury bills here, is Mr. Wang interested in buying a little? I think Mr. Wang's money is put in the account, and the interest on this treasury bill is very high. ”

Why did Du Houbing call Wang Haoan, not to sell treasury bills. After those political axes and enterprises are apportioned, their banks also have to underwrite a part of it, and the problem is that it is not easy to sell.

Doesn't this know that Wang Hao'an has millions in his account, so he plans to get rid of Wang Haoan, a big account, even if he sells one million, it is more than selling it on the counter for a week.

"Eh, this disappointed President Du, I have to use this money soon, and I really can't buy treasury bills. In this case, I will go back and ask the employees of my factory, if they are willing to buy, I will count it, and we will go to President Du to buy it. ”

Of course, you have to buy treasury bills, but definitely not from the banks, but from those who have depreciated in the hands of individuals, and of course the investment hopes to maximize the profits.

However, Wang Haoan knew that Du Houbing was looking for him to sell treasury bills, and he didn't plan to buy them from here, so why did he come over?

Du Houbing looked disappointed, but he still didn't give up: "There is so much money in Mr. Wang's account, it's not in the way to buy hundreds of thousands, right?"

"President Du, to be honest, let alone hundreds of thousands, I don't dare to buy tens of thousands of yuan, it's really not enough money. Wang Haoan made a distressed look.

"The efficiency of Anjie company is not good? The previous loan will only need to be repaid after three years, I see that many people on the street wear Anjie company's clothes, it should be not bad, right?"

"Governor Du, how big is Bingcheng? To put it mildly, Bingcheng is located on the frontier, and people have never seen any denim clothes here, but in coastal areas such as Nanyue, when there are bell bottoms, there are denim clothes, and many of our products are backlogged. ”

Wang Haoan is not talking nonsense, denim clothes have really entered the Chinese market a long time ago, but they have not become popular, and the sales volume is not as good as a fraction of that of bell bottoms.

Denim is made of labor cloth, and the Nanyue people feel thick and don't like it, and some of them feel uncomfortable grinding their legs. In fact, at the end of the seventies, there were alternative elastic fabrics in Europe and the United States, but they were still rare in China.

And now jeans in Europe and the United States are also more popular in straight-leg pants, and everyone doesn't like the kind of tight, thin legs and other plastic.

What kind of jeans that sell a little bit in Nanyue are? Suspenders are also cargo pants in everyone's eyes.

When Wang Haoan made out his jeans, Guo Jijie told him this. Wang Haoan has never been to many cities in the south, but Guo Jijie has been, especially in Yangcheng in Nanyue for more than a year, although the experience is not so good, but many things still have an impression.

But Wang Haoan is not in a hurry, because he has confidence in jeans, he was reborn before a relatively popular online store, a year of jeans sales are more than 100,000 pieces, those top, can have millions a year, the turnover of hundreds of millions.

Of course, it is far from being comparable to him before he was reborn, whether it is price or purchasing power, but it does not mean that jeans cannot make a lot of money.

What if there are jeans sold elsewhere, there is no brand effectiveness, the style is old, and the quality is average, and when he expands, he can become the first denim brand in China.

Even if it can't compare to the sales of billions of dollars a year like the world's top Reeves, it is still no problem to have more than one billion RMB a year, right?

Even if you can monopolize the Chinese market, it is not impossible to reach tens of billions of RMB a year. Therefore, Wang Haoan must expand the scale of production, and the reason why there is a backlog now is because other markets have not yet been opened.

Those agents are working hard to open up the market, as long as the market is open, the current production capacity can not keep up with sales, so it is imperative to expand production capacity.

"President Du, if we just want to be a small company and have a safe corner, then there is absolutely no problem, but our Mr. Guo has a pioneering spirit and personally went to the south to open up the market. ”

"Production, storage, transportation, and sales, which one doesn't need money? There are still many on credit, and the collection of money is also a problem, President Du, we are really in trouble now. ”

"No, I remember that you had a lot of money in your company's account a few days ago, and you should be rich now. ”

"It's simply not enough. If we want to expand our production capacity, how much does it cost to build a garment factory of the right size? How much do employees get paid a month? We still owe a lot of money. ”

Du Houbing was stunned, you have so much money in your personal account and the company's account, why are you still crying with me here now?

"So I really can't afford this Treasury bill. But when I came this time, I also had something to do with President Du, and I wanted to take out a loan. ”

"Ah, you want a loan, in order to expand the scale?" Du Houbing understood what Wang Hao'an meant by those words just now.

"President Du, the city gave us a guaranteed loan of 5 million before, that was guaranteed by the city, right? Now use the assets of our Anjie company to mortgage the loan, you look at the scale of our Anjie company, how good our profitability is, and we have so many equipment and plants, it's no problem to borrow 8 million, right?"

President Du was confused, you just said that the efficiency is not good, so how can the profitability become better?

However, now that the state encourages loans to enterprises to stimulate economic construction, and at the same time, their banks also have lending tasks from above, and he is still far behind this year. The better the task is completed, the more likely he is to be promoted.

Compared with those state-owned enterprises that are going downhill, AnJie seems to have less risk, and since the other party took the initiative to ask for a loan, it is just right to use them to complete the task.

"Eight million is too little, I see how your company can borrow fifteen million. ”

Wang Haoan: Is it so easy to get a loan now ????