Chapter 703: Internet Finance, a Revolution That Only Happens in China!
Why is the income of fish insurance so much higher than that of banks?
This is really not a scam, because it is very simple, this thing, or can make more money, than the bank to make money, direct and fast, so I dare to promise to be higher than the bank!
Let's talk about how to make money, in fact, this matter is very simple.
The 'ledger' that has always been in the hands of the traditional banking industry is now in the hands of our Internet companies, and the Internet companies are slings, which is simply the slings mastering the core technology!
What this ledger can provide, that is, the large number jù, this large number jù has the consumption habits of consumers, just this one thing, then you can analyze what a consumer is paying attention to, what he wants, in this way, not to mention anything else, in terms of advertising guidance, that is more targeted.
Many netizens must have had such an experience, that is, they surfed the Internet on their home computers, went to Taobao to search for something, or placed an order to buy it, so after that, on many websites, as long as there are advertisements on Taobao or other online shopping websites, most of them are related to their previous consumption, right?
This is only a small aspect of the consumer, the most important thing is to help the manufacturer!
Through the guò ledger, then Ali can control it, a factory and their products seem to sell well, and the overall evaluation is also very good, what does this mean?
To adapt to market demand, what else does it total?
Increase production, increase quantity, save costs, and develop new products!
What does this entail?
Money!
Yes, see no. At this time, we can go directly to the manufacturer to talk, let's talk about it. Let's make a lot of money together.
How did so many so-called hits on Taobao come about? Isn't that how they came about, right?
And there is another thing, that is, there has been a lot of crowdfunding recently, not to mention anything else, that "The Last Soldier" has also been crowdfunded, which the traditional financial industry can't do. Absolutely can't do it, because it's too fragmented, too finely fragmented. They won't even look at this kind of financing behavior, because the cost is not compatible.
However, the internet can do it. The Internet doesn't care about anything small or small. The more fragmented, the better, this is the strength of the Internet!
See, this is really not a Ponzi scheme, it is really not a pyramid scheme, we just need this, it is completely orthodox and legal means to go on, then it is natural to make a lot of money, is there any problem?
And. This is only a small aspect, where this 'ledger' can be turned into money. It's just too much.
Many people will definitely sum up, so since this 'ledger' is so powerful, why don't the traditional financial industry, that is, banks, do it?
It's very simple, they are still rich and handsome, we are slings, can it be the same?
In the traditional financial industry, those people have always controlled this 'ledger', and they have eaten the benefits of this 'ledger', which has really been eaten for hundreds of years, and it is impossible for them to do it like Internet companies, because they don't bother to do it at all.
There's no need, because this 'ledger' has always been in their hands, and in the world, only the banks hold it, where the money comes from, where it goes, and how to get it, they have always controlled this thing, and others can't get it at all, so how can they cherish it?
As long as they casually use this 'ledger', then they are already making a lot of money, do they still need to work hard?
It's just that no one thought that this 'ledger' would be taken away by a network company, and the traditional financial industry would never have imagined such a situation, and now, this situation has only appeared in our China!
Internet finance is now the only one in China, and it is the only one in the world that has mastered the core technology!
To put it more bluntly, there is only payment insurance and fish treasure, and there is no semicolon!
!
Will the United States not have it? The United States is so advanced, will they not? Don't lie to people!
Wu Xiang is absolutely not deceiving people about this matter, the United States really does not have it, and it can even be said that their online payment or anything cannot be called Internet finance, it is only in its form and not in reality.
Why is there no Internet finance in the United States?
Let's see, how did the payment insurance come out?
It's very simple, because Wu Xiang and his eldest brother-in-law didn't talk about that before, it is a comprehensive credit system, and our country doesn't have it.
Without this credit system, then the trust between people in transactions is much worse, especially online shopping, no one can see anyone with this thing, only pictures of the goods, who can rest assured?
So, the payment insurance was born, but what about the United States?
The United States is a country with a perfect credit system, so there is no payment insurance in the United States at all!
Isn't there a PayPal called that? Isn't that called American Payment Insurance?
There is such a thing, but it is really not Internet finance, although this thing seems to be the same as payment insurance in principle, but we can see from one point that this thing is simply a traditional financial tool dressed in the cloak of the Internet.
Because it charges a fee!
Why is there no handling fee for payment insurance?
There's no need, as long as you control the 'ledger', isn't this money a lot of money?
PayPal charges a handling fee, doesn't that mean it cares about these two dates?
Why is it not simple, isn't it that it can't actually control the 'ledger' at all, he can't control this core technology, so he can only earn fees.
As for other online consumption in the United States, it is actually possible to bypass this PayPal, because the credit system in the United States is very perfect, so it is generally not easy to be pitted. Of course, the bad actors are not excluded, but traditional credit cards can solve a large part of the transaction problem.
So we can see very clearly, what PayPal is. The market share is not enough at all, Niu B is quite big, but it is actually much smaller than the payment.
We worked together in 2010. But when people look at it, wow, this payment insurance, this Taobao is too powerful, the momentum of development is too fierce, if it goes on like this, I will have nothing to eat. Therefore, they soon did not cooperate, and they also told the reason in a high-sounding manner.
Who is stronger than whom. Isn't that obvious?
In the United States now, many markets are actually alive by blockade and protection, that is, they Americans still have the face to accuse others of unfree markets, but in fact, the most unfree market in the world is the United States itself. It's not about punitive tariffs. Let's just say you're dumping.
Having said that, the United States is because its own credit system is too perfect, so it has not come up with a payment insurance thing, so there is no new term Internet finance, although it is now also developing some online loan business, but the main thing is still relying on the traditional financial system, because that thing has to engage in credit, how can Internet companies have that strength?
Ultimately. Still don't control the core technology.
The United States does not have it, and neither does Europe. There is no other place, so the whole world is really on our side, just us.
This is a revolution, a real revolution!
Why?
The financial industry was originally born to serve entities, and now, because of the emergence of Internet finance, this service to the real economy has definitely gone further and has made great progress.
The most important thing is to save a lot of intermediate links, that is, to save huge costs, as if we can now easily and actively find companies with great potential, but in the past, the model was that banks were waiting for such companies to come to them.
To put it bluntly, the original speed of financial circulation was in the first gear, then now it is at least in the third gear, and this speed continues to accelerate.
Mobile phone payment,Mobile wallet,This thing is being done now.,What was the previous DD taxi.,KD taxi.,Right?
Why do you want to do this? It's not just a habit, it's a huge potential market.
This payment, mobile phone or something, is actually offline, that is, not online, and now it has become a mobile phone, then our Internet is robbing the traditional financial industry of jobs!
As I said before, because of the payment insurance, the transactions on the Internet, then we have already taken it from the bank, basically more than 90%. And now mobile phone payment, isn't that offline transaction, this is the position of the traditional financial industry, is their foundation.
This is like holding a big axe, axe by axe to cut the big tree of the traditional financial industry, we can cut as much as we can, because this part was not available at all before.
Now I know why it's worth burning money in, this market is huge, what is the billion RMB?
Therefore, the current Internet finance is completely a revolution, and this thing is snatching the jobs of the traditional financial industry step by step, and then through such a revolution, the final development ...... It's really hard to say about this, but anyway, it will get better and better, and the wealth of creating zào will become more and more.
Then, the payment insurance is definitely the only one in China's Internet finance, and the only thing that can really master that core technology is this thing.
As for the company in a certain strong east, as long as you have bought something from them, you will know that they don't have 'core technology', and a certain east is more like a logistics company.
As for other online shopping sites, they are basically the same, and most of them still rely on payment insurance.
Therefore, the only one who can do this business ecosystem and let everyone in this circle live a good life is Ali.
And you must know that this payment insurance, this is Wu Xiang and Ma Jun, almost nothing else, of course, in order to do some incentives, Wu Xiang also took out a certain amount of shares, he now has more than 40% in his hands, and he is still the largest shareholder.
Not to mention Ali's listing in the future, there is no guarantee of this payment to the entire listing, that is, the core things are not whole, that is, how much is it?
Not to mention the listing, just the payment of insurance, Wu Xiang's strength is not enough to acquire Disney?
So what is the Japanese or the Korean Son?
He just had a little extra money back then, and he helped us a little, and now we can't do it so absolutely, usually share a little red with you, and you get it, right?
But Internet finance has nothing to do with you, so stay cool.
As for the traditional financial industry, it will naturally not be tied, and the eldest brother-in-law also said before that it is necessary to dock, right?
But these are all talked about, some are ridiculous, those are all technical details, anyway, the payment insurance side will not give away its core technology like this.
But that's all, Internet finance occupies a very high commanding height.
That is, this thing is a high-tech half-life thing, that is, it occupies such an advantage as the future development direction, which represents the future and future consumption habits.
Therefore, Wu Xiang said to Brown now, you just go and ask if you sell or not, as for the money, there are still changes in the future, and our revolution has just begun...... (To be continued......)
PS: Thank you Brother Sage and the legendary little people, thank you for your monthly pass, thank you very much!
What, there were too many things yesterday, it's really the end of the New Year, and everyone has come out. There was a prince in England who went to Japan, and then it seemed that the whole thing was good, this is a diplomatic thing, and he did a good job, but ......
The Daily Mail revealed a message on the 27th that a man had seen a man come out of the window of Buckingham Palace, and that person recorded the whole process, this ......
It seems that there is some hint of the Führer in Poland.
Okay, you can't talk about the black car too much, maybe the black car will also be wiped out, right?
Hey, hey, thank you all for your support, thanks!