Chapter 178: Everything is in plain sight
Insurance, a contractual economic relationship.
In developed countries, insurance is the last line of protection for people's interests.
From an economic point of view, insurance is a financial arrangement for apportioning the loss of an accident, and from a risk management point of view, insurance is a method of risk management.
From the standpoint of society, insurance is an important part of the social and economic security system and an "exquisite stabilizer" of social production and social life.
Insurance is the last line of protection in people's lives, and it is related to the possible risks of thousands of families.
Article 89 of the Insurance Law provides that an insurance company shall be dissolved after approval by the insurance regulatory authority under the State Council if it needs to be dissolved due to division or merger, or if the shareholders' meeting or shareholders' meeting resolves to dissolve the company, or if the reasons for dissolution specified in the articles of association of the company arise.
Insurance companies engaged in life insurance business shall not be dissolved except due to division, merger or revocation in accordance with law. When an insurance company is dissolved, a liquidation team shall be established in accordance with law to conduct liquidation.
Pay attention to the insurance industry, Zhao Jiangchuan is not thinking about it for a day or two.
The reason why the Insurance Law stipulates that insurance companies with life insurance business cannot be dissolved is that this consequence is too serious.
It's so severe that even a country can't afford it.
In 2008, the subprime mortgage crisis in the United States triggered violent turmoil in international financial markets.
Lehman Brothers was once the fourth-largest investment firm on Wall Street, but it still did not avoid bankruptcy during the financial crisis.
The impact of the financial tsunami also brought serious losses to the international insurance industry.
American International Group (AIG), a global insurance giant, was mired in the process and had a huge funding gap and was on the verge of bankruptcy at one point.
But in the end, the U.S. government bailed out AIG with up to $85 billion, bringing the insurance company back from the brink of bankruptcy.
The reason is, of course, if an insurance company fails, the impact on a country is too huge.
The number of people involved is not thousands, and if one is not handled well, it may even cause national turmoil.
No matter how big a company is, it is nothing more than involving hundreds of thousands of jobs and GDP, but the employment rate of insurance companies and the social and economic security system have great significance.
If you can build an insurance company similar to AIG, it is simply holding the biggest talisman in your hand.
As long as it is not involved in politics, no one will touch the existence of such a big man.
In addition, insurance companies have trillions of wealth in their hands.
Twenty years later, in Huaguo, Kangtai Insurance alone has more than 1.8 trillion yuan in capital market operations.
How terrifying.
With such a large amount of funds, you can almost do whatever you want.
But again, it is too important to be a talisman.
If you are not careful, you will be cut off, and in the end, you will make a wedding dress for nothing, not to mention, you will have to take your life into it.
So Zhao Jiangchuan has been staring at the insurance company, but he has not made a move.
Check in the bud.
Without a foolproof countermeasure, with Zhao Jiangchuan's character, how could he make a move easily.
Zhao Jiangchuan used to be called Zhao Maniac, but Zhao Maniac was able to plague the global capital market for seven or eight years and still be alive, but he didn't rely on madness.
Without thorough preparation and careful layout, Zhao Jiangchuan would have been killed a long time ago.
Where would he wait until he finally blew himself up.
As for being surrounded in the end, I can only say that this guy is too deadly.
Constantly trampling on the rules and being unscrupulous is the way to die.
Now it's different.
Li Chengyi clearly has the intention of entering the insurance industry.
With the background of the Li family, he is not afraid of ordinary people cutting off his beard at all, and Li Chengyi's Singaporean nationality is often easier to mix than the mainland.
There is no way, who let the foreign monks chant the scriptures.
Even if this monk just went abroad to get a head and came back, it was a foreign monk.
Zhao Jiangchuan's remarks shocked Li Chengyi, which also raised Zhao Jiangchuan's status in Li Chengyi's heart again.
"Brother Zhao, you have such an in-depth study of the insurance industry, don't you have plans to enter the insurance industry? ”
"Mr. Li, don't you mean the same thing?"
"Haha..."
'Also'...
As shrewd as Li Chengyi, he instantly understood what Zhao Jiangchuan meant.
After laughing, Li Chengyi did not deny it.
"Brother Zhao's eyes are like torches, and his guess is indeed right, just like what Brother Zhao said before, the mainland has the largest population base, and even if it is an insurance policy for each person in the future, it will undoubtedly be a great wealth. ”
"Yes, population is the most important resource, and with such a huge resource in the country, the dividends in the future will definitely be unimaginable. ”
"It's a pity...."
"Ahem..."
When Li Chengyi and Zhao Jiangchuan sighed at each other, Xiao Jialiang coughed twice at the right time.
This cough made Li Chengyi swallow what he wanted to say again.
Singapore is an island country, but Singapore is the only developed country in Southeast Asia.
Standing in a more developed system, Li Chengyi naturally sees it more clearly than many people.
Behind the countless wars, the purpose is to grab resources.
This resource includes supplies, but in many cases it also includes people.
Historically, there have never been wars fought by population.
It's like the war of the age of weapons.
In war, men are sometimes killed and sometimes taken prisoner, but women are rarely killed.
Because women can have children, it is the only way to increase the population.
Even the creation of the American Federation was ultimately driven by population.
It can be said that the population is the most precious resource.
A huge population base can avoid the demise of the country and can also make it easier to boost the economy.
In other words, the formation and purpose of power is not the rule of the population.
But it's a pity ....
Li Chengyi sighed and didn't say anything more.
Some words, from Xiao Jialiang's standpoint, are indeed not easy to discuss.
Communication between smart people is often a matter of three words.
After Xiao Jialiang heard that Li Chengyi and Zhao Jiangchuan both had the intention of entering the insurance industry, this person who made the bridge from it made peace again.
"Mr. Li, Jiang Chuan, since you are all interested in entering the insurance industry, why not set up a company together, which can not only diversify risks, but also do not affect the future layout. ”
For Li Chengyi, the first time he develops on the mainland, he must first test how deep the water is.
It is naturally good to have people on the mainland who are willing to cooperate and diversify risks.
As for Zhao Jiangchuan, of course, he is also happy to see it, and with the involvement of the Li family, a lot of unnecessary troubles can be avoided politically.
Coupled with Xiao Jialiang's promotion, the joint establishment of an insurance company is nothing more than a smooth sailing.
"Haha...."
Zhao Jiangchuan and Li Chengyi looked at each other and smiled.
This smile is all in plain sight.
。 m.