Chapter Seventy-Five: House Prices

Silence, silence is tonight's water pavilion

Silence, silence is a helpless monologue

Silence, silence is a failure to knowingly ask

Silence, silence is boring loneliness

Silence, silence is the future that washes away the lead

Silence, silence is the platform that will eventually start

Silence, silence is a pocket with nothing

No more silence

Maybe you won't have to rush to pay your mortgage tomorrow

No more silence

Maybe it's just for family, friendship, love

No more silence

Where the heart desires, there will always be care for each other

There are dreams in my heart

Even if it won't be realized, dare to stand up bravely

Never back

Because I have no way to retreat, how can I have more minds

Open the window tomorrow

I want to see the most beautiful sun rise

From 2008 to 2018, China's housing prices soared in just a decade. Han Sen's family spent 300,000 yuan in 2007 to buy a resettlement house on Xiling 2nd Road, and now it is estimated that 300,000 yuan can only be a down payment on Xiling 2nd Road.

In 2012, Han Hu got married, and his family could no longer afford to buy a commercial house, so Han Kun repeatedly bought a small property right house for Han Hu near the Three Gorges University, spending 300,000 yuan.

Because small property rights cannot be traded, the price of 300,000 yuan is also in line with the market situation. The Han family caught the last train to buy a house.

In 2003, Han Sen's uncle Han Mao built a house in Tudong Village, Caidian's hometown in Wuhan, without decoration, and spent a total of 30,000 yuan.

In 2005, Han Mao bought a 100-square-meter second-hand house from an acquaintance in Caidian District, Wuhan, and spent 80,000 yuan. In order to raise money, Han Mao borrowed money from his eldest brother Han Kun, and Han Kun said that he had no money, he had just bought a house, and he still owed money to Han Sen's third aunt.

Han Mao had no choice but to sell the three-story building he had built with his own hands. Many people in the same village inquired about this house, but Han Mao sold the house to his younger brother Han Shuo after thinking twice.

Sold for 30,000 yuan. I didn't make a penny, and I sold as much as it costed.

Although the two brothers have always pinched each other since they were children, Han Mao still made great concessions in the face of monetary interests.

Han Shuo didn't have any money on hand, so in order to buy a house, Han Shuo sold a homestead on the side of the road, a vegetable garden, close to the road, and the location was excellent. It was sold to an acquaintance in the same village for 5,000 yuan.

Whenever the Han family grits their teeth when it comes to this serial transaction, a penny is difficult for a hero, and no money can torture people so much, forcing you to make decisions you don't want to make.

Han Kun has always been angry about Han Shuo's behavior of selling the homestead, because this is what Han Kun originally planned to go back to his hometown to build a house when he is old.

However, he hesitated to do business in Yichang so he was a little wavering, and after Han Kun bought a house in Yichang in 2007, his plan to build a house in his hometown was shelved.

Han Shuo proposed to his eldest brother Han Kun that he wanted to build a new house, so Han Kun gave his homestead to Han Shuo.

Who would have thought that Han Shuo had no money to build a house himself, so he gave up after building a foundation, and finally Han Shuo sold the homestead and bought the three-story small building that Han Mao had already built.

Han Mao was also unwilling to sell the small building he built with his own hands, and later Han Mao thought about buying back the three-story small building from Han Shuo, but Han Shuo did not agree.

In 2009, Han Mao spent 300,000 yuan in Caidian, Wuhan to buy a 150-square-meter house on Shufan Street, and took out a loan of 100,000 yuan, which was repaid in 5 years.

When there is no money, the house price is cheap, and when the money is earned, the house price is out of reach, and it is still impossible to buy. Han Sen felt that he could be regarded as a representative of the people at the bottom of China, and that his family's living standard could fully represent the real economic strength of hundreds of millions of rural families.

Unlike many wealthy people in the city, buying a house is like buying vegetables, and the Han family did their best to buy a house.

has its own place in the city, and the family will settle down.

For 12 years from 1995 to 2007, Han Sen's family rented a house in Yichang, with a monthly rent of about 300 yuan, and the cheapest 150 yuan. All at 300 yuan a month, a total of 43,200 yuan was spent on renting a house in 12 years.

After Chen Zhi's death in 2018, Han Mao proposed to build a new house on the old homestead, although he has his own house in Wuhan's Caidian urban area, he still wants to build a house on his hometown homestead to keep the foundation of his hometown.

The homestead was shared by Han Mao's family and Han Kun's family, so in the end, a three-story small building was built next to each other, Han Sen's family spent 200,000 yuan without fine decoration, and Han Mao spent a total of 250,000 yuan on fine decoration. Compared with 30,000 yuan in 2003, the cost has increased by about 7 times after 16 years.

At this point, the distribution of the Han family's homestead has been completed, one is under Han Shuo's name, one is under the name of Han Mao and Han Kun's family, and one is sold to acquaintances in the same village. Whenever he mentioned the homestead near the highway that he sold, Han Sen always felt regretful.

Lu Yu said, child, there is nothing to regret, after people leave, they are all fake. Whoever owns this homestead is arranged, and there is no need to force it. Now the family is safe, healthy, and happy is the best homestead.

Every rural family has the choice of going to the city or staying in the village, and there are high-rise buildings, charming neon eyes, prosperity and crowds.

Stay in the countryside, full of empty nesters, full of withered villages, full of people around, full of long nights, and the sound of frogs. The city makes trouble, the countryside takes quiet, the city fights, the countryside guards, the city wins, the countryside is equal, the city is tired, and the countryside is idle, each has its own benefits.

Everyone who has been in the city for a long time will want to return to their hometown, and after staying in their hometown for a long time, they will want to come to the city to stretch their body. Ten years ago, cars were a rarity, but now many families in rural areas have cars, and every time they go to the village for the Chinese New Year, they will be stuffed with cars.

People are living a really good life, and these are all hard work. Many foreigners don't understand what the Chinese are working like crazy for, in fact, they are completely standing and talking without back pain.

Although the perverted rise in domestic housing prices is certainly unreasonable, it cannot be long-lasting. But the struggle of the rural population, the most important component of China, is fundamental to the transformation of poverty.

In just 40 years of reform and opening up, our country has achieved earth-shaking changes, and the people's good life is the result of the people's own hard work, and the country has pointed out the direction and provided a stage, so that the people can make great achievements in the vast world.

Many developed countries abroad have populations far less than China's, and they have been rapidly urbanizing hundreds of years ago, and people's living standards are extremely high. They can't really understand us.

If we want to live a good life, we can't wait for others to give us handouts, we can only rely on ourselves, and the gossip is not our own people.

Lu Yu once told Han Sen that no matter what country you were born in, you will never succeed if you don't work hard. Sitting and waiting will not succeed, and expecting and thinking will not succeed.

Although he was in the useless class, Han Sen was still full of hope, because of the efforts of Han Kun and Lu Yu, Han Sen now had a better life.

When Han Sen fell in love with Ning Xian'er, Han Kun and Lu Yu earned money every day and night in the store, and Han Sen spent 100,000 yuan before and after marrying his daughter-in-law, which was also accumulated by the family (Lin Rou'er's family did not ask for a bride price).

Han Sen's previous purchase of a car was also the money provided by the family, and Han Hu's purchase of a house was also the family's money, and all the expenses of the three siblings of the Han family from childhood to adulthood were earned by Han Kun and Lu Yu, and every cent was saved.

If the three brothers and sisters of the Han family buy a house by themselves, the three of them will not be able to afford a house in Yichang for the rest of their lives. Because the salary of 3,000 yuan is not left all year round.

Only when you are in the useless class will you truly appreciate what it means to live hard, and you will not say what it means not to eat minced meat.

Many people will put forward the suggestion of a mansion in the sky, but you have no vision, if you buy a house in 02, you only need to spend 80,000 yuan to buy a 100-square-meter house, but they don't know that in 02, even the hundreds of yuan for the three children to go to school were saved by Han Kun and Lu Yu's hard work.

In 07, you made some money, you should take out a loan to buy a house in CBD, and the house price is only about 4,000, and now the second-hand house in CBD is 10,000 yuan/㎡, and the money you make by selling it is more than you can earn for several years of hard work.

They didn't know that the CBD would be demolished and rebuilt in 08 (2019 was the second demolition), Han Kun and Lu Yu were going to lose their storefronts, they only had 200,000 on hand, they had to buy a house and find a shop, and a few children were going to school, and a penny was broken into three flowers.

You asked him to do a clever investment plan, he had no choice, he had to settle for the next best thing and choose the cheapest resettlement house with the most insurance, and even borrowed 100,000 yuan from Aunt Han Sen to buy the cheapest house.

Another point is that Han Kun and Lu Yu do not have too much savings, nor do they have any fixed assets, they are self-employed, and they do not have shops as collateral, even if they have the foresight to give them a loan in 07.

Is it possible to use relatives' money to help you invest it? Obviously, it is impossible, and many seemingly brilliant plans do not stand up to scrutiny.

If you want to buy a house in 19 years, a lot of banks are queuing up to give you loans, but can you really afford millions of dollars after one operation?

When there is no money, the bank does not lend to ordinary people, and when you have a little money, the house price is sky-high, and you can't take the bank if you lend to you. Speaking of which, you are still a struggling useless class.

Han Sen boldly predicted that house prices would return to a stable price in 15 years, because a house would only be worth money if someone bought it. If it can't be sold, it will drag the developer to death, and some small and medium-sized real estate companies will be cut.

Housing prices in first-tier cities won't fluctuate too much, and don't expect them to plummet. Housing prices in second-tier cities are watery and may fall by about 20% in the next 15 years.

The real focus is on the third and fourth tier cities, their housing prices are extremely unreasonable, and the room for decline is huge, but there will be no expected return to about 2,000 yuan/㎡ before 2008, because inflation is considered, the house price in the third and fourth tier cities is set at about 3,500 yuan/㎡ is reasonable, but it is reasonable to set it at about 6,000 yuan after inflation.

The big ups and downs won't happen in 15 years, and people will only slowly come to their senses, because everyone wants to make quick money, and they want to buy a house and sell it to others at a high price.

In addition to rigid needs, many people regard houses as investments, which is part of the reason why housing prices remain high. Now anyone with a discerning eye can see that the madness of housing prices has reached a calm stage, not that everyone doesn't want to buy, but that everyone has no money to buy.

Rich people have several houses, and they don't want to buy them. The real workhorses are the working-class who have sold their homes for the next 20 years.

Now they can only covet the commercial houses in the best locations and can't buy them. The dilemma faced by Han Kun's family 10 years ago will be faced by hundreds of millions of families.

The current high housing prices have made many people reduce their desire to have children because they cannot afford to raise them. Therefore, Han Sen believes that 15 years will be a watershed, the decline of population, high housing prices can not be sustained, small and medium-sized builders can withdraw, and the rest will be large companies. Although the market has tightened and competition has decreased, real estate developers have survived and everyone has compromised.

Even if the price of his current house drops, Han Sen will not be sad, his house is for living in, and it will not be used for profit. The houses of ordinary people are the real houses, and they carry the dreams and joys of the family.

They don't need to be magnificent, they don't need to increase their value, their idea is very simple, they have a small house, they can take a hot shower when they get home from work, their children have a study room to do their homework after school, and the elderly have a bed to sleep in when they walk home.

A variety of reasons have conspired to drive up house prices, but this is unsustainable. Because of the existence of the useless class, people always hope that the useless class will take over, but now the useless class has slowly begun to awaken and no longer live in a daze.

Housing prices will return to rationality, Han Sen is convinced, he believes that tens of millions of people across the country will have the same idea as himself. Not because they are economists, but because they are useless.

The useless class is not stupid, but they recognize the way of the world and recognize themselves, they will not be confused by superficial material enjoyment, they know what they need most, what is worth fighting for, what is worth staying, what is worth cherishing, even if they can't become a master, they can live a comfortable and peaceful life.

As long as the house is enough, life is happy, the price will eventually be defeated by the people's hearts, when people become smarter, when they become more conscientious, everything will change, and when there is no soil, the high price will not be sought after.