Yin Jun is right.

In the next few days, nine major banks, including Hang Lung Bank, are all in the midst of a crazy run.

Although they have limited the amount of withdrawals per depositor per day and restricted the opening hours, the crowds queuing up at various bank branches every day have never decreased.

Many depositors who have been queuing for a day but have not yet been able to withdraw their money are infected by the anxiety, and many people have begun to make noise and excess.

There are people who are a little short-tempered and even want to go to the counter.

That's where the police come in handy.

No matter who it is, as long as there is a sign of an outburst or madness, the police will always rush to the first place, subdue them, and take them away.

With such a thunderous method, it finally did not cause an outbreak of the group.

However, the police inspectors were highly nervous and tired, and hundreds of people had already fainted in the past few days.

The most terrifying thing is not the run on these nine banks.

The most terrifying thing is that in addition to these nine banks, many other banks have also been involved.

"Have you heard? xx bank is actually a big problem!"

"Won't it?"

"Really, I've heard that xxx bank is the same. ”

"Should I withdraw my deposit?"

"I think we should take it out and deposit it in HSBC and in Standard Chartered!

"What? You didn't take it out? I only recognized these two banks a long time ago! In Xiangjiang, they are more reliable!"

"You're right, I'll get the money right away!"

“……”

This kind of conversation began on the first day of the run on the nine major banks, and gradually, as people's anxious atmosphere became more and more solemn, the effect became more and more prominent.

I don't know if these nine major banks saw that they were so miserable, so they deliberately spread rumors, wanting to drag everyone into the water, so that they would have a better life and would not be targeted so much.

But it is undeniable that with these rumors, all of a sudden other banks are not having a good time.

In particular, in recent years, the Heung Kong Commercial Bank has been in full swing.

With the full support of the Kirin Group, Heung Kong Commercial Bank has developed very rapidly, and in the past two years, there is a faint trend to become the sixth largest bank in Hong Kong, second only to HSBC, Standard Chartered, Bank of China, East Asia and Hang Seng.

Xiangjiang's market share is only so large, if you eat more, others will eat less, and naturally some people will be dissatisfied with you.

In the past, when the market was good, everyone could be patient.

But now that the financial industry in Xiangjiang is in chaos, then don't blame me for taking action against you.

As a result, many rumors against Heung Kong Commercial Bank are simply overwhelming.

Legend has it that they failed to invest and lost more than a billion yuan.

Legend has it that they lent 500 million yuan to Diners Club, but in the end they lost all their money.

Legend......

After such a series of legends, there are more and more crowds at the door of the Heung Kong Commercial Bank.

At the gates of their seven or eight branches, the number of people who came to withdraw money every day suddenly increased from a few hundred to two or three thousand, which was very terrifying.

In this regard, Chen Youhan and Kang Xinyuan were very busy and very nervous.

When it comes to loans, when it comes to investments, what bank doesn't do that?

Any bank, the reserves in their vaults and the deposits they absorb are absolutely not equal, they must be less than the deposits they absorb, otherwise they will not be able to operate.

Including HSBC, they also have a large number of foreign loans and foreign investments.

Why is it not good for us to do this?

Although we also have non-performing assets, our operation has been normal!

The aggrieved Xiangjiang Commercial Bank, no matter how unwilling it is, has to deal with those who withdraw money all day long.

In the past two years, every bank has lent a large amount of money to real estate, including Heung Kong Commercial Bank.

Yin Jun borrowed a total of US$3.7 billion, of which US$3.2 billion was from HSBC and the remaining US$500 million was from Heung Kong Commercial Bank.

At the beginning of this year, Yin Jun repaid the $500 million of the Heung Kong Commercial Bank with interest, and then Chen Youhan couldn't resist the grinding of a group of old friends and lent them all the money, but they were trapped with the big market and couldn't pay it back.

As a result, the Xiangjiang Commercial Bank is now in short supply, and it can only be said that it maintains normal operation on weekdays, and it is also cautious again and again in lending to the company, and the amount is not much.

According to the current scale of withdrawals, although all banks have certain restrictions, if there is a run like Hang Lung Bank, the gap of Heung Kong Commercial Bank should be around 3 billion Hong Kong dollars.

If you want complete security, you have to pay 3 billion Hong Kong dollars.

Seeing that in two or three days, all the bank's reserve reserves would have to be exhausted, Chen Youhan was forced to have no choice but to find Yin Jun for help.

"Ah Jun, you pull me so that I can get through this hurdle, and Uncle Han will be grateful to you!" On the phone, Chen Youhan was full of anxiety and pleading.

This is the fifth day after he faced rumors and faced a run.

After asking for help from friends who are doing banking and financial business, Chen Youhan was exhausted and didn't know where to raise money.

So he could only call Yin Jun and ask Yin Jun to lend him money.

Everyone knows that Yin Jun has a lot of liquidity in his hands, but except for Yin Jun's closest Le Yiling, there is no third person who knows the exact number.

At a time when every penny is precious, Chen Youhan just hopes to lend him 3.5 billion Hong Kong dollars for emergency purposes for the sake of the good relationship between everyone before.

As long as he survives these two months, Pangu Bank, which can't withdraw funds due to some things in Thailand, will transfer 2 billion Hong Kong dollars to help Heung Kong Commercial Bank tide over the difficulties.

So no matter what, he has to survive this most painful time, and don't fall before Li Shu before he can wait for his father's assistance.

Yin Jun is a very good person, if it is thirty or fifty million, there will definitely be no problem.

But the problem is that now everyone is short of money, and Yin Jun has so much business in his hands, whether he is willing to lend himself his precious working capital, Chen Youhan really doesn't know.

And Yin Jun's answer is also very simple.

Without hesitation, just one word.

"Good!"

When Yin Jun hung up the phone, Chen Youhan hadn't reacted yet.

Kang Xinyuan next to him had an ugly face for a while: "Why? You didn't agree? Even Ah Jun can't be trusted?"

Chen Youhan was a little in a trance, and nodded subconsciously.

At this moment, Zikang Xinyuan's anger broke out, "Hmph, it is said that people will be seen for a long time, and people will be seen in danger." How did he start Yin Jun in the past? Didn't he rely on the 50 million loan you gave him!? After that, when did he develop because we didn't give him full help? Now that we are in trouble, we are in trouble, and he didn't lend a helping hand at all, what a gentle genius!"

"Huh?"

Chen Youhan was awakened by his roar, and looked at him in surprise: "What did you say?

Kang Xinyuan was stunned, this is not right!

He immediately perked up, and asked with hope and fear of disappointment, "Didn't Ah Jun reject you?"

"Where is it!" Chen Youhan shook his head and smiled.

But he didn't say a word. ”

"What do you mean by not saying a few words, he just said a word...... Okay!" Chen Youhan shrugged.

"Oh!?"

After Kang Xinyuan understood, he unconsciously smiled dumbly, "This Ah Jun is really unusual!"

Thinking that he had misunderstood Yin Jun, Kang Xinyuan was a little embarrassed, but he was greatly relieved in his heart.

Yin Jun is now one of the richest people in Xiangjiang, with a net worth of at least more than 8 billion Hong Kong dollars, as long as he is willing to help, then it will definitely be a send-off.

First of all, in terms of morale, it is enough to boost the morale of the bank's army.

Everyone knows that Yin Jun is willing to lend money to the Heung Kong Commercial Bank, then the trust in the Heung Kong Commercial Bank will also increase, and maybe those runs will not happen again.

After being happy, Kang Xinyuan suddenly had a question in his mind, and then he found out why Chen Youhan was still in such a trance after knowing that Yin Jun was willing to help just now.

"Ah Jun promised too quickly, but how much is he willing to give us?" Kang Xinyuan said, "Youhan, you call him again and ask clearly, we can arrange it here!"

"How can I make a good call? People neatly agreed to help borrow money, and I still asked you how much you lent me so cheekily?" Chen Youhan shook his head again and again, "I can't ask." ”

"If not, I'll ask. Kang Xinyuan thought about it and picked up the phone.

Chen Youhan hurriedly stopped, "No, no, don't you know how much he lent us, won't you know tomorrow morning?

Kang Xinyuan looked at his old friend, pondered for a while, and finally put down the microphone.

"Youhan, your personality should be changed!" Kang Xinyuan sighed and said, "You are like this, where do you seem to be doing business?"

"Who said that my personality needs to be changed?" Chen Youhan laughed, "Look, Ah Jun is willing to help me today, isn't it because of my personality that I helped him before?"

Kang Xinyuan didn't feel dumbfounded.

I thought too.

The old friend's means of doing business are not very good, but he is absolutely first-class in life.

He borrowed money from many friends before, and his friends borrowed more or less, which is the embodiment of his personality.

If you change to another businessman, where can you borrow money at such a time?

Everyone is afraid that you will collapse, so the money will be wasted!

At this time, another thought also appeared in Kang Xinyuan's heart.

How much money will Jun lend us?

Or ask more directly.

In Ah Jun's mind, Youhan, a friend and elder benefactor, is worth how much money he has to help?

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