Chapter 167 Loans from Fifteen Banks
"Boss, in the past half a month, we have collected a total of 80 million chips, with an average price of 4.96 yuan, but now there are very few loose chips in it, and the progress has not been very smooth in the past two days. ”
In the market, every movement in the price will affect the mind of the holder.
Because of the different psychological expectations, everyone's definition of the price is different, and after the chips in the current period are collected, a solid bottom will be created.
It also means that if you want more chips in the later stages, you need more real money.
Zhao Jiangchuan did not look back.
His gaze was still looking down at the crowd of people coming and going on the ground.
The eyes are very flat and indifferent.
Because of the distance, people and objects in the line of sight become a little small.
The crowd of people who kept coming and going was like a swarm of moving ants.
Liu Qiang and Fang Zhongyuan stood respectfully, without Zhao Jiangchuan's impetuousness without looking back and not saying a word.
Minutes and seconds passed.
Zhao Jiangchuan seemed to have seen enough of the scenery outside.
He turned, and finally spoke after sitting down in his chair.
"Continue to collect chips, try to control the price below six yuan, I am preparing the funds, you go out first." ”
Liu Qiang didn't dare to pause, and immediately turned around and walked out after Zhao Jiangchuan finished speaking.
In the office, only Fang Zhongyuan and Zhao Jiangchuan were left.
At this time, Zhao Jiangchuan seemed to have returned to his usual appearance as the boy next door.
He smiled at Fang Zhongyuan and said.
"Old Fang, now the two of us don't have to be polite, let's sit down and drink tea. ”
Fang Zhongyuan also breathed a sigh of relief.
Just when Liu Qiang was there, Zhao Jiangchuan, who was looking down at the sky with his hands behind his back, had an invisible aura on his body.
An aura that makes it impossible to look at directly.
It was like facing an unclimbable peak.
An invisible and silent sense of oppression.
At that time, Fang Zhongyuan was also in a state of breath, but now he is finally relaxed.
"Whoa...."
After drinking a few cups of tea, Zhao Jiangchuan spoke again.
"Old Fang, how are things arranged over there. ”
"The replacement of legal persons has been completed, the recruitment of temporary personnel has also ended, the rented equipment will arrive in these two days, and there are already eight banks interested in it, and the other banks have not yet responded. ”
"Well, you have to hurry up on this matter, otherwise we will be in trouble if we can't keep up with the funds later. ”
"I know that, but boss, is there really nothing wrong with doing this?"
"Lao Fang, a company with complete procedures and good qualifications, applying for a loan from a bank, it is legal and compliant in terms of procedures, what do you say is the problem?"
"But ....."
"I understand what you mean, you want to say that you want to take out loans from fifteen banks at the same time, it seems to be non-compliant, right, haha..."
Fang Zhongyuan didn't know what to say.
At that time, when Zhao Jiangchuan asked him to buy an unknown steel trading company for 40 million, he didn't understand what it meant.
Now that I understand everything, I feel terrified every time I think about it.
Only Zhao Jiangchuan and Fang Zhongyuan knew about this matter in the company, except for the two of them, even Zhang Hua didn't know.
A month earlier, Zhao Jiangchuan had arranged for Fang Zhongyuan to secretly acquire a steel trading company called Huafa.
This steel trading company is not the largest in the local magic capital, but the factory and the number of personnel are the two factors that Zhao Jiangchuan values the most.
Later, many people came across some news in media reports.
ID cards starting with 350,352 in Southeast Province were completely blocked by Modu Bank. With the exception of Ningde region, almost the entire southeastern province has been implicated.
The reason for the incident is because of a number of bank loan frauds that have occurred.
The Zhou Ning collective loan fraud incident was in 2008, when the China Banking Regulatory Commission had been established.
But even with the existence of the China Banking Regulatory Commission, those steel trading companies still defrauded billions of loans in major banks at that time.
In 1995, not only did there be no CBRC, but even banks wanted to lend money, which was not easy.
If you look at it from the perspective of the future, this is incredible.
There are still loans that cannot be released by the bank, and how many people are desperate for loans.
But in the 90s, the Chinese were most enthusiastic about savings.
Because, there is interest to be taken on deposits, and interest is paid to the bank on loans, so stupid people can do this kind of thing.
This incident once shocked the whole country, and it is impossible for Zhao Jiangchuan, who is from the southeast, not to hear about it.
So as soon as this guy added up, he put the attention on the head of the bank.
To speculate on a stock, you need to collect enough chips, but to collect enough chips, you need to have enough capital.
600 million is a lot of money, but this amount of money can only be used to speculate on some stocks with small handicaps.
When the price of a stock rises, its market will expand simultaneously, which means that more and more funds are needed.
A blue-chip stock like G Fenjiu has a total share capital of 185 million shares, or five yuan per share.
Theoretically, the 600 million in Zhao Jiangchuan's hand can eat more than half of the chips.
But in reality, after the chips are concentrated, more and more funds will be needed in the passive rise in prices.
With Zhao Jiangchuan's character, he naturally wants to be foolproof and maximize profits, so after thinking about it, he came up with an idea.
Acquire a physical company and then go to the bank for a loan.
At first, Fang Zhongyuan was still confused.
It was only later that when Zhao Jiangchuan asked Fang Zhongyuan to replace the legal person with Mo Shaoyan and apply for loans from fifteen banks at the same time, Fang Zhongyuan was stunned.
The 40 million acquired steel trading enterprise was expanded to 120 million by Zhao Jiangchuan's inflated registered capital.
That's not all, Zhao Jiangchuan also temporarily recruited a group of workers and leased a large amount of old equipment from other companies.
The steel trading company, which could only be regarded as an ordinary scale, has been tripled.
Then, Mo Shaoyan, who was represented by a legal person but did not actually exist, applied for a loan of 60 million from major banks.
It is to apply for a loan of 60 million from 15 banks at the same time.
If it came to this point, Fang Zhongyuan couldn't see what Zhao Jiangchuan was trying to do, and he would live in vain.
Obviously, Zhao Jiangchuan wants to fool the bank's money.
"Boss, are you sure you're really okay?"
"Lao Fang, everything is legal and compliant, the company is looking for a bank for loan support, which is allowed by the policy, if the company goes bankrupt, then just give the company to them. What could be the problem?"
Your sister, where is it so easy as you say.
Fang Zhongyuan felt that Zhao Jiangchuan's heart was black.
People have loans to one or two at most, and this is a good one, and it is good to directly lend to fifteen companies.
What's even darker is that the legal person is still an unlucky egg.
Mo Shaoyan, there must be black smoke rising from your grave, otherwise how could you be targeted by such a guy.
Fang Zhongyuan was helpless.
Zhao Jiangchuan is right, no matter what procedures they take, their loan this time is legal and compliant.
It's nothing more than taking advantage of the bank's loopholes.
"Lao Fang, don't worry, when we pull up the stock price of Fenjiu later, and then repay the bank's loan after shipment, it won't be over. ”
Fang Zhongyuan couldn't help but roll his eyes.
He really didn't know how credible Zhao Jiangchuan's words were.
At the point where the heart of this guy is black, if you want Zhao Jiangchuan to repay the money, those banks that borrowed money will definitely be peeled off a layer of skin.
。 m.