Chapter 190: Asking for Debts
Jiang Fengyun also said: "Xiao Ning, if I don't invest a little less, I will lend you tens of thousands." ”
Luo Fan said: "Sister, I still have 50,000 left, you can use it." ”
Luo Ning said with a smile: "I have received your wishes, our family does not have any liquidity now, let's think of a way first, if we really need to borrow money, and then find you, okay? ”
Duan Mingzhe said: "Luo Ning, the machinery factory needs to invest at least 1.5 million, and now it has only made up 900,000, and the share left for employees to subscribe cannot exceed 300,000, which means that you still need to come up with at least 300,000." As long as this amount can be reached, I will buy out the seniority to become the factory director. ”
Luo Ning said: "Okay, a word is a deal!"
"A word is a certainty!" Duan Mingzhe said firmly.
After this meeting, the big guys all dispersed, leaving Jiang Fenglian's mother and daughter and Ji Jingyan, Luo Ning said: "Ji Jingyan, I have something to discuss with my mother, please go out first?"
Ji Jingyan said lightly: "I know, if you want to discuss how to raise money, I'll listen to it next to you, promise not to speak, okay?"
Luo Ning glared at him helplessly, and Jiang Fenglian said, "Luo Ning, if you want 300,000, where are we going to raise it?"
"We now have 50,000 in cash, and we have 50,000 in the stock market, adding up to 100,000," Luo Ning said. Then go to the bank to borrow some money, we can mortgage the property and shares, and it should be no problem to borrow about 200,000 yuan. ”
Ji Jingyan said: "Luo Ning, isn't there still 150,000 yuan left in the money I gave you? The interest rate of the loan is too high, and the risk is large, so try not to borrow if you can. Anyway, I keep the money in it, you use it first, and then pay me back later. ”
Luo Ning frowned and said, "Ji Jingyan, we already owe you 200,000 yuan, and we can't borrow any more money from you." ”
"Luo Ning, why are you so stubborn? It's all about borrowing money, who are you borrowing from? I don't charge you interest, I don't want you to mortgage, what a good thing, why don't you accept it?" Ji Jingyan said suspiciously.
Luo Ning gave him a blank look: "It's because you don't want anything that I don't want to borrow from you!"
Ji Jingyan suddenly realized: "It turns out that you don't want to use my money in vain." It's simple, when you pay me back, just give a little interest, and I'll invest in you. ”
Jiang Fenglian said: "Xiao Ning, I think this is okay, we can give Xiao Ji a little higher interest." ”
Luo Ning said: "Then you must write it down in black and white, borrow 150,000 yuan, with an annual interest rate of 5%, and we both sign it." ”
Ji Jingyan said helplessly: "Other people have to give interest, don't write anything, but you take the initiative to give me interest, and you also take the initiative to write an IOU." Luo Ning, are you stupid?"
Luo Ning said firmly: "This is my principle of life. ”
"Okay, according to you!" Ji Jingyan said.
Luo Ning took out a pen and paper to write down the IOU, then signed and stamped his handprint, and handed it to Ji Jingyan to collect.
Jiang Fenglian said: "Then there is only a gap of 50,000 yuan, so I will go to the bank for a loan, this money should not need too much collateral, and the risk is not too big." ”
"Well, Mom, you can do it. ”
Jiang Fenglian did what she said, and went to the fruit shop of the White Red Army the next morning, followed by Luo Zhenjie, Luo Zhenhua, Luo Ning and Ji Jingyan.
As soon as they arrived outside the fruit shop, they saw that the White Red Army was putting out the fresh fruits that had just come in.
As soon as Jiang Fenglian entered the door, she sat on the bamboo chair at the door and said straight to the point: "Bai Hongjun, your store has been open for several months, and the business is good, the money you borrowed from our family should be enough now, right? Our family needs money now, you can pay it back today!"
Bai Hongjun was slightly stunned, he really didn't expect Jiang Fenglian to come early in the morning to ask for debts, and said angrily: "Sister-in-law, what do you mean by this? I came early in the morning, and before it opened, you came to ask for money, didn't you deliberately touch my moldy head?"
Luo Zhenjie continued: "What's wrong with it on purpose? Do you still need to be polite to people like you? Bai Hongjun, you are an elder, you can actually be so ruthless to Xiao Ning, and you are so good to your eldest brother and sister-in-law before." Don't talk nonsense, hurry up and pay it back!"
Bai Hongjun snorted coldly: "Hmph! I beat Luo Ning yesterday, she asked for herself, who told her to dare to stop me? Can't I, an elder, teach her a lesson?"
"Are you a lesson? Do elders teach children to be so heavy-handed?" Jiang Fenglian said angrily, "I don't want to talk nonsense with you, we are here to collect money today, you can pay back the money!"
Bai Hongjun sneered and took out a receipt, threw it in front of Jiang Fenglian, and said, "Pay it back, I already paid it off last month!"
Jiang Fenglian picked up the receipt and looked at it, which read: Received the loan of 20,000 yuan from the White Red Army, and the payee Luo Chuanyi. The time turned out to be a month ago.
She immediately burst into flames: "White Red Army, why does the old man collect the money? I told you right now, you borrowed the money from us, and it has nothing to do with the old man, and you should pay us back if you want to pay it back." I don't recognize this receipt!"
"I don't care if you admit it or not? Anyway, I have already repaid the money, and I don't owe it to your family. If you want money, find the old man yourself. Bai Hongjun said with a sneer.
Since attending the housewarming banquet during the Chinese New Year, Luo Chuanyi has been thinking about the 20,000 yuan. He came to the county every now and then, and finally found the fruit shop of the White Army two weeks later.
Luo Chuanyi came directly to the door and asked the White Red Army to pay back the money. Bai Hongjun got Jiang Fenglian's advice, and he didn't want to pay back the money, so he naturally refused to agree.
Who knew that Luo Chuanyi threatened: "If you don't pay back the money, I won't leave here, I see how you do business?" He sat down on the bamboo chair at the door of the shop with a big grin, picking his nostrils and coughing and spitting, so that even passers-by avoided it, where was anyone willing to step in?
The white army rushed over and was about to drag him up, Luo Chuanyi looked at his menacing appearance, he was not panicked at all, and said leisurely: "Even if you do it, if you hurt me, you will have to pay for the medical expenses!"
As soon as he talked about money, Bai Hongjun's outstretched hand was withdrawn, and he said angrily: "I didn't borrow money from you, and if I want to pay it back, I will return it to Brother Zhenying, why do you ask me?"
Luo Chuanyi's eyes widened: "Luo Zhenying is my son, and his money is my money! ”
"I don't have the money to pay it back now!" said the White Red Army.
"No money? You make so much money in one piece, and you tell me that you don't have any money? Do you think I'm a fool? I tell you, I have to get the money today no matter what, otherwise I'll come every day and you won't be able to do business!" Luo Chuanyi said scoundrelly.
Bai Hongjun knew too much the virtue of his father-in-law, and knew that he really did it, so he had to change to a soft one: "Dad, I really don't have that much money!"
"Give as much as you want, if it's not enough, take the house you live in the county seat!"
"The house is not mine, it's a rented house, and I can't transfer it to you. "Bai Hongjun didn't expect Luo Chuanyi to still think about the house he lived in.
"Then give the money, I'll take the money and buy it myself!" Luo Chuanyi said.
"Dad, do you want to buy a house by yourself?" do Brother Zhenying and sister-in-law know?" asked Bao Hongjun.