Chapter 225 Interest on Raising Funds

Regarding saying that she is "worth more than 100 million", Shen Rou is actually a little dizzy, as if she has been dreaming, and she has not woken up yet.

Not only in terms of wealth, but also in terms of life, there has been a lot of change. In order to "meet the identity", her Kaiyuan decoration company has also completed a capital increase, and a series of actions such as changing the company's name and business scope look more like a large group company.

Of course, the scope of business is not limited to decoration, but also includes pawn, construction and other branches, which is quite like that.

Shen Rou herself was also a little stunned, and said in her heart that she had become the CEO of so many companies all of a sudden? This is really incredible. There are still a lot of troubles and huge debts, but at least the current feeling is very fulfilling.

It's just that she can't be idle, and she always feels a bit panicked to be the boss when she doesn't do anything. So he told Zhao Xuanji and Chen Lin that even if he was the boss of the Kaiyuan Group, he still had to personally manage his own decoration company.

This is equivalent to the mayor concurrently serving as the county magistrate, which is a bit unreasonable. Even Shen Rou said that she didn't have that much ability, so if she really couldn't do it, she would give up some of her shares and let Zhao Xuanji be the big boss. A woman who is honest to such an extent is rare in modern society.

However, the company is its own, and she can do whatever she wants, and Zhao Xuanji doesn't want to violate her character. Of course, you don't want shares, just let her be a pure person, but if there is a big thing, she will only do it.

Therefore, whether it is the business of Kaiyuan Pawn (formerly Dade Pawn) or Kaiyuan Construction Engineering (formerly Dade Construction Company), Zhao Xuanji has to personally inquire about it. Zhao Xuanji originally wanted to lose the business to Chen Lin, the second shareholder of Kaiyuan Group, but Miss Chen rolled her eyes directly-

When you divide the shares, you let Rourou take the lion's share, but when you work hard, you think of me, no way! You have to take care of yourself, Tianhetai's resources allow you to call, but you can't delay me as the chief instructor!

When I met these two aunts and grandmothers who didn't care, it was unlucky. After all, management is a big deal.

Not to mention anything else, the Liu Ningxin incident has given Zhao Xuanji a wake-up call: it is necessary to purify the existing workforce and investigate everyone's details, so as not to bury a batch of people in their own company!

If the original plate received those employees of Dade, there would be some bullshit in it, and from time to time they would stab you in the back, which made you want to stop.

But if it's not realistic to fire them all, at least you have to have a smooth handover, right? And the old people are all fired, all of them are recruiting new people, and they can't carry out their work for a while. In addition, there are many legacy issues that need to be dealt with, and it is impossible to do a good job without the participation of veteran employees.

Therefore, Zhao Xuanji held a meeting in the company, saying that he would retain the integrity of the team as much as possible, and if he wanted to stay, he could write an application, and he would basically remain hired according to the previous assessment, of course, it was possible to eliminate a small number of unqualified personnel.

However, as long as you are a disciple of Wei Shihao, please take the initiative to leave.

There is no objection to this, after all, even if Zhao Xuanji asks Wei Shihao's disciples to stay, these people are embarrassed. Because once they are left to work for Zhao Xuanji and Chen Lin, it will be tantamount to betraying the master and cutting themselves off from the eight hundred brothers.

As a result, most of the unsuitable members were purged at once, but it was not easy to discern the loyalty of the majority who remained. After all, even if someone is not Wei Shihao's disciple, he will die for Wei Shihao's family if he can't guarantee it, which needs to rely on time to screen, and it also requires patience and care.

For the most critical positions, it is necessary to replenish fresh blood and insert people hired from outside. Some are completely replacing the original positions, and some are coming in to assist the old employees to play a role in supervision, checks and balances. In short, as long as there are no major accidents, the situation can basically be stabilized.

And while dealing with these things, another major event has also reached the point of urgency, that is, the run on fundraisers has intensified. If it is not solved, I am afraid that a large-scale mass incident will be formed!

If it is said that against two hundred bastards and ruffians, Zhao Xuanji will dare to fight with one person and one stick, and he will withdraw if he can't beat it. But in the face of hundreds of people who asked for accounts, Zhao Xuanji didn't dare to do so.

It is natural to repay debts, why should you beat others, and you are not an underworld.

At the beginning, Zhao Xuanji also did a lot of ideological work for these fundraisers, hoping that everyone could believe in the solvency of Kaiyuan Group's funds, and the money would continue to be deposited here to ensure that there was no problem.

But the more you say that, the more worried people are that you won't be able to pay.

And in fact, Zhao Xuanji did this on purpose!

Because according to the fundraising agreement signed between Dade Construction Company and the fundraisers, according to the monthly interest rate, the interest at the end of the year is a total of 12%. This is within the scope of what the law allows, and the cost of capital is reasonable.

But if you withdraw early, even if it is only one day before the interest is due, sorry, then the interest can only be calculated according to the current bank interest rate for the same period while repaying your principal. And now the interest rate of this bank is shamelessly low, 0.35 percent, and there is almost no difference between having it and not.

Zhao Xuanji made a financial calculation and found that if the social fundraising of 100 million and a half as of now is calculated according to the agreed interest rate, it will almost have to repay about 12 million interest. However, if the fund-raising account takes the initiative to request the withdrawal of funds, according to the bank's current deposit interest rate, it only needs to pay more than 300,000 yuan.

It is said that it is not cost-effective for fundraisers to lose interest, but it is important to know that people's panic psychology is very scary. Once you are worried that the principal will not be returned, who cares about the interest, it is good to be able to get the principal back.

So if these people take the initiative to withdraw their funds, Zhao Xuanji can even save 12 million in vain. It's all money, it's equal to making it for nothing, and if it is exchanged for cash, how much will it get in front of you!

So Zhao Xuanji deliberately pretended to be a little unreliable, as if Kaiyuan Group was indeed short of funds. As a result, the fundraisers are even more blocked by the door to ask for money, and they have to withdraw all the principal.

And Zhao Xuanji finally seemed to endure great pressure and pain, and said that he would repay everyone as much as possible. However, considering that you have a loan agreement in advance, if you need to withdraw the principal now, please fill out an application form. It means that the original loan agreement is invalid and Kaiyuan will repay it within seven working days.

Even so, Zhao Xuanji deliberately made a difficult appearance, hoping that everyone would not withdraw if they did not withdraw their investment, and they should help Kaiyuan Group and get through this difficulty together. After all, if there is more withdrawal, Zhao Xuanji will have to borrow more money outside, and the pressure will be even greater.

The more pressure there is, the more likely it is that fundraisers will want to siphon out the funds as soon as possible. Who wants to help you, you want to be beautiful.

Don't talk about helping you, these days, everyone is blocking the door and making trouble every day, and you have the heart to eat you alive!

These days, these fundraisers have indeed hindered the construction and made a lot of noise all day long. Moreover, the real estate has been opened soon, and if it keeps making such a fuss, it will also affect the sales of finished houses.