Alvitatre pondered for a while, a little headache about the boss's idea, to be honest, this idea of wanting to cut the bank meat is not without action, but the premise is that every step of the market must step on the red heart. Pen & Fun & Pavilion www.biquge.info

The bank is not a fool, the bank loan of 100 yuan, is 100 yuan, not corresponding to the purchasing power at the time, in order to avoid risks, before the loan bank accountants and Jing arithmetic have long calculated the possible future interest rate changes, the interest rate will follow the market up and down, of course, in the case of currency depreciation, causing inflation, for the borrower is a certain cheap to earn.

But it is almost impossible to cut the meat of the bank according to the boss's idea, to earn the difference in repayment due to currency depreciation, unless, of course...

"Agreed interest rate!" Alvitatre spat out a financial term that attracted all the attention of the think tank, and several financial jingying looked at Alr with a stunned expression of "I heard you right".

Al ignored their strange gaze and looked at the boss Andy, "Boss, I understand what you mean, if you want to make a profit from the repayment rate, there is no other way than to negotiate the agreed interest rate with the bank at the beginning of the loan, however, the amount we want to borrow is too large, the bank may not agree, and the best result is only to limit a floating minimum value, which is not very meaningful." ”

Andy was a little disappointed, but hundreds of thousands, millions of dollars are not money, there is a cheap and not a bastard. Spend money to be generous, make money to be stingy, the principle of success in doing things.

Everyone in the think tank could see the disappointed look on their boss's face, and one of the accountants held the glasses on the bridge of his nose, and first gestured to Al, and after seeing Al nodding slightly, he said to Andy with a smile: " Boss, if the Federal Reserve really increases the amount of money by a large margin, carries out additional dollar issuance, and causes inflation, we can use the money earned from loans to make large-scale industrial investment, we have a huge amount of cash in hand, and we can even invite a few banks to guarantee some snake swallowing elephant acquisition plans, so that we can expand the profits earned because of inflation, even if we do not carry out snake swallowing elephant acquisition, we can spend the money as quickly as possible, and then use the assets acquired before as collateral to borrow from the bank, under inflation, the bank will increase lending, and we spent 1 yuan to buy the apple, can definitely lend 2 or 3 yuan, we use these loans to pay off the loan before inflation, and then invest, in the case of inflation, do not increase the debt ratio is really sorry for the generosity of the major banks. ”

Al also nodded in agreement, and then said to Andy: "After the real estate bubble bursts, it will definitely affect the banking industry next, we can spend the profits we earned in CDS before, so as to make mortgages, use these loans to invest in the capital market, short the banking industry, and harvest profits, I think this is undoubtedly the best plan, we can tear off a piece of meat from the major banks!"

Andy listened carefully to the think tank's analysis, nodded and said: "So that's it, yesterday I saw the briefing that came in, HSBC Holdings for the first time increased the amount of provisions for subprime housing credit in the United States, and issued a warning that the provisions may be increased significantly. The horn has been sounded, the plan can be carried out in an orderly manner, integrate resources, start to screen the lending bank, ask for the most favorable interest rate, and at the same time negotiate the agreed interest rate as much as possible, I think these high-quality assets under my name, the repayment ability is very guaranteed, I think the bank will not refuse. ”

Alvitatre nodded, and the next meeting time is to start distributing work, after all, the loan negotiation with the bank is not a day or two can be over, this is not a loan of millions, tens of millions, but a loan of hundreds of millions of dollars, and the bank will evaluate all assets, and it will take a long time.

After the meeting, Andy and Al walked out of the conference room together, and as they walked, Andy asked Al beside him, "What is the new development of Mark Zuckerberg's contact with Microsoft?"

"Microsoft wants to annex Facebook, but Mark Zuckerberg has clearly refused, his control is too big, he said more than once at the meeting, Facebook is his life's work, and he will never give it up, and even if he agrees to Microsoft's acquisition, the premise is to maintain the status quo, he still controls the company, this condition, no company will agree. Microsoft retreated and wanted to acquire a part of the equity, Mark Zuckerberg shouted a valuation of 7 billion, and it has passed the unanimous consent of the board of directors, and the opinions have been unified, I think, if Microsoft really wants to buy Facebook shares, it will eventually agree to this valuation amount, if we want to use Facebook shares for mortgages, we also need the cooperation of the media, and the banks must also agree with this valuation. ”

After listening to Alvitatre, Andy groaned as he walked, and finally said: "Xiao Mazi will not cooperate with our hype, so let Xirui, who is in charge of "Happy Farm", be interviewed several times, and confirm from the side that Facebook now has a profitable project, and after revealing to the media that Facebook will raise funds from the outside world with a market value of 7 billion US dollars, Microsoft and the richest man in Xiangjiang have the intention of joining the board of directors of Facebook. ”

"Okay, boss, I know how to do it, by the way, boss, would you be interested in meeting Deutsche Bank's sales manager, Jared Dwest?" Alvitatler asked with a smile as he looked at his boss.

"Hehe, it's not the right time, I don't think he has too many customers, it's too early to get in touch, but this guy has a lot of vision, after this crisis, he will become a new multi-millionaire, think about the net worth of tens of millions just by earning commissions, his eloquence should be very good!" Andy has heard of this sales manager, he also played a lot of roles in the movies of his previous life, he peddled CDS when he met people, I really don't know what Deutsche Bank will do afterwards to treat this sales talent who is going to die in his own company, Andy probably remembers that a total of 30 billion CDS was sold from this person.

"Hehe, he is not a good vision, but thinks that CDS is a profitable financial tool, he doesn't care whether the real estate market will crash, he only has a high commission after each sale of CDS, I think, Deutsche Bank will not let him go easily after the end of the short sale, there is this kind of employee really don't know whether it is lucky or unlucky!"

Andy smiled at Al as he walked, he thought of it with himself, since Alvitatre became his chief investment adviser and formed a team that does not discriminate against, especially the boss Andy has never shown even a little strange eyes on him, and the pleasant working environment has made his previous melancholy because of being excluded and discriminated against in the workplace experience become cheerful again, and he is also very grateful to Andy, after all, it was not when the Rainbow Act was passed in the United States later, everyone overkill unanimously advocated and encouraged coming out, thinking that the same xing is true love。

In his previous life, Andy didn't feel any difference between coming out or, but the glorious political correctness of being kidnapped from the world and coming out of the closet by various foreign news reports disgusted, there is a feeling of engaging in sports, to be honest, this is very black, in fact, what should be discriminated against is discrimination, but it is the same as skin color discrimination, from the surface to the private.

"Boss, Apple's shark gang has been a little abnormal recently, and the stock price fluctuation is a bit abnormal. ”

Andy pursed his lips and sneered: "Not long ago, the first generation of iPhone released by Steve Jobs at the annual meeting of global software developers in San Francisco, whether it is the "touch interface", the 3.5-inch display and the physical home button, or the 2 million pixel rear camera are all cross-era masterpieces.

(Please see the author for the follow-up of this chapter, thank you for supporting the genuine version, here is the starting point Chinese network)