"Hello Manager You, this is Lawyer Han's procedures, please take a look. ”

Li Xiaolei opened the bag very tacitly, put her boyfriend's lawyer qualification certificate, power of attorney and letter of introduction in front of him one by one, then took out a notebook and pen, and sat aside with a smile.

It's not here to buy a house, it's a debt collector!

Liangzhuang Construction Company is too unauthentic, if you have something to say, why find a lawyer.

It's too troublesome to go to court, and now it's no more than a few months ago, and there's no need for a lawsuit at all. Manager You hurriedly took out Great China, and said with a smile while saluting his cigarette: "Lawyer Han, I'm sorry, I'm sorry, the project has been delayed for nearly three years, and it is our fault." At that time, I didn't think about defaulting, but the main policy changed, the central government did not allow us to lend real estate, and which bank dared to dismiss which president. The policy says that it will change, we have commercial housing, we have fixed assets, but we can't get a loan. “

Three years ago, banks did tighten their banks, and the manager of the construction station Wang said the same.

Han Bo took the cigarette, politely declined the kindness he lit, and asked with a smile, "What now?"

"Now I don't have to borrow from the bank, even if he asks me to borrow it, unless I don't want interest. "Manager You waved his hand, full of pride, and sent me a rich posture.

Luck can't be stopped, don't listen to this tone, don't go to lawsuit, don't make trouble.

Han Bole pretended to be serious and said: "Manager You, I'm sorry, I don't know if the bank wants interest on you, I definitely want to help my customer manage your interest." Do what you do, and if you forget, I'll show you a copy. ”

It's just more than a million, what a big deal.

Three years ago, now, the mountains and rivers are really exhausted, there are dozens of creditors, more than 5 million foreign debts, and there is no way to borrow loans, so there is really no way to put the remaining 600,000 yuan in the account into the stock market to gamble.

As a result, the clouds are open and the moon is bright, and this year it will be running, a big bull market!

rose every day, and the stocks I bought rose more than ten times, and more than 600,000 became more than 8 million. Coupled with the mobilization of employees to raise funds to invest in the stock market, there are now more than 10 million on the books.

In the past few years, the money from the sale of houses has been repaid to small creditors one after another, and only the big creditor of Liangzhuang Construction Company remains.

Manager You was afraid of debts, he didn't want to owe anyone any more money, and he didn't want to give up the opportunity to make more money, so he held his hand tightly and said with a smile: "Lawyer Han, the interest is no problem, you give me two more months, and I will calculate the interest on the bank's three-year fixed deposit with you." It is guaranteed that before the Spring Festival, even the principal and interest, a lot, will be paid to the account of Liangzhuang Construction Company. ”

It seems that he is really rich, and this luck is a little ridiculous.

Han Bo was overjoyed, forced down his excitement, and said: "Manager You, this project money can't be delayed any longer, you know the nature of my customer's enterprise, township enterprises, and the township government are waiting for this money to pay the salaries of cadres and teachers, and the salaries of cadres and teachers in the township have been in arrears for more than 20 months." If you don't help solve it, I can only sue. In addition, those migrant workers who have not received their wages and cadres and teachers who are waiting for rice to be cooked may really come to you to ask for it. ”

More than one million can earn tens of thousands of dollars a day in the stock market, the opportunity is rare, Manager You didn't want to miss it, and said in a consultative tone: "Lawyer Han, otherwise, I will first let the financial department call three or four hundred thousand yuan to save the emergency, and the rest will be paid before the Spring Festival, with principal and interest." ”

"No, it's really not good, if you don't get any more money, teachers and workers will make trouble. “

It seems that the Liangzhuang construction station is really unbearable, it has been delayed for more than three years, and what you owe to others is given to others, and it is not that there is no money, so there is no need to be so stiff.

Manager You weighed it and said categorically: "Since the township really needs this money, let's solve it today." Lawyer Han, Miss Li, I and I will go to the securities company, you can rest here for a while, and have dinner together at noon. However, it can only be calculated according to the current interest rate, please forgive me. ”

The township had no intention of asking for interest at all, and did not even expect to recover it all.

The task went so smoothly that it was unrealistic.

You should go to the bank to withdraw money, what to do with the securities company, are you fooling me. Maybe I don't have any money at all, I don't want to give it, and I plan to use this ridiculous excuse to slip away.

Unable to find how to ask for money, Han Bo didn't want to be careless about Jingzhou, so he got up and said, "Manager You, I'll accompany you." The accountant of the construction company also came, and with him, it was convenient to transfer and remittance. ”

"Lawyer Han, can't you trust me?"

"Look, you're saying that my client needs this money so much. ”

Thinking that this guy might be really rich and could fight for a little more for the township, Han Bo continued: "As for the interest, the current interest rate is only 2.97%, which is too big a difference, and I can't explain it to the customer." Manager You, you have a lot of money, there is no need to go to court with me because of this small amount of money. ”

At that time, there was no bidding, it was a negotiation, and Liangzhuang Construction Company offered the lowest price, and the profit was not high, for fear that it would not be able to get the money, and there was indeed a breach of contract clause in the contract. The quality of the project is no problem, the construction period has been advanced by more than ten days, and it has dragged people for more than three years, and it is really unreasonable to give a little current interest.

During the same period, bank lending rates were ridiculously high. The interest rate on three-year deposits is also quite a bit, 10.8%!

If you can save a little bit, Manager You said with a smile: "How about living two pennies, according to the one-year fixed deposit interest rate of six discounts." ”

"Secretary Li, what is stated in the contract?"

On the way here, I discussed how to play this double reed, and Li Xiaolei remembered several key data clearly, and blurted out: "Within 15 working days after the completion and acceptance of the project, Party A needs to pay all the balance except for the project quality deposit." If Party A defaults, it shall pay the remaining liquidated damages at 0.02% per day. After one year of completion and acceptance of the project, Party A needs to pay the last payment, which is the project quality deposit......"

0.02% per day, calculated on a daily basis, this penalty is very high.

The contract was signed in this way, but there were several that were actually executed according to the contract, especially the breach of contract clause.

If you don't have money, you're not afraid of anything.

Now that he has money, if he sues, if he can find a relationship to get the court and apply for property preservation, will the company's funds, especially those in the stock market, not all be frozen?

Manager You was anxious, held his hand tightly and said: "Lawyer Han, lawyer Han, the contract is one thing, how to settle is another, the construction industry has the practice of the construction industry, if it is more serious everywhere, can this business be done, can the project be done? Just took a piece of land from the district, not to build a residential building, to build an office building, a high-rise, the design institute is designing.

You represent Party B and can call the shots. I am a legal person of Party A, and I have the final say in the affairs of the company. As long as Mr. Han is sincere in the issue of liquidated damages, the next high-level management will still be handed over to Liangzhuang Construction Company. The back community is all built by them, and the quality of the construction period is guaranteed, I can rest assured. How about continuing to cooperate?"

Of course, it's good to be able to help the township take on another project, but the key is that your reputation is not good.

Besides, the drawings are still being designed, how can such a project be contracted?

Can't be fooled by him, and at the same time can't force him to be anxious, after all, the contract is one thing, and the real implementation is another, Jiangcheng is his home field, and the Jiangcheng court will definitely help Jiangcheng enterprises, and the judge will not support the 0.02% liquidated damages per day.

"One million three years ago was worth more than one million now, and my client lost too much, and as a lawyer, I have to protect my client's interests. Manager You, based on the three-year fixed deposit interest rate, this is the minimum limit for me and my clients, otherwise we can only see you in court. ”

Speculating in stocks makes more money, and fools continue to develop real estate.

The lawyer is not fooled, Manager You really has no choice, secretly calculated, gritted his teeth: "Okay, just calculate according to the three-year fixed deposit interest rate, 500,000 yuan is 500,000 yuan, make a friend!"

………………………………

PS: The big bull market in 96, the whole people speculated in stocks.

From April 1 to December 12, 1996, the Shanghai Composite Index rose by 124%, the Shenzhen Component Index rose by 346%, and more than 100 stocks rose by more than 5 times, while there were only 513 stocks in the A-share market that year.

In addition, in those years, when prices soared and the renminbi depreciated, the People's Bank of China (PBOC) gave depositors a certain amount of subsidies for preserving the value of their three-year, five-year, and eight-year savings deposits deposited in banks within a specified period of time in accordance with the state of the national economy and the rise in prices.

The value of the savings is very high, and the whole deposit and withdrawal of urban and rural residents and units is 9.18% for one year, 10.80% for three years, and 12.06% for five years.