Chapter 503: Debt Collection Agency
It is necessary to collect evidence and hit the source, Han Bo will not be able to pass this year. Pen, fun, pavilion www. biquge。 info
If the case is not solved, the "underworld-society-association gang" cannot be disbanded, and Li Gu will not be able to pass this year either.
Idle is also idle, it is better to take advantage of the debtor's New Year's opportunity to collect debts for Boss Yu, the company has cooperation with a law firm, and the commission to get back the debt belongs to legal income, which can not only make some extra money in a busy way, but also help the "Cheng Maniac" to stare at Boss Yu who is running a big business, why not.
Liangzhuang is a small place, Xiao Ren is not only not familiar with the city bureau, but also has not been exposed to these things before, climbed into the second-hand van specially "allocated" to him by the detachment, and asked curiously: "Want to collect a big debt?"
"The bank's debts are not tens of thousands, but hundreds of thousands and millions. ”
"Why didn't the bank arrange for their people to ask for it?"
"The debts that can be sold to Boss Yu are all because the bank doesn't know how many trips to come back. ”
"If you don't come back, you can go through the legal route. ”
You think that the court is your public security, Li Gu felt very funny, and held the steering wheel and explained: "You will definitely win the lawsuit, and the key is to win the lawsuit, and you may not get the money if you win the lawsuit." Boss Yu said that the success rate of court enforcement is only about 50%, and the success rate of enforcement of bad debts sold to companies is less than 20%. ”
"The bank sold the bad debts to Mr. Yu?"
"Not all, some bad debts are the same as helping mobile companies to ask for phone bills, and banks are stingier than mobile companies, only giving 3%. However, people have a lot of accounts, and if you want to get back 1 million, you can get 30,000, and if you want to get back 10 million, it will be 300,000. ”
Li Gu actually admires Boss Yu, everyone will make money, and the more he mentions this, the more he says, the more he says: "Let their own loan officer ask for it, not counting interest, as long as the principal can be returned, the bank will give the loan officer a commission, and also pay a bonus, the cost is not low, or if you don't come back, you will have a salary."
It's different if it's handed over to us, the bank doesn't give the company funds, and the company has to bear all the risks, and the company doesn't take the risk like Boss Yu, and doesn't give us a penny in advance, so that we can collect debts. If we don't come back, we will not only not make money but also lose money, of course we have to desperately get the money back. ”
"What are you going to do?"
"Tell a few people to go to the creditor's house, we will go wherever he goes, we will eat whatever he eats, anyway, we just follow him, don't do anything, don't say cruel words, we take the formalities. It is natural to repay debts, not to mention the money owed to the bank, it is useless for him to call 110. ”
"Take care of them, don't let them be rough. ”
Do you need to be rough, you go there and the creditor will be scared to death!
Li Guqiang couldn't help but smile: "Don't worry, we are not a black society, we have a serious job, this is to do things for the unit, in their words, this is called paying off debts." ”
There must be a deterrent effect in debt collection, Li Gu drove up Xiao Wu and the others, and thought about calling the two newly acquired junkies and asked them to drive two good cars, preferably to drive his Lao Tzu's Daben, so that it looks like a black society, and it is a very powerful black society.
Yang Zhi and Yang Hui are not doing their jobs, how could they miss such an exciting thing, and they stole their father's Daben out after a while.
The van found a place to park, changed to Daben and Infiniti, and a group of guys rushed to the creditor's house in a rage.
Wang Shangui is not engaged in engineering, he owes not money to migrant workers, what is there to be afraid of owing money to the bank, "if you don't pay it back for a thousand years, you won't be bad for 10,000 years." It's best to go to court, you can demolish the house in your hometown, and it's a big deal that Lao Tzu will go to jail.
Not to mention sitting for a year or two, what about sitting for five or six years?
More than 3 million loans, including nearly 4 million interest, if you go to prison for a year can pay 1 million, how can this transaction be cost-effective.
Anyway, all the property that should be transferred is transferred to the names of relatives and friends, he is a dead pig who is not afraid of boiling water, the Santana car he bought a few years ago is parked at the door, and he sits in the old house and plays small mahjong with a few neighbors.
"Mr. Wang, your home is really hard to find!"
Li Gu wore a black tweed coat, walked into the hall with a bag, pulled a stool to Wang Shangui's side, picked up the cigarette in front of him, popped a big smile on it, and immediately stuffed it into Xiao Wu's hand, who had just followed up, and asked them to distribute it by themselves.
Menacing, one is more than like a good person.
Wang Shangui was startled, put down the mahjong he had just touched and asked, "May I ask who you are?"
"Your surname is Li, this is my business card, Mr. Wang, our company cooperates with the bank and is entrusted by the bank to clear the bank's debts. You have a lot of money, do you want to pay back this loan? I brought a copy, you can see if it's this one. ”
The three neighbors who played mahjong together thought that they were looking for trouble, and they were not as good as close neighbors, one planned to sneak out quietly to call someone, one took out his mobile phone and prepared to call the police, and the other was afraid that Wang Shangui would suffer a loss, so he stared at Li Gu with a stern gaze. When he found that Xiao Ren and Erleng walked to Li Gu's side like two door gods, he subconsciously lowered his head, and the hero didn't eat the loss in front of him and didn't dare to stare at it anymore.
Now the situation has changed, and it turns out that they are collecting debts on behalf of the bank.
Wang Shangui opened a company in five years, and borrowed millions of dollars from the bank to find connections, and made the loan officer who helped at that time miserable, and no one in the village knew about it.
He was already at a loss, can this kind of thing be mixed up blindly?
The three neighbors reacted and hurriedly found all kinds of excuses to slip away.
"Biaozi, Xiao Wu, they are gone, and we will continue to play with Mr. Wang. Accompany Mr. Wang to play happily, Mr. Wang is happy to repay the loan quickly, and we will be able to pay the difference. Come on, come on, shuffle the cards, and let's move on. ”
The bank actually did this!
Wang Shangui chuckled in his heart, and hurriedly smiled: "Manager Li, brothers, don't be like this during the New Year." I'm not defaulting on my debts, but I really don't have any money. There's a car at the door, but it's really not okay, you can drive the car away. ”
"We don't want a car, we don't want your money, as long as you go to the bank to pay off the loan. ”
Li Gu quickly washed the mahjong in front of him, and asked with a smile while helping the creditor code: "Mr. Wang, what about my sister-in-law? If my sister-in-law is here, please make her cook a few more meals at night." Bedding we all brought, tucked in the trunk. At night, you sleep in your room, and we make bunks in the living room, and stand guard for you. ”
Xiao Wu thought it was funny, grabbed the dice and asked: "Mr. Wang, how big is the game, is it okay to play small, we are part-time workers, we can't compare with you." ”
"Brother Li, I'll watch TV with Xiaozhi Xiaohui for a while, and you guys play. Da Ming found a few children watching TV in the room, and walked in with Yang Zhi and Yang Hui swaggering.
Suddenly these people break in, it will freak the child out!
Wang Shangui panicked suddenly, and pleaded with a sad face: "Manager Li, if you have something to say, let's go outside and say it." ”
"What's the point of not paying the loan?"
Li Gu's face changed, as if he had changed someone, put down the mahjong he had just caught, and said coldly: "Mr. Wang, if you really don't have any money, our brothers will turn around and leave without saying a word, the problem is that you have money! We investigated very clearly, your father-in-law, your second brother, your sister-in-law, and your relatives all have houses in the urban area, they are not big bosses, all farmers, can they afford it?"
These clues were found by the bank loan officer who was almost driven crazy by Wang Shangui, in fact, there is no need to deliberately check, almost everyone in the village knows it.
Wang Shangui didn't say a word, Li Gu was ready to fight a protracted battle, and he was not in a hurry at all, so he sat with him.
……
Facts have proved that it is effective to stalk this kind of "old lai", and it would have taken ten and a half days and a half to spend with him, but he didn't expect that he couldn't stand it after five days. Call one by one, find relatives and friends to pool money, sit down with the loan officer on the ninth day of the first month, pay off 2 million first, and pay off the rest within a year.
The loan officer didn't do it, and he didn't know where to get more than one million, and the principal was repaid first.
Mr. Yu was very happy to win the first battle, and set up a table in the Yangtze River Hotel to celebrate the hard work of the "executive department" managers and employees, and by the way, he paid a commission.
I want to get back 3 million and get a commission of 90,000.
Half of the company, half of the arrears, Li Gu is manager wants to take more, others are less, earn thousands in a few days, no one is not satisfied.
After sending the brothers away, Li Gu asked Mr. Yu to go upstairs to the foot bath city to wash his feet.
Xiao Ren plays the role of a bodyguard, faithfully guarding the outside "vigilance".
After the beautiful technician finished the massage, Li Gu asked with wine: "Mr. Yu, how about you talk to Mr. Zhao's big business? In fact, we can work with creditors and operate it well. ”
A real estate development company in the port area owes the bank more than 10 million yuan in loans, and the owner of the real estate company, Mr. Zhao, does not plan to repay the loan, so he has a relationship with a vice president of the bank through Mr. Yu.
The three of them planned to deal with non-performing assets under the guise of the vice president turning the loan into "non-performing assets" and turning it into a bad debt that would not be returned.
Mr. Yu will not help in vain, it will definitely be beneficial, not to mention the vice president.
That is to say, you only need to spend one or two million to close the loan of more than 10 million. In short, it is the money of the bank and the money of the state.
When I had dinner with Mr. Zhao that time, Li Gu was there, and Mr. Zhao drank too much and said that he leaked his mouth.
It stands to reason that this kind of thing should not be known to too many people, but Li Gu already knows it, but fortunately, Li Gu is not only very capable but also very reliable.
The business of debt collection and capital operation has just begun, and there will be a lot of places to use him in the future, Mr. Yu drank high, did not suspect, and said perfunctorily: "This kind of thing is not so easy to operate, there are too many procedures, and many leaders need to sign." So much staring, it will be troublesome if it doesn't work well. ”
"Forget the trouble. ”
"Don't talk about this, let's get down to business, hold more than 3 million at once, Wang Shangui is still rich. In a few months, you will look for him again and ask him to pay back the interest. ”
"Mr. Yu, you can rest assured that he can't rely on the principal, and he can't rely on the interest. ”
"Good. ”
Mr. Yu nodded with satisfaction, picked up the cup and said with a smile: "Wang Shangui's matter is over, and the two sums of money in Jiangnan will be put on the agenda." These two sums of money are different from Wang Shangui's loan, the company is a creditor, and it is to help us pay off our debts. ”
"Okay, let the brethren rest for two days and go to work on Monday. (To be continued.) )