In 1998, when the Asian financial crisis broke out, domestic consumption and investment demand were extinguished, foreign trade was also hit hard, and the fear of deflation hit head-on.

The central bank not only lowered the deposit and loan interest rate and the deposit reserve ratio several times, but also invested 70.1 billion yuan in base money that year.

As the central bank continued to increase its efforts to release water, the growth rate of money supply M2 rose from 14% in 1998 to 21% in 2004.

It was not until 2004 that this round of water release officially ended, which was the first time that the term "monetary stimulus" appeared in the domestic economy.

After 1998, the economy gradually stabilized from a slow decline in 2000, and then began to grow rapidly again in 2002. The real economy, which is not bad for money, has begun to make this society impetuous. Under the influence of the government's encouragement of borrowing, a large amount of money is looking for a place to go, and finally the large-scale blind expansion of production capacity in industries such as steel and coal, and low-quality projects in all walks of life.

After 2004, many ordinary enterprises still make money in the entity, but the speed of making money has become slower and slower, and with the rise of housing prices, the minimum wage is also rising, and the labor and operating costs of enterprises have also risen sharply. But there is still a lot of money, and real estate has become a god-making place in China. A large amount of wealth in China has been rapidly concentrated in the real estate industry, and many originally unknown real estate developers have also entered the ranking of the rich list! It seems that as long as you build a house, there is nothing wrong with buying a house, and there is no mistake in buying a house!

Any investment needs to be cautious, but investing in real estate seems to require courage alone!

Before 04 years, if someone bought a house, then he could live a relatively relaxed life at least for the rest of his life, and if he bought a few houses, then he could at least be said to be a little rich in his life. And if 04 didn't buy it before, and then was forced to take out a loan to buy a house, the pressure of life is not a word or two of complaining that can be said clearly.

"Lao Zhao, I mortgaged two more houses, both of which are so-called subway houses, no problem, right?"

Lao Tian asked his old friend a little nervously.

Zhao Hong glanced at him with a smile and asked with a smile, "Why did you buy two houses at once?" When did you become so bold......?

Seeing his old friend's relaxed appearance, Lao Tian also breathed a sigh of relief, after all, this was a one-time risky investment that he had accumulated for many years, and he was also afraid that he would make a mistake! However, looking at his old friend's expression, he was relieved! On the one hand, because he was the boss, his high salary was still paid by him! As long as he had his current salary, it would not be a problem to pay off the mortgage! On the other hand, who would decide the housing price? It was certainly not that he was so powerless, at least it should be......

"Haven't you listened to the statement of a well-known brick family in China on the TV station? Domestic residents have too much savings, and the government wants to start the domestic consumer market, so how can it start if the price is not raised? If the price is to rise, the house should be the most valuable, and you see if there are more and more people entering the city now, especially in Haishi, people from all over the country are coming here! There is certainly nothing wrong with buying a house at present! Don't worry, do it boldly!"

Zhao Hong then explained to his old friend, this will be proven soon. Because 04 is the first year of "starting the real estate industry to promote the healthy development of the national economy", real estate has also become "one of the most important pillar industries of the national economy". Since the beginning of 04, the rise in housing prices can no longer be calculated by year, almost every month is rising by a few percentage points, just after half a year, many houses in the sea market have increased by 50%.

"We, ordinary people, are so happy today......

Lao Tian, who is happy every day, has a special spirit in everything he does, and from time to time he whispers a few lyrics, and it is a repetition of almost all kinds of tones! It seems that the price of the house he bought has risen again in recent days......

In 04, although the housing prices in Haishi have begun to rise, many people's disposable income for a year can at least pay off the mortgage to make ends meet, and from time to time they can save some savings to prevent accidents, such as unemployment, illness and the like. And if you take out a loan to buy a house in the next few years, many people can't even afford to pay off the debts they owe, and if they don't have a family background, they can only rely on borrowing new to pay off the old. And these debts are mainly mortgages. According to data from the central bank in the coming year, the medium and long-term loans of domestic households accounted for 71.56% of household loans at the end of the year. And this is the official statistical caliber, and it does not include the illegal inflow of housing loans through short-term loans such as consumer loans. Just the down payment for buying a house has already spent 6 wallets, and the rest can only rely on loans, because I am afraid that I will never be able to afford it after buying a house without debt!

And if you don't buy a house, many young people who have just started working will find that their income after paying the rent, it seems that the rest is only enough for the basic living expenses in the city, and if there is a little entertainment and a little unexpected expenses, they need to ask their families for help. For example, the marriage of classmates and friends, such as having dinner with their friends, they find that life is not as easy as they imagined, and they once despised their parents for buckling the rope and living a budget-conscious life is the normal state of life!

Poverty is universal, and the average wage has risen every year for so many years, especially after 02 years, but how many wage earners really have their incomes rising faster than prices? Don't talk to people of certain strata, because they have always said that they are thriving, and when there are difficulties, they will overcome difficulties and create brilliance! When there is a need, "some people" get rich first, and when there are difficulties, the progress of history always has to pay a price, and that is because it is not they who pay. Year after year it gets better and better, because their work is getting easier and easier, but their wages are really increasing every year.

However, more ordinary laborers not only have their wages basically unchanged, but the price of rent has been rising, and their proportion is constantly increasing, and how many young people have just paid their salaries, and they have no money after paying the rent and the living expenses set aside, and some young people even joke that even living is a luxury, and operating in debt is a kind of normal!

Under the influence of excessive currency issuance, the gap between the rich and the poor is at an extreme position. The domestic Gini coefficient is getting lower and lower, and it is approaching the warning line of income distribution disparity by international standards.

In the past, everyone was not rich, the economy was still developing rapidly, and many people were working hard to move forward. Students are working hard, desperately trying to make progress bit by bit, because a little progress means a little more opportunity and hope. Laborers are also working hard, and a little more effort can lead to more economic accumulation.

However, it is different now, and it has been discovered that "we are different" when we are born. Even if most people work hard from 9 to 9, they still make a living, and once some accidents happen in their lives, how many years of accumulation will be wiped out! The gap between rich and poor is also influencing the consumption perception of this generation of young people: I know I am poor, but I can't help but want to buy when I see other people. Anyway, I don't expect to buy a house or a car, be kind to yourself while you're young, what's wrong?

Now I think about it, in fact, it really has nothing to do with this generation of young people, is the environmental pollution caused by them, is it caused by overcapacity, is it they who push up housing prices?

Twenty years ago, young people could see hope if they worked hard, but today, 20 years later, young people have given up on their efforts because they have little hope.

20 years ago, the most popular song in the Spring Festival Gala was "Meet Again in 20 Years"!

"It's too late to wait to meet again in 20 years

It's too late to get drunk, oh, it's too late to get drunk

Young hearts greet the sun

Let's chase that hope together

We went on a date again with Wish's Wish

Let the time witness and let the years experience

Are we uncomplaining?

We'll meet in another twenty years

The mountains of that time, oh the waters of that time

The motherland must have been beautiful at that time

Hopefully we'll see each other again then

The spring at that time, oh the autumn at that time

The results were intoxicating

It's too late to sigh and have no time to reminisce

Oh, it's too late to savor it

Colorful dreams are full of ideals

Let's fly towards the future together

Let's draw the blueprint again

Let the times review and let the time comment

Do we have a clear conscience

We'll meet in another twenty years

The heavens of that time, oh the earth of that time

The motherland must have been beautiful at that time

Hopefully we'll see each other again then

You were then, oh I was then

It was a gratifying achievement

You were then, oh I was then

Then we will meet again

You at that time, oh I was at that time

That's when we meet again

A new generation across the centuries

We'll meet again then......"

Maybe they can only smile bitterly, the lyrics are also deceitful, they shake their heads, and the once flashing longing and optimism in their eyes have become full of loss.

20 years later, the young people of that year have reached middle age, and the song that I have the most profound experience has become "start over". It sounds good! It seems that all the laid-off and unemployed people are really just starting all over again! The number of newly employed people in China is constantly increasing every year, and it is not only ordinary laborers who are increasing, but also college students who have been increasing at a faster rate every year for many years, and at the same time, a new term has begun to appear -- "it is difficult for college students to find employment"!

As the owner of a large company, Guo Yi is of course very happy, the company's recruitment can finally be picked and picked, and the various professionals required by the company are quickly filled. But as housing prices continue to rise, she finds that the profit margins of many of the group's projects, especially those that are labor-intensive, have skyrocketed.

"Husband, why is that?"

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