In fact, James didn't agree, and Zhou Rui had no other way, but James promised that he would talk to Mark, and even stared at Mark in person, so as not to let him torture Wang Lei and Zhao Jun excessively.

As for anything else, James can't guarantee it, Zhou Rui can only rely on herself.

To face those bigwigs in the financial industry, she has no confidence at all, although she has a lot of forward-looking foresight, but most of those memories and reports from her previous life, and then when she participated in continuing education, the cases taught by lecturers, no matter how high the level, she can't get in touch.

In the past ten years, it is true that she has been lucky enough to make a lot of money, but there have been some problems recently, not much, but the butterfly effect mentioned by Xiao Tao to her made Zhou Rui re-examine herself.

With great power comes great responsibility, and does she have the ability to manage tens of billions of dollars in assets?

I didn't ask myself, so I still have to go back to school!

Well, it's decided, and when the matter between Wang Lei and the Crystal Skeleton is resolved, she will go back to school.

When it's time to go back to class, she has to go back, she's a student, and learning is her vocation.

"Rose, have you found the lawyer I asked you to find?" "Let's do what we need at hand first, and see if we can bail Wang Lei and Zhao Jun out."

"I've arrived, and I've been in contact with the district prosecutor, who won't release the charges against Thor and Mars, and the matter is a bit tricky, and the lawyer says he's thinking of something else. Rose took a notepad and answered Zhou Rui's question.

In fact, although Zhou Ruiren came to the United States, the number of times she met with Rose was only a handful, and it was not even as good as in China a while ago.

"Okay, you let them follow up. Besides, what's going on with the bank?" Now that the report was handed over, Zhou Rui was sure that it would have an impact.

"The bank takes your report very seriously, in fact, your report is consistent with the results of the bank's internal big data analysis, but the conclusions of your report are not acceptable to the bank, and they need a solution. ”

"Solution? I don't think there's a way for me to come up with a solution. The most fundamental cause of the financial crisis mentioned in my report is the subprime mortgage crisis, which itself is a housing loan owned by some poor people who have poor repayment ability, and wants to curb it and still keep profits, unless housing prices keep rising and the U.S. government does not raise interest rates, which may be able to delay the outbreak of the financial crisis. Zhou Rui has not studied this aspect deeply, but she knows what contributed to the outbreak of the subprime mortgage crisis.

That is, in the next two years, the Federal Reserve will raise interest rates 17 times in a row, and the stabilization of housing prices in the United States, so that the poor cannot afford high mortgages and go bankrupt.

On the contrary, it is natural to delay the outbreak of the financial crisis, but for how long? If the fundamental problem is not resolved, the subprime mortgage crisis will break out sooner or later.

"You know the Fed has been planning to raise interest rates, right?" Rose shook her head, either for housing prices to continue to rise or for the Fed not to raise interest rates.

And Zhou Rui also said that this does not solve the root of the problem.

As for not taking out housing loans for the poor? Hehe, then the low-level masses in the United States are afraid that they are not going to rebel.

"yes, so, it's a matter of bankers. Although I am a foreigner, I know very well who the interests of the Fed represent, and let them figure it out. ”

It's not his own pot, and Zhou Rui doesn't have any pressure to shake it up.

"Those old men won't be satisfied with such a reply...... Rose smiled bitterly, and said, "Little Mr. Robles hopes that you will consider buying a bank, or taking a stake in a bank." ”

"Acquire a bank?" Zhou Rui was stunned and said, "No money!"

"You don't have any money, your assets are enough to open ten or eight banks!" Rose rolled her eyes angrily, if Zhou Rui didn't have the money to open a bank, then where would there be so many bankers in this world.

"Huh?"

"You still study finance, and bank deposits are not bank assets, and you don't need much money to open a bank. ”

"But what do I want the bank to do?" Of course, Zhou Rui knew the concept of net worth, but she didn't want to.

"There are many industries in which banks are involved, and most importantly, Mr. Robles Jr. wants you to be one of your own. "Anyway, little Robles is also her old club, and Rose is still getting a double salary, so naturally she has to do her duty.

Hearing this, Zhou Rui pondered for a moment and said, "Your bank, do you accept investment?"

There are ready-made ones, why bother to set up another portal, besides, the back of the big tree is good to enjoy the shade, Rose's old club, established more than 150 years, even in the era before Zhou Rui's rebirth, it is still standing and trustworthy.

"Ahh "Rose is only the personal secretary assigned to Zhou Rui by the bank, and she cannot decide the business of the group's top management, and besides, she is now an employee of Zhou Rui most of the time.

"Okay, you can make an appointment for me. How much money do I have at my disposal now?" Zhou Rui made a lot of money in the past few years, but she also spent a lot of money, investing in this stock for a while, and investing in that industry for a while.

"About $13 billion. "Rose always has the latest data on hand and reports it truthfully.

"Huh?"

Rose misunderstood Zhou Rui's surprise and quickly explained: "If you squeeze it, you can take out about 14.5 billion." ”

Is she so rich? No wonder she was targeted.

"Help me transfer two billion dollars back to China. ”

"But if you turn back to Huaxia, at least half of the money will be taxed!" And the FBI ......" Rose was not surprised by Zhou Rui's decision, but at this moment, wouldn't such an operation deepen the FBI's suspicion of Zhou Rui?

"I just want them to know that they don't need to save a penny for those who should pay taxes, and they don't need to pay a penny more than they should pay. Let the accountants plan well, otherwise spend millions of dollars on them every year, what are you doing?" Zhou Rui said indifferently.

Domestic public welfare undertakings are still in their infancy, but it is impossible for her to wait for the system of public welfare undertakings to be perfected before doing this.

After talking with Rose for more than an hour, Zhou Rui sorted out her work, and planned to go to Wen Chengyi for dinner, but found that the old zombie was not in her room, where would she go?

"Ma Bayi is in the United States. After talking about business and private affairs, Rose told Zhou Rui about Ma Bayi's visit to the United States.

"Oh, I see. Zhou Rui's face was calm, and she didn't know what she was thinking.

Rose didn't want to ask too much, Zhou Rui had explained enough things today, she still had to arrange it.

"Little Peach, give me a bottle of peach blossom stuffing. ”

"You've been turning into an alcoholic lately, you know?" Xiao Tao said that, the wine was still served obediently.

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