Chapter 506: Domineering!
"The proportion of non-performing loans is no problem, but how can we have 1 billion assets, depositors' deposits are liabilities, even if this building, so many business halls in the county's towns and towns, and all the things in the building and business halls, even if it is merged with Nangang City Credit Cooperative, our total assets are less than 400 million. Pen & Fun & Pavilion www.biquge.info"
The gap is 600 million yuan, which is not a small number, Li Xiaolei rubbed her forehead and looked helpless.
Why is it so difficult to open a bank, and how can the threshold be set so high!
If you miss this village, it is likely that there will be no more shops, and if the problem of the foundation is not solved after the promulgation and implementation of the new policies and regulations, the superiors will definitely take measures.
This is money, it's 600 million yuan, and it's scary to think about it.
Deputy County Magistrate Xu felt cold in his heart, frowned slightly and asked: "Chairman Xiaolei, if the county party committee and county government agree to the merger of the foundation and the Nangang City Credit Cooperative, can the city inject some funds and apply for the license in one go by taking advantage of the new policies and regulations?"
"I reported to Vice Mayor Xu, and Vice Mayor Xu was also very helpful, but the finances at the two levels of the city are also very tight, and the city and the Yangtze River District can inject up to 100 million yuan. ”
"Is there any other way?"
Li Xiaolei said with a wry smile: "There is only one way, to mobilize the county's enterprises to become shareholders, it is really not enough for me to go to the city to 'attract investment', there are many rich enterprises in Nanzhou District and the Development Zone." The key is that the shares of old shareholders such as Construction Engineering Group and Lianggong Group will be diluted, and it is not known whether the surname of this bank will be good or something else in the future. ”
Commercial banks will have to act in accordance with commercial rules, and whoever contributes more will have the final say.
From the perspective of solving the problem of the foundation, "attracting investment", trying to make up enough assets of one billion, continuing to do other work, applying for a banking license, the foundation will naturally not exist. Everything is fine, and the superiors will not repeatedly order and reiterate, and they will not always send special work teams or even working groups to Sigang.
The key foundation has persisted to this day, and to get to the current scale, first the party committee and government of Liangzhuang Town have borne huge pressure, and then the county party committee and county government have helped to carry it.
It is more profitable to open a bank, and it is convenient for the government to carry out any project, and it is also convenient to borrow some money. Who wants to give up a "cash cow" after hard work to cultivate a "cash cow"?
What's even more depressing is that the merger with the Nangang City Credit Cooperative, there are no major banks in Nangang, and people don't recognize it when they go to other counties to set up branches, and the main business is finally carried out in Sigang.
To put it bluntly, it is the "cash cow" that I have worked so hard to plant, not only to give it to others, but also to borrow this "cash cow" to make Sigang's money.
Banks don't give themselves a penny no matter how much money they make.
Deputy County Magistrate Xu doesn't care, Secretary Luo Hongxin will never agree, he will never allow it to be done back and forth, and in the end he will make a wedding dress for others.
He thought for a while, turned sideways and asked, "Secretary Lu, what is your opinion?"
Lao Lu acted as if nothing was going on on the surface, but he was actually thinking about it all the time.
The nature of the country is easy to change, so he waited for Deputy County Magistrate Xu to ask, like this kind of feeling that others can't do anything, he Lao Lu has a top two and solves the problem in three times and two times.
"There don't seem to be many enterprises with good benefits in the county, and it is not a big problem to do the work and make it up to 60 or 70 million, but it is estimated that 6 or 700 million is not easy to make up. ”
Lao Lu paused as he did when he was the secretary of the township party committee, and while looking around at the crowd, he said slowly: "The government has no money, and the enterprises have no money, which does not mean that the masses have no money." The foundation alone has nearly 10 billion yuan in deposits, and how much is the county's cadres and masses savings, and when a mobilization meeting is held, party members and cadres take the lead in assigning tasks to the county-level organs and townships and towns, and the responsibility is assigned to the people, and it cannot be vetoed by one vote. ”
I thought there was some trick, but it turned out to be the same set back then.
Times have changed, the central authorities have repeatedly ordered to reduce the burden on the peasants, and the secretary of the municipal party committee attaches great importance to the people's livelihood.
Looking at their more complicated expressions one by one, Lao Lu raised his eyebrows: "This is not a fund-raising apportionment, this is a shareholding in a bank, which is not quite the same as investing in a credit union back then." The foundation can now earn two or three hundred million a year, but the central government doesn't give us time, if we are given three years, how can we worry about this?
Make it clear to the cadres and the masses that shareholding is similar to deposits, dividends are higher than three-year deposits, and shares can be transferred if they are in a hurry to use money. It's like fighting a war, we just need to fight a time difference. It's a big deal, no problem. I will mobilize in Liangzhuang, and I will take care of 100 million. ”
This is indeed a solution, Li Xiaolei also thought about it, but still shook her head: "Secretary Lu, in this way, the individual shareholders are not 500, but may reach 5,000 to 10,000, and the shareholding structure does not meet the regulations, and the license cannot be applied." ”
"Xiaolei, don't worry, we can be flexible. ”
"How can I be flexible?"
"Isn't there a trust and investment company in the county, let the cadres and the masses hand over their money to the trust and investment company, and the trust and investment company will take a stake in the foundation, that is, the future Nangang City Commercial Bank, which will not only solve the problem of insufficient fixed assets, but also make the trust and investment company the largest shareholder, and the initiative will always be in the hands of the county party committee and county government. ”
It must be admitted that ginger is still old and spicy!
His method can not only solve the problem, but also strengthen the control of the county party committee and county government over the future Nangang City Commercial Bank.
Deputy County Magistrate Xu was happy, slapped the conference table with a snap, and said with a smile: "This plan is good, Chairman Xiaolei, you go with me to the county party committee to report to Secretary Luo and County Magistrate Yang." If you are not at ease, we can propose to readjust the leadership of the trust and investment company, and transfer a few comrades from the Finance Bureau and the foundation to the past, so as to solve all the problems once and for all. ”
Since having Xiao Su, Li Xiaolei is no longer as keen on being a "president" as before.
She thinks that the trouble she caused must be solved in her own office, and the county has made the county's calculations, but she did not play her own small calculations, and even made psychological preparations to "attract investment" to hold a general meeting of shareholders, elect a new chairman, and abdicate to make way for Xian.
Now that it can be solved in this way, there is no need to think about it so much, and he smiled happily: "Okay, I'll accompany you." ”
……
They are studying big things, and Li Gu and Xiao Ren are also studying a big thing that they have only seen in movies before.
Luo Hao agreed to meet and negotiate face-to-face with gongs and drums.
You have to be prepared for what to do next.
"The location is no problem, no matter how many others can have us, he has a guy, you have a guy, I'm afraid there's nothing to be afraid of, the key is that they have to calculate the old accounts of the Sunshine Community, as soon as they open their mouths, it's 160,000, is it really 160,000?"
Xiao Ren just took the phone, and said casually: "Brother-in-law said, the money is fine, but we have to give it together when trading, he doesn't take out the original goods, don't want to get a penny from us." ”
"That's all there is to it. ”
Li Gu put on the stab-proof vest specially brought by Cheng Wenming, picked up a dagger and tried it, confirmed that it was really impenetrable, put on the autumn coat and said with a smile: "This vest works, where did you buy it, and how much does it cost." ”
"Don't ask, this one is for you, you don't have to return it. ”
"Really?"
"This is not a controlled item, and it can only be used to prevent the upper torso, so you must pay attention to it in the future, and don't be careless. ”
"Got it, go, negotiate and go. ”
Walking out of the room, he called the 20 or so brothers who were waiting at the staircase of the hotel, and the remaining six taxis rushed to a construction site in the development zone that had not yet started.
The location was chosen by the other party, but they didn't show up when they arrived at Luo Hao.
The huge construction site was empty, and only a young man of twenty-one or twelve, wearing a down jacket, stood on the uncleaned ruins.
"Biaozi, you go and search him. ”
Li Gu waved his hand, Xiao Ren strode over, and began to search his body viciously, and the people who came to negotiate did not resist, and raised their arms to take the initiative to cooperate.
I thought that since these people wanted to buy goods, they would be polite, but I didn't expect that after the search, Xiao Ren grabbed him by the hair and pulled him in front of Li Gu like an eagle catching a chicken.
"Damn, dare to fool me!"
Li Gu raised his arm and slapped him loudly, drawing the delivery man from the East China Sea full of small stars. After pumping, Xiao Wu, Erleng and Da Ming rushed up, and beat the delivery person with a blue nose and swollen face, a broken nose, and blood flowing.
"Uncle Hao, what do you mean?"
Li Gu walked around and dialed the number last time, obviously he had beaten someone, and said angrily as if he had suffered a big loss: "If you want to do business, show some sincerity." I don't want to do business, and I still have the in the Sunshine Community in my heart, even if you let the horse come, I'm not afraid!"
Rong Zhengfeng and Guo Qingshan were not far from here, and they were sitting in a car parked on the viaduct, observing every move here with binoculars.
This bastard actually turned his face when he said it, and actually started beating his own men.
Rong Zhengfeng had a fire in his belly, considering that his identity could not be exposed, and he could not let them notice him, so he could only pretend that he had not seen anything and asked coldly: "Mr. Li, what kind of business are you doing, you should bring a lot of people there, aren't you afraid that your subordinates will betray?"
"I don't need you to worry about my business, whether you can do business or not, whether your friends can do it or not, you can give me a happy word. ”
"I have some things, my brother can call the shots, you can talk to him. Rong Zhengfeng didn't want to be led by his nose, let alone meet him, so he hung up the phone without hesitation, then disassembled the battery, took out the card and threw it out of the car window, and didn't plan to use this number to contact him again.
"This old bastard dares to hang up on me, damn it, I ......"
I can't get through when I call it, and I can't turn around and leave.
Li Gu was very involved in the play, slammed the mobile phone to the ground, and a second-hand mobile phone worth hundreds was smashed like this, and immediately picked up the delivery man who had just been beaten half to death, and asked angrily: "Boy, Luo Hao's old bastard said that you can call the shots, and said, draw a line, don't say one, two, three, four, I won't let you get out of Nangang!" (To be continued.) )