Judging from the IOU, this is not a small account, Xu Weimin actually borrowed 460,000 yuan from a microfinance company called "Xincheng Finance" two and a half months ago, and this is only the principal.

Xu Weimin has no stable job, no fixed income, no real estate in his name, no car, and is so notorious that it is difficult to find a guarantor, and formal financial institutions will consider risks, how can he lend more than 400,000 yuan to someone like Xu Weimin?

I knew with my toes that Xu Weimin had encountered a routine loan.

The amount of the first loan is not large, maybe only a few thousand, and it belongs to the kind of "broken loan".

For example, if you borrow 5,000, the handling fee is 2,000, and the amount you get is only 3,000, but the IOU and bank statement are 5,000. As a result, it was overdue, so under the guidance of the other party, he began to tear down the east wall and make up the west wall to take out a loan, and the loan was like a snowball. Not to mention that he doesn't have a job now, even if he finds a job and works honestly, he can't afford it.

The law pays attention to evidence, and the scammer has made the evidence chain into a perfect closed loop, and he will not be able to win a lawsuit in accordance with the existing laws and regulations, and will even be listed as a dishonest person subject to execution by the court and become an old man.

However, Xu Weimin obviously doesn't care about these things, and the online loan company is unlucky to meet someone like him.

No one knows where he is hiding, and his mobile phone has already changed numbers. Mr. Xu had already severed the father-son relationship with him, and even the fixed phone at home was shut down, with few relatives and friends, and the "call you to death" software, which is commonly used by scammers, is useless to his family, so he can only take the next step and find someone to come to the door to collect.

Han Chaoyang looked at the IOU and other copies again, looked up and asked, "What is your surname, what is your name, and do you have an ID card?"

"With it, how can you go out without your ID card. The fat man knew very well that the police could not intervene in economic disputes, so he took out his wallet from his trouser pocket, took out his ID card from his wallet, and said fearlessly: "My surname is Lu, my name is Lu Zhuyuan, and this is my ID card." ”

Han Chaoyang took the ID card, looked down at the copy again, and then looked up and said: "The authorized person on the power of attorney is not you, what does it matter to you that Xu Weimin owes money to others?"

"People have authorized us to do it, and I am an employee. ”

"Authorized to your company, this has no official seal, only the name of the authorized person. ”

"You mean our Mr. Yang, he is the company's legal person. ”

"Since it is a company, it should be business-like, how can the company authorized to you not have a formal power of attorney, that is, which one is stamped with the official seal of the authorized party and the authorized party's company. Your company has made you responsible for collecting this debt, and you should also have relevant proof. Han Chaoyang handed the copy and ID card to Sun Guokang, and then said: "You come here with this stack of copies, who knows if this is true or fake, who knows if this is a fraud, or even suspected of extortion!"

The fat man obviously didn't deal with the police for the first time, so he smiled and said, "Officer Han, it doesn't matter if you don't believe me, we have a lawyer in our company, I will call the lawyer, and you tell our lawyer." ”

"Talking to your company's lawyer on the phone, I can confirm his identity and confirm that he is really a lawyer by saying a few words on the phone?"

"You want our corporate lawyer to come over?"

It's not good to deal with people like them, they don't let others have a good time, the only way is to make them feel bad too, Han Chaoyang looked at the three guys standing behind him, and said coldly: "And you, Mr. Yang, it's best to bring all the original business licenses and tax registration certificates of the company." ”

"We Mr. Yang don't have time, and our corporate lawyers don't necessarily have time. ”

"If they don't come, how do I know what the hell are you four doing. Han Chaoyang turned his face like a book, took out the police pass in front of him, and dialed the police room on duty: "Chen Jie, I'm Han Chaoyang, I'm in Lao Xu's house in Taoyuan Community, please notify Sheriff Tang immediately, please Sheriff Tang hurry up and bring a few team members over, there are four men with suspicious appearances, and they want to be taken to the Xinyuan Street Police Station for investigation." ”

"Yes, I'll be old Don right away. ”

"Officer Han, what are you doing here, why are we suspicious. ”

"Trespassing into a private house without permission, holding a bunch of copies that I don't know what to call it, and asking for money when I open my mouth, this is not suspicious. Guokang, guard the door, no one is allowed to leave without my consent!"

Sun Guokang felt that the public security should not intervene in private lending disputes, and that there would be big trouble if it was not done, so he hesitated.

"What are you doing, didn't you hear me?"

"Oh, yes!"

Sun Guokang didn't dare to hesitate any longer, and hurriedly ran to the house to guard the hospital door.

"Just go, isn't it the police station, and it's not that I haven't been there. The fat man was very calm, and sat down with a big grin.

"Get up!" Han Chaoyang's face changed, and he said sharply: "Who let you sit? Does the master agree? You think this is your house? Get up, go out, and wait in the courtyard!"

"Get up, get up, why are you so loud. ”

"Mutter something, be honest. Han Chaoyang drove the two who came in into the courtyard, and then said, "You three, take out your ID cards, and the public security will check them, please cooperate." ”

"Take it, what's the big deal. ”

"Less nonsense, hurry. ”

……

The first time I saw a young man go crazy, it was really happy.

Aunt Ye couldn't help laughing, took the old lady's arm and whispered, "Aunt Xia, don't worry, there is Chaoyang here, and there is no hurdle that your family can't pass." ”

The old lady was really frightened just now, and asked nervously: "Chaoyang, what Chaoyang?"

"It's the policeman who brought us, surnamed Han, called Han Chaoyang, the young man is good, no matter who in our community encounters something, he will look for him. Leave the outside affairs to him, and we will continue to talk about our affairs, and tomorrow I will ask the retired chief physician of the Second Provincial Hospital to come and give you a look. New Year's Day, how can you not prepare some New Year's goods, you can rest assured, we will help you buy New Year's goods, and guarantee that you and Uncle Xu will have a good New Year......"

As he was talking, Lao Xu's voice came from outside.

"Stinky boy, you still dare to come, you don't want money, you have to die, believe it or not, I'll fight with you!"

"Uncle Xu, don't get excited, isn't this me?" Han Chaoyang hurriedly grabbed Lao Xu, who was going to fight with the debt collectors, and persuaded him: "You go to rest first, and leave it to me here." ”

"Don't pull me, I can deal with it, his grandmother's, no one in the Xu family who bullied me!"

"How do you speak, you owe money and pay back money, it's right, who bullied you?"

Han Chaoyang pushed the old man into the room, turned around and stared at the fat man with a sharp gaze: "What do you want to do, who made you speak?"

"Am I wrong, his son has the ability not to borrow money, he has to pay back the borrowed money!"

"It's not as bad as your parents, it's not as bad as your wife and children, what does Xu Weimin's borrowing of money have to do with Lao Xu?" Old Tang came quickly, took Xiao Gu and them into the courtyard, grabbed the arm of a debt collector, and scolded while pulling outside: "If Xu Weimin really borrowed money, then he should go to the court to sue through legal channels, what is it to harass the two old men who have already severed the father-son relationship with him, go, come with me to the office!"

"Hurry up, rub something!"

………

PS: My daughter is on vacation, and she did well in the final exam, so I took her out to play as a reward.

When she is older and goes to junior high school, she will have a lot of pressure to study, and she will have to attend various cram schools during the holidays, and there will not be many opportunities to come out to play. A little more selfish, she won't want to hang out with me when she's older.

So the update time is not normal in the past few days, and the amount of updates is not large, so I sincerely ask for your forgiveness.