Professor Kangda chose to cooperate with Tianya Biological Group because of Zhao Weitong, and the new drug project has been confirmed today.

Ye Xuefu's high efficiency is her ability in addition to her personal professional knowledge, which is why she was able to be reused by Tianya Group and became the first person to invest in Tianya Group.

There are more people studying biology in the whole of China, and there are more people studying biological genes, and she is not the only one with mature professional knowledge, but there are too few people who have professional knowledge and can show super ability in other things, and Ye Xuefu is just one of them.

According to Professor Kangda, this is a drug that has the ability to improve the efficiency of human organs.

If this drug can be developed according to his theory, it will inevitably cause a global shock.

However, Professor Kangda's theory is really not understandable to ordinary people, and even professional biological genetic researchers have questioned it.

This is where Tianya Group needs to gamble.

The research of this new product requires a lot of energy and money, and it is a law that the probability of project failure is as great as the benefits after success are.

Of course, since the project has the title of Professor Kangda, the chance of success will naturally increase greatly, and he is the first person in the human biological gene in China anyway. And this project is still a theory that he personally proposed.

Therefore, although the senior management of Tianya Group will be a little worried, they are still very determined to win the opportunity to cooperate with Professor Kangda.

The next thing is easy to say, but it's also quite difficult to say difficult.

The construction of the new laboratory building by Tianya Group has already cost a huge amount, and the research expenses listed by Professor Kangda are also quite amazing.

Although Tianya Group is a large group with strong assets, but the cost of this new product research can not be easily taken out, the cost of this experimental research is very amazing, often three or five billion thrown into it can not hear the sound, more than a billion can not see the shadow, this kind of success can create incredible huge benefits of research, it is not uncommon to spend billions of dollars.

Therefore, the experimental project must be supported by the bank, and when Tianya Group can get continuous loans, it can start the project with peace of mind.

At least there is no need to worry about sudden interruptions due to financial constraints, which is the biggest taboo in research experiments.

Although Tianya Group will not be difficult to get more than a billion yuan, it will still choose to take a bank loan, which is the safest and can guarantee the smooth flow of the capital chain 100%.

In this way, the matter of taking a bank loan naturally fell on Ye Xuefu, who has strong personal ability.

Ye Xuefu has always been straightforward in her work, and she asked her assistant to get in touch with the credit departments of several banks as soon as possible.

Speaking of which, it is not difficult to take out a loan in the name of Tianya Group, but there are certain restrictions on the amount of the loan.

It is definitely not a problem to borrow 200 million yuan in the name of Tianya Group, any bank can give it, but if you want 500 million or even 800 million, Tianya Group also needs to give the bank some confidence and take a look at the project.

When the project is worth it, any bank will happily say yes.

But this loan is not so simple at all.

Tianya Group asked for one billion when it opened its mouth, and the project turned out to be an unreliable project for insiders who were engaged in biology.

In this way, there is obviously some suffering.

No bank would give a loan to a project that seems so unreliable, and no matter how much you think about it, it feels like you are in vain.

In the end, the four major banks all expressed no interest in providing loans on the Tianya Group project, which made Hanxiao sad.

When she told Ye Xuefu the truth with a smile and helplessness, Ye Xuefu couldn't help frowning, since the four major banks can't do it, then ask local commercial banks and foreign banks.

As a result, foreign banks were not interested in the project, and local banks were insecure about it.

Although this loan is really nothing to a bank, at first glance it looks like it is going to be wasted, and no one wants to lose money.

Just when Hanxiao almost wanted to give up, Tianhai Bank actually called back.

The person who answered the phone was not the woman who had talked to her when she was talking on the phone with a smile just now, but the voice of a man.

"I am the person in charge of the credit department of Tianhai Bank, and I would like to ask, what is the project loan of your Tianya Group?"

Xiaoxiao once again explained the general outline of the loan project.

The other party laughed a little coldly, and he must have thought it was unreliable.

"Who is in charge of this experimental project?" asked the other party again.

"It's Professor Conda. With a smile, he was about to repeat the title of Professor Kangda.

But the other party didn't listen to her to continue: "What I want to know is who are the main executives of this project within your Tianhai." ”

"Oh, this is a R&D project, and Ye Xuefu, the young and promising Mr. Ye of our Tianya Group, is mainly responsible. With a smile, because Ye Xuefu is young and does not have too many titles, she can only be described as young and promising.

What Hanxiao didn't expect was that the other party suddenly became interested: "Mr. Ye is responsible? That's great." ”

"Great?" smiled and was stunned for a moment, a little unsure of what the other party meant.

"Oh no, I mean to say that young and promising leaders are bold in what they do, and I really appreciate it. The other party said on the phone: "In this way, I hope to meet with Mr. Ye and talk carefully to her about the project, if Mr. Ye can impress me, I believe that Tianhai Bank will also be willing to cooperate with Tianya Group." ”

With a smile, he was excited: "Really......? Then I'll let Mr. Ye go to you now? Or will you arrange a time? Which office are you in Tianhai Bank, please tell me, and I'll make a note of it. ”

"That's it, at half past six this afternoon, I will arrange a place in Wangjiang Pavilion, and you let you Mr. Ye come to me, and we will have an interview. The other party said: "I am very interested in cooperating with Tianya Group." ”

He nodded happily with a smile: "Okay! I'll go and inform us Mr. Ye now!"

After the other party hung up the phone, he immediately went to Ye Xuefu with a smile: "Mr. Ye, Tianhai Bank said that it was interested in giving us a loan, and their person in charge said that you would go to Wangjiang Pavilion to meet and discuss cooperation at half past six in the afternoon." ”

Wangjiang Pavilion?

Ye Xuefu was stunned for a moment: "Are you sure you heard it right, it is Wangjiang Pavilion?"

"That's right, he's just talking about Wangjiang Pavilion. He smiled and nodded.

Ye Xuefu shook her head a little helplessly: "Finding a place with such a high consumption is really speechless......

"Is Wangjiang Pavilion very expensive?" said with a smile, she hadn't heard of it.

"Three thousand five thousand per capita, do you think it's expensive? Ye Xuefu said helplessly: "It is the most private dining place in Tianhai. ”

Ye Xuefu has been to Wangjiang Pavilion twice, and the first time she went, she was amazed by the high dome roof there, and the whole space was full of retro warmth.

Moreover, the 360-degree all-round view, proudly condescending, looking around the glass everything is picturesque and seems to be within reach, it can be said that it is one of the most romantic restaurants in China.

"Then you're going to break the bank again. He stuck out his tongue with a smile: "But Mr. Ye, this kind of expense should be reimbursed, right?"

"Even if I don't get reimbursed, then I'm going to go. Ye Xuefu got up and said: "This is a big thing related to whether the experimental project can be carried out smoothly." ”

He joked with a smile: "I'm still thinking about letting you take me with me to see if I can be reimbursed." ”

Ye Xuefu couldn't help but smile: "Do you want to go, if you want to go, I invite you, anyway, please one person, please two people." ”

"I'd better forget it. Hanxiao hurriedly shook her head: "That's too expensive, I'm embarrassed, I'll invite you to a snack another day." ”

"Okay then, then I'll take you to Benxi to eat another day, and today I'm going to talk about things, so it's better not to bring someone there. Ye Xuefu said lightly: "If people want to get some 'kickbacks' on our side, one more person will make it difficult for the other party to speak." ”

"Huh?" smiled and was surprised: "Isn't this illegal?"

"That's the unspoken rule of the industry. Ye Xuefu is still very calm, and it is not surprising that she has seen a lot: "The corruption of banks is generally concentrated in the lending process, but all the crimes of bank executives who have fallen from power basically include the crime of illegally issuing loans." ”

"How do you judge this?"

"The main thing is to see if the bank executives have violated the loan procedures, the commercial banking law and other relevant policies. In the face of an imbalance in the supply and demand of funds, some bank executives will solicit bribes for loans that should have been granted. Ye Xuefu shook her head helplessly: "This is also due to the general environment, and it is not uncommon for bank account managers to eat loan rebates, just like enterprises, recruiting a sales or procurement, many times they acquiesce in purchasing and eating a part of the rebates, otherwise it is difficult to carry out the work." ”

Xiaoxiao is still too tender, and she doesn't understand these unspoken rules in society at all: "Then if he wants to give him a kickback, do you really want to give it to him?"

"The unbalanced supply and demand of funds is the capital for these people to solicit bribes. Ye Xuefu knew that she couldn't change the general social environment at all: "But I personally don't want to cooperate, but if he wants less, then he can only compromise, but if he wants more, we can only find another way." ”

Xiaoxiao wanted to ask how much was more and how much was less, but in the end she didn't ask.

Because she found a problem, the more she knew, the more terrifying her understanding of society became.

These things she had never been exposed to in school, and all she saw was positive sunshine, and she had never been exposed to the mess of darkness at all.

When she slowly got into contact with these things and got used to these existences, she really slowly integrated into society.

Anyone who is crawling around in society needs to see the world clearly little by little.

"Okay, you go and help me prepare all the materials now, and hand them over to me before I get off work in the afternoon. Ye Xuefu signaled with a smile to do things, as long as she did things, she would soon forget everything she was thinking about now.

Some things are not really that important, everything is irrelevant.

Xiaoxiao immediately got up and silently went to help Ye Xuefu sort out all the materials she needed for the night, and the things she knew today were enough for her to digest for two days.