Andy sat on the recliner, playing with the mobile phone in his hand, showing a smile, Andy was indeed very disgusted with his agent in the past, especially in the past six months, Carl's chattering persuasion and looking for work for him everywhere made Andy, who was very proud, feel ashamed, after all, he was young and frivolous, and he couldn't understand the agent's intentions. Pen & Fun & Pavilion www.biquge.info

Now Andy likes this obscene fat man a little, in this world where money is supreme, you can still see a little human flavor from Carl, it's really not easy, especially the profession of agent, that's really a milk is a mother, rich is a master, you don't negotiate, spend your money, play with your wife, you can do anything.

But thinking of Carl's little secretary, Andy was worried again, that woman is not a fuel-efficient lamp, this is Hollywood, all the people who come here are trying to climb up, this vanity fair is a battlefield where people step on people and people eat people, and the weak don't deserve to succeed here.

The dead fat man did not listen to the persuasion, and sooner or later he would have to make a mistake! He stood up and stretched his waist widely, drove away the messy thoughts, picked up the coffee cup on the table and walked into the room.

Came to the study with the freshly brewed coffee, sat down in front of the computer, looked at the text in the document, moved his fingers, and continued to type on the keyboard.

Through the floor-to-ceiling windows, watch the rain fall from the dreary sky and splash on the glass.

Andy looked at the time, it was already past nine o'clock, and the time agreed with the banker was almost ready to go. After tidying up a bit, I grabbed my car keys and walked into the garage.

Accompanied by splashes of rain and the roar of sports cars, Andy arrives at Bank of America's Los Angeles branch.

Walking into the lobby, lawyer Nelson and accountant Kohler were already waiting in the couch area of the lobby.

Seeing Andy walking towards them, both of them stood up and greeted them. Andy quickened his pace and walked up to them and greeted the two of them, "Damn the weather, I'm not late, am I?"

"Hehe, boss, plenty of time. "Kohler, a shrewd and capable accountant, is in his thirties, and he was introduced to him by Nelson when Andy first arrived in Los Angeles, and he is very professional.

The three of them sat down and chatted for a few words, and Nelson took out a stack of documents from his bag and handed them to Andy, "These are asset appraisals and copyright valuations, boss, you take a look at them first." ”

Taking the paper, Andy skimmed through it, "How much can we borrow from the bank?"

"Real estate is hot now, housing prices are high, boss, your house is now worth about four million after evaluation, and the copyright evaluation of your two works is also because it was selected into the catalog of young adult books some time ago, even if the film adaptation rights of one of them have been sold, you can now lend 2 million to 3 million US dollars. Kohler explained to Andy with a calm face, but his eyes flashed with an imperceptible light of envy and jealousy from time to time.

"Oh" Andy closed the file and handed it back to Nelson, "What about the loan rate?"

Kohler hurriedly took out a table, "This is the loan interest rate table of all the banks that accept copyright loans, the loan interest rate of the Bank of America is the lowest, but the amount of the mortgage needs to be negotiated." ”

"Well, professional matters are handled by professional people, I believe in your ability. Andy glanced at the form, smiled and handed it back to Kohler.

Nelson looked at the time, gestured to Andy, and all three got up and walked to the account manager's office.

The bank's credit account manager was a man of about fifty years of age, with a straight suit and meticulously combed hair, looking very capable, with a smile on his face, and a very gentle look.

Seeing Andy and the others coming in, he smiled and stood up to greet him. "Boss, this is Mr. Lewis, Bank of America Credit Account Manager, Mr. Lewis, this is my boss, Andy. Smith. Kohler introduced. ”

When Lewis heard this, he shook Andy's hand with a bigger smile on his face and said, "It's a pleasure to meet you, Mr. Smith, I like your work very much." ”

Andy also shook hands with him with a smile and said, "Thank you, it's my honor to meet you." ”

The two of them let go of their hands, exchanged a few words, and after both sides sat down, Andy said, "Mr. Lewis, I believe that Kohler should have communicated with you about the specific loan project, I don't know how much your bank can lend me?"

Lewis took the asset appraisal documents handed to him by Kohler, and was not surprised by Andy's simplicity and directness, the amount of this business was not large, but the security and stability of the mortgage and copyright mortgage were important to him.

"Mr. Smith, our bank has the lowest interest on repayment, please believe that we are very sincere in lending to you, this is our report, please take a look. Lewis pulled out a stack of papers and handed them to begin explaining to them.

Hearing their terms, Andy quietly discussed the details with Nelson and Kohler, and then fought over the details, so an agreement was quickly reached. All the legal documents and some fine prints, Nelson and Kohler began to look at them, and both sides were looking at the documents, and it was not so easy to get them done in a short time.

Andy waited patiently, drank the coffee in the cup, and slowly thought about it, the current Apple stock is a little more than 51 yuan, and he can't delay any longer, this time he can borrow a total of 6 million US dollars plus a deposit of 2 million US dollars, and he can only get so much, unless he opens his mouth to borrow from his grandfather, although his grandfather is a famous big farmer in California, but now Andy needs cash, think about those follow-up troubles, various explanations, or forget it.

No more, no less, as much as you can earn, anyway, it's just digging the first pot of gold, and there are too many opportunities to make a fortune.

Breaking free from the entanglement of missing out on the maximization of benefits, Andy exhaled lightly and calmed down, and after more than half an hour, Andy began to get busy, began to sign on one document after another, and mortgaged the three assets.

Six million dollars went into Andy's account, and then the two sides chatted a few words and then ended, Lewis and Andy exchanged phone calls, for this young writer, Lewis still very appreciative, after all, it doesn't hurt to know one more friend, isn't it.

After saying goodbye to Nelson, under the leadership of Kohler, Andy opened a stock account, bound a bank card, returned home to download the stock software, and transferred all the funds into the stock account.

"Boss, do you want to buy stocks for all eight million dollars?" asked Kohler, with a skeptical look on his face after a moment's hesitation.

Andy smiled mysteriously, looked at the accountant with a slightly embarrassed look, nodded, and didn't explain much, in Kohler's explanation, he was familiar with the operation of the stock transfer, and watched Kohler, who was full of suspicion and with a hint of sarcasm, leave, closed the door, Andy snorted lightly, it seems that I need a new financial advisor!

Kohler, who was sitting in the car, had a contemptuous sneer on his lips: "What a loser! I really think I'm a genius and I know everything! Full of malice, he looked at the luxurious villa outside the car window with jealous eyes, and picked up his mobile phone by surprise.

"Hello, is that Mr. Nelson? I'm Kohler. ”

"Hi Kohler, hello, what's the matter?" Nelson put down the papers in his hand and adjusted to a comfortable sitting position, and he took good care of the son of this college classmate.

"Sir, you know what, Mr. Smith has put all his money into the stock market. But he had never touched stocks at all, and the stock software was the method I had just given him to use, and he refused my help. I'm afraid he'll end up losing all his money. Kohler said with a hint of schadenfreude.

"Huh, you're in the stock market?" Nelson was slightly stunned, and said in some surprise, but quickly reacted, and heard the sarcasm of Andy in Kohler's tone, frowned, as if he had guessed Kohler's psychology, and showed a sneer, "Oh, no matter what the situation, it's the customer's choice, let's do our job well, okay, if there's nothing to do, I still have a meeting to open, and say hello to your father for me." ”

Hearing the busy tone of the phone on the other side and Nelson's cold tone, Kohler couldn't help but be stunned, looked at the phone in his hand, and said angrily, "Rub, you actually taught me a lesson, Bichi!"

After Nelson hung up the phone, he walked back and forth in the office, his brow furrowed and his face worried, and finally picked up his phone.

"Hey, hello, is that Mr. Smith? I'm Nelson, and I'd like to tell you a little bit about Andy Smith。。。。。。 ”