"Concubine, are you okay?"

Because Pang Xuefeng was not wearing a seat belt, he suddenly planted it towards the front windshield at the moment of the crash, but fortunately, Pang Xuefeng's reaction ability was at least dozens of times that of ordinary people, so he firmly held the instrument panel in front of him in an instant, and then stopped his figure.

But Pang Xuefeng's first thought at this time was Concubine Jiang Ming.

But fortunately, although the collision was not light, Jiang Mingfei, who has always paid attention to driving safety, was firmly wearing a seat belt, so even if she was taken aback by this, she did not suffer any injuries, at most it was just a false alarm.

However, even though the current vehicles have all kinds of all-risk and three-liability insurance, and today's accident is obviously the full responsibility of the other party, but after Jiang Mingfei settled down, she immediately said, "Xiaofeng, I'm fine, but we crashed." ”

Pang Xuefeng took a long breath when he saw that Concubine Jiang Mingfei was fine, and after hearing Concubine Jiang Ming's words, he also subconsciously looked at the black car that was hit not far ahead.

I saw that the collision looked really not light, and I saw that after the second black car stopped, I don't know if it was due to the violent impact just now, the alarm device of the body suddenly whined, and at the same time, the rear taillights suddenly kept flashing.

And the rear compartment lid of the body is also shaking at this time, no need to guess, it is estimated that it is due to the fact that after such a violent collision just now, the rear compartment lid of the car was shaken open.

And the first car that passed by Jiang Mingfei's BMW just now, after discovering the collision in the back, also braked sharply, and finally stopped on the road more than ten meters away.

Concubine Jiang Ming quickly unbuckled her seat belt and wanted to push the door to get out of the car, but she was stopped by Pang Xuefeng, and then Pang Xuefeng asked in a long story short, "Concubine, is our car full of all kinds of insurance?"

The BMW X1 that Jiang Mingfei is driving now was directly given to Jiang Mingwei and Zhao Lan by Zhao Dongming in front of Pang Xuefeng's face, but Pang Xuefeng felt that Jiang Mingwei drove a BMW as soon as he came to work in Sheng Tianlai's company, which was a bit too public.

At the same time, he was also worried that some people would not be convinced by him, although Sheng Tianlai was covered there, he would never dare to do anything to Jiang Mingwei, but he was afraid that someone would secretly stumble on him, after all, he was still a newcomer.

So Pang Xuefeng asked Jiang Mingwei to drive the BMW for two days, and then asked Jiang Mingfei to come forward and use his Renault Korega to change it with him, but Jiang Mingwei's name was still used when he applied for various documents.

However, Concubine Jiang Mingfei thought for a while and said, "Well, although Zhao Lan and Mingwei went through all kinds of procedures together, I asked later, and insurance such as three liability insurance and compulsory insurance were almost as long as they could be called famous that day, and they were basically given all over again." ”

After speaking, Concubine Jiang Ming asked curiously, "By the way, Xiaofeng, why are you asking this?"

After all, there was something going on here, so Pang Xuefeng didn't explain too much, but continued to ask, "Let's talk about this later, how to deal with this situation like the one in front of you?"

Jiang Mingfei looked at the car not far away through the car window, and said, "According to my experience, if the circumstances are serious and our responsibility is ours, then we must report to the police at the same time, and the accident department will determine the responsibility after coming, and then the insurance company will be responsible for compensation." ”

"But if the plot is not too serious, for example, if it is just a slight scratch, in most cases, the two parties will negotiate the price privately, otherwise it will not be enough. ”

Pang Xuefeng was stunned when he heard it, "What does it mean that you don't have enough books, isn't there insurance, so wouldn't it be okay for the people from the insurance company to compensate directly?"

However, Jiang Mingfei said, "That's so, but after all, the insurance company is the one who pays the money, although there is a contract there and they can't avoid it, but who will pay willingly, and those who can pay five cents will definitely not pay a piece, so sometimes they are quite entangled." ”

"For example, if it's not your responsibility, even if you report the insurance, the company's survey and claim will definitely compensate you, but the experience of friends around me tells me that as long as you can apply for insurance because of this two hundred yuan privately, then the premium of the same insurance in the second year will definitely rise, don't ask me why, I don't know, but in fact that's the case. ”

When Pang Xuefeng heard it, he suddenly had a big head, and he didn't think it didn't matter if he didn't ask, but when he asked, he realized that there were so many doorways in it!

So Pang Xuefeng glanced at the car, and then simply asked directly, "Then what kind of situation do you think today's incident belongs to?" ”

Jiang Mingfei also looked at it, and then said, "Although the collision is not light, but I think that the damage to the left side of the body is relatively serious, and from the degree of dent damage, I estimate that it can be done for about 5,000, and it will not exceed 10,000 at most." ”

Pang Xuefeng then asked, "That means that today's situation does not need to be reported to the police or to report the danger, and it is completely okay to solve it directly in private, right?"

Concubine Jiang Ming nodded and said, "Well, and it's raining so heavily today, I guess the other party doesn't have the heart to waste time." ”

After listening to Concubine Jiang Ming's analysis, Pang Xuefeng's heart can be regarded as having a bottom.

But after finishing speaking, Concubine Jiang Ming immediately wondered and said, "Eh, Xiaofeng, aren't you just thinking about compensation, this time it's their full responsibility!"

However, Pang Xuefeng just smiled, and then said, "Concubine, forget it, anyway, we don't lack this money, think about it, today we two busy people finally have time to get together and come out for a romantic time, so we won't waste all our time here." ”

"Besides, look at how heavy the rain is today, it's not much worse than at night, and I've seen it when I turned into this road just now, although the road has been repaired, but there is no monitoring equipment on the road. ”

"Think about it, what if the other party doesn't admit that it's their responsibility, we don't have any evidence, even if we have a dash cam, but you look at today's weather, and then look at today's road conditions, in case they say that we didn't look at the road, it's not impossible. ”

"And in this way, it is bound to be a matter of verbal war, but if it is really theoretical, it will definitely not be easy to do in a while, I estimate that this afternoon will probably be delayed like this, let alone go to Wanda Cinema to see what Avengers 3 is. ”

Concubine Jiang Ming listened carefully, and suddenly found that what Pang Xuefeng said made sense, but she still asked, "Then what are you going to do?"

However, what Concubine Jiang Ming didn't expect was that after Pang Xuefeng heard it, he suddenly smiled and said, "What else can I do, you haven't heard anyone say that, as long as the problem can be solved with money, it is not a problem." ”

"So I decided to go down and talk to them first, if it's less than 10,000 yuan, I'll just give them a little bit later, and I should pay for this rare romantic time between the two of us, because compared to the 10,000 yuan, I think it's more important for the two of us to be together!"

Don't say it, although just now Jiang Mingfei thought that she must let them pay today, because even if their car doesn't care, her BMW will definitely be damaged because of the collision.

However, after listening to Pang Xuefeng's words, Concubine Jiang Ming suddenly felt that this seemed to be a trivial matter compared to being with Pang Xuefeng, and at the same time, a feeling of being treated as a baby by her beloved suddenly spread unconsciously in her heart.

Thinking that Pang Xuefeng is also a person with a net worth of more than 200 million now, Concubine Jiang Ming finally said with a smile, "Okay, just do as you say." ”

But then he reached out and scratched Pang Xuefeng's hair, "You little villain, why did my sister only remember it today, it turns out that you are now a little local tyrant!"

Pang Xuefeng smiled again, "Of course, don't look at my husband's usual lack of food or clothing, but at the critical moment, for the sake of his concubine, what about the local tyrant." ”

"Well, don't talk about it, it's raining too much, don't go out in the car, I'll just talk to them." ”

"Hmm. ”

After speaking, Concubine Jiang Ming took out a spare folding umbrella from the dark compartment at the front desk of the car and gave it to Pang Xuefeng.

But I don't know what the reason is, just as Pang Xuefeng got out of the car, he found that a person had just gotten out of the driver's seat in the car that was hit.

However, what made Pang Xuefeng feel a little puzzled was that although it was almost as dark as night now, this person was wearing a black baseball cap, black sunglasses, and a pair of big black masks that could almost cover his entire face.

Except that it was a burly man who could be seen from his size, there was hardly anything else to see.

Pang Xuefeng originally just wanted to talk to the owner about the crash, but when he saw the man dressed so abnormally, he immediately became vigilant in his heart.

After thinking about it, although he still didn't understand why he was like this, Pang Xuefeng still walked towards him slowly while holding an umbrella.

However, what made Pang Xuefeng's suspicion even heavier was that at the same time as he walked over, the man suddenly saw him.

However, the man did not quarrel or scold, but subconsciously blocked his body in front of the unlocked trunk that had been shaken.