Chapter 081: I don't agree with this plan

Xia Lu inexplicably became rich, with personal assets of 1.04 million and scientific innovation funds of 600,000.

On the weekend, Xia Lu returned home, and he said to his parents, "Dad, Mom, let's go see the house tomorrow." ”

"What kind of house are you looking at?" Xia Guohua asked suspiciously.

Xia Lu said as a matter of course: "The house you live in." ”

Cui Minhong asked again: "Don't we have a house to live in?"

"How can one house be enough? Who doesn't have several houses these days? The old house in the first phase of our community is not equipped with an elevator, our family lives on the 6th floor, you two are in good health now, and in a few years, you two will be very new and hard to go to the 6th floor. So, let's buy an elevator room. Xia Lu made a proposal to buy a house with great interest.

"Xia Lu, in fact, your mother and I have also considered buying a house, you are now talking about a girlfriend, maybe you will get married after graduating from college in a few years, and your mother and I will definitely buy you a new house." However, we now have limited funds on hand and need to save for a few more years. Xia Guohua is not opposed to buying a house, but he also said the current economic situation of his family.

Lao Xia means that he and Xia Lu's mother will work hard for a few more years, and strive to get a wedding house for Xia Lu before Xia Lu gets married.

Xia Lu responded: "It's okay, I have money." ”

"Your tens of thousands, plus our more than 200,000, barely scrape together 300,000. If we buy another house, it will belong to the second house, with a down payment of at least 40%, and 300,000 yuan is not enough. Cui Minhong is a little stretched, who doesn't want to buy more houses? Cui Minhong also wants to, but unfortunately the economic income can't keep up with the increase in housing prices.

Cui Minhong knew that Xia Lu had tens of thousands of yuan in his hand, Xia Lu got a scholarship of 60,000 yuan when he entered school, and Xia Lu participated in the swimming competition and received a bonus of 10,000 yuan, which was 70,000 yuan. Xia Lu didn't ask his parents for a penny after he went to college, and his small treasury of 70,000 yuan should have been spent.

Therefore, if you are full of calculations, Cui Minhong, Xia Guohua and all the funds of Xia Lu are only worth 300,000. This is the result of Cui Minhong's calculations.

Cui Minhong's brows tightened, and then she suddenly became enlightened, and she said to Xia Guohua: "Old Xia, let's divorce." ”

"What...... Ahem, Minhong, what kind of nerves do you have?" Xia Guohua was drinking water and choked.

"No nerves, I'm serious. Cui Minhong said resolutely.

Xia Guohua's tiger body was shocked and furious: "Cui Minhong, do you have someone outside?"

Cui Minhong roared back: "Xia Guohua, you have a problem! If you want to have an extramarital affair, that's you! Don't think I don't know, you secretly inquire about Liu Xiaohua behind my back! If Xia Guohua betrays me, get out of the house for me and get out of the house!"

Xia Guohua instantly returned to the whispering beep mode: "This ...... I inquired about Liu Xiaohua's news, mainly to ask her when the 5,000 yuan owed to us would be repaid. Minhong, I have a clear conscience with you, after so many years of old husband and wife, you still don't believe in my character?"

"Don't talk about useless things, get down to business, divorce!" Cui Minhong seemed to be determined to divorce Lao Xia.

Xia Guohua resolutely refused: "Then I can't figure it out, since it's not an extramarital affair, Minhong, why do you want to divorce me?" I won't divorce you, never." ”

Cui Minhong glared and reprimanded her husband: "Xia Guohua, are you stupid?

Xia Guohua was stunned, and after a while, he suddenly realized: "Get a divorce certificate first, and then buy a house?"

Cui Minhong nodded and said, "Yes, my idea is that we will divorce first, and the house we live in will be assigned to my name, and then we will buy a new house for Xia Lu in your name." In this way, when you buy a house, it is your first home, the down payment ratio will be lower, and the interest rate on the bank loan will be lower. With Xia Lu's money, we only have 300,000 yuan on hand, and we can only buy a house in the suburbs. I looked for my brothers and sisters, and I could borrow about 100,000 yuan, but I could only borrow so much, which is the best situation I expected. ”

"Lao Xia, you ask your eldest brother and sister to borrow another 100,000 yuan, then we can come up with a down payment of 500,000 yuan at most, and we can buy Xia Lu a house that is not so remote. We can sell our store for some money, but we can't sell it now, because if we sell it, we lose our financial resources and can't pay off our mortgage. ”

"In a few years, when Xia Lu graduated from college and joined the job and had a stable income, we sold the shop and paid off the loan for Xia Lu's house in one go. This is the most likely option I can think of. Cui Minhong said her thoughts clearly.

"Well, a fake divorce to buy a house, that's a viable option. Xia Guohua fell into deep thought, a fake divorce is actually a real divorce, and he remarries after buying a house.

Looking for his eldest brother and sister to borrow 100,000 yuan, Xia Guohua had no bottom in his heart.

When he doesn't borrow money, Xia Guohua has a very good relationship with his eldest brother and sister.

I'm afraid that as soon as I borrow money, the relationship between brothers and sisters will cool down rapidly, and even disappear from play, turn around and don't recognize people.

This is a lesson from the past, the relationship between Xia Guohua and his younger brother, Xia Lu's uncle, is very cold, and the main reason is because of money.

Xia Lu's feelings for his uncle are also very cold, and his valuation is only a pitiful 1 point, which is only a little more familiar than strangers.

Therefore, since then, Xia Guohua has never talked about money with relatives and friends, and he is very afraid of losing something other than money.

But now, Xia Guohua is helping his son buy a house, and he decides to ask his eldest brother and sister to borrow money, and call later.

"Xia Lu, there's only so much your dad and I can do for you. Cui Minhong said to Xia Lu with some self-reproach, "Your father and I are ordinary people, and we can't give you a material life of fine clothes and food, and you need to work hard in your future life." Come on son, we believe that through your own efforts, you will be able to live a happy life. ”

Xia Lu moved, don't don't want it.

From Xia Lu's affection for his parents +188

+288

+1088

……

"Dad, Mom, I am very happy now, and I will definitely be happier in the future. Xia Lu hugged his mother and then his father.

"Buying a house is a big deal, so I'm back to talk to you. Xia Lu said in a serious tone, "I firmly oppose the divorce and house purchase plan that my mother just mentioned. You don't have to borrow money from uncles, aunts, uncles, and aunts, because we have enough money, enough for a down payment. ”

Cui Minhong was a little speechless: "Son, what I just said in vain?" I think I have made it very clear, the money of the three of us together is just 300,000." If you don't get divorced and don't borrow money, then you have to pay at least 40% of the down payment, that is, we can only buy you a house of 750,000 yuan. There are also houses of 750,000 yuan, but that place is too remote, and a few steps outside, you have to go out of the jurisdiction of Jiangcheng. This house was bought for you to live in Xia Lu, so I don't think you should buy it in a too remote place, and the area should not be too small. ”

"Dad, Mom, let me be honest, I have money, not just tens of thousands of yuan. The exact figure is one hundred and forty-five thousand three hundred and sixty-eight pieces of two cents and six cents. Xia Lu took out his mobile phone and clicked on the bank card balance text message to show his parents.

Cui Minhong and Xia Guohua showed a dumbfounded expression after seeing Xia Lu's bank card balance text message: "......"