Chapter 134 Proposals for Banking Reform (4)

Zhang Xingming said: "What I said is completely different from what you are talking about now. With the commercialization of www.biquge.info bank, the first thing is to make deposits, and you have to attract the people to deposit all the money in their hands with you, and then lend the money to those who want to do business and have no money to collect interest, and this positive and negative profit will come out, right? But how can you make the people willing to take the initiative to send money to you?"

Governor Li asked, "Yes, what's the matter?"

Zhang Xingming took out a few pieces of paper he had drawn from his pocket and spread them on the table, and said: "We have to be completely different from other people's homes, you look at this, I painted it a few days ago, you see, I am here in Yongfeng, and leave a place for you in the middle of each street, so that you can occupy the right time and place, where is it close, right?"

Then, the savings office can not be as neat as before, like this, the hall should be wide, there must be a place to sit, write out the service items on the wall so that people can see it at a glance and understand, two security guards stand at the door, so that the people feel safe, you have to have a smile when depositing and withdrawing money, so that the people feel comfortable, this is the people, the right time and place, I opened this business, tens of thousands of people came in to buy and sell, your traffic is small?

Besides, how can you transport money now? Take a pocket and put it in Sejipri and run, this is not good, the first is really unsafe, it has been very chaotic in the past few years, even if your driver has a gun, the tiger can't stand the wolves, isn't it? The common people also feel unsafe.

We have to be like foreign countries, the whole special cash truck, the special kind, with guns and grenades to blow up the same kind of run, to ensure that no one can grab it, and every day you run this car, this is the event advertisement, the people look at it, this Agricultural Bank, must be safe, do not save the money here?"

Governor Li nodded, looked at a few sketches, and said: "It makes sense, so whole, I feel that I have to save money in this place, but it costs a lot of money, you see, this savings bank must cost a lot of money, and the trick of cash trucks is estimated to be indispensable, and there are security guards, what is security? It's just a guard, right? This cost is not low, this thing is difficult to fix, and the above will definitely not approve it." ”

Zhang Xingming smiled and said: "Who asked you to ask for money from the top? If you do this, the state has no corresponding policy, so it's strange if you can approve it, you don't have to spend much money on this matter at all, we can cooperate." ”

President Li looked at Zhang Xingming and said, "Cooperation, what's the matter, can you help me get it?"

Zhang Xingming nodded and said: "I got you these savings houses in the pedestrian street, unified house numbers and uniform clothing, I have all covered the staff training, and I will pay the money, but I have to spend money to hire the security guards and cash trucks, and then my entire professional company, personnel training will be better, and you will give some money a year to your side." ”

Governor Li thought for a moment and said, "It's a lot of trouble to save a lot of money, and it's okay, but how much does it cost a year for you, a security guard, and it's too expensive for me to hire it." ”

Zhang Xingming shook his head and said: "This is not in a hurry, when the time comes, you helped me with the loan, I just want to help you toss, so let's do it, if you think this thing will work, I will go back and make a plan, you report it, and I will help you find someone to try to set up an experimental site, and then we will do this well together, what? If this is done, not only in the Agricultural Bank system, but also in all the banking systems, you are like this, and the promotion is nail, don't forget me at that time." Zhang Xingming stretched out a thumbs up and compared.

Governor Li laughed, patted Zhang Xingming's shoulder, and said, "Okay, no problem, if you can really do that, you are my own brother, what is the first brother to do it for you, haha." ”

Zhang Xingming nodded and said, "That's okay, then I'll make a plan when I go back, you think about how to report, the relationship you should find quickly, I'll go to Fengtian with you when it's over, I have a little friendship with Deputy Secretary Shen, and then let him come forward and say a word, and this matter will be done." ”

President Li nodded in agreement, the two drank tea and chatted a few more words, and Zhang Xingming said goodbye and went back to the mall.

The eldest sister has already gotten up, her face is puffy, and she is talking with Miao Li in the office, seeing Zhang Xingming coming in, Miao Li said: "I have found a good place on the side of the Great Wall, Liaoyang city center, call to ask if you buy or rent, if you buy, you may have to find someone, that building is Liaoyang Material Company, four and a half floors, adding up to more than 5,000 square meters."

The fifth and my brother are almost the same, ask if you want to go and see, the fifth is winning, my brother is in Dandong, Erzhu and Dahan haven't believed yet, Erzhu is going to Fuxin, Dahan is in Ansan, I have the phone number where I live, do you want to call and ask?"

Zhang Xingming sat down and thought about it, and said: "Let's rent it first, let's open the mall first, and then talk about it, you can buy it at any time if you want to buy it.

Uh, you call your brother one, just say what I said, let him come back, Dandong let him go first, let him go to Dailian, first put up over there, let's build a warehouse in Dalian this year, and there is a fleet or something, the shopping mall over there has to be opened quickly, he will stay there first, and we have to have someone to take care of the warehouse. Miao Li agreed, and took a pen to write them down one by one.

Zhang Xingming said again: "You also have to hurry up and prepare people here, don't make a few stores open together, take away more than ten or twenty at once, don't have any business trips here, let the old employees get ready these days, let the new employees quickly go to work independently, let the old employees stare at it, guide them if they have something, let them do it themselves, so that they can do it quickly." Miao Li nodded and said, "Why are you building a warehouse in Dalian again?

Zhang Xingming looked at her and said, "Don't hang your family Hu Wenge all day long, Dalian built a warehouse for the circulation of all the goods that came from Xianggang, what does it have to do with him Fengtian." ”

Miao Li's face turned red, glared at Zhang Xingming, Zhang Xingming said: "In the future, our shopping mall will be opened all over the Northeast, and we have to go to the customs, the warehouse of Dalian is built by me and Xianggang Guanghe together, half the money for one person, the team we built ourselves, it is to prepare for entering the customs, the warehouse and the team here in Fengtian are for the entire Northeast to serve, in the future, Changchun, Harbing will have to get it, and then it will be enough for your family Hu Wenge to be busy, by the way, what happened to the driver? Did Zhao San have a letter? Has anyone introduced someone to come?"

Miao Li said: "How many are there? It seems that there are a few little sisters' brothers who are coming, I don't know very well, this matter was all done by Zhao San and Xiao Lizi, and it didn't pass me." Zhang Xingming picked up the phone on the table and asked for Fengtian long-distance, and the phone rang in a few minutes, and when he picked it up, it was the second brother, and asked, "Is it Miao Li?"

Zhang Xingming said: "The second brother is me, what's going on over there?"