Fu Fangchen was busy with the affairs of Jiangda Securities, so he wanted to stay in Xin'an, Fang Tianwu wanted to talk to her about the third-party payment platform, so he had to come over from Suicheng.

In the rental conference room of a five-star hotel in Xin'an, Fang Tianwu met Fu Fangchen dressed in a suit, and at that time she was explaining to several of her assistants and the actuary who had been specially hired for a huge amount of money, asking them to carefully deal with the accounts of Jiangda Securities, in case Fu Jingkang and his son were in danger.

Fang Tianyu knew about Fu Fangchen's experience in the Fu family from Gu Qianfan before, and she also knew that she had always wanted to take Jiangda Securities back from Fu Jiaming's father and son's hands to comfort her deceased father's soul in the sky.

Seeing Fang Tianyu, Fu Fangchen just glanced at him and said hello, and then said to his assistant: "Go, strive to reconcile the accounts within two days, and in addition, let the law firm also prepare the relevant procedures, and don't let Fu Jingkang leave any collusion with Jiangda Securities." ”

These subordinates were carefully selected by Fu Fangchen, and they also worked with her in the United States for a long time, both in terms of execution and work efficiency, and then left to complete Fu Fangchen's explanation.

Fu Fangchen looked at the time displayed on the diamond watch, and then said to Fang Tianwu, who was sitting and waiting over there: "It's just dinner time, the buffet in this hotel is good, try it." ”

"Okay. Fang Tianwu got up and followed Fu Fangchen to the hotel's restaurant.

It was dinner time, and the long tables in the restaurant were filled with a wide variety of food, both Chinese and Western.

Fang Tianwu is not taboo in meat and vegetarian, while Fu Fangchen prefers salads, fruits, and foods such as lamb shanks.

They chose a dining table by the window, with a view of the night view of the city outside.

Fu Fangchen obviously doesn't like to talk about things when eating, so he just enjoys the delicious food on the table so leisurely. She didn't speak, and Fang Tianwu didn't do this disappointment, and ate her favorite dishes with peace of mind.

The food in this hotel is really good, and there is a wide variety, and the desserts are especially excellent, so that Fang Tianyu, who doesn't like desserts very much, can't help but taste several of them.

While enjoying the food, Fang Tianwu did not forget to appreciate Fu Fangchen.

is worthy of a woman from a wealthy family, although there is no special etiquette at this buffet. However, when Fu Fangchen eats, cold dishes, hot dishes, fruits, desserts, etc. all have a certain order. And her unhurried, leisurely and comfortable posture also made Fang Tianwu feel pleasing to the eye.

After eating almost, Fu Fangchen asked the waiter to bring a bottle of mint wine, and poured a glass for Fang Tianwu with his own hands, and said, "I don't like to drink pre-dinner wine very much, but as an after-dinner wine, this mint wine is very good, you can try it." ”

Fang Tianwu tasted it when he heard this, and sure enough, it was refreshing and fragrant in his mouth, which not only washed away the residual smell of food in his mouth, but also brought a bit of coolness to his body in this gradually hot weather.

"Miss Fu, your life is too exquisite. Fang Tianwu admired.

Although Fu Fangchen's mother and daughter were oppressed by Fu Jingkang's father and son in the Fu family, and their experience was bumpy, compared to the general public, her life was still very superior, and the level of what she saw and heard was not within the reach of the small people.

Fu Fangchen didn't respond to Fang Tianyu's emotion, gently shook the crystal mint wine in the cup, and said, "Okay, let's talk about your third-party payment." ”

Fang Tianwu shrugged his shoulders and said the concept of this third-party payment platform.

Nowadays, at home and abroad, although the form of online shopping has slowly come out and developed, the mature concept of third-party payment platform has not yet appeared. In Fang Tianyu's impression, Alipay in his previous life seems to have been launched from the end of 2003 to the beginning of 2004.

The online shopping situation in this time and space is similar to that of Fang Tianwu in his previous life, and at this stage, whether it is Maimai.com or other shopping websites of the same type, no specific solution to the payment risk has been come up.

Fang Tianying is very clear that if the third-party payment platform can seize the opportunity to develop, it will gradually become a behemoth in the future, which will not only have a huge impact on online payment, but also guide the development of mobile payment with the popularity of smartphones.

The main reason why Fang Tianhu asked Huang Jinshu to buy and buy buy and buy and buy Sky Bookstore is to open up the online distribution of books, audio-visual products. As for whether Maimai.com can develop into Taobao in his previous life, he can only do his best, and what he can do is to provide some opinions that are slightly ahead of the current era based on what he saw and heard in his previous life.

After all, he is not a person in the industry, and this professional matter must be handed over to professional people.

However, even if he was not an insider, Fang Tianyu knew that there were some things that he had to keep under his control.

For example, this third-party payment platform, Fang Tianwu does not plan to merge it into Maimai.com, but sets up a separate company, and controls it in his own hands, and only maintains a strategic cooperation relationship with Maimai.com.

If this payment platform is merged with Maimai.com, if Zou Ming and Pan Ziyu have any thoughts in the future, it will be difficult for Fang Tianyu to control it. Therefore, this payment platform can be regarded as a rope that Fang Tianwu put around their necks.

Fu Fangchen listened to Fang Tianyu's explanation, but he was a little interested. Due to the short buying of NASDAQ and Internet stocks these days, Fu Fangchen himself has also conducted in-depth research on the Internet industry around the world.

In China, the proportion of people who use computers and have the habit of surfing the Internet in the population base of the whole country is not high, that is to say, the Internet market has not been completely tapped.

Due to the constraints of various factors, fewer people dare to try online shopping.

Fu Fangchen doesn't know how far shopping websites will develop in China, she can only roughly speculate that as more and more people use the Internet, online shopping will become more and more popular.

Overall, shopping sites are promising.

The third-party payment platform proposed by Fang Tianwu made Fu Fangchen, a person engaged in the gold industry, see another opportunity.

The money that the consumer transfers to the payment platform will not be settled to the merchant immediately, and there will be a specific period of time in between. And in this time period, the payment platform is equivalent to having a huge cash flow. In other words, it is equivalent to getting an interest-free loan at this specific time, and there is a lot of room for maneuvering in it.

The main problem is to find banks to cooperate with and let banks open an opening for payment platforms. For example, after consumers and merchants register on the payment platform, they bind their bank accounts to the payment platform, so that funds can be circulated.

From this point of view, the reason why Fang Tianyu found Fu Fangchen was not only because she was proficient in financial operations, but also because she had good connections in some banks.

"How is it, are you interested?" Fang Tianyu asked her.

Fu Fangchen didn't answer immediately, but asked Fang Tianyu rhetorically: "I'm going to get Jiangda Securities back from Fu Jingkang and them, you also know about it." ”

Fang Tianwu didn't know why Fu Fangchen wanted to change the topic, so he could only nod his head to indicate that he knew.

I heard Fu Fangchen say: "After returning Da Securities to me, I have to take over the liabilities on its account." I have estimated that Fu Jingkang's father and son's failure this time will hang on to Jiangda's debts of about eight to one billion. Although I have made a lot of money in the United States this time, I can't withdraw some of it in a short time, so I want you to lend me a little, and I will pay you the interest rate at the interbank rate. ”

"How much are you missing?"

Fang Tianyu rubbed her forehead, this Fu Fangchen was really not a fuel-efficient lamp, she wanted to use her connections in the bank to create a payment platform company, but she used this as a coercion to borrow money from herself.

"400 million, I will pay you back within a year. Fu Fangchen said.

"It can't be dollars, right? I don't have one. ”

"It's the yuan. The corners of Fu Fangchen's mouth overflowed with a smile.

Fang Tianwu gritted his teeth: "Okay, 400 million is 400 million." But I'm curious, since you're willing to pay interest, why don't you borrow from a bank or other financial company?"

Fu Fangchen took a sip of mint wine and said, "First, the procedures are complicated, and second, after I take over Jiangda Securities, the industry will receive the news soon." Now the banks are already keeping a close eye on the funds flowing to the financial market. After knowing that I was here to help Jiangda pay off his debts, the bank would not lend me money easily.

In addition, if I have to rely on borrowing money to settle Jiangda's debts, it will also affect the industry's confidence in Jiangda, and it will be much more difficult for me to rebuild Jiangda in the future. ”

"Sure enough, it's shrewd. Fang Tianwu gave her a thumbs up and said, "Then ...... this payment platform?"

"Don't worry, I will solve it at the bank, and I will handle the relevant permits and approvals. It's just that how much capital do you plan to inject into this company? If the registered capital is too small, it will not be easy for people to do things. ”

Fang Tianwu thought for a while and said, "The registered capital is tentatively set at 100 million, are you interested in cooperating?"

"How many are you willing to let out?" Fu Fangchen asked rhetorically.

"That's it, this company needs professional people to manage, you are already proficient in finance, you can do it in terms of personnel and management, just treat it as a technical shareholding, I will give you a hundred percent of the shares, can you?"

Fu Fangchen frowned slightly: "Your abacus is very loud, you don't do anything, just sit there and take out a hundred percent of the shares, just want to expect me to help you do everything?"

"Then how much do you want?" Fang Tianwu asked helplessly.

"I don't take advantage of you too much, one into five. Fu Fangchen said.

"Deal!" Fang Tianwu gritted his teeth and said, "But you have to get things done as soon as possible, the website I acquired over there will soon move, and if this payment platform doesn't keep up with the speed, it will be delayed." ”

"I'll get the matter of Jiangda Securities done first, and then I'll talk about it, if you want to be fast, turn the 400 million right away. Fu Fangchen said indifferently.

Fang Tianwu hated it so much, thinking that this woman was really soft and hard, and she didn't eat oil and salt.