Chapter 405: The Crisis of the Shiya Group (Part II)
With the credibility and volume of Shiya Group, there is still room for future growth, and after the acquisition of Yufeng Jewelry, it has also been guaranteed by Yufeng Jewelry, which is the use of Yufeng Mansion as collateral in disguise, and it is the opening bank, this loan is easy to get.
Of course, starting from the second phase, there are conditions, and the loan will only be released if the conditions are met.
Five days ago, the executives of Shiya Group went to the Jiangnan style restaurant for dinner, not only because of the explosion of performance and profitability with the European subsidiary, but also because they also met the requirements of the second phase of the loan.
Now, Director Zhang said that the second installment of the loan may be broken.
Without the loan support, their European expansion plans certainly wouldn't have started so easily.
Their entire operation plan also takes this loan into account, if there is no second loan, the next Shiya Group will be miserable, the consequences are quite serious, the cash flow is broken, and the company will also encounter the biggest crisis since its establishment.
Banks won't fall into the well like this, isn't this a pit, it's still a star enterprise in a period of rapid growth.
Liu Shiyu thought she had misheard.
"Originally, it was just a procedure, and it should have passed the review yesterday, and we were notified today, but there was no news in the morning, so I went to ask in the afternoon, and the president of the branch here flashed his words, and then hinted to me that he might not be able to do anything. Director Zhang said.
"Shen Yan, make arrangements, I'm going to meet President Song, go now. Liu Shiyu immediately hung up an internal phone call to Shen Yan, and said to Director Zhang: "Let's go together." β
"Hope is just a minor issue. Director Zhang nodded, very worried.
At half past three in the afternoon, Liu Shiyu and Director Zhang came to President Song's office as scheduled.
"President Song, you can't do this, we have been opening an account with you, you do this, not only will you push us into the abyss, but also chill the hearts of other companies, who will dare to cooperate with you in the future. Liu Shiyu said coldly.
"Mr. Liu, Mr. Zhang, I'm really sorry for this, I'm just a small district branch president, and there are some things that I really can't do. President Song shook his head, his face very embarrassed.
"There's really no way to do it, you can make it clear. Liu Shiyu asked.
"This ......," Governor Song stretched out his hand and pointed to the ceiling, "I can't say more, in fact, I don't know what is going on, anyway, your second loan application was rejected." β
This is already an obvious hint that there are people sniping at the Shiya Group above.
Without the second phase, there will be no third phase, the last two phases of the third phase of the loan are basically yellow, it was originally a matter that has been determined, but it is just a condition to meet the procedure, but the result is rejected, and even President Song guessed that someone deliberately targeted Shiya Group.
Even if Liu Shiyu has always been calm when encountering things, her heart is cold at this time.
She is not stupid, and she immediately heard the meaning of Governor Song's words, this matter is no longer something that Governor Song can handle. It's useless to stay here any longer, the money matter has to be solved by yourself, Liu Shiyu and Director Zhang got up and said goodbye and left.
As soon as she returned to the company, Liu Shiyu held an emergency meeting, with only the financial director, Jiang Xuemei and herself.
For the time being, Liu Shiyu doesn't want others to know, which can easily cause panic.
"Is there a way for Old Man Liu?" Hearing the news, Jiang Xuemei was stunned for a while, the company was running well, but Mo Ming encountered this kind of disaster, why is it so difficult to do business seriously.
This is not the time to complain, you have to find a way to solve it.
"It's very difficult, even if we tear down the east wall and make up the west wall, we also need tens of millions of funds, not to mention that the risk of demolishing the east wall and making up the west wall is also very large. Director Zhang of the Finance Department analyzed.
"Liu's company launched the listing plan of the Hong Kong City Exchange two months ago, and it is impossible to lend us so much money, and it is very difficult to lend us one or two hundred million. Liu Shiyu was very helpless, feeling that the people who sniped them knew her very well, "Although our Liu family is the major shareholder, it is impossible for my grandfather to go his own way." β
"What about other companies?" Jiang Xuemei felt that she had asked in vain.
With such a big funding gap, the third installment of the loan was cut off in two installments at once, and a fool could guess that there was a big man sniping behind his back. In this case, ordinary people really dare not provide assistance to them, the risk is too great, and the money borrowed will be wasted.
Enterprises are profit-seeking, even if they lend money, obviously unfavorable things, and no one will really do it.
"We can only raise money on our own, and I'll talk to Mu Yaxin first in the evening. Liu Shiyu: This means that the shareholders of Shiya Group will reinvest according to the proportion of shares.
"But, Xiaoyu, can you hold on?" Jiang Xuemei said worriedly.
Liu Shiyu said so, but in fact, it is not so simple, Jiang Xuemei, and several other small shareholders of Shiya Group who have converted from dividends to equity, there is no problem, because the equity is small, their proportion is only a fraction, and there is no problem with reinvestment.
Mu Yaxin has to invest a lot of money, and it is a little difficult, but she should be able to hold on.
Only Liu Shiyu accounts for more than 90% of the shares, and is the absolute major shareholder, even if he invests another 10 million, it will be more than 9 million, and if it is 100 million, it will be more than 90 million, where can he get so much money at once.
Jiang Xuemei knew that for the development of the company, Liu Shiyu and Mu Yaxin both invested dividends in the company's development, and they didn't have much cash in their hands.
With so much money, Liu Shiyu can only rely on mortgaging fixed assets and borrowing money from private individuals.
"There's no other way. Liu Shiyu bit her red lip lightly.
"If you don't raise 50 million first, I'll increase my investment, Xiaoyu, give me a little bit of your shares." Jiang Xuemei said that this is her increase in the proportion of equity, and some of Liu Shiyu's equity was sold to her, so that she accounted for a higher proportion and she shared more.
Liu Shiyu can also raise a certain amount of money because of the equity sold to her.
Although Jiang Xuemei is still worried about whether Liu Shiyu can bear it, she has no choice, if she is not careful, Shiya Group will collapse, once Shiya Group collapses, Yufeng Jewelry will also be implicated, and then there will be Fuso subsidiaries and European subsidiaries.
In the end, it will be like dominoes, a series of falls, and you can only rely on others to take over, or bankruptcy and liquidation, there are two ways.
Anyway, for Liu Shiyu, Jiang Xuemei and other shareholders, it is a cold winter.
"Senior Sister ......"
Liu Shiyu was also afraid that Jiang Xuemei would not be able to resist, so she bought her shares, and she had to contribute capital after she started, and after pouring twice, Jiang Xuemei would choke enough, but Jiang Xuemei interrupted her.
"Needless to say, I can probably raise at least 10 million, but it will take a little time. Jiang Xuemei said.
"For the time being, let's discuss the details when I pass the wind with Mu Yaxin. β
Liu Shiyu can only say this, her fixed assets are not much, just villas, jewelry and cars, etc., plus Liu Chaoen can still borrow some money from her privately, it should be no problem to get twenty or thirty million.
The problem is not these, Liu Shiyu is worried about the people who snipe them, whether there will be the next move, this is what she is most worried about.
They managed to get through the first hurdle, but the next wave of attacks was coming, and they were still able to catch it. Take a look at the latest chapter of "Me and the Beautiful President's Wife's Paw Book House" to read for free for the first time.
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