In between the chats, Fan Gang asked, "Xiao Yang, what do you think about the insurance industry?"

Yang Lei smiled shyly: "I studied chemistry and don't understand the insurance industry." ”

Promise me, don't talk about chemistry, okay?

Several people almost cried.

Fan Gang also felt a toothache: "Don't be afraid, let's talk about it, the insurance industry is a common financial phenomenon in this society, and I would like to know what you young people think." ”

Yang Lei thought about it and said amazingly: "In my opinion, the insurance industry is a liar. ”

A group of people almost fainted.

In front of a group of economists, saying that the insurance industry is a liar?

Yang Lei saw that something was wrong, and hurriedly waved his hand: "Don't get me wrong, I just said what I thought, it is very likely to be wrong, please criticize the professors, I just happened to follow the study." ”

Everyone waited for him to continue speaking, and Xu Shiwei also opened her beautiful eyes, looking at this boy who seemed to be unlearned, but clever and eccentric.

Yang Lei said: "I'll talk about insurance later, I'll talk about a P2P thing first, which happens to be with Liu ...... Liu Jianhao's brother is related. Brother Jianhao, I don't know much about P2P, if you say something wrong, please correct it. I have a cousin who participates in a P2P investment fund called 'Maple Leaf Red'. ”

Professor Xu was stunned, why hadn't he heard of it at all?

"This company is headquartered in Shanghai, with 4,000 employees in the country, the red maple branch rents a house in the most upscale Greenland International Financial Building, with more than 300 employees, the company recruits, as long as the turtle and the turtle come back from studying abroad, no one in China, Beiqing does not want, the basic salary of 6k plus commission and dividends, which is nothing in the first-tier cities, but in the second-tier red maple, it is already very good. ”

"My cousin studied in a foreign pheasant university, and he didn't have any real skills, so he also tried to go, and he was admitted! The first month was training, and he got a basic salary of 6k, and then he started doing business in the second month, and he took 20,000 yuan, which was really amazing, and it was boiling in our family group!"

Yang Lei's speech was very provocative and interesting, and everyone listened attentively.

Only Liu Jianhao was thoughtful, propped himself on the table with one hand, touched his chin, and listened carefully to Yang Lei's speech.

"My aunt praised her son in the group every day, and she also came to my house to say that P2P was good, so that my family would also vote a little. He said yes, he said a set of P2P financial management benefits, all of which are brainwashed by the company's training, let him complete 2 million sales this month, 3 million in the third month, and 4 million in the fourth month. ”

"I said, can you sell so many financial products? My cousin said find a way, this is not to come to my house. But my parents didn't pay for it, so they went back. In the second month, I heard that my uncle helped me to buy 10 million P2P financial products for my uncle's company, and my cousin's salary that month was 50k, and my aunt happily reported the good news to the whole family. ”

cough cough cough ......

Xu Shiwei really didn't hold back, 50k, isn't this Liu Jianhao's monthly salary?

A room full of people was thoughtful, and Liu Jianhao's face was red and white.

"I heard that insurance is the same way, recruiting salesmen all year round, and if you can't sell insurance, you let the salesman buy it himself, so I said at the beginning that I think insurance is a scammer. ”

Yang Lei said: "I don't understand the principle of P2P, let alone the meaning of insurance. But I know very well that there is no investment that is sure to make money and not lose money, 2P just developed last year, and I don't know if it's good or bad, but the profit and risk are equal, and I'm not optimistic about this industry. ”

In a few years, there will be more than one or two p2p who run away, thunderstorms, leeks are harvested at the level of tens of billions, human nature dies of greed, not to mention, Yang Lei has personally experienced the blood and tears of P2P, which is shocking.

"Xiao Liu, what's wrong with you?"

Professor Xu noticed that Liu Jianhao's expression seemed to be wrong, and asked.

Everyone noticed that Liu Jianhao's face was indeed a little pale, and there was a fine sweat on his forehead.

Yang Lei smiled secretly in his heart, it seems that he guessed right.

In reality, there are many p2p trap companies, these turtle students who want to save face and suffer are broilers, people are stupid and have a lot of money and love vanity, it is estimated that his family has a lot of money.

Of course, P2P has been relatively safe in recent years, with an annual interest rate of 10%, or even 15%, make more money, if someone is willing to make this money, Liu Jianhao who they love will earn, anyway, Yang Lei will not touch, he sells ribs, sells shoes, and is very comfortable.

The scene was quite embarrassing, Liu Jianhao coughed lightly twice, and picked up the napkin: "I'll go to the bathroom." ”

When the young man left the table, he stumbled a little and almost knocked over Xu Shiwei's schoolbag next to him.

Dean Liu also stood up with his mobile phone and said with a smile: "I'm not accompanied, I'll answer the phone." ”

When the other professors saw the two of them go out, their stomachs hurt with laughter.

Oh, today's international student at Stanford University was choked like this by Fudan freshmen, which is really a good show.

Fan Gang smiled and said: "Who said that Xiao Yang doesn't understand the economy? Obviously, it is easy to understand, P2P and insurance, as well as bank financial customer service, the practice is the same, if you can't sell it, you have to pay for it yourself, and financial companies are not good." ”

Professor Xu said: "Yang Lei, I haven't asked yet, you are all on vacation in Fudan, why are you here today?"

Yang Lei cleared his throat and officially started his performance: "I had dinner with Ma Yun, the president of Ali Group, yesterday, and made an appointment with him to meet alone in a few days and have a private meal, but I don't know what I can talk to him about during the meal." Warren Buffett's lunch costs $2 million, and although Ma Yun is not as good as Buffett, $2 million should be worth it, right? I don't want to waste this opportunity, so I came here to ask you for advice and help with advice. ”

The whole table was shocked.

Xu Shiwei was surprised, it turned out that she was really looking for her father for help, but she came to eat with Ma Yun, which also looked up to her father too much.

Professor Wang, Professor Liu and others looked at each other, what is the origin of this kid? How can he earn 100 million a year at every turn, and he can still eat with Ma Yun!

Professor Xu suddenly felt a huge face, and solemnly confirmed again: "You're not joking?"

Yang Lei took out his mobile phone and handed it over across half a table: "This was taken for me by someone else last night." ”

Xu Shiwei took it with a smile and said: "Dad, Yang Lei never lies, he participated in Ali's year-end appreciation party last night, and he also performed on stage, the headline of Baidu's hot search today is his store, you don't even look at it online!"

Professor Xu watched his daughter help browse the photos, and sure enough, Yang Lei hugged Ma Yun, and the two raised their thumbs to the camera together, as well as the scene where he and Ali's senior executives were staggered together.

Professor Wang next to him smiled and joined in the fun, while watching, oh yo, babbling and admiring, and finally said, "Zhang Yong is also there?"

Yang Lei introduced: "Zhang is always Taobao COO, Professor Wang, do you know him?"

Professor Wang laughed: "This stinky boy, if you have a chance, you won't come back to see me, the teacher." ”

Ah!

Yang Lei immediately stammered: "Then I have to take a photo with you, and the next time I see Mr. Zhang, I will take it out and shame him." This person is still the CEO of Taobao, he is really too picky, very stingy!"

Professor Wang laughed: "Really? Zhang Yong, how is he doing now?"

Yang Lei even laughed, gestured, and introduced the Zhang Yong he knew, talking about Zhang Yong's slamming the door at the Double 11 mobilization meeting, Professor Wang was so happy that he couldn't close his mouth, and then talked about the naughty scene when Zhang Yong was studying under him.

At this time, the room quickly attracted feelings, and even Fan Gang thought it was very interesting, and he also mixed in, saying that he knew someone from Ali.

Outside the door at this time, Dean Liu had already finished talking with Liu Jianhao.

Regarding the fact that the Liu family invested 10 million yuan into P2P, Dean Liu also heard about it for the first time, but his younger brother is rich, and 10 million is nothing, but he has suffered a loss from this P2P, and he was fooled, he couldn't say it, and he was laughed at by outsiders, which was a bit aggrieved.

Dean Liu said: "That kid is a little weird, don't take it to heart, eat a trench and grow wise, and I'll help your dad find a way to get the P2P money back." Also, although Professor Xu's daughter is very good, you have also seen it, don't think too much about it, you know?"

Liu Jianhao's mood was extremely low: "I know uncle." ”

Dean Liu sighed, and wanted to criticize his nephew a few more words, a turtle who came back from Stanford was deceived by P2P packaged as a new type of Internet finance.

Forget it, don't hit young people.

The two returned to the private room, and the room was full of laughter.

Dean Liu asked curiously, "What are you laughing at?"

Fan Gang said: "We are discussing whether Warren Buffett's lunch is a hype or is it really worth that much. ”

Don't look at economists in the media, on TV, talking about the country's economic situation and talking about development planning.

In fact, they are not much different from ordinary people outside of economics.

After learning that the purpose of Yang Lei's coming here today was to ask Professor Xu for experience and prepare to have dinner with Ma Yun, Dean Liu also felt incredible.

Dean Liu said: "I propose that all of us here give advice to Xiao Yang and summarize some sharp questions and key clues. When the time comes, let Xiao Yang put forward questions and suggestions to Ma Yun on our behalf, and have an air-to-air conversation between economists and Internet giant entrepreneurs, what do you think?"

The professors in the entire private room agreed, and Professor Xu, who knew Yang Lei best, sorted out the clues and threw out questions for everyone to discuss.

Liu Jianhao couldn't even open his mouth, he obediently gave up his position, sat in the corner, let Yang Lei go over, and sat between Xu Shiwei and Academician Liu.

He watched Yang Lei and his uncle chatting happily, laughing and laughing.

He also looked at Xu Shiwei, who was as beautiful as a fairy, and had been looking at Yang Lei tenderly.

Liu Jianhao finally knew that what graduated from Peking University, the Stanford turtle, was actually a fart in the eyes of others.

There are people outside the people, there are mountains outside the mountains, and you can really do whatever you want if you are handsome.

Liu Jianhao really realized this truth today.