A banker is an entrepreneur whose main business is the banking industry, and who is good at turning the business vision of the incubation into a business reality.

Andy doesn't make banking his main business, but banking is the central piece of the puzzle in his business empire.

Banks will be one of his important means of controlling some companies that need to be listed.

He has been buying other people's businesses, doves occupy the magpie's nest, cross the river and tear down the bridge, hostile takeovers and other means are all used by him, although it is criticized, but it also has to make many people admire, he himself is a villain in the eyes of the founders of those companies, and naturally he will pay more attention to prevent others from using the same tricks to deal with him.

Andy, for absolute control of the company, will not leave any mistakes in this kind of thing, cross-shareholding and large loans from his own bank, are within the scope of his implementation.

From taking over IndyMac Commonwealth Bank to merging four banks to form the new Intime Bank, even if all the think tank personnel that can be mobilized are dispersed, he, as the big boss of the bank, will not be able to drink coffee and smoke cigars as leisurely as before.

After the official handover of the bank's assets and the official withdrawal of all FDIC personnel from Indymac Bank, Andy spent the next few days at the former IndyMac Bank headquarters in Pasadena, Los Angeles.

Meeting, meeting, meeting...

The three-day non-stop meeting allowed Andy to familiarize himself with the specific situation of his 82 branches, meet with the branch presidents of the previous four banks who were still retained, familiarize himself with the background information of each person, and implement and explain the development direction of Yingtai Bank to everyone.

On the first day of his tenure, Andy injected US$1.5 billion into the new bank as a cash reserve for Yingtai Bank, and at the same time, its credit business also returned to a single model, providing only equivalent senior loans, completely splitting the non-traditional mortgage business.

In order to attract new customers, Andy has made the decision to pay customers a higher deposit rate when the current interest rate is extremely low. To put it bluntly, it is a high-interest savings.

In major media began to advertise, such as the Los Angeles Dodgers baseball team game, the US Golf Open, the NBA American Basketball League, especially the Lakers game, Andy temporarily put aside the Lakers and the Rockets are playing a 3-2 playoff grudge, as a business to support the Lakers to advertise to the bank.

Andy even wanted Yingtai Bank to become the official sponsor of the Lakers at first, but was pulled back to reality by Al's words.

Although the Lakers are irreplaceable in California and are the most famous, the main group of people who like to save money is still Chinese!

In this way, he naturally will not let others take advantage, and the line of fire will become the official sponsor of his own rocket team.

To be honest, the busiest thing in the whole Yingtai Bank is the newly established brand planning department, and almost every day you can see in the media that they sponsored the competition and held a press conference.

Andy's set of combination punches, the overwhelming advertising bombardment, is completely a local tyrant who is not bad for money, although it is simple and rude, but the effect is also very obvious.

Don't think that Andy's behavior of throwing money is a fool of many people, in this kind of downturn in the banking industry in the United States, even if you have money, you have to pretend, you must know that many passers-by are very addicted to this set.

It is to let every skeptical customer understand that the current Yingtai Bank is really strong, with a billionaire boss who is worth more than 20 billion yuan and makes money at a miracle speed.

Especially when the media reported that the mockingbird game company, which is almost a dollar money printing machine, and the Freedom City APP Mall signed an agreement with Yingtai Bank as a settlement bank, this reassured many people, not to mention anything else, at least Yingtai Bank will really not lack cash flow in the future.

In the president's office of Yingtai Bank, Andy leaned back in the boss's chair, slightly tired and closed his eyes, to be honest, this period of time was the most intensive and busiest time he had ever worked in a year.

"Knock-"

"Boss, Mr. Alvitre has arrived. ”

Andy opened his eyes and saw Tory Black, who had come from New York a few days ago, nodded slightly and said, "Let him in." ”

Watching the assistant turn away, Andy sat up straight, straightened his shirt and tie, and soon Alvitatre walked in with a folder.

After Al sat down, he didn't say any nonsense, but directly handed the folder in his hand to Andy and introduced: "This is a few candidates selected by us through headhunting companies, all of whom are qualified for the CEO position of Yingtai Bank." Boss, take a look. ”

Andy took the folder and began to look through it quickly, looking at it, his face couldn't help but change slightly, and there was a feeling of teeth, several candidates are indeed 'talents', and the resumes of these talents are also very good, all of them have the background of large financial institutions, either Goldman Sachs or MG Chase, but the key is that these people are typical representatives of the kind of interests that like low risk and high returns.

Looking at the success stories of these people, Andy can only say that this group of people is no longer using their talents to make money, but plundering.

"Al, tell me what you think, who do you have a crush on!" Andy asked, closing the list of vampires in his hand and looking at Al with a slight frown.

"Stephen Noopy. Al didn't beat around the bush, and said the answer with an indifferent expression.

Andy immediately thought of the background information about Stephen Noopy in the materials he had read before.

"He has a Goldman Sachs background for 20 years, has been a partner at Goldman Sachs for 17 years, and then set up his own hedge fund and is also a Hollywood producer... Involved in almost all of Wall Street's bad decisions, and during his two decades at Goldman Sachs, he did a great job of helping Goldman Sachs peddle the destruction of the economy, spending billions of taxpayer aid dollars on the same mortgage product... ”

Listening to Alvitatre's introduction, Andy's face became more and more gloomy, with a hint of entanglement, this Stephen Noopy is completely a ruthless capitalist who puts interests first, believes in and implements, and tries every means to achieve low-risk, high-return investment ideas.

"Foolish investors... Andy frowned slightly, half-closed his eyes, touched his chin, and muttered softly.

Seeing that his boss was starting to get entangled again, Al couldn't help but sigh helplessly and said: "Boss, you are not God, you are a capitalist, and your purpose is just to make money!"

"Hey—"

Seeing the wry smile on the young boss's face, Al said again: "Those whose houses were taken away by the court are very unfortunate, but these loans are all problems with the management before we took over Indymac Bank. We're just doing what we have to do and reduce our losses!

If you really don't want to go, and when it's almost done, and someone really criticizes it, then we can push him to the forefront!"

Okay, my chief consultant has even thought about the follow-up crossing of the river and demolishing the bridge, this is to plan to unload the mill and kill the donkey from the beginning, Zhen Nima is a good pot!

Andy shook his head and smiled bitterly, waved his hand and said, "You decide... ”

"Then this Stephen Nubee, he is very capable, good at digging and destroying the economy, we don't need to remind or guide him how to do it, just give him a request to achieve a quick turnaround.

To achieve this goal, he needs to deal with the bad loans and other assets of Indymac Bank as soon as possible, and he will definitely make a fuss about foreclosure.

Once something goes wrong, we can only reluctantly dismiss him, of course, we will give him a lot of severance pay, I think, he will gladly accept it!"

Andy listened to Alvitatre's words, just laughed twice, and couldn't help but sigh in his heart, Nima, you have thought about the whole plan, what else do I have to say, I have no enmity with money! It seems that he can only be an inexperienced young boss who is unaware and has been used and trusted by his subordinates, and has been blinded...