Since Wanjia Life Insurance launched the sale of Magnum, universal insurance has become a product with mixed reputations.

Companies with sales qualifications shout the slogan of omnipotence and omnipotence. Companies that don't have sales qualifications (or company executives who don't think about promoting) say that they can do everything, but they can't. The reason is that there are too many deductions, unstable income, the salesman exaggerates the benefits, and the suspension of the payment period does not mean that there is no payment or anything.

In short, everyone is judging this product from their own standpoint.

The funniest thing is, of course, Four Seas Life.

At the beginning, Sihai Life Insurance did not have omnipotence, and everyone said that omnipotence was not good at the morning meeting. It is easy to mislead customers, and the payment is high, and the deduction fee is also high.

Later, Sihai also began to push omnipotence, and his tone changed suddenly.

And compared with the universal of Wanjia Life, the universal of Sihai Life Insurance is 5,000 per piece, which seems to be 1,000 yuan cheaper than other people's homes. In fact, the reason is the same, the premium is less, the sum insured is less, and the cost of protection is of course different. These numbers games of insurance companies can only make customers who don't understand happy. Actually, it's all the same.

So in the last few years, everyone has been selling Magnum.

Of course, there are also several insurance companies that insist on not selling everything from beginning to end. It's not that you can't get the sales qualification, but because the concept is different. Unicorn Life focuses on whole life insurance, and Wanhe Life also focuses on whole life insurance, because they are both North American styles. The insured amount is sold, the protection is maximized, and the intrinsic value of the product is also maximized. There is also Qiankun Life, but it doesn't sell everything. In the long term, the main focus is health insurance and insurance with insured amount dividends. Of course, there are special reasons for the company, and the views on universal insurance are not consistent.

This is Shenzhou Life.

Seeing that Wanjia Life's premiums have surged with universal insurance, what should China do?

No problem, Shenzhou is even more powerful!

In 2006, the China Insurance Regulatory Commission issued a new "Accounting Standards", which adjusted the calculation of premiums, and most of the premiums of universal insurance were calculated at a discount, not according to the original premiums.

As a result, Wanjia Life's "super god" plan has been strongly delayed.

Rumors are all caused by the influence of the top management of China Life on the leadership of the Insurance Regulatory Commission, but neither China Life nor the Insurance Regulatory Commission has come forward to explain the truth of this rumor.

It has become a mystery case destined to have no truth.

But the biggest beneficiary of the introduction of this standard is, of course, Shenzhou Life. As for what's behind it, guess for yourself!

The gods and goddesses have their own rules.

Now Yanhuang is selling general life insurance products and card slips, in addition to car insurance, it is also expected to soar through universal insurance.

Yao Zhimin arranged for Yu Yuanming to do a training class, and talked about the meaning of omnipotence, product features, sales skills, and operating rules.

Yu Yuanming thought about it for a while and felt that ordinary training classes were not good.

Because everyone has different opinions on universal insurance, forced indoctrination will not actually work very well, so it is recommended to change the way. When Yao Zhimin heard this, he felt that it made sense, and he couldn't help but glance at Yu Yuanming again, and he had an indescribable feeling in his heart.

Two days later, at the Yanhuang Agency Universal Insurance Training Course held in a mountain villa, the heads of various institutions, group training, and department managers gathered together.

Yu Yuanming is still carrying out various preliminary work with a spring breeze, and the training class is as always. No one noticed anything different.

Yao Zhimin did not come. He asked Yu Yuanming to do it himself: I believe you have the ability to do it well!

After the training was simply started, Yu Yuanming preached the difference of this training. It is to hold a debate tournament on universal insurance.

So the debaters were selected, the rules were promoted, and the debate questions were drawn.

When everyone saw the debate, they were happy.

Positive: Universal insurance is a good product and should be vigorously promoted.

Opposite: Universal insurance is not good, and risks need to be controlled.

Because there are many opinions on universal insurance itself, or even the opposite. This kind of debate just fits everyone's psychological needs, and it is good to say that omnipotence?

So the atmosphere in the venue suddenly became warm, and everyone was gearing up, secretly thinking about how to refute each other.

At the beginning of the debate, eight debaters from both sides expressed their views according to the rules.

Yu Yuanming, who has followed several sessions of international college debates in the early years, is very familiar with the rules and skills, and the criteria for judging.

But it was the first time for the debaters to participate in this event, and they had not prepared before, so they made a lot of jokes.

For example, grabbing words, such as personal attacks, such as deliberately misinterpreting the meaning of the other party, such as talking about other topics.

But it worked out very well, and the whole scene was hilarious. The more gunpowder or conflict there is, the happier the people below are, and the applause continues.

Finally, Yu Yuanming made a comment. Some points of view were sorted out, some vague points of view were summarized, and the highlights and regrets in the debate process were praised and reminded.

But Yu Yuanming did not take sides of the view, he left the conclusion to everyone for themselves.

Through this unique activity, everyone has two different directions of thinking mode for universal insurance, and they are more looking forward to understanding what is going on with the universal that Yanhuang wants to sell!

So the next training went very smoothly, and everyone's commitment was very high.

In the second half of the training, Yao Zhimin came, and brought a middle-aged woman. They sat in the back, whispering.

Yu Yuanming saw that the middle-aged woman was dressed with a lot of temperament, and he guessed her identity partially, and it was difficult to be sure.

Yao Zhimin didn't introduce, and Yu Yuanming didn't ask.

Everyone is playing riddles. See who has better acting skills.

Halfway through, Yao Zhimin answered a phone call and went out lightly.

At the end, when the training course comes to an end, it is time for the leaders to summarize. Yu Yuanming went out to find Yao Zhimin.

Seeing Yao Zhimin's car parked in the dam, Yu Yuanming stepped forward to knock on the glass, but saw Yao Zhimin sitting in the driver's seat with his face closed, his eyes closed, and he didn't say a word.

Yu Yuanming thought about it, but still lightly knocked on the glass, Yao Zhimin opened his eyes, shook off the glass, and looked at Yu Yuanming with questioning eyes.

For the first time, Yu Yuanming saw the collapse in Yao Zhimin's eyes, empty and tired.

Yu Yuanming told him that the training was coming to an end, and the leader made a speech.

Yao Zhimin nodded, opened the door and got out of the car. After a pause, he strode towards the venue.

At the venue, Yao Zhimin still talked about many grand scenes, future development, and broad space. The usual mantra: "in a sense" still comes up many times.

However, when talking about the slogan of universal insurance, it was actually said that everything could be omnipotent and omnipotent.

There was a moment of silence, and then a burst of laughter.

Yao Zhimin was slightly embarrassed, then adjusted his demeanor and continued his speech.

Yu Yuanming knew that this was all caused by the phone call just now.

Who made the phone call and said something that made Yao Zhimin so out of shape? So uneasy?

Thinking of his dead appearance in the car, Yu Yuanming knew that his heart was facing tremendous pressure.

This pressure must have exceeded his expectations, making him like a huge statue, unstable by the volcano scurrying underground, and behind the seemingly powerful back, there is a possibility of collapse at any time.