Chapter 215: Banks

The price of 88,000 square meters is really not expensive in Hong Kong City, you must know that there are more than 200,000 square meters in the Central and Western Districts and Causeway Bay, and a large number of Hong Kong citizens flock to it. Pen ~ fun ~ pavilion www.biquge.info

Daya Real Estate Company was established for the first time, and the official website can be booked, but a family can only buy one set, after all, Chen Ji did not only use real estate as a tool to make money, and the biggest use is to stimulate economic consumption and increase the population of Dayaozhou.

Ho Songlan, the CEO of Da Ya Chau Group, is in talks with the Hong Kong city government to get a certain number of Hong Kong nationality places, and these household registrations are actually for those who buy property in Da Ya Chau and live in it.

The apartments in Dayazhou are all 100 square meters, and some are 200 square meters, so the cheapest is 8.8 million, and if you add underground parking spaces and storage rooms, the price of an apartment can almost reach more than 9 million.

The price of more than 9 million guarantees that the people living in Dayazhou are social elites, and if they are not elites, then they can't get more than 9 million.

The rich pay attention to health, the petty bourgeoisie attaches importance to enjoyment, and the environment and beauty of Da Ya Zhou are very tempting to both classes, and the apartment does not have to worry about selling.

In fact, on the first day of the listing of the big crow real estate company, there were more than 100 citizens who wanted to buy, fortunately, the two apartments in big crow island have been completed, and it is not a big problem to get a company office, otherwise where to work is a problem.

I took these people who wanted to buy to visit the living quarters, pointed out that this was a middle school and a hospital, and by the evening of the same day, there were more than 60 people who paid the deposit.

However, there are almost no of these more than 60 people who can pay in full, they need to contact the bank for loans, and at this time He Songlan found Chen Ji, her purpose is very simple, hoping that Dayazhou Group can win this business.

"You mean starting a bank?"

Chen Ji was quite speechless, if he remembered correctly, they still had a loan of 3 billion yuan in the bank! Now that he wanted to set up a bank, Chen Ji really didn't know what to say.

"In the past few days, 20 villas have been sold in Sandaopo......"

"How much?"

Chen Ji stood up with some horror, if he didn't hear Aunt Lan wrong just now, it seems to be 20 sets, could it be that the money of these rich people is blown by the wind?

20 sets is 40 billion, that is to say, it is completely possible for He Songlan to set up a bank, after all, after repaying the 30 billion, the remaining 100000000000000 to support the first life of the loan problem is not too big, after all, it is no cost for Dayazhou.

"20 villas, 40 billion. He Songlan gave Chen Ji's answer very indifferently, but her words did not end.

"We also have the advantage that others do not have to set up a bank, the big crow points project can be merged into the bank, there are discounts for using our bank card to buy big ya network packages, there are also discounts for shopping in big ya mall, and there are also scenic tickets, house decoration, taking transportation in big ya island, and the loan interest is reduced, in short, let our bank become the only bank in big ya zhou, and then slowly cover it. ”

Chen Ji never thought that He Songlan would have such great ambitions, and he was prepared to treat the Dayazhou Group as a consortium! Fortunately, it was in Hong Kong City, and it was almost impossible to get a bank in China.

"Isn't it too early?"

Chen Ji has not thought about the establishment of a bank, when a group has developed to a certain extent, then it is necessary to have its own bank, but the bank can't play alone, form an alliance to find a good business partner, and slowly evolve into a consortium.

And at the moment, He Songlan obviously has no intention of looking for allies, and now the strength of Da Ya Zhou is insufficient, and he has not covered all aspects of business at all, although there are some advantages, but it is not too big.

He Songlan didn't answer but shook her head, she also knew that it was a little early to start banking business at this time, but it was a pity that the sales project in Dayaozhou, which was almost hundreds of billions, was not caught in her own hands.

Chen Ji also knew He Songlan's thoughts, since He Songlan insisted, then let's do it! Even if it is the worst result, there will be no loss, at most it is a waste of experience, and the bank will not be able to develop.

Seeing that Chen Ji agreed that He Songlan would not stay with Chen Ji for long, and turned around to go to the bank, Chen Ji suddenly found that since Aunt Lan became the CEO of Dayazhou Group, she seemed to be in a hurry when she walked.

He Songlan is a very good example, and now the employees of the companies of the Dayazhou Group are working very cleanly, as if someone is urging behind them.

After the establishment of the Dayazhou Group, there are many changes in various companies, and the best news may be that the salary has risen, the head of the department and the general manager of the following companies have been raised to a fixed annual salary of 2 million, not to mention, the salary of ordinary employees below has also doubled.

Originally, the general internship period for office positions was 8,000 yuan, and it rose to 10,000 yuan at the end of the three-month internship period, but now the internship period is directly 16,000 yuan, and the end of the three-month internship period is 20,000 yuan, and some positions are even directly tripled.

Of course, this also means that the Dayazhou Group is more difficult to enter than before, and now part of He Songlan's attention is also on these employees.

Soon the Da Ya Chau Group made a detailed announcement about the real estate in the first living area of Da Ya Chau, but all the internal employees of the Da Ya Chau Group can only add 30% of the down payment to buy the Da Ya Chau real estate, and the remaining internal employees of the Da Ya Chau Group also have some special care.

The special care is not a low interest rate but a fixed value of 1 million, that is to say, an employee of Dayazhou buys an apartment for 9 million, and the advance payment of 30% is 3 million, and the remaining 6 million is a loan, and the 6 million loan is repaid in 20 years, but there is no interest just to change 6 million to 7 million.

Compared with the loan that was about to double in 30 years, the loan increased by only 1 million in 20 years, almost because it wanted not to give food to other banks.

Of course, this kind of thing is because the real estate is its own, plus it can retain employees, and other banks will definitely lose money and go bankrupt, and this kind of treatment is limited to internal employees to buy apartments, and other loans are still based on the existing interest rate of Hong Kong City.

7 million in 20 years, almost 30,000 yuan a month, is it too much?

In fact, 30,000 yuan a month is not much for employees in Dayazhou, although the salary of many office employees is only more than 20,000 yuan, but with a variety of bonuses, it is still no problem to guarantee 26,700 yuan.

This is only the least profitable Dayazhou Group, for those high-paying positions, thirty or forty thousand yuan a month is not a problem, of course, if you are single, then a person will indeed have some pressure, but this is obviously not within the scope of Chen Ji's worries.

The internal conditions given by the Da Ya Chau Group are indeed very tempting, especially for some of the waiters in the Da Ya Shopping Center, they originally came for the high salary, but who would have thought that there would be such a surprise, although it is necessary to pay 3 million in the early stage, although the monthly payment is almost 30,000 yuan, but the charm of Da Ya Zhou is fatal.

The purpose of He Songlan and Chen Ji is to borrow these petty bourgeoisie to stimulate the economic consumption capacity of Da Yazhou, but ordinary citizens cannot do so.