Tian Zhongluo actually sold fake soap, Zhuang Mengzhou's words were not a joke, Shang Ni asked in surprise: "Ah, you can make so much money selling fake soap?"

Zhuang Mengzhou: "Let me ask you a question, what is the most profitable business now? Don't talk about drugs and arms, just talk about normal trading." ”

Dingzi: "Finance?"

Zhuang Mengzhou: "Teacher Ding is right, but in addition to finance, what about industrial production?"

Shi Buquan replied tentatively: "Selling fake soap?"

Zhuang Mengzhou smiled again: "That's right, it's selling fake soap! This is more profitable than selling fake antiques in your book." Fake antiques can only be sold a few times a year, and they have to encounter the wrongs of ignorance, which can not be carried out, and the risk is high, and the market scale is even more limited.

The profit margin of daily necessities is very high, especially for daily chemical products with brand bonuses, soap is the representative. Its process is simple, at least not complicated for Tian Zhongluo. Do you know what he studied back then? He graduated from Tsinghua University with a bachelor's degree in chemical engineering, and he is an absolute top student!

After graduating from Tsinghua University, he went to the United States to study industrial design, obtained a master's degree, and then returned to China to study for a doctorate in business administration at Peking University. Many of his connections in the political and business circles are actually classmates and teachers from Peking University back then, and they are all very energetic......

Tian Zhongluo went to Tsinghua University in 1978 and was one of the first batch of college students after the resumption of the college entrance examination. He returned from studying in the United States and received his Ph.D. in business administration from Peking University in 1992. Then what did he do, which was to sell fake soap, which was a bit rough at first, but then it became more and more sophisticated, specializing in counterfeiting brand-name soap.

Xia Shilian, Shu Skinjia...... He has produced all these brands, the profit margin is amazing, and the distribution channels are very wide, avoiding the first-tier central cities, focusing on the third- and fourth-tier cities and the vast countryside. I guess you've used it once in a while, but you just don't know it.

But do you know how much the world's top daily chemical companies have annual sales? Procter & Gamble and Unilever alone add up to trillions, and the gross profit margin is very high, higher than you think. The cost of a piece of soap is actually not much, and Boss Tian is willing to spend the money, and it is not shoddy, it is an imitation of a famous brand.

Selling soap and making a fortune, his business became bigger and bigger, and later he introduced a production line for shampoo, and also invested in a factory to produce packaging materials. He imitates brands such as Dove, Qingyang, Rejoice, Pantene, Head & Shoulders, Icalus, and L'Oreal, and has hired a group of professionals and has its own R&D laboratory to study how to make these fakes more like, or even better......"

Shanny: "In that case, it's better to transform and sell real goods!"

Zhuang Mengzhou nodded and said, "He did think so, and he did so." ”

Shi Buquan: "Oh, what real goods did he sell?"

Zhuang Mengzhou squinted his eyes as if recalling: "At first, he sold packaging. Didn't you say it just now, he engaged in a packaging company, which is a cover, developing the packaging of various brand-name products, and also receiving external orders. You can't imagine that he once placed orders for Procter & Gamble and Unilever in China, such as boxes for soap and plastic bottles for shampoo.

These packaging materials are designed by the original company, and each batch is not large, often replaced, and the production process requirements are generally outsourced. Tian Zhongluo's packaging enterprises want to have technology, equipment, and talents, and these outsourcing processing orders are very thin, but Tian Zhongluo is not to make money.

Do you think it's funny? For several years, he was making boxes for real soap and at the same time making his own fake soap, but he also used the same boxes. ”

Shi Buquan had to sigh: "What a talent!"

Zhuang Mengzhou also sighed: "It's indeed a talent, but it's a pity." It was probably the end of the last century and the beginning of this century, when his capital accumulation was already there, and he began to think about transformation. He registered his own brand, designed product packaging, set up a daily chemical company, and began to sell real soap.

Unfortunately, this transition was not successful. It can't be said that his products are not good, and the channels have long existed, but the market is ...... It's hard to put into words.

Originally, when selling fake soap, of course, the departments of industry and commerce, taxation, fire protection, health, safety supervision and other departments had to hide, but once they set up their own brands to engage in formal production, they all had to deal with them. There is nothing wrong with these dealings, and it is appropriate to go ashore in whitewashing, but the business environment is very bad, and it is much more difficult than the production and marketing of fakes, which makes Tian Zhongluo a little unbearable.

Of course, Tian Zhongluo has connections and will be dotted, otherwise he can't sell fake soap for so many years, although the business environment of production and marketing of real soap is almost there, he has been doing business, but it is difficult to grow bigger when the enterprise develops to a certain scale. At this time, something happened, about 05 years, someone chased the sales channels of those real soaps, found out the source of the fakes he sold, and copied them to his lair.

After this incident, Tian Zhongluo decided to give up. If this transformation is successful, he may also become a successful national entrepreneur, at least in the eyes of the public!"

Ding Qi: "Fake soap is not a fake antique, he has been doing business for so many years, and he was not copied until 05 years, hasn't he been checked for so long before?"

Zhuang Mengzhou shook his head and said: "Why hasn't it been checked, the big check and the small check have also been checked hundreds of times, but it didn't hurt the bones." Tian Zhongluo is not a fool of nothing, he has already bought off the relevant personnel who should be dealt with in the local area, often the thunder is loud and the rain is small, and everything will be business as usual when the limelight passes.

However, in the past five years, it was not the local government that wanted to investigate him, and a joint special operation carried out by the above was very accurate. Tian Zhongluo's warehouses were searched, almost all the inventory products were confiscated and destroyed, which was really nerve-wracking, and several packaging and daily chemical companies he registered were also seized. ”

Xian Hao: "Why didn't he go in himself?"

Zhuang Mengzhou: "Of course, I can't find Tian Zhongluo himself, it's like a spy, the business is a one-line contact and his subordinates are doing it, and more importantly, there was no fake production equipment and production base at that time." Tian Zhongluo is very smart, his subordinates still have the identity of the dealer, and he can't find the production base, but he can say that he is also a victim and bought a large number of fakes. ”

Ding Qi frowned and said: "The production base can't be found, is it ......?"

Zhuang Mengzhou: "I know what you want to say, I think so too, his main production equipment, or the important evidence that may be investigated, has actually been transferred to the outside world, or most of it has always been in the strange rock realm." ”

Shannie was surprised, "Is that okay?"

Zhuang Mengzhou asked rhetorically: "As long as you use your ingenuity, why can't you?" He has obtained the Secret Realm Inheritance and the Treasure of Controlling the Realm, and he can open the portal. As long as the location of the portal is right, you can drive the truck straight in. But when you drive the truck out, you have to pay attention, the driver must have at least three realms of cultivation, otherwise it is easy to get into an accident......"

Shi Buquan: "Actually, there is no need to be so troublesome, the treasure of the realm control can protect the form god, it only takes a short time." I can think of another way, such as transporting things out of the Strange Rock Realm, and the driver will come down in front of the door. Another driver came in from outside the door and drove out, it only took a few seconds, and Tian Zhongluo could protect his form. ”

Zhuang Mengzhou: "You are really all registered, I guess this is how he transports goods." I also tell you an interesting thing, the economic police who participated in the special operation back then caught a few gang members involved in the production and sale of counterfeits, but they couldn't interrogate the situation of the production base, those people really don't know!"

Ding Qi: "It's not that I don't know, but I don't remember! No wonder he said that the outside world is the best means of secrecy." As for the Strange Rock Realm, as long as he didn't open the portal, of course outsiders wouldn't be able to find it. In this way, there are some things I still think about too much, then Yu Pengfei and Li Xiuyuan may not have three realm cultivation, they know the existence of the strange rock realm and have also been to the strange rock realm, but maybe they can only remember the things that Tian Zhongluo wants them to remember. ”

Xian Hao: "The strange rock realm sounds so poetic, according to the record in the fragment of the "Fangwai Tuzhi", a piece of immortal weather outside the world, named after the beautiful water and strange rocks. He produced fake soap in it, and it made a miasma, so it's better to stop doing it, so what did he do later?"

Zhuang Mengzhou: "After five years, there are so many years, Boss Tian went to engage in real estate, he didn't build a house but only engaged in investment, and he made a lot more money than selling fake soap, and he eventually became a huge rich man from a local tyrant." When the real estate is almost done, the policy has also changed, and a few years ago, Boss Tian began to transform again, and this time it was completely degenerate. ”

Tintzy: "What did he do again?"

Zhuang Mengzhou: "That's your answer at the beginning, he did finance! Have you ever heard of it, the most fashionable Internet financial innovation concept a few years ago, he transformed into this business." ”

Ding Qi was taken aback and said: "P2P? I have many colleagues who have bought wealth management products, and since last year, there have been many liquidations, and the money cannot be recovered." ”

Shang Ni also said: "Yes, there are more people on our side, many teachers in our school have bought them, and there have been a lot of liquidations since last year, it is said that the platform has run away, how is Boss Tian's business doing?"

Zhuang Mengzhou smiled bitterly: "As far as I know, he has set up a total of eleven P2P platforms, and nine have been liquidated in the past two years, mainly in last year, several of which are in Hangzhou. Little Nizi, your school teacher bought his products if she couldn't figure it out. ”

Shanni: "Nine of the eleven platforms have exploded, so is he losing a lot?"

Zhuang Mengzhou shook his head and said: "No, no, no, the platform has exploded, in fact, he has made a lot of money, much more than the hard work of producing soap, and it is faster than ten years of real estate to make money." ”

Shannie wondered, "What's going on?"

Zhuang Mengzhou sighed and said: "I'm just a person who eats, drinks and has fun all day long, and I am also a layman in this area, so I can't tell any way." ”

Ding Qi couldn't help but say: "Mr. Zhuang, since it's all mentioned, you can say a few more words, even if it's just about the rivers and lakes." ”

Zhuang Mengzhou: "How can there be any way to the rivers and lakes! Let me ask, why does the P2P platform blow up?"

Shanny: "The boss ran away with the money?"

Zhuang Mengzhou: "There are also platform bosses who haven't run away, at least the bosses on the surface haven't run away, and a lot of money can't be recovered." ”

Shanny: "That's a failed investment. ”

Zhuang Mengzhou: "For financial institutions, the reason for the platform liquidation is not necessarily the failure of the investment, when the investor's money cannot be withdrawn, more people will run on the liquidation. Let's talk about your side of the matter, the sudden liquidation of several P2P platforms is actually triggered by a policy, the purchase lottery.

Under normal circumstances, whoever wants to buy a house will take the money to buy it, and if a house is sold for 5 million, it can only be sold to one person, and the liquidity withdrawn from the investment market is only 5 million. However, once the house is purchased and the number is drawn, it is possible that a house is sold, and hundreds of people are numbered, and the funds of hundreds of people are frozen in an instant, which may add up to hundreds of millions.

You probably haven't experienced the stock market 20 years ago, when the trading volume suddenly plummeted, there must have been a batch of new shares subscribed in a centralized manner, and all the liquidity went to queue up for new stocks. As soon as your house purchase lottery policy comes out, whenever a large-scale real estate project is opened, it is equivalent to siphoning out a huge amount of money. ”

Shanny: "But you don't need to pay in advance for the lottery to buy a house?"

Zhuang Mengzhou: "There is no need to pay, but at that time, the number needs to be verified, and the capital verification is a bank deposit, and the assets of stocks or wealth management products are not counted." Many people withdraw money from the platform and deposit it into the bank to participate in the capital verification lottery, and the platform cannot retain so much liquidity, which immediately forms a run, and the liquidity dries up and causes a chain liquidation......"

Ding Qi was a little puzzled: "Is it just because of this?"

Zhuang Mengzhou: "Of course, this is not all, nor is it the most important, is the establishment of the Fangwai Alliance just because of the appearance of Zhu Dafu? Zhu Dafu is just an opportunity, and so is Xiao Nizi's house purchase lottery." In fact, the liquidation of those platforms under Tian Zhongluo was also promoted by him and his accomplices, not only did they not lose but made a lot of money, but they couldn't find out his head anyway......"

Of course, none of the P2P platforms under Tian Zhongluo were directly operated by him, and he did it with his own subordinates, and Tian Zhongluo's head could not be found from various legal relationships. A financial platform sells wealth management products, and after investors buy wealth management products, the platform of course has to use the money to invest.

Where did all this money go? It could be used to buy bonds, or it could be invested in other projects, in short, in the name of various investment projects, most of it went to Tian Zhongluo and his collaborators. These projects may be truly profitable, so the financial platform can continue to operate under normal circumstances, but it may also be set up just to arbitrage funds.

For example, Ding Qi invested in Zhang San's platform, and Zhang San promised a high rate of return, and then used the money to invest in Tian Zhongluo's project. Ding Qi and Tian Zhongluo are not directly related, and they don't know who Zhang San invested his money in, he is just Zhang San's creditor. And Zhang San is Tian Zhongluo's creditor or investor.

If Zhang San's platform is liquidated, it does not necessarily mean that the investment has failed, but it may also be a liquidity problem. If the platform is still there, the projects it invests in are also there, and the accounts are clear, the investment can still be recovered in the future, at least part of the investment. But if someone uses the platform to blow up their positions, they will make the platform disappear, so Ding Qi's money will really not be recovered.

Zhang San ran away or was arrested, the platform died, and it was claimed that it was an investment failure. This platform is gone, and the account cannot be recovered, which means completely opposite to Ding Qi and Tian Zhongluo. Ding Qi's money can't be recovered, but Tian Zhongluo doesn't have to pay it back. So if you want to make huge profits, for Tian Zhongluo, you have to do it.

From a strict legal point of view, Tian Zhongluo still has to repay the principal and profits according to the agreement, and then the platform will repay investors like Ding Qi. But if the platform is gone, who will be responsible, and who can Ding Qi go to? Moreover, in the process of investment, there can be a variety of means to make the investment project fail, and investors cannot find out where the funds have gone.

Tian Zhongluo has eleven platforms, nine of which have been blown up in the past two years, and nine have fallen, and these platforms have gathered hundreds of billions of funds, only a very small part of which is squandered by the so-called business managers themselves, and most of the rest are of course invested in various projects, most of which are related to Tian Zhongluo and his accomplices.

Of course, Tian Zhongluo alone does not have such great energy, he has a large number of contacts and cooperation, and he is only one of the participating collaborators. From the very beginning, they set up these financial platforms with the intention of accumulating money, and these people often carry titles such as business elites, financial leaders, philanthropists, economists, investment talents, and pioneers of the times.

Zhuang Mengzhou introduced this, Shi Buquan shook his head again and again: "It's too simple and rude, there is no technical content at all!"

Zhuang Mengzhou still shook his head and said: "How can it be said that there is no technical content, in fact, it is quite difficult, and a lot of things need to be done." Any kind of seemingly normal business model, as long as there are loopholes that can be taken advantage of, and huge profits can be obtained without normal operation, there will definitely be people who will do it. Isn't it the same thing to sell fake antiques?"

Shang Ni: "You said that Tian Zhongluo has eleven platforms, and then he blew up nine of them, so what about the remaining two?"

Zhuang Mengzhou: "As long as this model exists, one will do it again." As for the remaining two, they are high-quality Internet financial platforms, and Tian Zhongluo's gang deliberately made a model. Because people know that when the waves wash the sand, there will always be high-quality projects left. Those people are not only scammers, but also do serious business.

In the future, even if this loophole is blocked, they will still have serious business to do, and it is a formal financial platform that has passed the test of market risks, and its reputation is the best! For example, the trading of the book, the shop cannot be full of fake antiques, there must be a few genuine goods, and this is also exquisite, otherwise this business will not exist...... Ah Quan, don't you say?"

The broken stone did not answer this time, and everyone did not speak for a long time, and finally Ding Qi opened his mouth and asked: "Mr. Zhuang, you met Tian Zhongluo at a new economic forum last year, and what was he planning to discuss at that time?"

Zhuang Mengzhou: "At that time, he was still talking about Internet financial innovation, focusing on financial blockchain business. I don't really understand either, so forget it...... "He was already a little interested, and obviously didn't want to continue talking about this topic.

Shang Ni muttered, "Boss Tian might as well go and sell fake soap." ”

Zhuang Mengzhou: "Fake soap is still being sold, it has been being sold, it is also a very profitable business, the road has already come out, what a pity not to do it!"

Shi Buquan: "No, didn't you just say that he didn't do it since 05?"

Zhuang Mengzhou: "He won't do it himself, but he can leave it to others." Now it is all Zhai Shaolin's gang in Baiyun Cave, and the fake soap has changed from being produced in Qiyan Realm to being produced in Baiyun Cave. Otherwise, what clues do you think I found Baiyun Cave? Of course, the clues were found by Xianhua, and I only found Baiyun Cave based on the clues he provided. ”

It turned out that this was the case, no wonder Zhuang Mengzhou was able to sneak into the White Cloud Cave, and no wonder the White Cloud Cave became a force attached to the Strange Rock Realm. Everyone finally understands Tian Zhongluo's family history, no wonder Zhuang Mengzhou will call him to sell fake soap, from a certain point of view, this is already the best name.

Ding Qi looked out the window and sighed: "With that Boss Tian's current net worth, what he pursues may not be money, but some things are like drugs, once you become addicted, you can't stop." Even if he doesn't want to, the people around him, those collaborators around him, will continue.

Therefore, there are some floors, which must be held from the beginning, because once they are broken, they will have a reason to convince themselves to break again and again, and then they will gradually become no bottom. ”

Zhuang Mengzhou: "Teacher Ding is an understanding person. ”

The high-speed train arrived at the station, and everyone got off the train and rushed to Zhangfang Town in the suburbs. At noon on March 23, 2019, all the existing members of Fangwaimen converged on the iron lock cliff outside the gate of the beast country.

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