Chapter 154: Mortgage

Tao Xiuping was choked by Guan Qiu's words and coughed repeatedly.

"You think I'm Cao Shaoli? 100 million, you kid dare to say it!"

Guan Qiu wiped the tea stains off his face and said, "Didn't I say it, 10 million is fine." ”

Tao Xiuping shook his head, "You also know that I am engaged in municipal projects, and the return of funds is too slow." Don't say 10 million, it's 5 million, and I won't be able to get it out for a while now. ”

Guan Qiu: "......"

originally thought that after so many years, Tao Xiuping would be just a drizzle for him, but he didn't expect it to be taken for granted.

However, although it is profitable to engage in municipal construction, it is often necessary for Party B to advance funds, and when the financial situation is tight, a delay of a year and a half can drag the company down.

Tao Xiuping asked, "Why do you want so much money?" ”

Guan Qiu said: "Of course it is." ”

Tao Xiuping: "Nonsense. I ask you what you do with it?"

There is nothing to hide about this kind of thing, even if you want to hide it, you can't hide it, Guan Qiu simply said bluntly, "Invest in real estate." ”

Tao Xiuping said incredulously: "You borrowed money from me just to invest in real estate?"

Guan Qiu said: "Sort of." ”

Tao Xiuping shook his head, poured him a cup of hot tea, and said seriously: "Xiaoguan, although real estate is stable, it consumes a lot of money, and in the short term, the return on investment is too poor, I don't recommend you to do it." ”

Guan Qiu said: "I'm not just there to sit there and wait for the appreciation, you also know that I got a website, and I plan to ask a group of professionals to renovate the house and then put it on the Internet for rent."

In this way, you can expand the popularity of the website, and secondly, you can sit back and wait for the house to appreciate!"

Guan Qiu really thought so. In addition, he has another purpose, which is to develop 67.com into a comprehensive large-scale life website like 58.com and Lianjia and I love my home in the previous life.

So it's time to start the layout, and you can attract more owners to join their website.

"Do you have anyone at the bank?"

Tao Xiuping didn't know what he was thinking, and persuaded him: "Now that the end of the year, the bank is tightened, there is no collateral, and the bank will not approve such a large amount of money at all, and even if it is approved, the interest rate will be very high, and the rent you collect may not even be enough for interest." Not to mention the financial companies. ”

Guan Qiu said: "Forget about usury. If the current five-year interest rate of 6.5% for commercial loans is calculated, the annual interest of 10 million is 650,000 yuan, and I can buy 80 small apartments in the edge of the city center, and the monthly rent of a house is 400 yuan, which is 32,000 yuan a month, nearly 400,000 yuan a year. Am I still not able to fill the gap of 250,000 yuan?"

After a pause, Guan Qiu said: "In addition, the house can also be pledged, which can solve the funding gap for decoration and later operation." ”

Seeing that he was so resolute, Tao Xiuping stopped persuading him and said, "I don't have 10 million, I will lend you 2 million at most." In addition, I can help you find someone at the bank, you can use 67.com as the main body of the company's mortgage, and it is estimated that you can get about 100~2 million. ”

Guan Qiu thought about it for a while, and felt that it was still too little, three or four million could not buy a few houses, and the effect was too poor to operate, and it was difficult to cause follow-up, and said: "It just so happens that I still have a little gold, how about it as collateral for the bank?"

Tao Xiuping took a sip of the teacup and said casually: "Are you a gold store when you are a bank?"

Guan Qiu said: "50 kilograms. ”

"Poof-" Tao Xiuping squirted out again without holding back, and then coughed again and again.

Fortunately, they sat in a private room, otherwise Tao Xiuping, a big man, would definitely be scolded for spraying tea at every turn.

Guan Qiu saw the opportunity early this time and dodged it, otherwise he would have to spray his face.

Tao Xiuping picked up the napkin on the table to wipe the table, and asked in surprise: "How ...... How much?"

Guan Qiu said: "50 kilograms, 100 kilograms. ”

There are so many big yellow croaker, it's not a matter to keep it all the time, but the current market gold price is too low, and he is not very willing to sell it, and he has been embarrassed. Just take it as collateral.

In fact, he originally planned to mortgage it to Tao Xiuping, but he didn't have so much cash, so he had to give it to the bank.

As for telling Tao Xiuping, Guan Qiu felt that there was no problem. They had an intersection in their previous lives, although Tao Xiuping looked fierce, he was actually very righteous, and his personality was jealous and hateful, but he was just smoothed out by the years.

Not to mention 50 kilograms of gold, 500 kilograms will not be so red that his eyes will be black and black.

If he hadn't known this, he wouldn't have said it rashly.

Tao Xiuping is still settling accounts here.

100 pounds is equal to 5000... No, 50,000 grams, one gram counts as 100 yuan, 5 million?

Drawing this number, Tao Xiuping looked at Guan Qiu in surprise. He didn't expect that this little brother would secretly save such a large amount of inheritance when he didn't see a proper line every day.

"That's not right!" Tao Xiuping quickly thought of a serious problem.

But before he could ask, Guan Qiu said, "Brother Tao, don't worry, the gold is coming from the right way." ”

Tao Xiuping asked again, "Are you sure?"

Guan Qiu nodded, "Yes! I'm sure." ”

Tao Xiuping didn't ask much, stood up and said, "Let's go, I'll take you to meet someone......"

……

……

Half an hour later.

In a courtyard building near the river in the west of the city, the strong pines and cypresses reach into the sky, blocking most of the sunlight, and a layer of pine needles falls on the ground of the courtyard paved with blue bricks, and the wind blows through the hall, and the pine needles are rolled into a pile.

At this moment, in the hall facing north and south, four or five men were chatting and laughing, including Tao Xiuping and Guan Qiu.

"This is the old man Qian Fengqian, and he is one of my elders~"

"This is Guan Qiu, and now he is engaged in the Internet~"

"Haha...... There are friends from afar, don't you say!Please sit down~"

After some greetings, the old man Qian on the main seat smiled and said: "Xiuping, you have always been on the Three Treasures Hall for nothing, if there is anything old man can help, just say." ”

Old man Qian is about seventy years old, with a ruddy complexion, strong spirits, and a long white beard, and he looks very good. And he danced between the words, which looked very imposing.

"Xiuping knows that the old man likes to be quiet, so he doesn't dare to come over and disturb you~" Tao Xiuping explained, put down the teacup and hesitated: "There is indeed something I want to ask the old man Qian to help......"

Seeing that Tao Xiuping looked like he wanted to speak and stopped, without the old man's instructions, the two men who sat with him immediately got up and retired.

After they went out, Tao Xiuping explained his intentions.

This old man Qian used to do a medicinal herb business in the three eastern provinces, and the business was very big, but now when he is old, he returns to Lucheng to live in his old age. Although he is not as rich as Cao Shaoli, he is also a powerful invisible rich man.

"Guan Qiu, tell the old man about your gold. ”

Guan Qiu nodded, took out a piece of big yellow croaker from his arms and handed it over, "Old man, look, it's all like this." ”

Old man Qian took it and took it, and his palm sank slightly, "Hey, the weight is not light." ”

The old man was presbyopia, and he didn't recognize the big yellow croaker in his hand, and when he put on his reading glasses and looked at it, he was surprised again, "Hey, it's actually an old object?"

Guan Qiu said: "I have seen it, it is made privately by the people, and it has no collection value." ”

Old man Qian waved his hand at him, "Xiaoguan, you don't understand, it's not a question of whether there is collectible value." After a pause, Old Man Qian looked at the "big yellow croaker" in his hand and sighed: "It's really a good thing......

Tao Xiuping explained to Guan Qiu, "Qian Laozu went to the Kanto, and at that time, he used this style of small yellow croaker for business. ”

It turned out to be seeing things and thinking about people, Guan Qiu knew it in his heart.

Old man Qian sighed for a while, took off his reading glasses and said with a smile: "When you are old, you will always unconsciously remember the past. ”

After a pause, the old man looked at Guan Qiu and asked, "Just now Xiuping said that there are 50 kilograms, I take the liberty of asking, there are so many big yellow croaker, where did you get Xiaoguan?"

Guan Qiu had already thought about this question, and said without the slightest hesitation at this time: "These are the ancestral things in my family......"

Regarding Guan Qiu's ancestral sayings, how could an old fox like Old Man Qian, who even had empty hair, believe it?

But what he wants is an attitude, I don't care where your things come from, whether you steal or rob, you can't make trouble for him anyway.

After Guan Qiu finished explaining, Old Man Qian said: "For Xiuping's sake, I will keep this gold, and I will calculate it for you at 80 yuan a gram." As for the interest...... Let's just calculate it according to the three-year term of commercial banks, okay?"

Guan Qiu hurriedly said, "Thank you so much, old man." ”

Although it can also be given to the bank, it still needs to be evaluated and reviewed, and the procedures are too cumbersome, and it will take half a month to get the money at the earliest, and it may not be possible to mortgage 4 million.

Now that I have this relationship, I can use it as a pledge when I go back and wait for the house to be bought.

After everything was discussed, Guan Qiu and Tao Xiuping left here together.

Early the next morning, Guan Qiu took Su Wenshan and Su Wenhai to the small courtyard in the west of the city.

You can't have the heart to hurt others, and you can't have the heart to defend people.

Old man Qian is a "visitor", so it's better to be careful.

Old man Qian was very particular, asked the lawyer to draft a pledge contract on the spot, and after signing the postponement, Old Man Qian personally took Guan Qiu to the bank to transfer 4 million.

When he returned to the courtyard again, it was already 11 o'clock, and Old Man Qian left Guan Qiu and the three of them to eat, but Guan Qiu politely refused.

Before leaving, he touched a jade wrench from his pocket and pointed it out, "Old man, give you a gadget to wear and play with." ”

Old man Qian picked it up and looked at it twice. The wrench is made of mutton fat jade, the edge of one end is concave, and the edge of one end is convex forward, the material is round and smooth, and it feels quite good to the touch.

Such a good material of mutton fat jade wrench, according to the current market price, is not less than 30,000 yuan.

Old man Qian smiled: "Okay, I'll take it." Thank you Xiaoguan~"

Guan Qiu smiled and said a few more polite words before driving away.

As soon as the front foot left, a black Audi stopped at the gate of the courtyard on the back foot, and a middle-aged man wearing a standing collar tunics and a small flat head came down.

Qian Feng turned around and walked towards the courtyard, asking as he walked, "Is there a problem?"

Xiao Pingtou said: "There is no problem with things, but this person ......"

Qian Feng said: "Something?"

Xiao Pingtou smiled and said, "It's not, it's just a little ...... It's so lively. ”

Qian Feng also smiled. Last night, he had already learned some things, but they were not detailed enough, so he sent someone to inquire in detail today.

"yes, let's hear ......."

——

ps: Secretly begging for a monthly pass today. (#^.^#)

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Genius one second to remember the address of this site:. Mobile version reading URL: m.