Chapter 248: Grandfather and Grandson Dialogue

Wandering is what Ma Struggle does best, and he can write it all night thanks in large part to his familiarity with the village over the years.

After a big turn, he came to his grandfather's house.

The old man was a little surprised by Ma Struggle's arrival, and his thin hand caught the cigarette thrown by Ma Struggle, "Why did you suddenly remember that I am such an old man." ”

"Grandpa, I'm going to expand the structure of the village committee. After a while, the company will move to a new place to work, and I'm busy and want to break things down. ”

"Tell me about it, grandpa will give you a reference. ”

Ma Fen took two puffs of cigarette and sat on the ground, "The current Honghai Village can't keep up with the hard labor provided to the villagers alone. I would like to subdivide it in the name of the village committee, plan the village, raise a few cadres, lead everyone to start a business, and change those small hills that have no scenic spots, so that they have the ability to generate income without affecting our overall scenery. ”

"Do you have a specific direction? Or is it the same as the orchard, led by the company?" The old man deserves to have been the village chief for a lifetime, and Ma Zhan just mentioned it, and he knew the general appearance.

"The direction is there, but it has to be determined again. Orchard and tea are the main directions I want to go, and they are also more in line with our future development direction. However, this time it will not be led by the company, but it will take the lead to set an example, in the way of two-tier cooperation, that is, when it can generate income in the future, the company will be closed as a whole, integrate resources and then sell or operate its own packaging. ”

"At the end of the day, it's about making an extra layer of money. ”

"How can it be, in fact, their profits are not a lot. If you sell it separately, the price will be low, and you will not be passive due to price reduction. The overall sales volume is large and the stable supply will definitely be better than the single sale. Old man, you can't always think that I want to make their money, the current joint-stock company is taking the lead in the name of the village, and selling a few projects at random is more than this. ”

"It's come to this point?" the old man was a little surprised, he hadn't asked for a long time, and he didn't know what the village was like now.

"No, do you know how many people are in our village now? There are nearly 1,000 people, and about 800 of them are from nearby villages and county seats. There is also good news, just the savings of the villagers, the deposits of the 200 people in our village have exceeded 1.2 million. ”

"How much was it two years ago?" the old man asked for another cigarette, and his eyes changed slightly when he looked at his grandson, listening to what he said, as if he was deliberately showing off his achievements.

"From the time I borrowed money to build a building, it must have tripled. By the end of the year, this amount will increase by ......"

It took a long time for the old man to wake up from the data, "That means that now the villagers have at least 20,000 yuan in their homes?"

"Almost, it's all their labor. In the past two years, I have invested a total of about 12 million yuan, and the villagers have almost 1.7 million yuan, which is too small, so I want them to start a business. ”

"I'll go back and mention a few people to you, grandpa will help you say this, you are in charge of the general direction. By the way, how are you doing with Dr. Zhang, can you let your grandfather hold his grandson in two years?"

Ma Zhan smiled, "I try my best, but it is estimated that it is difficult, her father also told me this, as if reminding me not to mess around." Her mother is not very satisfied with me, probably because she thinks we have a bad foundation. ”

"Doctor Zhang can do it if he wants, it's okay to conceive a child first and then get married, your grandfather has seen a lot of this kind of thing, listen to me. ”

"......" Ma Zhan looked at the old man speechlessly, "Say it again...... Besides, there is still time, I will fight for it again, and they are not completely dissatisfied with me. ”

"You coward, the more sensible you are, the more timid you are......" The old man knotted slightly, and he didn't know whether the current grandson or the former grandson was more appetizing, as if it was the most satisfying to sum it up.

"When I come to the house in the evening, I cook it myself, and it's a rare opportunity, don't forget it. Ma Zhan, who felt a little out of touch with the old man's thoughts, stood up and left a sentence to leave.

"When is that going to happen?"

"As soon as possible. ”

The home that Ma Zhanzhan said was not his home that didn't even have a pot, nor Li Chunsheng's house, but Zhang Shiyu's home.

A string of bells rang, and after seeing that it was Tang Bo's number, he restrained his joking expression and connected the phone.

"Brother Ma, I went there last time, and the person who said he wanted to rent land to build a children's playground came again. ”

Ma Zhan thought slightly, "Refuse, except for a big company like Mr. Cai, why don't you take over the small business, I won't go." ”

Originally, he wanted to go back to the office, but he turned around and walked towards the Yuezi Building outside the village. It is the most lively place except for the office building, according to the statistics recorded by Zhang Shiyu before, since the opening, nearly 30 people have come every day.

At that time, the results were not good, and on average, I couldn't sell a set in a day. The reason is also simple, in their opinion, the investment is not proportional to the return. They all know that before the news is announced, the price is really hard to appetize.

After inspecting the rough houses of the Yuezilou, Ma Zhan still had the idea of contacting Sister Liu. He can't afford to put it off, and according to the current plan, if they can't sell or rent most of the houses here in half a year, his plans will be out of touch again, and he will fall into crisis because he can't afford to pay for them.

……

At night, Ma Zhan personally made five side dishes and invited Li Chunsheng and his wife and the old man to the villa. The group made do with a meal, and this meal was the first time that Ma Fenfen had cooked for everyone in so many years.

After dinner, it was time to study, and the two sat on the sofa in the living room, each flipping through the relevant books, and half an hour before they were ready to leave, the two would still discuss some things they didn't understand.

The next day, Ma Zhan got up early and drove Wuling Hongguang to Luofang County.

He wanted to talk to the bank manager who gave him a loan to see if he could stretch the business of buying a house with a loan to Honghai Village, as far as he learned yesterday, many people actually wanted to buy, but due to the wrong judgment of the valuation, they could only return disappointed in the end.

This part of the people is the customer that Ma Struggle wants to win, and if it can be negotiated, it may be able to increase some of the sales performance.

In a teahouse, Ma Struggle waited for the bank manager.

"Manager Wu, long time no see. Ma Zhan took the initiative to get up and shake hands.

"Village Chief Ma, long time no see. Let's get down to business first, but we need to break it down a bit about what you're proposing. ”

"Sit, Manager Wu, let's talk while drinking tea. ”

"Bank loans have the bank's process regulations, and if the conditions are met, we can set up a through train to provide loans to our mutual customers. ”

"Manager Wu, I don't know much about this, can most people get loans?"

"Strictly speaking, yes, first of all, as long as the land you sell can get the formal procedures, the customer can use the real estate certificate to make a mortgage, another assessment standard is the ability to repay, we need proof of income, but this is not a problem, most of our people in this place are farmers, they can't provide proof of income, to a certain extent, we will adjust humanely. ”

"Then there is no problem, our houses can be applied for formal procedures. Ma Zhan nodded and made a gesture of please to Manager Wu.

"I have one condition, except for accepting our investment cooperation contract, you cannot establish similar cooperative relations with other banks. ”

Thank you lv999 for the reward for the failure of the crossing, and thank you for your recommended tickets and monthly passes.