Liang Yifei likes this era more and more, compared with later generations, although people in this era have begun to chase wealth and look at money, they still retain the tradition of 'loyalty'.

To put it simply, it is to take people's money and do things for others seriously.

At least that's the case for most people.

Zhang Feng was willing to help, and Liang Yifei was not ambiguous, and directly transferred a Santana and a driver for him to use, and he was successful, that is, he was successful.

After sending someone to send Zhang Feng away, there were only two people left in the box, Pan Jue and Liang Yifei, who had not spoken much, came up and said, "Brother Liang, your investment this time is not small." ”

That's right, the money given to Zhang Feng is not counted, no matter how cheap the local station is, so many TV stations advertise together, and the money is also spent.

Pan Jue has been following Liang Yifei to interview the transformation of Huaqiang Factory during this time, and he knows very well that Liang Yifei is actually quite tight on hand, and last time he made a welfare lottery and made a fortune, all of which were given to laid-off workers and the State-owned Assets Supervision and Administration Commission to solve the trouble of the pharmaceutical factory, and he did not have a few money left.

Lanyun Lake also makes money, but after all, the time is short, a large part of the money earned every month before has been invested in the production of Huaqiang Factory, and the rest is limited, to say that it is enough for personal consumption, buying a house and a car, but this time the advertising money, I really don't know where he came from.

Liang Yifei didn't answer him directly, but smiled and asked: "Xiao Pan, tell me, I am also a character, I worked hard to earn some money, and spent it all to give back to the society, stimulating social and economic consumption, and as a result, I slept in the office every day and ate fast food.

This is a joke, the money he spends, commercially called investment, personally, called a way to meet personal pursuits, some people make money to buy a house, buy a car and play with women is the coolest, and some people make money to use it to achieve the pursuit of life, to put it bluntly, they are all spent on their own 'hobbies', there is no difference.

But Pan Jue didn't think about it, so he nodded seriously: "Of course, Brother Liang, I've been interviewing for so much, and I've seen so many entrepreneurs, but I've never seen you like this." I think there is a shortage of people like you in society, and you are the savior of the people!"

probably felt that this was a bit excessive, paused, and added: "Of course, little savior, little savior, but if every entrepreneur is like you, bent on becoming bigger and stronger, instead of eating, drinking, prostituting and gambling to make some money, how can the country's economy be bad, how can the country not develop strong?!"

"Okay, okay, if you keep talking, I'm going to be locked up in prison, I'm also the savior of the people, you kid don't have such a sycophant, in public, you have to have a doorkeeper on your mouth, you know? Liang Yifei said.

"Brother Liang, I'm a reporter, I don't understand this yet. Pan Jue laughed.

"I said, why are you kid smiling like this?" Liang Yifei glanced at him, this smile was too penetrating, and asked suspiciously: "Is there something wrong?"

Pan Jue laughed even more influentially, and said writhingly: "There is really something, there is more than one thing, and I don't know how to speak." ”

"Oh, then I see. Liang Yifei said.

I don't know how to speak, there are two things: borrowing a wife and borrowing money.

He doesn't have a wife, so it's definitely the latter.

"Hey, hey, hey...... This ......"

"If you do this again, don't say it. Liang Yifei laughed at him so much that goosebumps were rising outward.

The situation is not complicated, Pan Jue works in the newspaper, this young man is young and beautiful, has a good pen, and has a future, and the editor-in-chief's daughter is on good terms, the editor-in-chief appreciates that he has nothing to say, that is, the future old mother-in-law made a request: to buy a commercial house.

The newspaper naturally has welfare rooms, but the current mainstream is more than 60 square meters for two bedrooms and one living room, more than 40 square meters for one bedroom and one living room, and the largest house for the newspaper is 90 square meters for three bedrooms and one living room.

To tell the truth, in the era when the public housing was not canceled and the vast majority of people lived in welfare housing, it was indeed difficult for Pan Jue, a young man who had only worked for a few years, to buy a three-bedroom commercial house.

The current average salary of employees in Binhai City is more than 300, but the average price of commercial housing in the urban area has to be 700 upwards, a set of 890 square meters of three bedrooms and a living room, 670,000 yuan, where can Pan Jue get it.

wanted to borrow 60,000 yuan from Liang Yifei, but he knew that Liang Yifei's marketing plan today was a lot of money, and Pan Jue was embarrassed to open this mouth.

"Okay, no matter how much money you make, it's not to live, it's a good thing to start a family, let alone borrow, I'll let the finance give you 60,000 yuan, as my share of money." Liang Yifei thought for a while and said with a smile: "By the way, last time I did the lottery, I left a little color TV video recorder bicycle or something, you can choose it yourself." ”

"Brother, you're really ...... It's really ......" Pan Jue was 'really' for a long time, and finally came out: "It's really the people's savior!"

This time, it was more sincere.

"Okay, I just said two things, what else?" Liang Yifei asked.

"My superiors gave me an assignment to write an article, but I didn't know how to proceed. Pan Jue said.

"Tell me. Liang Yifei asked.

"Yongcheng Technology, Shen Fu, do you know?" Pan Jue asked.

"Yes. Liang Yifei nodded.

If you want to talk about the people of the year in 93, Yongcheng Shen Fu is definitely a first-line person.

This man was originally a technician, and invented a device that could adjust the power of the engine, so that the engine could be pulled by a small horse, and this invention passed the national scientific and technological appraisal at the Diaoyutai State Guesthouse, and was approved by a leader of the State Planning Commission.

Unfortunately, Shen Fu did not have enough funds to put into production, and bank loans could not be obtained, so he could only carry out private financing.

After the southern tour, the people's enthusiasm for investment was extremely high, but whenever there are novel projects, they will not worry about finding funds, but due to the financial control of banks, it is difficult for private enterprises to lend money, so private financing has become more popular, and interest rates have risen with the tide.

In many coastal areas, the annual interest rate on private lending funds is basically more than 15 percent, and the bank interest rate is more than 12 percent.

As long as there is a principal, there is no need to worry about making money, many large companies don't even do business, hundreds of millions of funds, at least 20% of the income when they are lent out, what bother with themselves?

The workers of Huaqiang factory are willing to take more than 10,000 yuan to lay off, which is also based on this, it is too easy to make money in the market now, 10,000 yuan is lent out, and there are at least thousands of interest income a year.

Shen Fu's patent is recognized by the state and praised by the big leaders face-to-face, for the production of machinery industry, whether it is market prospects, or policy support, is a stable and stable high-quality project, private financing is very easy, the advertisement was published the day before, and the next day there was a long queue at the door of the company.

In just 20 days, 20 million yuan was raised, from a small technician and a small boss to a millionaire, which fully confirms this miracle era of 'only unexpected, nothing can not be done'.

If Shen Fu devotes his energy to scientific and technological research and development from this time on, then his future, and even the future of China's power industry, may be turned upside down.

The problem is that capital and industry are connected to each other, support each other, and poison each other, once they taste the sweetness of capital, few people can settle down and do business seriously.

Shen Fu, who has tasted the sweetness, embarked on an evil road of using industry and technology as gimmicks and illegal financing as the real purpose, or in other words, relying on financing to achieve enterprise development.

3,000 yuan can be shared, settled every quarter, the annual compensation rate of 24%, which is twice as high as the bank's savings interest rate at that time, and carried out public fund-raising in 17 cities across the country, Yongcheng Company swept the country within half a year, and it soon became the hottest high-tech enterprise that year.

By the beginning of 93, in more than a year, Yongcheng Company has raised more than 10 billion, of which individual fundraising accounts for 93% of the total.

But what did he use the money for?

Instead of production and research and development, but to expand the fund-raising team, it has set up more than 20 branches and more than 100 branches, employing thousands of employees, and its main business is to advertise and speculate on the news, spend tens of millions of dollars on public relations, and hire hundreds of retired veteran cadres who have served as directors of the department as senior consultants of the company at a high price, thus building a strong network of official and business relations.

The overwhelming fund-raising storm eventually attracted the attention of the highest levels of the state, and policymakers realized that if the "Yongcheng model" was widely imitated, it would form a large and deformed financial circulation circle with no control, which would directly affect the country's financial control policies, and would also lead to a large amount of capital flowing into the non-productive sector, and the rights and interests of the majority of investors would be damaged.

At the beginning of this year, when Yongcheng held a 'Billion Celebration Reception', it received a notice from the People's Bank of China, requiring it to return the funds raised within a time limit.

Shen Fu, who had already swelled, had lost the most basic understanding of the situation at this time, thinking that from the top level, to hundreds of veteran cadres, and down to the 'support' of hundreds of thousands of fund-raising people, he had the ability to play games with the country and made two shocking decisions.

First, it immediately announced that it would sue the governor of the People's Bank of China for hundreds of millions of claims;

Second, the annual interest rate for investors will be increased from 24% to 48%.

In the first half of the year, Shen Fu, Yongcheng, and fundraising, these three words accounted for almost half of the financial news.

Pan Jue prepared to write an article to denounce Shen Fu and Yongcheng.

Pan Jue was a little confused about the angle of this matter.

Now there are many people who denounce Shen Fu, but the angles are similar, mainly saying that he violated national policies;

There are also voices that support him.

Some people believe that enterprises are different from the government, and that it is the nature of businessmen to chase profits, and as long as they do not violate the law, enterprises can use various means to grab profits, and the government should not use administrative means to interfere.

During the period after the reform and opening up and the southern tour, due to crossing the river by feeling the stones, various voices existed, and many things were inconclusive.

Pan Jue felt that if he wanted to criticize, he had to start criticizing from the voices that supported him, which was reasonable and well-founded, and it was boring to button up his hat and post battle papers in the same way.

But this requires very professional knowledge, for the understanding of the economy, enterprises, entrepreneurs, he is far inferior to Liang Yifei, so I want to ask for advice from Liang Yifei.