Chapter 394: Dilemma

One of the most important principles of investment finance is that you must never end up with money waiting for it.

Regardless of whether Wang Ziwei won or lost, the money invested by Wang Ziwei was taken out of the bank, which was harmless, and if he lost, it would not affect his life; Sheng Wenfeng's money was his own pocket money and dividend money, and it had nothing to do with the Sheng family; Liang Yifei's money was even lent to Wang Ziwei, and it was a fund that could not be used in the company's account for the time being.

As long as you don't have money to be used, winning or losing will not have any essential impact on the outcome of your life.

On the contrary, if you have the mentality of gambling and invest your urgently needed money in the stock market, the more you have this mentality, the more you will lose in the end.

This is the case with Wen Yuchun now.

He took 3 million to Wang Ziwei, the total amount of money is not much, but the problem is that after buying a factory and building a building, he has no money in hand, and this money is still the advance funds for renting out shops, which is all the living money in his company's account, which was originally the follow-up maintenance and operation of the commercial building, and the result is that the 3 million is completely lost.

The mall, which had just opened, immediately fell into financial difficulties.

After a night at home, he called the accountant early in the morning and checked the accounts, and now the company's account plus all his own money is in one piece, and there are more than 120,000 yuan left.

With such a small amount of money, not to mention any long-term plans such as expansion, even the various services currently agreed upon in the contracts with those merchants cannot be completed.

The accountant is Wen Yuchun's confidant, but even he doesn't know where Wen Yuchun spent the three million, if there are these three million, the mall will be smooth sailing, and the money is not nervous at all.

Closed the door and whispered: "Boss, seeing that by the middle of the month, the salary will be paid, the security guards, the cleaning and other external employees, plus our own employees in the mall, the money on the account is enough for two months, but later, the water and electricity renovation on the second floor and the façade decoration on the first floor will cost money, and the other ......"

Wen Yuchun waved his hand irritably, he knew these things better than the accountant, and the money to be spent next, 120,000 would definitely not be able to withstand it, and 1.2 million might not be possible.

This can still be delayed, as long as the shopping mall is there, it is nothing more than a matter of ripping with the merchants, slowly ripping, slowly dragging, and it will not die for a while.

The worst thing is the debt!

The money brought from home was spent a lot of money, so some of the money in this shopping mall from taking land, dismissing workers to building a building, was borrowed, about 2 million, and the bank looked at Liang Yifei's face at the beginning, borrowed 800,000, and the remaining 1.2 million was raised from the society, and the interest on both sides was scary.

The cost of the mall can be delayed, but this money will definitely not be delayed!

At the beginning, he followed Wang Ziwei to gamble, partly because the interest on the loan was too high, Wen Yuchun wanted to get a windfall, and then pay it off at once, otherwise the development of the mall would be too slow with this interest.

It's good now, not only did I not pay back the money, but I also lost the capital.

"Boss, it's not the way to go on like this. The construction site of the second phase still needs money to support, and the money spent every day is the same as running water, and a lot of material money and workers' wages are owed. The accountant looked at Wen Yuchun cautiously and said, "It's really not good, find a way to borrow it." ”

Wen Yuchun glanced up at him and didn't speak.

Borrow money?

At this point, who to borrow money from? There are social loans, but he has not repaid his previous accounts, and if he borrows now, it will immediately expose that there is a big loophole in his finances, not to mention whether people will be sisters, even if they borrow, they will definitely take the opportunity to raise the interest rate to an astonishing level;

It is basically impossible for the bank to lend 800,000 last time, it was purely to look at Liang Yifei's face, and now the bank has no difference in its attitude towards private enterprises and before, it is very difficult to borrow money, it is not possible to have a mortgage, and it is already the limit to be able to lend 800,000.

And in the same way, going to the bank to borrow money, and the previous money has not been repaid, will also expose the problem.

There is only one way left, to borrow it from a friend you know.

This road seems to be the only choice, and it is also a good choice, whether it is Liang Yifei, Zhang Song, or even Qiu Na, they are still relatively righteous, and they should be willing to lend him money when their capital turnover is smooth.

The problem is that this time, Wen Yuchun really can't pull down this face!

Beforehand, Liang Yifei clearly said that it was very risky to speculate on treasury bonds in the past, and he was present at the time, and he could even feel that Liang Yifei's words were more or less told to him, but afterwards he was still self-righteous and rushed into it regardless of it, resulting in a loss in the end.

Now he is looking for Liang Yifei to borrow money, how can he open this mouth?

Not only this time, after coming to Binhai and getting to know Liang Yifei and them, these people led by Liang Yifei really helped him a lot, especially Liang Yifei: he came up with the idea of opening a shopping mall, and he helped take down the land of the shopping mall, and he came forward to deal with the turmoil in the canning factory before......

If you always need the help of the other party and can't give each other any feedback, then even if the other party doesn't say it, there will definitely be ideas in your heart, and this relationship will not last long.

In addition to these visible reasons, Wen Yuchun also has a stubborn mind that cannot be declared.

His family is one of the first batch of private entrepreneurs in China to become bigger, starting earlier than Liang Yifei and Zhang Song, and the scale is large, and the area where his family is located is the most developed area of the small commodity economy in the country, and he has helped his family to do business since he was very young, and he has been very bright since he was very young, and he is quite praised.

But when he arrived in Binhai City, these people who started from the bottom and had less experience than him got better and better, and he, a young man from the hometown of business, was always under the protection of others.

Wen Yuchun has been holding back a breath of anger in his heart, not because he is angry with others, but because he is arrogant, he wants to prove himself, that is, to these friends in Binhai City, and to the family members who kicked him out.

I don't know why, the more he has this anger, the more unsmooth he has been along the way, stumbling, it seems that even God is deliberately embarrassing him, until this time, he completely walked into a dead alley.

If the mall is on fire, making a lot of money, and there is a temporary lack of capital turnover, Wen Yuchun can open his mouth to borrow money, but now it is life-saving, because he is eager to prove his presumptuous behavior, he is about to be unable to mix, he really can't pull down his face.

After all, he, like Sheng Wenfeng, is just a young man in his early 20s, and his family business and personal experience are not as good as Sheng Wenfeng.

"Hold on for a while. Wen Yuchun said with a gloomy face: "I'll find a way to get money." By the way, you can count how many shops are left to sell. ”