075 【Whale Project】
Although the creation of [Really Good Studio] has finally landed, the work of project evaluation can only be left to Wang Dan.
Of course, Cheng's Group, as the entrusting party, provided some basic information such as the business plan, the basic situation of Lujin Loan, and market expectations. However, these superficial and subjective information can only be used as clue information, and if you want to do a good job in the evaluation of such a huge business project, you must not miss a cumbersome process.
Before organizing a standardized evaluation team, what needs to be carried out at this stage is the collection of project information in the early stage.
I really don't know if I don't do it, and I'm shocked when I do it. Just through the collection of these basic information in the early stage, Zhuang Qianli also had a deeper understanding of this [Whale Project].
In the [Whale Plan] of Deer Gold Loan, there are three steps from easy to difficult.
The first step is the easiest and gentleest. Lujin Loan makes full use of mobile Internet and big data technology to attract and organize private micro-funds.
One of the characteristics of these private micro-investors is that the traditional financial market cannot be set foot in due to the problems of means and costs.
As a simple example, everyone may have a part of their spare money, and even the poorest person will always have a few hundred dollars left to live. In this way, all the Chinese people add up, and this part of the tour capital is a massive amount of data. There are too many people in China and a large base, so no matter how small the money is, it is not small money.
However, these funds cannot be reached at all by the traditional means of absorbing savings in the financial market. The cost of any kind of traditional financial means is inseparable from labor, and labor is the most expensive cost. As a result, the costs of organizing this level of small diversification through traditional financial means far outweigh the benefits.
But with the advent of mobile Internet, e-money and big data technology, the possibility of low-cost organization of small funds has emerged.
In today's Huaxia, everyone will pay for change with their mobile phones. We bought a tissue and started to pay with our mobile phones, in other words, everyone's funds were stored in a virtual pool. On the basis of this virtual capital pool, the cost of absorbing reserves is very low, which is the basis for the existence of the [Whale Plan].
So, how does Lujin Loan want to leverage such a huge pool of funds? Quite simply, through big data technology, a variety of ways can be introduced. When people have built confidence in electronic money, then they will no longer resist products such as electronic financial management.
Of course, this idea of using the Internet to attract small funds was not invented by Lujindai, and various e-wallets and various treasure applications that were born many years ago are the ancestors of the financialization of electronic money.
Doing financial management directly on the Internet financial platform is just an initial stage, and more ways to play are still to come.
For example, virtual currency based on the concept of blockchain, such as financial management and lending platforms based on the concept of P2P......
No matter how the tricks change, there is only one core: let these small and scattered beneficial funds enter the investment link.
But it's not that simple and cost-free.
First of all, we need to concoct a very new and trendy financial concept, and promote this concept to the point of being deeply rooted in the hearts of the people. This is the concept of virtual currency, blockchain, P2P, etc., mentioned earlier.
Since all concepts are based on the Internet, there is a big concept of "Internet + Finance".
With these novel concepts and novel gameplay, [Whale Project] has attracted this huge pool of micro-individual funds, which can be said to have created a new industry, and the first step of the Whale Plan has been preliminarily completed.
The second step of the [Whale Plan] is more complicated, mainly to integrate the major domestic capital predators, and then carry out the Internetization of traditional finance.
Finance occupies a core position in the modern economy, which is not only the basis for an active market, but also the main means of macroeconomic regulation and resource allocation. In other words, finance is an important matter that directly affects the national economy and people's livelihood.
Compared with the world, China's financial market has always been less mature because it was formed too late. Although it has survived many financial crises by relying on its huge economic size, it is not very healthy in nature. Although there are many official regulations on finance, there are still a large number of financial predators who are stirring up trouble in the financial market.
There is a law in the financial world, that is, the larger the capital, the easier and faster the profit. Integrating the domestic capital predators and combining them into a larger amount of capital can certainly make it easier and faster to gather wealth.
This is not just a concept that stays on paper, Deer Gold Loan's [Whale Plan] details the integration model of several major capital giants, as well as the future operation mode.
As for the third step of the [Whale Plan], it is a trade secret belonging to Lujin Loan, which has not been disclosed.
But just from the first two steps, you can see its ambitious posture.
Seeing this ambitious plan, Zhuang Qianli was even more suspicious of the ultimate purpose of the Lujin loan. What does Beigong Liang want to do by amassing such a large amount of wealth? If we simply use the principle of capital's pursuit of profit to explain it, it will not make sense. Because huge capital also means infinite risk, once a certain link is omitted, then it will eventually bring the backlash of capital!
A small deer gold loan company actually tried to wipe out all the financial capital in China from the bottom up, and this is enough to shake the power of the country! Will the officials of Huaxia allow such a deformed financial monster to appear?
And in addition to these conventional factors, Zhuang Qianli must not ignore another aspect: what role the onmyoji of the Neon Country played in it. The appearance of Beigong Liang and Oishi Hiroshi at the all-dragon banquet was already very telling, and the fat man definitely didn't believe that they just appeared in the plan as a decision-maker.
And the female ghost murder incident that happened to Liang Jiangzuo confirmed that the occult power of the Onmyoji had been directly involved in the [Whale Project]. What role did those Onmyoji play in the plan? Is there such a cultivation power in all the big business plans, or is it only this [Whale Project] that has this kind of cultivation power?
If the latter, what does it mean?
Faced with such a business plan, and compared with the all-dragon banquet he had just participated in before, and Liang Jiangzuo's introduction, Zhuang Qianli decided to really study this plan in depth, instead of simply making a show and taking a sum of money to pull it down as he had imagined before.
"Fatty, you're going to get a studio financial account ready, the contract has been officially signed, and you're about to become a multimillionaire. "Wang Dan just came back from signing the contract.
"What do you mean?" Zhuang Qianli listened without a beginning or an end.
"I don't understand, the fee for asset appraisal is 50% in advance, and the rest will be settled after the appraisal is confirmed. So, this fee of more than 30 million will be paid to you in advance to 15 million to the studio's account. ”
"Ah, don't you do things first and then collect money?
"yes, that's how it works. ”
"So, the thing I was worried about yesterday about not having the money to form an assessment team doesn't exist? You know that, right? Didn't tell me yesterday. ”
Wang Dan smiled slyly: "Yes, I did it on purpose. Who told you to scare me with the results of your face-to-face appearance, huh!"
Since the money that bothered Zhuang Qianli had been in place in advance, Zhuang Qianli dared to do it boldly.
First of all, it is to use Wang Dan's industry contacts to recruit capable appraisers.
Wang Dan studied finance, and he has been in the investment circle of the imperial capital for so long, it is quite simple to find some appraisers with financial and accounting backgrounds, as long as he has money, this is not a problem.
The next step is to develop an evaluation plan, conduct research and investigations, and review and analysis......
Sure enough, it's better to be a rich man, Zhuang Qianli only needs to be instructed, and someone is responsible for everything.
It turns out that when you have money, most of the troubles don't go away. No, Zhuang Qianli was about to find a few people to do things, and someone immediately took the initiative to send them to the door and help him bring a bunch of suitable people!
Who is the person who takes the initiative to deliver good things to the door? Lei Jiuding!
This is the fourth time that the fat man has dealt with Lei Jiuding, and the first time was at the summit brought in by Liangjiangzuo. That time, Lei Jiuding made the main speech on behalf of Lu Jindai, and Zhuang Qianli only sat in the last seat for 2 hours. Zhuang Qianli was looking up to Lei Jiuding all the time, if there was no later incident, it is estimated that Lei Jiuding would soon forget Zhuang Qianli.
The second time, after Zhuang Qianli solved the trouble of Liangjiangzuo's female ghost asking for his life, Lei Jiuding came to the door domineeringly, crushing Zhuang Qianli with momentum, hoping to find out what happened to Liangjiangzuo. But what he didn't expect was that Zhuang Qianli didn't eat his set, and directly fought with him, which caused Lei Jiuding to be annoyed and angry after going back. This led to the later kidnapping incident, preparing to directly eliminate Zhuang Qianli physically.
The third time was after the kidnapping failed, Lei Jiuding was completely frightened by Zhuang Qianli's "ruthless" methods. At the suggestion of Beigong Liang, he changed his strategy and invited Zhuang Qianli to participate in the all-dragon banquet. However, at this all-dragon banquet, Zhuang Qianli, who didn't understand anything, happened to shine, not only completely suppressed Lei Jiuding, but even shocked Beigong Liang and Dashi Hong so much that they didn't dare to move!
Today, Lei Jiuding took the initiative to come to the door again, and that was the fourth time.
After the first three lessons, Lei Jiuding finally learned to be obedient, not only did he report in advance amicably, but he also nodded in person, and even the address to the fat man became "you": "Mr. Zhuang, it is really presumptuous to visit you without an appointment this time." It's just that there is a reason for it, and I am also on the orders of others, and I hope to forgive me. ”
Don't say it, this Lei Jiuding's pug-like appearance, coupled with this twisted and pinched rhetoric, is really a bit pleasing to the eye. Of course, the fat man doesn't like to be treated by others domineeringly, but he hates deliberate sycophants even more. Looking at Jiuding's cheap look, Zhuang Qianli really wanted to say that classic sentence to him: "Mr. Why is he condescending and then respectful?"
Fortunately, the fat man has always boasted of himself: there are a large number of fat people, so he will no longer ridicule this Lei Jiuding, and let him sit down and speak.
"Mr. Lei is a busy man, and it must be a big deal to come to me in the middle of his busy schedule. Let's not waste each other's time around the bush, let's just talk about things!"
"Yes, Mr. Zhuang is right. Yes, I have received an official letter from Cheng's Group informing us that they have entrusted you with the evaluation of the [Whale Project] project. After all, the stakes are very high, so I went to my door to discuss this matter! If there are any problems or difficulties, I will fully cooperate with Mr. Zhuang to solve them. ”
Seeing Lei Jiuding pretending to be so impassioned, the fat man's first reaction was: Damn, what is this bad thing for me again!