"Shares are never given in vain, and no one cherishes what is given for free. If you want shares, you can, pay for it!"

Everyone was confused, and Lei Shaoxuan said slowly: "Anyone can buy our shares!"

Everyone looked at each other, and Shen Xiaobao suddenly slapped his thigh and said, "Wonderful! Xiaoliu's move is too wonderful." ”

Shen Xiaobao said excitedly: "In the past, when I gave stocks, I gave nothing more than some power-related officials, and there were many monks and few porridges, and those who didn't get it would be red-eyed and secretly bad things." Nowadays, selling shares to anyone, beating the business of our firm, means that all the bosses, subordinates, relatives and friends who own the shares will be offended. Isn't it wonderful that someone might obstruct the business of the trading house and return home to find that his wife and children had bought the shares of the trading house without permission, and as a result, his wife and children were offended and were not allowed to go to the house and go to bed? Who would dare to take action against the trading house so easily?"

"You can even sell your shares to strongman robbers, and then who will rob us? It's too late to protect them? The robbers have money, and they can launder their money. Shen Xiaobao spat and flew around.

Everyone was dumbfounded when they heard this, Lei Shaoxuan couldn't cry or laugh, he didn't think of this section, and sneered: "You are not afraid of being exiled to the bitter sea? That is the crime of rebellion!"

Shen Xiaobao pursed his lips and said disapprerovingly: "Money does not distinguish between black and white, who would ask for identity when selling things? The word robber is not engraved on his face." ”

No one thought that this move laid the foundation for the firm to sweep the world in the future.

Cao Aoran frowned slightly, Ling Jun looked at Cao Aoran and asked strangely: "The capital is there, the idea is there, what are you worried about, second brother?"

"You have a second child, I am not your second child, don't call me the second child, you are the second child. Cao Aoran said angrily: "The second child of your family!"

The brothers were dumbfounded, and Simei pursed her lips and smiled.

Pointing to the table, Cao Aoran smiled bitterly: "Little Liu, there is so much gold, you can't get out of Wangjiang Tower! I dare to say, if anyone knows that there is so much gold in the private room, we won't see the sun tomorrow." If only there was a golden ticket. ”

"We will inevitably open a money bank in the future, and the flow of goods will be far away, and there will be a money bank. Shen Xiaobao was full of spirit and added with confidence, "In less than ten years." ”

"It's just to open a bank, why does it take ten years?" Lei Shaoxuan asked strangely.

In the valley of the bitter sea road for rain, the road encountered robbers, and the Tonghe business was robbed, but fortunately, Shen Weiyong carried a silver ticket and escaped. The silver ticket has a huge role, safety and convenience, and Lei Shaoxuan is very impressed.

Shen Xiaobao shook his head and said with a wry smile: "Qian Zhuang deposits the business name or personal surplus money, and lends it to a familiar and reputable business name. Without more than 10 years of hard work, how can we build up enough credibility for a firm to deposit money personally? How can we know which firm has a reputation and lends money taels?"

Lei Shaoxuan pondered for a moment and said, "I heard that the money deposited in the bank is subject to a storage fee, right?"

"That's natural, and if you deposit silver like inventory, you naturally have to charge a little fee. Shen Xiaobao looked like a matter of course.

"Why do you need credibility to borrow money?" Lei Shaoxuan looked at Shen Xiaobao and said calmly.

Everyone stared at Lei Shaoxuan like idiots.

Luo Hao was excited, and hurriedly said: "I finally waited until Xiaoliu also had an idiot." Haha, if you don't lend money to a business that has no reputation, you are naturally afraid that the business will not repay the money you borrow, and the money bank will lose all your money. ”

The corners of Lei Shaoxuan's mouth turned up, and he sneered: "My mother used to be one of the shareholders of Beichuan Hon Hai Qianzhuang, I don't know that I need to be creditworthy to borrow money?"

Everyone was stunned, and suddenly realized that Lei Shaoxuan was just playing with people.

Luo Hao's face was flushed, and he said, "I'm fooled, and I'm an idiot again." ”

Lei Shaoxuan smiled slightly and said, "Open a money bank immediately." Not only does you not charge money and you pay interest when you save money, but when you lend money, you don't need to check whether your credit is good or bad, but you need a mortgage to borrow money. ”

"Mortgage?" Shen Xiaobao was stunned when he heard this, with a confused expression on his face.

"Yes, do you remember the gambling game of Xiaoyao Villa? Yu Yifan borrowed money, and Sister Huang Yu and the mansion were mortgaged?"

Everyone was a little puzzled, and Lei Shaoxuan continued: "If a business wants to borrow money, it must take a mortgage on things, such as houses, jewelry, goods, etc., and will not borrow money only on the basis of a false name such as the so-called good reputation. ”

Ling Jun frowned slightly and said, "Wouldn't that force the borrower's family to die?" If it hadn't been for you, Yu Zheng's family would have been ruined a long time ago." ”

Lei Shaoxuan smiled slightly: "Wives and children cannot be mortgaged, only items can be mortgaged." In addition, it can only be lent up to three-tenths of the original value of the collateral. In this way, the bank is safe, and the borrower does not take too much risk and is not displaced. Also, you must not lend usury, and the money bank is only for the convenience of circulation. ”

Shen Xiaobao frowned and said: "Several major banks were founded at the same time, don't look at this table of gold, it is not enough at all, and there is no capital to open a money bank in a short period ......of time."

"Young Master Lei," suddenly, Qiu Yue on the side looked at Lei Shaoxuan and said timidly, "You open a money bank, can I save money now?"

"Huh?" Lei Shaoxuan was stunned, looked at Qiu Yue and asked curiously, "Why are you in such a hurry?"

Qiu Yue sighed and said, "The money is stored in your own house, which is extremely unsafe......;

"We may also lose all our money!" Lei Shaoxuan was a little worried, and said kindly: "Your money is not easy to come by......"

"No return?" Qiu Yue looked at Lei Shaoxuan like an idiot, and sneered: "I only borrow three out of ten mortgages, how can I lose all my money?"

Chunhua hurriedly interjected: "Young Master Lei, I also want to save it now." The money is stored in the room, and I am afraid to eat here. ”

Everyone suddenly realized, and their hearts suddenly pounded.

It is difficult for such a money bank to lack money, so why wait for ten years, it is too much time in one night.

"Little Liu, what other orders do you have, how do you plan to arrange for your brothers?"

"You're left to ponder. Lei Shaoxuan spread his hands and said, "I'm not an immortal, I know everything?"

"As for the personnel," Lei Shaoxuan pondered for a moment and said, "The second is responsible for distant shipping and Ruyi cargo flow, the fourth is responsible for Baoxing, and the fifth is responsible for Qianzhuang, and Qianzhuang is named Sihai." ”

Looking at Shen Xiaobao who was hugging left and right, Lei Shaoxuan shook his head and said: "The third is the chief shopkeeper, coordinating all matters, setting goals, and each bank manages its own daily affairs, but the property and manpower of each bank are under the jurisdiction of the chief shopkeeper." ”

"What about the boss?" Looking at Yelu Qingshi, who was indifferent on the side, Luo Hao thought that Lei Shaoxuan had forgotten, and he couldn't bear it.

Hearing this, Lei Shaoxuan's mind had already drifted to the grassland.

"The boss went back to the grassland to raise horses specifically for the shopkeeper of the Four Seas Qian Zhuang Luo," Lei Shaoxuan joked and added: "Raise a mare!"

The crowd burst into laughter.

"The boss returned to Xihu with 10,000 taels of gold, and went to Lucheng Tianxiang Pavilion to find Princess Timuran, and I have another explanation for this matter. Li Hui went to Beijing with me, and the shares of the two were handled directly. ”

The private room in Wangjiang Tower laid the road for righteous brothers.

......

The sound of horses' hooves crushing the morning mist.

Early in the morning, Lei Shaoxuan and Li Hui galloped wildly and disappeared in the direction of Xijing.

Xijing is the capital of the Northern Wei Dynasty, south of the Yin Mountain.

The city wall is tall and majestic, stretching for dozens of miles, and stands majestically in the Jinghuang Plain. With a population of more than 2 million, it is one of the largest cities in the world.

In such a prosperous city, a big business is just like a drop in the sea, inconspicuous, let alone looking for people. Searching for someone in such a metropolis is tantamount to looking for a needle in a haystack.

There was still a month before the day of the report of Guozijian's enrollment, Lei Shaoxuan and Li Hui wandered around Xijing City, inquiring about their mother's news, and visiting such as the Beichuan Chamber of Commerce, various businesses in Beichuan, and other commercial houses or gangs in Xijing, but there was no news, and they couldn't help but feel a little depressed.

It's not surprising to think about it, Gongsun Qian or Gongsun Lie were both celebrities in Beichuan many years ago, and there are many people who know them, but who cares about their whereabouts? After all, they are all sinners, and it is risky to associate with them. If you don't socialize, no one cares about her whereabouts.

There was no news, but he found a good courtyard in Shuichi Lane, not far from Guozijian, and bought it for five hundred taels of silver.

"It's nice to have a well, a tree, a yard, a wall, and a house!" Lei Shaoxuan said with joy, "Lao Tzu finally has a home." ”

"It's a yard with walls and a house," Li Hui pouted, "There are walls and no houses, it's a bullpen." ”

"Senior brother," Li Hui pleaded with a bitter face, "buy me a yard, no matter how small it is." ”

Lei Shaoxuan threw a ball of ragged clothes that exuded a peculiar smell onto Li Hui.

"Your yard is countless times larger than mine, with walls—tall walls, and countless houses—all the houses in Xijing. Lei Shaoxuan couldn't help but smile and said seriously: "Put on new clothes - a beggar dress that you have never wore, go over and take a look now."

Li Hui gritted his teeth in anger, if he didn't wear it, he called it a new clothes?

Li Hui reluctantly put down the knife, took off his clothes from the inside out, and put on the full set of clothes that Lei Shaoxuan bought from a beggar.

"Tsk, it's really worthy of being the elite of the forward battalion's special training, what to wear looks like. Wear clothes that have never been washed, emit a foul smell, crawl with lice and immediately look like a beggar. ”

Hearing this, Li Hui immediately felt itchy all over his body, his clothes were leaking everywhere, and he was uncomfortable.

Looking at Lei Shaoxuan's triumphant appearance, Li Hui pounced angrily.

"I'll let you talk about lice!" Li Hui said viciously.

The figure is like the wind.

Lei Shaoxuan laughed, his body flashed like lightning, and he ran away early.

How can a mortal be faster than a monk?

"Don't forget that there is a dog beating stick in the corner of the courtyard!" Lei Shaoxuan said with a distant smile.

At the foot of the city wall near the north gate of Xijing, there are several dilapidated thatched huts scattered around.

It is said to be a house, but in fact it is just a straw shed.

A few thick logs, leaning against the city wall, covered with straw, and then nailed into walls and doors with broken wooden boards, loopholes everywhere, barely sheltering from the rain, snow and sun, but unable to block the wind.

The houses occasionally shone by faint candlelight, and there were many people, apparently inhabited by them, and still scattered under the eaves, walls, and tree roots, all of them lying or sitting against the walls and trees.

Here, it turned out to be a place where homeless people stayed and lived together.

Lei Shaoxuan looked at Li Hui with a complicated expression.

"This is your home!" Lei Shaoxuan's heart sank slightly, and he couldn't bear to say: "Go ahead." Take care!"

"My name is Li Hui, I'm from Pingzhou, and I had a flood ......when I was a child," Li Hui muttered to himself, walking towards the houses.

This place is called the mouth of the tube, also called the castration field.

The people gathered here are basically people who have had their lives cut off.

The territory of the Northern Wei Dynasty is vast, and there are good winds and rains in various places, so naturally there are floods and droughts, locust plagues, and many people really can't eat, so they lose their lives and gather here.

The north gate of Xijing is the gate for the palace to carry water into the city and clean up the dirt of the palace.

The labor in the palace was heavy, and ordinary people were reluctant to castrate their children into eunuchs, so the palace servants lacked manpower, and often selected some people to work in the palace at the mouth of the tube when carrying water and cleaning up dirt in and out of the north gate.

Therefore, the people who cut the root of their lives gathered here, hoping to be selected to enter the palace one day and ask for a bite to eat.

Here, it also became Li Hui's home, and it was also the starting point of Li Hui's road to the palace.

"The walls are walls, and there are countless houses, but there is not a single home to live in. Lei Shaoxuan thought sadly.

The figure flashed and disappeared into the dark alley.