Chapter 299 is a different story

"I plan to use this fund to register a financial investment company in Huaxia and name it in the form of a "group", and I hope that Dongge can approve it!"

"You want to open a company?" Xie Wendong looked surprised, obviously he didn't expect that a woman would open a company now, why was she so anxious?

Jin Miya nodded emphatically and explained: "For the existence of Jinding, there must be a listed company to cover the whole team! Bayi?? Chinese =≠=.≤ opening an investment company is something I have planned for a long time, but just a little in advance. ”

Since it is for the Jinding team, Xie Wendong has to support him even if he is poor! After all, he has already invested more than 200 million euros in Jinding in the early stage, and it is naturally impossible to give up halfway at this time. What's more, the Jinding team is too important, even higher than the status of the Bank of East Asia in Xie Wendong's heart! Jinding is the most critical part of whether or not we can win this financial battle with Rothschild, and there must be no mistakes.

"Is that money enough?" Xie Wendong did not ask for details about this investment company, but was worried about the financial problem!

The woman nodded slightly, "Hundreds of billions of dollars, how can it be insufficient? There should be a lot more, Brother Dong don't worry." ”

Hundreds of billions of dollars? Xie Wendong and Chu Bo were taken aback, they thought that the funds they had stolen from the Swiss bank were only a few hundred million dollars, but now they realized that there were so many? No wonder the chairman of the Swiss bank came to the door so quickly, and did not hesitate to use the diamond black card to tempt Xie Wendong to hand over Jin Miya and these hackers to the other party.

"Sister Miya, how can you have so much money?" Chu Bo couldn't help asking.

Jin Miya looked at him with a smile, "If we are ruthless and steal all the money that those dead rich people have in Swiss banks, this number may be even bigger, what is 100 billion yuan? This money, to Webb's old guy, is only one-tenth of the total wealth of those rich people in UBS." The Swiss bank doesn't care about the whereabouts of the 100 billion dollars, but is worried that the rest of the money will also be stolen by us, so they are in such a hurry!" As she spoke, the smile on the woman's face deepened, and she said proudly: "However, I have already done something secretly, and Weber will not come to us for trouble in the short term." ”

Xie Wendong pondered for a moment, and said uneasily: "Miya, although I don't quite understand your thoughts! However, you should be more careful, if you let the Swiss bank know that the money was stolen by us. Morally, after all, we are wrong, and if this matter gets out, I don't care, I'm afraid it will affect the reputation of the Bank of East Asia!"

"Brother Dong, please rest assured, I have a sense of proportion in this matter, and I will never implicate the Bank of East Asia. "Jin Miya is in the right way.

"I'm sure you'll be able to handle it. "Xie Wendong is still quite confident in Jin Miya's ability. He is even more important to women, even above Li Xiaoyun!

After saying these two things, the conversation led back to the cooperation between the Bank of East Asia and Goldman Sachs.

As for financial matters, although it doesn't have much to do with Chu Bo! But he also wants to know more about this knowledge, so that every time Xie Wendong and others discuss things related to finance, he will act like a fool and not understand what they are saying! Now, with the guidance of Jin Miya, a professional, it is a good opportunity for him to learn, and Chu Bo certainly does not want to miss it.

So, he first asked: "Sister Miya, I know that the Bank of East Asia is a commercial bank! What is the difference between a commercial bank and an investment bank like Goldman Sachs?" Xie Wendong didn't know the question he asked! As soon as the former's voice fell, he also looked at Jin Miya.

The woman didn't think about it, and replied directly: "Although commercial banks and investment banks are both banks, they are fundamentally different! The biggest difference between the two is that their respective profit models are very different, and their business operations are also very different. This is in accordance with the regulations of the World Bank, and the banking industry must implement the principle of "separate operations"!"

"Commercial banks such as the Bank of East Asia are for-profit financial institutions that only engage in savings deposits, commercial or consumer loans and related derivatives. The main income of commercial banks is to lend to others through customer deposits, from which they earn high deposit and loan interest rate spreads! Because the risk is not high, the returns are relatively stable. ”

Investment banks are the name of the big six in the United States and Europe, the United Kingdom is called merchant banks, and in Japan and China China refers to securities companies, which are a kind of financial institutions corresponding to commercial banks. Investment banking, mainly engaged in securities banking, underwriting, trading, corporate restructuring, mergers and acquisitions, investment analysis, venture capital, project financing and other businesses. ”

"Investment banks do not directly conduct business with individual residents, nor do they engage in traditional commercial banking business! Similarly, commercial banks are not allowed to enter the field of investment banking operations. However, commercial banks can become investment banks or agents for the sale of bonds and funds, collect certain fees from them, and expand their business scope, so as to change the traditional profit model and promote banks to achieve greater development.

I used to think that banks could be used to make deposits. Chu Bo scratched his head and said with a smirk.

Chu Bo will have this idea, Jin Miya is not surprised at all, "I'm afraid that many ordinary people have this kind of misunderstanding." Even I used to think the same as Xiao Chu, you think now!"

"Miya, if you say that, you have cooperated with Goldman Sachs Group this time, that is, you have become the agent of the other party?!" Xie Wendong interjected and asked at this time.

Jin Miya nodded, "That's right! To be precise, it is the agent of Africa's Big 6, contracted to assist Goldman Sachs Group in the management and sale of various financial bond products. Goldman Sachs will help the Bank of East Asia transform and set up a commercial bank investment banking division!"

Speaking of this, Jin Miya breathed a sigh of relief, and continued: "Miss Li's point of view is actually very correct! With the capital market exhibition and the rise of Internet finance, traditional commercial banks are facing unprecedented pressure and challenges. In terms of the overall economic situation in Africa, the transformation of BEA's profit model is the general trend! If I were Miss Li Xiaoyun, I would do the same. ”

"In that case, why was your expression so solemn just now?Is there something wrong with it?!" After listening to her words, Xie Wendong couldn't help but ask.

Jin Miya thought about it, she first shook her head, then nodded, only to hear the woman say a little ambiguously: "Brother Dong guessed right! I do have a question that I can't figure out, but I can't find a reasonable reason to explain?!"

So, I can't figure out what's wrong?! Maybe I'm suspicious, or maybe I haven't found the key reason yet! ”

"Oh, let's talk about it, maybe I can help you!" Suddenly, Jin Miya's words also aroused Xie Wendong's interest.

Of course, Jin Miya would not hide it from Xie Wendong, she thought for a moment, and first thought in her heart what she wanted to say? After a while, the woman spoke: "Brother Dong, you should know, I guessed that the Goldman Sachs Group might come to cooperate with Brother Dong, and the target is the Bank of East Asia! But I didn't expect that it would be the leader of the Goldman Sachs Group, Frank Fan, who came in person! Of course, this is not a big deal, and there is nothing to doubt!"

"But what strikes me as strange is that, judging from the whole process of this cooperation, this is not at all like Blankevan's usual style! He did not think only of Goldman Sachs' interests, as he did before. Today's Blank is completely different from the Blank Van, who I "knew", they are like two people. ”

"What do you mean... With the cooperation between Frank and the Bank of East Asia this time, the Goldman Sachs Group has made a big concession?" Xie Wendong is so clever that the eyelashes plucked are empty! After thinking about it slightly, he figured out the key to it.

Jin Miya's eyes showed a look of appreciation, "That's true! If you heard it right, Brother Dong, Goldman Sachs Group did take the initiative to give a lot of benefits to the Bank of East Asia! If it was someone else, I wouldn't be too surprised! But if this person is Frank Fan, then it's a different matter. ”

"What do you mean by that?" Xie Wendong asked.

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