Jia Lei was thinking about the remarks that Citibank was about to collapse and on the other hand, he was thinking about the glory of Citibank in his previous life, so he followed Pete into the Citibank headquarters building.

"Why are there so many people queuing?" asked Jia Lei as he looked at the queue in the hall.

"It's all about withdrawing money and consulting business, and now that the economy is in a downturn, everyone's life is not easy. Pete replied, and Jia Lei nodded in agreement.

The most famous year of 1990 is probably the financial crisis in Japan, but at the same time, the days of country M are also quite weak!

Although Jia Lei doesn't remember much, Jia Lei still knows the words oil crisis and economic recession.

Since Jia Lei was already a VIP of Citibank, he was invited to the VIP room upstairs instead of going through identity verification in the lobby downstairs.

Compare your seal, account opening information, and your photo credit voucher...... After a series of procedures, Jia Lei finally got back the ownership of his fund account.

"You can immediately help me check all the details of the fund transactions and the balance of funds in the account within this month! Once there is an abnormality, the account will be frozen immediately!" Jia Lei said coldly, and the account manager glanced at him, and immediately communicated with Citibank Island Branch by phone.

"This is your account balance, and the value of the balance in your account as of the previous trading day was $287.65 million. Although we have frozen the cash in our account, we still have a $50 million futures contract in our account!" said the account manager.

"Very good, I remember that your Citibank has an investment financial advisor!, right?" Jia Lei asked, and the manager was shocked when he heard this request.

It is important to know that after the customer deposits the money in the bank, the bank will give the other party interest, so on the contrary, if the customer entrusts the bank to make financial investment, then the money not only does not have to pay interest, but can also be used flexibly, in addition to investment, the bank can also charge high consulting fees and fund management fees.

Even if the Huaxia customer in front of him is not as tall as a chair, the thickness of his account balance far exceeds that of this chair.

"Yes, we at Citibank have the best team of investment advisors in the United States, who are available 24 hours a day to provide you with financial services and butler services. Said the manager of Citibank.

"That's good, I need the best financial lawyer, a good stock futures trader, and I need a translator! It's best that this translator is fluent in English, Chinese and Japanese at the same time! The Pete guy out there is very interesting, and he is added to my advisory team." You guys will help me book a plane ticket right away and I'll rest for a while, and today I'm going to fly to the island country overnight with my advisory team. Jia Lei said.

"It is a pleasure to serve you, my distinguished guest!" replied the manager.

"That's right! I hope Citibank will continue to protect the privacy of its customers! It will not disclose the identity of its customers and the amount of their property to anyone!" Jia Lei said.

"Of course, that's our industry code!" said the manager.

The manager went out and called Pete to come in to receive Jia Lei, and he hurriedly went to organize an advisory group according to Jia Lei's request.

"Pete, I'm your boss now, can you tell me what's happened to Wall Street lately?" Jia Lei asked Pete with a straight face.

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The situation on Wall Street is very bad, and if it weren't for Jia Lei witnessing the scene of someone jumping off the building, he wouldn't have believed what Pitt said at all.

The fall in crude oil prices has led to an increase in bad debts in bank loans to southern oil-producing regions, and overseas loans to oil-producing countries in Central and South America, such as Mexico and Venezuela, have also become non-performing loans. The fall in the prices of agricultural products has turned banks' agricultural loans to the central and western regions into non-performing loans. The surplus in real estate development has led to a deterioration in the banking sector's financing returns for office projects.

After listening to Pitt's story, Jia Lei briefly summarized that because of countless bad debts, the banking industry in country M has fallen into a run and is facing a bankruptcy crisis!

Jia Lei asked about the most well-known large enterprises, and the situation of Merrill Lynch, Citibank, and Morgan Bank, which is familiar to Chinese people, is precarious!

In the future, Lehman Brothers, one of the four major investment banks, could not insist on being acquired by Amex.

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M people advocate the supremacy of efficiency, and it only took more than two hours to organize the consultant team according to Jia Lei's requirements.

The advisory team includes lawyer Farr, translator Ethan, trader Paul and investment advisor Pete!

"Honorable guest, let me remind you that you have one of the biggest problems in front of you!" Farr began to think about Jia Lei as soon as he came.

"What's the problem?" asked Jia Lei puzzled.

"Age, you are still a minor, and you can't do many things! Simply put, because you are not old enough, any documents you sign and decisions you make have no legal effect! All are invalid clauses. Fall said.

The faces of the other people present changed dramatically when they heard this, you must know that if this is the case, the entrustment clause signed by Jia Lei and their bank is also not valid.

"But I'm from Huaxia, and Huaxia law doesn't have such provisions!" Jia Lei thought carefully about what happened after his rebirth, and said with great certainty.

Thanks to the 79 Criminal Code! At this time, the state did not formulate a perfect law because of all kinds of waste!

In the early 90s, the discipline of children was still in the period of human rule rather than rule of law!

At this time, children can go to work at the age of 14 in China, and when it is not illegal to work in any factory under the age of 14, children have the same legal effect as adults in social behaviors such as saving, buying a house, driving, doing business, etc.

"Isn't there a law on the protection of minors in Huaxia now?" Farr asked in surprise when he heard Jia Lei's introduction, but he quickly followed this thinking to find a loophole in the law.

"Please lend me your passport, and I'll let someone use it to help you open a securities account." According to federal law, foreign nationals can apply for securities and savings accounts by presenting their passports. Thank you for your status abroad, at least U.S. law can't govern foreigners!Oh, the security law is an exception!" said the old man Farr, who is 50 years old this year!

Originally, he was still worried about his pension, but now he doesn't have to worry about it anymore.

"However, I would recommend that you register a company in country M. In this way, something can appear in the name of the company, and people will not notice your identity as a minor. Farr said that the company could sign a contract as an independent legal person had nothing to do with whether his owner was an adult or not.

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Before Jia Lei got on the plane, he hurried to take the time to meet the big golden bull of Wall Street that he had been thinking about for a long time!

Because the Big Golden Bull is still an illegal building at this moment, Jia Lei can actually sit on the Big Golden Bull like other children to take pictures.

"Farther away, farther away! Help me take a picture of the building behind me. Jia Lei commanded Pete to change several different positions and poses to take pictures of him.

"Loyal Mr. Novan, please get out of the way and we're going to take pictures. Pete suddenly shouted behind Jia Lei.

Jia Lei turned around and saw the young man sitting on the park bench looking up at them, then picked up the half-eaten bread and hot dog and ran to the tree next to him to continue eating.

Jia Lei rode on the back of the bull on the big golden bull for a while, and then took a roll of film with the bull's head before he stopped. Pete stepped forward and carefully put Jia Lei off the back of the big golden bull, and the two of them began to talk as they walked.

"You know that person just now, I'm so embarrassed, I hurt him to take a few photos, he couldn't even eat lunch. Jia Lei said apologetically.

"I know him, but he doesn't necessarily know me! He's so famous here, everybody knows him. Pete shrugged his shoulders and spread his hands.

"What kind of famous law?" Jia Lei asked curiously.

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"Almost all Wall Street professionals have heard of Novan's name, he is a cautious trader and a serious D-countryman. Novan is not the most profitable trader on Wall Street every year, nor is he the least losing! It's a pity that because he was too conservative to make more money for the company, his boss didn't give him a promotion for ten years! After their company went bankrupt in June this year, Novan, as a quote, still insisted on going to work on the exchange every day. Pete said.

"Why did he do this?" asked Jia Lei.

Because their company paid the exchange seat fee for a whole year, Novan not only went to work on the exchange every day, but he also carefully recorded the trading market every day and cleaned the door of their company. If he met a former investor in their company, Novan would explain the current situation of the company and leave their contact information, and Novan said that he would stay in this position until the last day to repay his boss for his ten years of training. That's why Wall Street calls him "Fool" Novan, Pete said.

I like their rigorous character, now that the company has closed down, what does he live on now?" Jia Lei asked.

"I heard that he worked as a bartender at a bar, and he now leaves work at half past two in the morning, and the boss has provided him with staff dormitories. Pete said.

Jia Lei thought about it for a while, first went up and thanked Novan, and then he made a request.

"Mr. Novan, I need a statement of the stock prices of all the listed companies in country M, but I am a foreigner who cannot understand the names and profiles of those companies, so I would like to ask someone to make a chart for me! The chart should be printed with the abbreviation of the company's name and the company's trademark, plus the company's stock price at its highest period and the two stock prices that are highest and lowest this year! Of course, the current stock price must be added at the end. And I need you to write about the company's most famous products on the company's profile. I can give you two thousand dollars if you want!" Jia Lei said, and Novan glanced up at him.

"Who are you, do you really want me to work for you?" asked Novan .

"I can give you a thousand dollars first, and I want all the companies on the Nakdas and NYSE exchanges. After Jia Lei finished speaking, he took out a check for $1,000 from his wallet and handed it to him.

"It's a pleasure to serve you, my Huaxia customer. Novan took the check and said.

"I'm going to be out of the country soon, and I'll be back in about a week! When the time comes, you can give it to Pete from Citibank. Jia Lei pointed to Pete standing beside him and said.