Under the department store on the east side of Moscow, a "China" Guoshen Development Bank opened silently.

Moscow hawkers, who had received the news earlier, lined up a day and a night in advance.

They formed two long parallel lines with the queue at the department store, and the Muscovites who lined up to shop kept asking, "What are you buying here?"

Everyone was queuing, and they were all bored, so the Russian aunt Genia, who was queuing, explained: "This bank can lend money from China, RMB. ”

"What's the use of China's money?" the Muscovites who lined up to shop did not understand.

Aunt Genia smiled lightly and asked, "What are you queuing up to buy?"

"Buy toothpaste. ”

"Snow huā toothpaste, huh?"

"Yes, yes, you've heard about it, it's rare, I printed Chapter 352 Credit Loan Elephant, and the department store hasn't sold toothpaste for two months......

"I've heard, and I also know that the snow huā toothpaste is made in China. ”

No wonder they are all strange words. "Muscovites are getting poorer and poorer day by day, and as early as the mid-80s they began to import large quantities of Chinese goods. At that time, most of the small commodities that were trafficked into the Soviet Union were taken by the Russian commercial sector, and they did not have the idea of being self-employed.

Aunt Genia smiled proudly and said, "If you buy goods made in China, if you buy them with the money of China, they will definitely be cheaper than rubles." Moreover, the money of China is worth a lot, what is the price today, and what is the price tomorrow. ”

The Muscovites were very moved by what he said, and they did not care about the neatness of the procession. I leaned over a little more and asked, "How do you sell the money of the country?"

"Have you thought about it, Chinese money can only buy Chinese goods, and Americans and Europeans don't recognize it. ”

"Are there many commodities in China?"

"More than a department store. Genia said with honor: "They not only take loans, but also exchange money, that is, exchanging rubles for yuan." It's up to you how you decide. ”

"What about you, are you here for a loan or a Chapter 352 credit loan exchange?"

"Loans. ”

"How will I repay the loan after I have it?" At this time, the Russians were similar to the Chinese, although they did not pay attention to being debt-free and light. But there is also a tendency to save rather than borrow. It was precisely the hyperinflation caused by the collapse of the Soviet Union that shattered the Russian concept of saving.

Aunt Genia smiled without saying a word. The main business of these train workers has long since become small traders. The renminbi obtained from the loan is used to buy the goods of the Chinese people, and then hand them over to the family to sell. Naturally, a cycle is formed, and the pressure of repayment is pitiful.

The Muscovites on the other side looked at Aunt Genia curiously, but no matter how much they asked, they couldn't get the result.

The two teams moved forward slowly, and when they reached the department store, they were clearly separated.

Aunt Genia hugged the waist of the person in front of her tightly, worried that she would be squeezed out of the line at the last moment. The people in the back also grabbed Aunt Genia's shoulders, so naturally they didn't hold their waists strongly, but there was no way, Aunt Genia's waist was too thick. It's not something you can hug if you want to.

One Russian after another, with the prepared loan documents, exchanged for tens to hundreds of yuan. Sikong Guan was happy and worried: "I hope that Russia will not undergo major changes." Otherwise, we will go back with nothing to lose, and it doesn't matter if we are punished. It's not good to inflict losses on the country. ”

The members of the banking syndicate who were with him also nodded with stern expressions. None of them had the experience of taking out loans abroad, and they were full of doubts about whether they would be able to recover the loans.

Su Cheng said simply: "With the endorsement of the National Bank of Russia, what are you afraid of." ”

"I'm afraid that the National Bank of Russia will collapse. Sikong Guan said very truthfully.

Sioux City shook his head, unable to explain this.

The flow of people in front of the bank is getting more and more. The Russians who got the loan went straight to the Yaroslav railway station in high spirits, and those who did not get the loan could only leave in a daze.

The loan criteria for deep development are on par with those of the National Bank of Russia, and in addition to collateral, a good credit history is also useful. Although the Soviet Union collapsed, Russia is finally a complete country, and the network of relationships that once imprisoned society has now become a credit network. On the other hand, the amount of loans issued by Shenzhen Development on the basis of credit is very small, with an average of only a few hundred yuan per person, and there is no crisis in terms of individual loans.

Nevertheless, deep development also attracted the attention of the Russian side.

In today's Russia, there are many foreign banks, but there are very few who dare to release credit to the Russians. Because no foreign banker can be sure that this nascent Russia will survive. If there were frequent wars, or if a nuclear bomb fell from the sky, these loans would not be recovered.

This systemic risk is something that foreign banks strive to avoid. Therefore, even if the Russian government once invited foreign banks to release credit loans, the other party said that the sky was falling, and in the end, there was still not a dime.

In the eyes of foreign banks, countries that lack a credit system simply lack the conditions for releasing credit loans.

Only someone like Sioux, who is sure of the future of the Russian government and believes in countries with non-credit systems, will lend credit when the time comes.

Compared with large loans, the total amount of funds released in this way is not small at all, and the help to society is greater.

Kokilev soon came to the embassy of the Chinese country again. This time, he faced Sioux City with a face full of smiles, and asked the Bank of China to open a few more windows, because the flow of people near the department store was already congested enough to affect traffic.

Sioux City would not refuse.

Even Sikong Guan and others did not have strong opposition.

In the past three days, almost every 10 million yuan released, 9.5 million yuan has returned to them.

Because the Russians who take out the loan will give out the yuan as much as possible. In the Russian environment, the renminbi only makes sense to buy Chinese goods.

For Sioux City, half of the value of this money has already been generated as soon as Huā is out. Because the cost of goods in China is often only one-quarter to one-third of the selling price. After a round of recycling, the rest can only be said to be interest.

If there is any business that can be called a steady profit, it must be this kind of loan business.

Corresponding to the loan of the Chinese banking group is the loan of the National Bank of Russia to the Chinese banking group. Sioux City had planned to lend them to the Russians in order to earn the difference, but before the banker became famous, he simply used the money to buy Russian goods and ship them home by empty train.

And he buys the most Russian scrap steel.

In this country that is good at making stupid and black equipment, huge factories and large-tonnage machinery can be found everywhere, and tons of waste raw materials are countless.

Today, the factory is shut down and the machines and raw materials are useless. There is no need to look around in Sioux City, naturally someone will send it to the door, asking for scrap steel in exchange for daily light industrial products.

The unit of exchange, also from the foreign exchange dollar unit, quickly transitioned to the "ton".

The matter of exchanging 1 ton of socks for 50 tons of steel is played out every day in this country.

…………) ！！！