(Sorry: the date of the ruble's invalidation was written incorrectly because of the wrong information found.) The date of the ruble is January 22, 1991)

23 January 1991

Jia Lei didn't even sleep last night, he carefully recalled the major events in his memory about 1990, and then he only thought of the famous Gulf War.

As a man, a man who is not from the financial department, Jia Lei, like everyone in his last life, set his sights on the Gulf War, the Soviet ruble is not completely invalid this time but only partially invalidated, this year coincides with the collapse of the Soviet Union, and there are major events almost every month, and the invalidation of the large ruble is drowned in various major events at home and abroad in the Soviet Union.

The key to this matter is the Westerners' own pot, they have suffered a dumb loss, and there will be no shouting everywhere in the world!

"Three days, we only have three days to exchange all the rubles in our hands for dollars. Su Renfeng said with a stiff face.

"Then what are you waiting for, let's go change the ruble right away!" Jia Lei hurriedly put on his coat and said.

However, the Soviet government stipulated that banks would only accept money from retirees, and each person could only exchange 100 rubles of paper money. Su Renfeng said with difficulty.

"Then go to the black market to change it! Now no matter what the exchange rate is, even if it can only be exchanged for half of it, I will admit it!" Jia Lei gritted his teeth and said, he knew that he would not be greedy for the cheap exchange rate of the bank last night, because they were doing wholesale business, and the payment in their hands was 50 rubles and 100 rubles of large bills.

"It seems that this is the only way!" Su Renfeng said, and then the two of them rushed to the foreign exchange black market overnight to exchange for dollars.

However, the news of the invalidation of the ruble has been notified to the whole country, and there must be a lot of people who want to go to the black market to exchange for dollars.

"There are too many people, I'm afraid I can't change them!" Su Renfeng said with a hard slap on the steering wheel.

"Let's go back and figure out a way, it's too chaotic here!" Jia Lei said as he glanced at the crowd, some of whom were crying, laughing, and some were crazy, and occasionally a gunshot could be heard.

"Okay, let's go right away!" Su Renfeng finished speaking and directly reversed and retreated, there were too many people and there was no place to turn around.

"Actually, we don't have to be too nervous, we exchange the rubles in our hands for dollars every day, and this time the loss is not big!" Jia Lei thought about it and said, they are now losing at most the remaining 20,000 rubles in their hands.

"Yes! I was too nervous. Su Renfeng pursed his lips and said.

"Thanks to you this time, if it weren't for your request to exchange dollars every day, we would probably lose a lot this time!" Su Renfeng said, he used to feel that it was troublesome to change dollars every day, but now he is very grateful to Jia Lei for this request.

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"Feng, I have inquired, this matter is not improvised, someone in Moscow has already started to throw away the large amount of rubles in his hand a few days ago. It's just that our family is not good enough to get the news!" Natasha said guiltily as she sat on the couch next to the telephone.

"It doesn't matter, the level of secrecy for such a big thing must be very high, but it's only 20,000 rubles, and your husband and I can afford it. Su Renfeng said.

"But I'm afraid it's more than 20,000 rubles, my parents have more than 3,000 rubles, and I didn't listen to you, and I always have 10,000 rubles of liquid money in the store. Natasha said.

"It's okay, we can exchange the money for a small ruble! We'll do it early tomorrow morning." Su Renfeng said.

"But we don't meet the regulations, retirees can go to the bank to change rubles, and the rest have to go to the unit to exchange for a month's salary. If you have a job, you can exchange banknotes for up to 270 rubles. Natasha said.

"It's a big deal, we don't want it. Jia Lei thought about it and said, this is also a helpless thing!

The Soviet government's hand is too big, almost blocked, so there is the possibility of speculating in foreign exchange, and even more ruthlessly these rubles can only be exchanged by natives, and other foreigners have no legal way to exchange rubles, except for a few big people who got the news in advance, all the rubles in the hands of others have become waste paper, and the Soviet government has thrown off the inflationary burden of billions of old rubles at once, and cracked down more fiercely on foreign exchange speculators who maliciously speculated on the ruble and depreciated the ruble.

Overnight, many foreign financial institutions and foreign exchange speculators who maliciously hoarded large amounts of rubles went bankrupt.

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Jia Lei: This time they are completely bad and unjustified, and this ruble crisis is completely caused by Western financial capital speculators, maliciously speculating on the ruble exchange rate.

According to the official version, the purpose of this move was to combat economic crime and prevent the danger of foreign powers using the ruble to control the economy of the USSR.

According to the Soviet Union's general reports, they detected that some people were hoarding large amounts of rubles abroad in exchange for large amounts of dollars on the black market, and the Soviet government had no choice but to take action in advance to invalidate the large amount of rubles.

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When the money is gone, the life has to be the same, Jia Lei cheered up and was ready to make up for the loss!

But here comes a new problem, the Soviets have no money in their hands!

There was really no money, because at the same time as the large ruble was invalidated, the Soviet government also froze all bank accounts in the country.

The government notified that from January 23, the first half of the year will limit the payment of cash deposited by citizens in banks, which can be withdrawn up to 500 rubles per month.

"What to do. The Soviet Union now receives only 500 roubles per person per month, and at current prices, there is not much money left for food and necessities. Jia Lei said to Su Renfeng.

"Then we will buy some bargains, and we will not buy high-end goods for the time being, and only sell basic daily necessities. Su Renfeng said.

There is also the advantage of not having money, at least now the exchange rate of the ruble against the dollar has stabilized at more than 30 rubles per dollar.

"I heard that other member states under the USSR have extended the time and scope of ruble exchange, and I want to try there. On this day, Jia Lei solemnly said to Su Renfeng.

"But it's just a full moon in Russia, and I'm going to stay and take care of him and Natasha. Su Renfeng said.

"I can go by myself, you just have to stay here and help me get the goods I want to the place. Jia Lei said.

Jia Lei originally wondered why the Soviet Union's money was so easy to earn, why those fallen masters in the previous life had gone to Eastern Europe in the past few years, it turned out that the Soviet Union's money could be invalid at any time, and everyone was afraid.

"Which city are you going to, Prague, Lithuania, or Belarus?" asked Su Renfeng.

"I want to go to the capital of country D!" Jia Lei thought for a while and said.

"Do you want to go to Bonn in West Germany or Berlin in East Germany?" asked Su Renfeng.

"Do Germany have two capitals now? Which one do you think is better?" Jia Lei was stunned for a moment, and then asked.

"Bonn, of course, because of the Berlin Wall, there are landmines everywhere, and there were even riots during the independence a while ago, and the shops were smashed and looted. Today, Berlin is full of ruins, and many places are uninhabitable. Su Renfeng said.

"I'm going to Berlin. Jia Lei thought about it and said that he felt that this was a good opportunity.

Is the price of land cheaper, and I heard that East Germany is now privatizing, Jia Lei felt that he might get a big bargain in the past.

"You're too young, I'm not at ease when you go alone!" Su Renfeng said.

"I'll bring Dasha and Livre over, and I'll also call my lawyer and translator!" Jia Lei said through gritted teeth, who let Citibank and their gang bring him another bad news.

Jia Lei decided to make the people at Citibank suffer!