BPCLUB, inside Kang Jung-jae's office.

Seeing Lin Yun'er, who looked a little thoughtful, looking at him with a stern expression, Jiang Zhengzai thought that Lin Yun'er was afraid or disgusted after seeing that she was a loan shark, so he opened his mouth and explained: "Yun'er, don't get me wrong, I'm right to lend, but it's only a little bit higher than the bank loan interest, and it's not a casual loan." Our company is very strict with the qualification review of borrowers, and there will never be violent loan collection in the future.

For this explanation, Lin Yuna (Lin Yucheng) basically went in and out of the left ear.

Which loan shark doesn't say that? How many people dare to borrow money?

One of the main businesses of Gimhae Group in the early days of its development was to 'lend money', and according to Kang Jung-jae's explanation, Lin Yuna only listened to it as a joke that was not very funny.

Since that's the case, well, the flicker begins.

Seeing that Jiang Zhengzai was still "boasting", Lin Yun'er, who really couldn't listen to it, couldn't help but wave his hand to interrupt his heart: "Okay, good... I understand what you said, and I'm not misunderstanding anything. So, I would like to ask OPPA, what is the interest rate?"

Jiang Zhengzai was stunned for a moment, looking at Lin Yun'er strangely, but he couldn't guess for a while what she meant by asking this: what was she asking about interest rates?

After pondering for a while, he couldn't figure out why, Jiang Zhengzai simply gritted his teeth: "One million benchmark, 20% monthly interest, rolling compound interest..."

Twenty, so tall?

Lin Yuner (Lin Yucheng), who is not very familiar with the situation of private loans in South Korea, couldn't help but be surprised: "If you lend one million, with a monthly interest of 200,000 yuan, plus rolling interest, wouldn't you have to repay four or five million with interest in that year?"

Jiang Zhengzai nodded: "Yes, Yun'er, our company's interest rate is already very low, other companies are above 25 percent, and the highest even reaches 30 percent..."

Lin Yun'er scorned Jiang Zhengzai fiercely in her heart: Nima! It's too profitable to lend money in South Korea, right? The regular interest rate of 8 cents and 1 cent in my Datian-Chao is not enough to look at at all...

"Listening to the meaning of OPPA, the interest rate follows the benchmark of the loan amount, right? 1 million and 10 million, is the interest rate different?"

"I said, how do you know so much about this little girl?" Jiang Zhengzai said: "That's right, the higher the loan amount, the higher the interest rate." The interest rate above 10 million is 22 percent, if it is more than 100 million, it is 25 percent, and if it is more than 1 billion, it is 30 percent.

Lin Yun'er was silent, but in fact, her brain was running rapidly...

Jiang Zhengzai got up and walked to the coffee machine to pick up two cups of coffee, turned around and walked over and handed Lin Yun'er a cup: "Yun'er, taste it, authentic Jamaican coffee beans, I don't know if you are used to drinking bitter coffee, but unfortunately I don't have milk and sugar cubes here..."

"Thank you, get used to drinking, that, political oppa"

"Huh?"

"Yun'er wants to borrow some money from you, is that okay?"

"Oh, I don't have any pocket money, okay, I still have one or two million cash in my wallet, all for you, it's a little care from oppa, take it to buy snacks to eat..."

"It's not oppa, it's not pocket money. That, I want to borrow 10 billion, if possible, 30 billion~"

“mo？ya？？！！！”

Jiang Zhengzai was almost amused by Lin Yun'er's unbelievable words: "Yun'er, what are you kidding? Don't say 30 billion, 300 million, 30 million can't borrow you!"

Feeling that the tone seemed to be a little excessive, Jiang Zhengzai's expression softened, and he said in a positive voice: "It has nothing to do with whether you can afford it or not, the key is that you are still a minor, and South Korean law does not allow private financial institutions to provide to minors..."

Seeing that Jiang Zhengzai was about to talk about something again, Lin Yun'er, who was deeply afraid of suffering from the eardrums, hurriedly raised her hand and made a pause gesture: "Stop! oppa, don't get excited, listen to me first, and then you will think about whether to borrow it, or how much to lend me." ”

After returning to the boss's table and sitting down, Jiang Zhengzai looked at Lin Yun'er, and saw that her serious face didn't look like a casual joke, so he also wanted to hear what she could say: "Then you can say it, but no matter what you say, I won't change my mind, you don't have to count on the loan, there is no such possibility, 10 billion, 30 billion? Ah, what are you thinking about in your little girl's head..."

Lin Yun'er took a sip of the coffee cup, and the rich bitter breath instantly hit the taste buds: Tai Nima is refreshing! Okay, flicker and continue.

Putting down the cup, Lin Yun'er Nunu sipped off the coffee stuck to her lips: "Zhengzai oppa, let me ask you two questions, do you hold stocks or other securities in your hands now, do you have any precious metal stocks in your hands, such as gold? ”

The surprise that this extremely special girl in front of him has brought to him has enough, Jiang Zhengzai doesn't want to think about anything deeply, anyway, he can't see through her, it's better to think of something simple with less brains, or think about how to express himself and her first.

After thinking about it for a while, Jiang Hezai said truthfully: "Of course there are stocks, two heavy positions, the current trend is very stable, and I have made a lot of profits." As for gold, heh, I don't really have much gold in my hand, at most a little gold jewelry..."

Lin Yun'er nodded, and said: "Zhengzai oppa, I will put forward two points to you in response to the two questions just now, whether you believe it or not, in short, the facts can prove it in the future." First, immediately throw away all the stocks in your hand, clear the position, and leave no shares! Well, you can also keep one or two shares as a souvenir. Then put the cashed out funds into the futures market, if OPPA believes Yun'er, Yun'er can also help OPPA trade, but the profits obtained should be divided in half. Second, I removed some funds to buy physical gold, the more inventory, the better, and I also know that there are several places in the Celestial Dynasty where the purity of the gold is both high and cheaper than the market price, I can accompany OPPA to the Celestial Dynasty to collect gold, and OPPA only needs to pay me a certain amount of referral commission, which is the cost of running errands and labor. ”-

*-

By the middle of 2008, the subprime mortgage crisis triggered by the United States had spread and turned into a global financial crisis! The world economic bubble burst, countless financial institutions went bankrupt overnight, and wealth evaporated by more than one trillion dollars!

At this moment, the financial turmoil has not yet spread to Asia, and the economies of Asian countries and regions still seem to be booming. The stock market of the Celestial Dynasty is like a rocket with chicken blood, and the broad market index climbed from more than 1,000 points at the end of 2005 to a record high of more than 6,100 points in mid-October 2007, and it took less than 22 months to soar 4.67 times...

However, all the good things that are good today will be shattered tomorrow!-

*-

Jiang Jung-jae was a little shocked, but it was only 'some', not 'thorough'.

Lin Yun'er's words seem to be a bit alarmist at first glance, although they are not straightforward, but Jiang Zhengzai can hear the deeper meaning contained in this passage.

It is said that it is built yì, but it is actually revealing a signal, a very unfavorable and dangerous signal!

Will the stock market crash?