Because of the bounced check and Pete said that the matter was very serious on the phone, Jia Lei had no intention of going on vacation at all, and he and Prince Waleed hurriedly said goodbye and flew back to New York overnight.

"Fortunately, I found it in time this time, otherwise I would have been sued in court and imprisoned!" Jia Lei said fearfully after being on the plane.

A few hours later, in the lobby of the New York airport.

Jia Lei got off the plane at about 11 o'clock in the middle of the night, Pete and Farr were all waiting at the exit of the airport with a haggard face, Jia Lei threw their luggage to them and hurried back to the hotel with them. However, Jia Lei suddenly remembered something when he was waiting for the elevator in the lobby of the Hilton Hotel, and then he left the elevator entrance that the elevator was about to arrive at and walked straight to the front desk of the hotel.

"Please ask, how much does Suite 2018 cost per day?" Jia Lei asked the front desk of the hotel at Hilton.

"Suite 2018 is our VIP suite and the daily room rate is $8,888. However, you are a VIP customer who has done a monthly subscription service with us, and our hotel will give you a 20% discount on your room rate, only 220,000 US dollars per month. "Said the beautiful reception lady.

"$220,000?...... I'm here to check out, please help me check out. Jia Lei said with a smile.

"Okay, wait a minute!" replied the front desk lady with a smile.

It's a pity that the front desk lady can't read minds, otherwise she would have found that Jia Lei is bleeding in distress now!

"You only live for half a month now, you can't enjoy our monthly discount for the time being, all your expenses are 145,000 yuan, including 133,320 yuan for room fees, and 11,680 yuan for other expenses. Do you pay by cheque or credit card?" asked the receptionist.

"Swipe the card!" Jia Lei took out the Citibank bank card and handed it over distressedly, and after the check bounced, Jia Lei didn't dare to write the check again for the time being.

"Boss, where are you going to stay after you return the hotel room?" asked Pete worriedly.

"Go to the new apartment in Manhattan!" Mr. Jia said.

"Okay, I'll go drive right away. Pete said.

＊＊＊＊

Inside a Manhattan serviced apartment

"Let's talk, what the hell is going on? Why did I suddenly bounce a check and was on the verge of bankruptcy?" Jia Lei asked with a headache pressing his temples.

"Boss, I'm sorry, it's all my fault! I didn't notice that your account was low after I bought Microsoft stock according to your instructions, and I couldn't notify you in time to make your check bounce!" Pete said with great shame.

"I have a full 315 million dollars, how did I spend it, why did I lose it all of a sudden?" Jia Lei asked.

"You bought our Citibank stock for $187 million, then you bought 17.1% of Cisco's stock for $85 million, Microsoft stock cost $20 million, the Beverly Hills mansion cost $12 million, and the apartment cost $5 million. The latest Ferrari sports car costs $3 million, watch accessories cost about $500,000, clothes ...... $800,000 for other daily expenses. You've spent a total of about $313.2 million in this month, and your current account balance is only $2,587,000!" said Pete, handing Jia Lei the consumption records he had sorted out in advance.

"How did I spend so much money unknowingly...... If I continue to spend like this, I will really go bankrupt!" Jia Lei said as he looked at the consumption records.

"I'm sorry boss, I thought that a billionaire like you should have other bank accounts and sources of funds, so I didn't remind you to pay attention to your account balance when helping you make investments!" Pete explained weakly, knowing that most of the billionaires in Country M are like this.

"I do have accounts and funding sources in other banks, but I only have more than a million dollars in my account, and my monthly income is about $300,000. Jia Lei said after calculating the income of the railway station and Russia.

"The monthly income is only 300,000 US dollars, which is 3.6 million US dollars a year! This is over, this money can't even pay property fees and property taxes! If you can't pay taxes, you will go bankrupt!" Pete said nervously.

"3.6 million US dollars can't even pay the property tax and property fee, how high are the property fees and property taxes in your country M?" Jia Lei asked in disbelief while holding his chest.

"The property fee and property tax in country M vary from region to region, but they are all charged according to a certain percentage of the value of the property, just like your luxury property in Beverly Hills is worth $12 million, and his property fee is about 0.5 percent, and he will collect $60,000 in the first quarter and $240,000 in a year. However, the maintenance of the single-family house and the tidying up of the manor are the personal responsibility of the owner, and the property company is only responsible for the management and maintenance of public facilities, and the maintenance and cleaning fee of the mansion is about 500,000 US dollars a year! However, the property tax in California is the lowest in the United States, only 0.81%, and you only need to pay the government 380,000 US dollars in property tax a year. Farr gave an example.

"Oh my God, it turns out that the maintenance fee of the villa is so expensive, I would have bought this kind of hotel apartment if I knew it!" Jia Lei said distressedly.

In fact, the property fee ratio of the villa is much lower than that of this kind of serviced apartment, and the property fee of this apartment in the first quarter is 2.4% of the property value, which is $480,000 a year for 120,000 yuan, and the proportion of property tax in New York is also higher than that in California. New York's property tax is 1.4%, $70,000 in the first quarter, and $280,000 in the year. However, the property fee includes housekeeping, property maintenance and butler service in the lobby, etc., as well as public facilities such as swimming pools and gyms. Plus, your Ferrari will cost around $200,000 a year in taxes and maintenance!," says Fall.

"It's too expensive! I have to pay 1.88 million yuan a year for just two houses, and more than 2 million dollars a year for a sports car! I can't afford it, I don't want to pay it!" Jia Lei hugged his head in a broken heart.

"Boss, don't do this! If you don't pay taxes and property fees, you will be fined and sentenced, and the property in your name will also be auctioned by the court!" said Farr quickly.

It is important to know that the law of country M states that if a property owner is in arrears in property fees in country M, the owners' committee has the right to auction the property rights of the owners through a judicial hearing, or to detain the property for sale when the property owners put the property for sale until the property owners have paid the property fees.

In country m, the real estate tax is the bulk of the government's fiscal revenue, and houses that do not pay the real estate tax will definitely be confiscated and auctioned! The real estate tax is also an important source of local government expenditure on maintaining fire protection, education, medical care, public facilities, and welfare.

"If I really don't pay property tax, is there anything else besides the house being auctioned?" Jia Lei hesitated and asked, let the property be auctioned by the government.

"If you don't pay property tax, you will not only be fined, but you will also be charged high interest by the government! Farr said that as Jia Lei's lawyer, he has the responsibility to help his clients reduce their losses!

"In other words, this money must be paid! I still have more than two million dollars in my hand, and I can barely afford to pay it for a year. You don't have to be fined because you can't pay the money! 2.5 million is enough!" Jia Lei said distressedly.

"But in addition to the property tax and property fees, you also have to pay personal income tax and our bank's investment advisory fee, and if you don't pay this money, you will be sued!" Pete whispered.

"You Citibank cheated me for 200 million US dollars! I'm embarrassed to ask me for money!" Jia Lei asked angrily.

"Although the acquisition of Citibank's shares that we proposed was a loss, your Microsoft shares and Cisco shares were earned! So you still have to pay more than the consulting fee, and Citibank is a joint-stock company, so we will not not charge you because you are a shareholder of the bank. Pete reminded Jia Lei.

"I picked these two stocks myself! Your Citibank face is so big! Anyway, I have no money, you can watch it!" Jia Lei leaned back on the sofa and said scoundrelly.

"Although we can't waive the fee, we can give you a discount, and because the bank wants to collect this money, we can set the time for collecting the fee ourselves, and we can wait until the listed company pays you dividends before collecting this money!" Pete said quickly.

"Why don't I sell your Citibank stock?" Jia Lei looked at Pete and said.

"Boss, I have to warn you that Citibank's stock price has fallen by $0.5 since you bought it! If you sell Citibank's stock now, you're at a loss!" Pete reminded Jia Lei.

Jia Lei looked at Pete with a smile and said, it's not that he can't sell it, but Pete doesn't want to sell it! Citibank's stock price is falling, and the loss to their bank is even greater.

"Boss, you might consider selling your Microsoft or Cisco shares!" Pete suggested.

"I don't sell Citi that doesn't make money, do you think I'll sell these two hens that lay golden eggs?" Jia Lei asked.

"And what are you going to do?" asked Pete.

"Let's sell my sports car first, anyway, I'm young and I can't drive it without a driver's license!" Jia Lei pressed his forehead and thought about it.

"Okay! With this money, you'll be able to pay anything. Farr said with a sigh of relief.

"The boss still has ...... There's one more thing I want to tell you. Pete said a little weakly.

"What's the matter?" Jia Lei asked weakly.

"Your grandfather in Huaxia called my office to tell you that the land and procedures for your factory in Huaxia have been completed, and now you need to pay a sum of money to go back to the factory construction and equipment purchase. Pete said stiffly.

"Damn, it's really a blessing and a disaster! Isn't this even worse! Where can I get this money, at least two million US dollars?" Jia Lei said worriedly.

"Actually, you can consider renting out Beverly's mansion, there are many Hollywood stars who need a mansion to decorate the façade after they become popular! They naturally can't afford to buy a villa worth tens of millions of dollars, but they can still afford the rent of 400,000 yuan a year. By renting out the villa, we can not only get a rent, but also save on maintenance and cleaning fees, so that we can save at least 500,000 yuan a year, which is enough for you to pay property taxes and property fees. Farr gave Jia Lei a good way to say.

"What else can you do? That's a good idea. It's better to rent out this apartment too!" Jia Lei said happily.

"Where are you going to stay when the boss rents out the apartment?" asked Pete.

"I decided to go to Russia! I don't live in country M!" Jia Lei said with a hard patting on the armrest of the sofa.

"What are you doing in Russia?" asked Pete, surprised.

"Of course I'm going to make money! If I don't make money, I'm afraid I won't even be able to afford to eat, and I'm going to remit $2.5 million in my account to China soon, and the one million dollars I have in a Swiss bank is enough for you to help me pay my taxes in country M...... If I don't make money, I'll have to beg for food!" Jia Lei said undoubtedly.