Chapter 277: Chief's Symposium, Unexpected Loan!
From the very beginning, the heads of the republic set the tone at the forum, which discussed how to view the current economic situation and how to judge the future trend, how to deal with the current situation, and how to take into account medium- and long-term development, and how to listen to the opinions of experts, scholars, and entrepreneurs.
This symposium has a clear purpose, which is to listen to the opinions and suggestions of entrepreneurs on the "Government Work Report (Draft for Comments)". After the entrepreneur spoke, the chief said that not only should the government work report be absorbed as much as possible, but also considered in practical work. Relevant ministries and commissions should pay close attention to studying some of the issues raised.
The chief set his eyes on the back of the rhino.
Xi Ming was excited!
Xi Mingqiang suppressed the joy in his heart, and said, "Hello chief, I was selected to participate in the symposium, this is like a sister Lin falling from the sky, so as to describe my excitement at the moment, I am the youngest person in the audience, and the company I founded is only a year old, before I participated, I think this is a very serious memory, but I didn't expect the chief's symposium to be so vivid." ”
The experts, scholars and entrepreneurs attending the meeting all laughed happily and agreed.
"That's good, that's good, I've always encouraged entrepreneurs to talk directly about problems and make suggestions at the symposium, and we talk about the most real ideas, don't be inhibited. I prefer to listen to you entrepreneurs tell the truth, tell the real opinion, most of the people present through the relevant departments through the recommendation and selection of representative figures, and you are my personal nod to come, you young people are ambitious, and you have been successful in the start-up. I'd love to hear what you young people think. "The Prime Minister was amiable and authentic.
So Xi Ming introduced to the prime minister in detail the mobile phone to find and locate the shared bicycle, scan the code to unlock the lock, and make convenient payment...... Bicycle sharing focuses on solving the problem of people's last-mile travel.
"Yes, yes, as a new form of service, the emergence of your "shared bicycle" not only facilitates the travel of citizens, but also helps to reduce urban traffic congestion and reduce car exhaust emissions. I'm now very interested in the production and production of Xiongbai bikes. Chief Two asked with a smile.
Xi Ming remembered that he had not yet reached a strategic agreement with Foxconn, relying on Wen Erye's small factory to generate thousands of bicycles every day in short supply, and finally seeking cooperation with other bicycle manufacturers.
Xi Ming said: "At that time, our bicycle manufacturers were scared when they received our huge orders!"
The attendees were amused by Xi Ming's words.
After everyone laughed, the chief continued to ask, "Where are those manufacturers, and how are you producing now?"
Xi Ming answered one by one.
The chief asked about the bike-sharing model.
Xi Ming said that Xiongbai Bumblebee bicycle sharing is a revolution in the operation model, which belongs to the Internet + transportation.
The second chief smiled and said: "Yes, there is no carrier, it is definitely not possible to have a virtual one, you can't ride a bicycle online anymore, the second leader joked kindly." ”
At the symposium, the chief fully affirmed the leading role of such Internet companies in the real economy, "a bicycle company may be brought alive by you, and the development of the emerging service industry has created a huge market space for the manufacturing industry"
The chief fully affirmed that Xiongbai Bicycle's business model is based on scientific and technological innovation, integrating mobile Internet, mobile payment, GPS and Internet of Things and other technologies, thus creating a new category of intelligent dockless bicycle sharing.
The chief said that Xiongbai Bicycle has made us deeply realize that innovation is the soul of social progress, and entrepreneurship is an important way to promote economic and social development and improve people's livelihood. Strengthening the practice of scientific and technological innovation and improving the ability of scientific and technological innovation are the main driving forces of "entrepreneurship and innovation".
For the representatives from emerging industries and traditional industries, the chief pointed out that in order for China's economy to be stable and far-reaching, it must focus on improving quality and efficiency, take the road of innovation-driven development, and create an upgraded version.
It is necessary to intensify efforts to support the development of new technologies, new models, new forms of business and new industries, to "fertilize the soil" for them, and to create a new "engine" for China's economy;
……
In it, he also made some suggestions to the second chief, how the government will support and encourage the bike-sharing model.
The chief was also very enthusiastic and suggested to Xi Ming: this model can go abroad, for example, I know that Copenha will be very welcome, it is a country where bicycle travel is common, and the second leader encouraged Xi Ming to go out of China's manufacturing industry.
At the meeting, the chief described to everyone the huge potential of the Chinese market and the infinite wisdom of the Chinese.
Our country is implementing an innovation-driven strategy, and mass entrepreneurship and innovation are important supports for the transformation of old and new kinetic energy, and many completely unimaginable new models and new formats are emerging in this process.
"Young people, the emergence of your shared bicycle is a spring breeze. The second leader praised Xi Ming.
We are glad that our young people have great ambitions, and we hope that you will soon be able to grow up and go to the world stage to compete with young entrepreneurs from all over the world, and to see the young generation starting a business and innovating in various fields, and we feel that there is great hope for the future!
Finally, Xi Ming talked about the difficulty of enterprise loans.
The chief smiled and said, "You need a loan, I already know, but this does not mean that the government will guarantee your loan." We have been doing this rare thing for corporate loans, and Mr. Gu is from the bank, so let's let Mr. Gu talk about it next.
The chief looked at Gu Min and continued, "You WeBank's first Internet bank crab eater, I once went to your company to inspect and witness your first mortgage business, and the truck driver who was far away from home obtained a loan of tens of thousands of yuan without leaving home. That was a small step for WeBank, but it was a big step for financial reform! WeBank was the first private Internet bank to open in China. Compared with traditional banks, WeBank does not have counters, no credit review, and no mortgages, but uses credit as a guarantee and uses data to prevent risks.
"Chief, we have security controls for our software, and the banks will also pay attention to air defense risks themselves. Gu Min replied.
"What's your interest rate now?"
“7%”
"Yes, I remember that when you were founded, it was 7.5%, but you still have to work hard to lower the interest rate, so that the cost of starting a business can be greatly reduced, so that the enterprise can have greater development.
"You are the first Internet financial bank in China, the first to eat crabs, and at the same time, you are also forcing the reform of the traditional financial industry. You don't need an online store, you don't need a loan officer, you can only rely on biometric technology and big data analysis to achieve direct online lending, which is a revolutionary way of doing business. The first three years were good, and we want you to do even better. ”
"Chief, we will continue to work hard, Mr. Xi who shares bicycles wants to take out a loan, if it meets the loan qualifications of our bank, we are willing to provide a loan to Mr. Xi. ”
"Hehe, you can talk about your business in private. The chief said with a smile.
Next.
In this brainstorming, the chief continued to use popular language such as "to power" and "like" to adjust the atmosphere of the scene, and the chief was kind to everyone to talk about economic development and encourage innovation to eat crabs.
It's like a spring breeze.
The next day, in the content of the government report, these 29 words were written to support and guide the development of the sharing economy, improve the efficiency of the use of social resources, and facilitate the people's lives.
People have seen the government's support for new things to share bicycles and the support for the analysis of the economy, which is a very good encouragement from the government to innovative enterprises in this area!
At the symposium, the feelings of the head of the National People's Congress on the people's livelihood are also like a spring breeze, urging people to forge ahead, which makes Xi Ming remember it for life!
The most important thing is that Xi Ming and Gu Min, the chairman of MicroPort Bank, who attended the meeting, hooked up online, and he accepted Xi Ming's equity pledge, and his loan interest was 1.8% lower than that of the bank!
If you want to see more and more exciting content, please use WeChat to search for the official account txtjiaa