Chapter 43: The Runaway and the Pick-up Retailer!
Since Jia Lei would bring gifts to his family every time he returned to the capital, several aunts of the Wang family were very happy to see him.
"Jia Lei, why did you come back suddenly, and you didn't say hello to us in advance?" I didn't even prepare dinner for you......" The eldest aunt greeted Jia Lei warmly after seeing it.
"This time, Elder Wang asked me to come back, and things were a bit urgent, so I forgot to say hello to you. This is a gift I have brought you, so take it and divide it. Jia Lei handed over a few paper bags as he spoke.
"Jia Lei, what useless things did you buy this time? Now that prices are so expensive, don't keep buying cosmetics and useless things for your aunt and uncle!" Professor Wang said as he walked down from upstairs.
"Grandpa, I know you say this to save me money, but I really don't lack this money now. I haven't been back for more than half a year, so I have to bring some gifts to my family!" Jia Lei said with a smile, spending a little money can make everyone happy, why not.
"You kid, no matter how rich you are, you can't spend it indiscriminately, and you still buy those useless things!" Professor Wang said with a frown, he felt that everyone was a family and there was no need to do this.
"Grandpa, I promise that this time the things will be useful!" Jia Lei said immediately, and at this time the two aunts had already opened the gifts.
"Dad, you misunderstood Jia Lei this time! The nephew bought very affordable things this time, and he really didn't spend money indiscriminately. The second aunt opened the gift and immediately smiled and said, and the eldest aunt also covered her mouth in surprise and nodded.
"Isn't there really any money to spend money on? Let me see what he bought for you?" Professor Wang asked curiously.
"Don't look at it, the soil is dead!" Jia Lei hurriedly said.
"Oh, this is Lao Fengxiang's latest gold bracelet this year, how can you say that this thing is dirty?" the second aunt retorted, and then he took out the gold bracelet in the jewelry box and put it on his hand.
"Dad, you see that my bracelet is beautiful, and it is solid, and one weighs at least half a pound. The second aunt looked at the gold bracelet and said, Jia Lei was speechless when he heard this.
He felt that the taste of the second aunt was really indescribable......
When Jia Lei bought the bracelet, he went to the perspective of investment and value preservation, so he bought a particularly heavy style, but he didn't expect that someone would really wear such a heavy gold bracelet.
But what Jia Lei didn't expect happened, and everyone in the family was full of praise for this gold bracelet with no tricks.
The eldest aunt also said that she could give these two bracelets as heirlooms to her future daughter-in-law in the future, and even Grandpa Wang, who is a university professor, praised Jia Lei's good vision for the first time.
"Jia Lei, the gift you bought this time is good, it is economical and affordable, but it is much stronger than the previous pile of cosmetics or something!
It seems that you have finally grown up and become sensible after going out for so long this time, and you will never spend money as much as you did when you were a child, and the gift you bought me this time can be regarded as a gift to my heart. Professor Wang was pleased to say that he had received a golden rooster.
"Grandpa, I heard you right, right? You actually think this bracelet is good? You didn't say that before, you used to say that your favorite gift was the book I bought for you?" Jia Lei asked in disbelief.
Professor Wang is a professor at Mizuki University, is his taste so down-to-earth?
You must know that Professor Wang used to hate this kind of nouveau riche dress up in gold and silver the most......
"Hey! In the past two years, prices have risen every day, and things in the market have a price every day, such as cucumbers on the street, which were sold yesterday for eight cents, and today they can rise to one piece.
So now the aesthetic concepts of the people in the capital have changed, and everyone thinks that it is best to give gifts or gold.
I also think that gold is very good now, at least it can hold its value! It's much better than my salary, and if everything goes up these days, my salary doesn't go up. Professor Wang complained.
"But I remember that you didn't raise your salary last year?" Jia Lei asked puzzled.
"You remember wrong, my salary and allowance are seniority, and my current salary is only more than 400 yuan a month, which can't catch up with the newspaper sold at the gate of our school.
Many professors in our school have already resigned and gone to sea, and if I don't raise my salary, I'm afraid I won't even be able to afford to eat meat. Professor Wang complained that he hadn't raised his salary at this time.
Don't think that this salary is inaccurate, in fact, in 85 years, Huaxia's salary has changed from a supply system to a salary + bonus + allowance.
At the beginning of 1993, the fixed salary of cadres was only 140 yuan per month, and Professor Wang could only get a salary of about 400 yuan if he was highly qualified, and at this time, the average monthly salary of migrant workers could even reach 300 yuan to 600 yuan.
Although Professor Wang's basic salary is small, fortunately, there are many benefits and allowances at the university, and he can get 8 or 900 yuan a month, but even his high income is a little difficult to cope with the current soaring prices.
After all, Professor Wang has many grandchildren, and he is responsible for the food expenses of the whole family, so he will complain now.
"Grandpa, don't worry, prices have risen so badly, wages will rise sooner or later, otherwise the teachers in the school will run out. You see that Russia is so poor, and now it's not time to raise the salaries of scientists!" Jia Lei hurriedly comforted Professor Wang, saying that although it only rose from more than a dozen dollars to more than 20 dollars, it was better than not rising at all.
"Hey...... Let's hope so, if the state doesn't give us a wage increase, we really won't be able to survive!" Professor Wang said with a sigh.
Huge inflationary pressures have forced him, a professor who does not eat the fireworks of the world, to bow to reality, let alone those at the bottom of the social ladder of low-income people.
Now the worst is the peasants and the workers, because the money from the government and banks is used to invest in real estate on the island, and many local governments are in vain in collecting grain and paying wages to construction workers.
"By the way, you just said that Elder Wang asked you to come back this time, did he have anything to do with you?" Professor Wang asked with concern.
"It's not a big deal, let's go to the study to talk about it later, it's not convenient here!" Jia Lei glanced at the other people in the room and said, Professor Wang immediately understood.
Looks like it's a bit big this time!
"Alright, let's go up and talk after dinner. Professor Wang nodded.
After dinner, Professor Wang took Jia Lei into the study to talk secretly, and he frowned and listened to Jia Lei repeat Wang Lao's words.
"So the country's policy is about to change? Is this a big deal? Will the housing prices on the island collapse?" Professor Wang said with a frown, although he only teaches physics, he still knows the economic situation with the finance department in the school.
"It has nothing to do with you whether the island's housing prices are collapsing or not, I'm only worried about the current inflation rate and the exchange rate, which I know very well in the two years I've been in Russia.
As soon as the inflation rate and exchange rate change, the money is worthless!
I know you still have a coffin book in your old hand, I mean this money can't be kept, you'd better spend it right away and turn it into something that preserves its value!" Jia Lei said with a frown.
"This ...... Is the situation really so serious?" asked Wang Lao worriedly, he had been to Moscow to know the seriousness of the matter.
"Last year, the exchange rate of the US dollar against the yuan was still 1:5.7, and now it is about to fall to 1:8. Jia Lei frowned and said that this is an international exchange rate, not an official exchange rate.
At this time, the RMB exchange rate has not yet been merged, so ordinary people in China do not feel much about the exchange rate changes, but Jia Lei and those who do foreign trade know this matter best.
"I understand, but how do I spend this money to keep its value?" Professor Wang asked.
"Let's buy a house!" Jia Lei thought for a while and said.
"But didn't you say that the price of real estate is going to fall?" Professor Wang asked.
"The housing prices in the capital are still under control and will not fall too much, at least the decline in housing prices cannot catch up with the depreciation of the yuan.
You have four eldest grandchildren, you should at least prepare a house for each of them to get married, right?
"Okay! I see, it's a good idea to buy a house. Professor Wang said.
"Now that you know, I'm leaving tomorrow, call me if you have anything. Jia Lei said.
"You're leaving tomorrow, why are you in such a hurry? Your mother hasn't come to see you yet, do you want to wait for her?" Professor Wang asked.
Who knows when the new policy that Mr. Wang said will come down, but I have a shopping mall and a company on the island, and I am afraid that there will be problems if I am not there for such a big matter.
If someone runs away with my money or the bank fails, I don't have a place to cry!" Jia Lei said worriedly.
"Are you kidding? The bank is a state, how can it fail?" Professor Wang shook his head and said, this kind of understanding was almost everyone's idea in China at that time.
"Huh...... , I'm really joking with you, but now things are getting more and more ridiculous, who knows if the joke will come true......" Jia Lei said with a smile.
In fact, this is not a joke, after the island's real estate bubble burst, many banks did fail, so Jia Lei rushed back to the island in such a hurry!
*****
23 June 1993
"Boss Jia, see if you can be accommodating, I recently want to get a batch of steel back on credit from you, and I will give you the money when the bank loan comes down in two days." "The boss of a real estate company, Zhao, found Jia Lei and said that he was in a hurry to use steel but had no money in his hand.
"No, we only accept cash here, if you don't have money, I can't sell the goods to you!" Jia Lei shook his head and said.
"Can't you really be accommodating? I can't give you my house?" You see, it's always okay, right?" asked the boss of the real estate company.
"I don't want your house, your house is only half built now and it's not even a rough house, what do I want it to do. Jia Lei shook his head and said.
Yesterday, Nanyang Building was opened, and it was sold for 20,000 yuan per square meter, and my house is very close to it, and my real estate is worth 10,000 yuan per square meter now. Boss Zhao said that he sold a lot of off-plan properties at this price.
"If I say no, I can't, if you don't have money, you don't have to talk about it!" Jia Lei shook his head and said.
"I said Lao Zhao, if you don't have money, get out of the way, I still have to get the goods. A contractor surnamed Du came over and said.
"Du Gong, why are you here again, I told you last time that I don't take credit here, only cash! Unless your boss Feng sends me the payment, you don't want to take another steel bar from our company." Jia Lei frowned and looked at Boss Du and said.
"Boss Jia, don't worry, I'm here with money this time!" Du Gong said with a smile.
"This can't be, right? I heard that your Boss Feng's capital chain has been broken, where did you get the money?" Jia Lei asked with a frown.
"Boss Feng contracted me the whole project, and I borrowed the money from my relatives and friends when I went home, and Boss Feng promised me that as long as I advanced money to help him build all the buildings, he would give me a building. Du Gong said with a smile.
"How can you have money as a contractor?" Jia Lei asked with a frown.
"Haha, Boss Jia, you don't know, it's normal to advance money to the boss in our industry, and at least 8 of the 10 contractors on the island have to advance money for the boss.
Usually the real estate company will settle the project payment for half a year or a year, and the wages of the workers during this period will be paid by us, and then the boss will settle the bill for me.
This time, Boss Feng's funds were tight, so he let me enter a small share, and I borrowed more than 10 million from my hometown, and I was going to send it this time. Du Gong said happily.
"But as far as I know, there have been a lot of real estate companies selling their projects recently, is it too dangerous for you to advance money for Boss Feng at this time?" Jia Lei asked.
"What kind of business is not dangerous these days? Love to fight hard will win! Besides, these houses are standing there and can't run, what danger can I have?
Don't worry, I've done this kind of thing several times in the past few years, no problem!" Du Gong said indifferently, this kind of thing is a common thing among them contractors.
He is doing engineering and flipping houses at the same time to make the business so big, although Du Gong is a contractor on the outside, but he now has a net worth of millions.
Jia Lei didn't persuade him when he heard this, there are too many people like Du Gong on the island, and Jia Lei can't save everyone no matter how much Mary he is.
In this way, Jia Lei sold the steel in his hand at a low price as soon as possible, and at the same time transferred all the assets in the company to relatively safe financial institutions such as Nanyang Bank and the Big Four Banks.
At this time, interest rate hikes and macroeconomic control have only been carried out for a short month, and the consequences have already been felt.
No one noticed that at this time, the most well-known group of people in the island real estate market had begun to retreat secretly, and many unsuspecting small retail investors like Du Gong began to take over in a daze.
On this day, Lili, who had been out of office for almost a month, suddenly came back in an imported Mercedes-Benz car, only to see that she was wearing a Longines watch on her hand, a pearl necklace around her neck, and an imported professional suit.
"Oh my God, Lili, you're so beautiful in this dress?" Nana said enviously.
"Of course, my outfit costs more than 1,000 yuan!" Lili said proudly.
"Can you even afford such expensive clothes? It seems that you have made a lot of money from flipping houses?" Jia Lei glanced at Lili and said.
"Of course I didn't make a lot of money! Boss, did you see the Mercedes-Benz behind me, this car was bought with the money I earned from this month's house speculation. Lili patted the Mercedes Benz behind her and said proudly.
"Oh! congratulations!" Jia Lei said lightly.
"Lili, I knew that flipping houses was so profitable, and I would go with you!" a male employee said enviously.
"Ahem, if you look down on me as a small temple, I won't object to leaving now. Jia Lei said that he would cry when the time came.
Then he looked at Lili again, at this time Lili was telling others about her experience of flipping houses in the past month, and everyone was envious of her sense of good luck and huge income, and they were amazed again and again.
Some people even moved the idea of resigning to speculate in real estate, Jia Lei finally couldn't do it anymore, he didn't want his hard-trained employees to run away like this.
"Lili, what are you doing here today? You shouldn't just come back to show off, right?" Jia Lei asked her directly.
"Of course not, I, Lili, am I the kind of superficial person!" Lili immediately shook her head and said, although she did have a careful mind to show off, but this was not the purpose of her coming today.
"Our old man secretly told me that he heard the rumors that the real estate market on the island was going to be rectified, and we were preparing to withdraw from the island recently.
Jia Lei, you used to be good to me, and you didn't complain even if I took your money and jumped ship, so I secretly came to tell the boss about you, so that you can be prepared. Lili whispered in Jia Lei's ear.
"I've known about this for a long time, and I need to say it, but I still want to thank you for your kindness. Jia Lei said, after all, Lili can think of informing herself that she is distracted.
"That's right, boss, you can open such a big shopping mall on the island at a young age, how can you not have any connections in the capital? It seems that I have done more than this time!" Lili said.
"You don't do it too much! Since you have this heart, I will take you this love, you go back and tell your family that old money, this time the incident is not a rumor but a fact, let him not hesitate, run quickly. Jia Lei said.
"Oh my God, is this really true? Boss, can't you joke with me about such a big matter?" Lili immediately asked nervously, this is related to tens of millions of transactions.
"This matter has been decided, I estimate that it will be announced in the next two days, how can it be fake! But you should know the severity, right? Tell your old money to keep his mouth shut after hearing the news and not to talk nonsense, otherwise someone will clean him up." Jia Lei squinted his eyes and warned Lili.
"I understand!" Lili swallowed a mouthful of foam and said, once such a big thing spreads, the consequences may be unimaginable.
"Lili, I advise you, don't be a third party for the sake of money, there will be no good end! Now that you have made money, you should plan for your future. Jia Lei said.
"Hehe, boss, you also underestimate me, there were so many customers who had a good impression of me at the beginning, why did I choose Lao Qian? Isn't it because he is not married!" Lili said with a smile, she is very talented and will not make a decision easily.
"Oh, so you're planning to be Mrs. Qian?" Jia Lei asked.
"That's right! I made more than 1 million yuan by following Lao Qian to speculate on a house for a month, and I don't want to let go of this good opportunity to get ahead.
Besides, I have made a great contribution after bringing back the news you said this time, as long as I am working hard, Mrs. Qian's position will be mine. Lili said confidently.
"Then I wish you all the best of luck!" Jia Lei nodded and said.
In the past ten days, the real estate on the island has been very chaotic, and there are many insiders who are anxious to sell their real estate, and there are also many people like Du Gong who have the dream of making a fortune and stepped into this big pit.
The island real estate drum game reached its climax in the midsummer of June, and the real estate market changed from the previous situation of having a price and no market, and many new listings appeared, which made the island's real estate market more prosperous.
Please remember that the first domain name of this book is .. m.