Fifth Qi waited for Qin Jin early, not only planning to persuade him to implement new money, but also to reform the salt and iron tax law, and change from a city tax to an official sale. As long as these two articles are implemented, even if it is difficult for the imperial court to return to its former scale, it will be more than enough to solve the immediate needs.

He was just wondering, why was Doctor Qin so resistant to the new money? Although Doctor Qin said that he still had to consider it, he clearly didn't think so, and he didn't want to refuse directly, so he saved enough face. Fifth Qi is still very grateful for this, Dr. Qin is young but not vigorous, and he is also very delicate in details, and he pays great attention to the feelings of the people around him. This style of acting is very different from the previous ministers, whether it is Li Fuguo in the past or Yang Guozhong in the future, including the eunuchs like Li Fuguo and Yu Chaoen, which one is not moody and always powerful?

Seeing that at the end of the year, this year's rent transfer to Beijing is less than seventy percent of last year's year, and if this development continues, the imperial court will soon face the situation of having no rice to cook. ”

The fifth Qi is by no means alarmist, from the fifteenth year of Tianbao, the rent has experienced a cliff-like decline, the heyday of Tianbao thirteen years, the imperial court income far exceeded 10 million yuan, from the first year of Zhide to the present, the annual income has been declining year by year, and this year's income in the treasury is only more than 3 million.

However, the imperial court is now in ruins, and it has to continue to use troops in Hebei, raise troops and train soldiers, all of which cost a huge amount of money, and this hole cannot even be filled, and since the restoration of Chang'an, even the payment of officials in Beijing has become a problem.

Fifth Qi believes that Dr. Qin also knows these problems, and Xia Yuanji has also mentioned these difficulties more than once, but Dr. Qin doesn't know what to think about, but he just doesn't make up his mind, what is he worried about?

Fifth Qi tried to find out the reason for Qin Jin's opposition to the new money law, but found nothing, and in order not to hang himself from a tree, he quickly hit the idea on the salt and iron again.

"In addition to the new money law, the subordinates think that salt and iron are the lifeblood of the imperial court, and if it is collected by the government, it will not only ensure the fullness of the government treasury, but also put an end to those ......"

When it comes to the official office of salt and iron, Qin Jindeng's eyes lit up, this kind of thing has the advantages and disadvantages of the official office, and the municipal government also has the advantages and disadvantages of the municipal government, however, from the current point of view, the official office can increase the revenue of the government treasury, and the advantages should outweigh the disadvantages. Therefore, he didn't wait for the fifth Qi to finish the prepared belly of words, so he nodded and said:

"For the things that the salt and iron officials do, you can carefully list the plan, and after research, if it is feasible, implement it. ”

"Huh?"

Fifth Qi was stunned, because the new money method hit a big nail in Qin Jin's place, he didn't have much hope for this salt and iron official method, but Qin Jin unexpectedly agreed, so that he couldn't come back to his senses for a while.

"The doctor's intentions, but you agreed?"

He asked again in confirmation. Qin Jin replied:

"The salt and iron government, although it will ultimately fall on the heads of the people, but on the whole, the advantages should outweigh the disadvantages, as long as there is a feasible plan, it can naturally be implemented at any time. ”

Finally got a practical promise from Qin Jin, Fifth Qi was very excited, and asked tentatively:

"Dare to ask the doctor, the new money law ......"

When it came to the new money law, Qin Jin still said euphemistically that it was still under consideration. Qin Jin saw that Fifth Qi's face was full of unwillingness, so he decided to discuss it with him.

"The original intention of the new money method is good, but have you ever thought that only adding a small amount of copper will be worth dozens of times the face value......" Qin Jin suddenly felt that it might not be direct enough to say this, so he changed his expression, "Kaiyuan Tongbao weighs two baht and four wires per text, of which copper is seven and lead three, and you only plan to add one percent of copper to mint new money, so as one as fifty coins...... Have you ever thought about the difficulties that the common people would encounter? The imperial court exchanged this new money for their old money, and one dollar could be exchanged for fifty yuan, and how different was it from robbing money? If this goes on for a long time, the price of rice will inevitably soar, and at that time, your new money will not only not be able to solve the crisis of the imperial treasury, but I am afraid that there will be an even greater crisis because of this......

"This ......"

It is the fifth Qi's plan to exchange new money for old money, so that a large amount of money can be squeezed out of the hands of the people without raising taxes, but in the mouth of Doctor Qin, it seems that this will lead to more serious problems, and he can't figure out the reason for it in a short time, but out of his belief in Qin Jin, he feels that since he has this kind of worry, it may not be unreasonable!

To be honest, before that, Fifth Qi thought that the matter of money was not what Qin Jin was good at, and if he interfered too much in the reform of the money system, it might not be a good thing. But judging from his analysis today, it seems that this is not the case at all. Because Dr. Qin can also say a set of truths that sound very interesting, although the causal relationship is difficult to understand for a while, he finally dispelled the idea of continuing to persuade.

"Since the doctor still has doubts about minting new money, then put it aside for the time being, but the urgent need of the treasury has reached the point where it has to be faced, and it is now the end of the year, if the official's money cannot be distributed on time, I am afraid it will be extremely unfavorable to the people's hearts......

Qin Jin pondered for a while, the official Yu Lu is indeed a problem that cannot be ignored, as the so-called emperor is not short of hungry soldiers, not to mention that his name is not right, just the imperial historian who has just seized power?

"There is no doubt that officials cannot be left behind, but there is still a lot of room for negotiation on how to distribute them......

Fifth Qi didn't understand the meaning of Qin Jin's words, because he specialized in the operation of the household department after entering the political affairs hall, he was extremely concerned about these problems, and there was a kind of posture of breaking the casserole to ask the end, to put it bluntly, he still wanted Qin Jin to get some money for the household department to solve the urgent need.

Although Qin Jin has millions of dollars in his hands, it is to be invested in education reform, and not a penny can be embezzled.

"Look at how this is, issuing bonds in the name of the imperial court, calling on the rich and powerful to buy them, and making money, it will be implemented according to the high standards of the market price, and the debt period can be divided into several years, and as long as it matures, it can be exchanged in full......

Qin Jin thought of such a thing as bonds, and it is much better to issue bonds with the state's treasury as a guarantee and borrow money from the people than to blatantly loot, right? At least there is borrowing and repaying, and it will not be too ugly.

However, after Qin Jin said this, even he felt that it was difficult to achieve, if in the heyday, it was not difficult to issue so-called bonds, as long as he found a few people with status and prestige to take the lead in buying bonds, supplemented by a lot of publicity, followers would naturally come.

If it is a troubled time, the situation is different, the people in power in the court have changed several times a year, especially Chang'an has just experienced a catastrophe, both the government and the people have reached the lowest confidence in the court, how can the officials and the people rest assured that they will lend money to the court?

If there is any unforeseen accident one day, and the court refuses to recognize this account, it will be a loss of money. Comparing his heart to his heart, Qin Jin asked himself if he changed himself, he would never take out a lot of real money to buy this kind of bond that was not even as good as waste paper.

"The doctor's plan is very good! The subordinates are very respectful!"

Fifth Qi's reaction was surprisingly excited, as if he saw a lot of money in front of him. Qin Jin shook his head and smiled:

"The idea is good, but the implementation is very difficult. ”

Fifth Qi said again:

"If the doctor can trust his subordinates, the matter will be handed over to the subordinates, and the subordinates will certainly be able to borrow money from the rich and noble families!"

Qin Jin immediately slapped his thigh.

"Okay, I'll leave it to you!"

Fifth Qi is indeed a person with some ability, and Qin Jin saw that he patted his chest and promised him, so he handed over the matter to him.

"The subordinate will go back to plan and report to the doctor when he has a specific charter. ”

Soon, Fifth Qi went happily, and Xia Yuanji had a chance to speak, he was just ignorant of the conversation between Qin Jin and Fifth Qi, and he really couldn't interject.

"Fifth Qi's ability is also outstanding, I am afraid that he will be eager for quick success and ruined the doctor's reputation. ”

Of course, Xia Yuanji is not wearing small shoes for Fifth Qi, with his understanding of Fifth Qi, this person often does things not according to common sense and rules, and does things in a hurry for quick success, eight out of ten things are often out of line, if you don't remind Qin Jin, I am afraid that it will be bad if it attracts complaints afterwards.

In this regard, Qin Jin was not very worried, anyway, the final specific decision was still in his hands, if the charter drafted by Fifth Qi was too radical, it would be shelved. In addition, he was really curious, what method could this person use to make those rich and powerful obediently pay for bonds?

"It's okay, try it first, there is not a penny left in the treasury, otherwise what will you use to distribute money to the officials?"

Xia Yuanji cleared his throat and said his suggestion.

"The doctor might as well advocate frugality and lead by example, how many of those officials dare to say no?"

In Xia Yuanji's opinion, instead of letting everyone pay out, it is better for everyone not to give out the money, and if you deal with it like this, maybe the complaint will be much smaller.

In fact, Qin Jin has not thought about this method, but this is not a long-term solution, this season's Yulu can't be distributed, and the next season will always make up for it, the same is that he can't hide from the first day of the new year but can't hide from the fifteenth, if it really can't be made up, it can only be delayed for a month. In the end, the officials were dragged into complaint, and the situation was not much better.

The best way is sustainable development, if the matter of issuing bonds can be completed, the government treasury will have a large amount of money in the account, excluding daily expenses, it is completely possible to make money with money, once it can balance the expenditure, it is natural not to be afraid of not paying back.