The man was burly, with a sideways face and a tooth missing from his mouth, and he was grinning at this time, with big teeth, quite happy.

"Gao Jun, Teacher Gao. The man laughed and said, "I haven't seen you for a month, and I'm still so handsome." ”

"I haven't heard of anyone being handsome for a month and then turning ugly. Gao Jun took a sip of soup and responded with a smile.

In fact, he had already seen these routines clearly, Fang Yuan deliberately brought himself here, just to facilitate them to ask for accounts, after all, there are many people in the school, some things are inconvenient to say, some things are inconvenient to do, this store is very likely to be opened by them, just to let girls like Fang Yuan attract some boys to consume, wine and tea and rice are now very marketable.

Then Fang Yuan pretended to be a sudden visit from his aunt, and left reasonably, waiting for them to come back after a while, so that Fang Yuan could completely get rid of suspicion.

As soon as they entered the door, they pretended not to see Gao Jun, and deliberately said some experiences of fighting and brawling, as if they were all ruthless people who killed people without blinking, so as to deter themselves.

A small routine, Gao Jun played it when he was in middle school.

At this time, a sentence directly choked the man enough, he laughed twice, sat opposite Gao Jun, and said: "Teacher Gao is really humorous, I don't know if you still recognize my brother?"

"There is no brother like you. Gao Jun shook his head and said with a serious face.

The man's face suddenly darkened, Gao Jun's words were not polite at all, he didn't even have the least greetings, and he didn't give face at all, especially just now when he was still bragging about how he cut people, and after beating people, is this guy scared at all?

Definitely not, he must have wanted to pretend that he didn't know himself, he was afraid.

Thinking of this, the man laughed again, took out his mobile phone and opened a picture, and said, "Teacher Gao teaches hundreds of students every day, and I can understand that I don't know my brother, but look at this, you shouldn't know it." ”

Gao Jun glanced down, of course he knew, it was the loan contract he signed a month ago.

Glancing at the man lightly, he said, "It's not time yet, right?"

The man was stunned, he thought that Gao Jun would immediately change his face when he saw the IOU, and please himself like a pug, who would have thought that he still had this cold appearance, as if he owed him money.

The man finally straightened his face, pointed to the photo and said: "This is clearly written, the repayment is made around the twelfth of each month, within a week, that is, if we are happy, the week after the twelfth is fine, and if we are unhappy, it is okay to be a week in advance."

Now I'm not very happy, since your teacher Gao is handsome, humorous and bullish, then pay back the first installment of principal and interest, not much, 17,000. ”

Gao Jun raised his eyebrows and asked suspiciously, "How is it calculated?"

"According to the contract. The man said coldly: "Borrow 100,000 yuan, six cents of interest per month, and repay the principal and interest, so it should be the interest multiplied by twelve months plus the principal, the total amount is 172,000, and then divide the total amount by twelve months, and the principal and interest should be repaid 14,003 per month. ”

"Fifteen thousand is not enough? This is too little?" Gao Jun said disdainfully: "I thought that I would have to repay 30,000 yuan a month, or else, you can lend me another 100,000 yuan, so give me 70,000 yuan, and the remaining 30,000 yuan will be the down payment of principal and interest." ”

When the man heard this, he was a little confused, and the other two people also came over, and he turned his head and asked his brother, "What do you mean?"

A man behind him said humbly: "Let's give him another 70,000." ”

"Oh, it's good......" The man subconsciously wanted to dig out his pocket, but before he could take out the money, he finally came back to his senses, slapped the table and said: "No! We're here to collect money, why do you want to give him 70,000?"

"Didn't I tell you? Gao Jun patiently explained: "I borrowed 100,000 yuan before, and you came to collect the first installment of principal and interest repayment, 14,003 thousand, right? I said that this amount of money is too little, drizzle, sprinkle water, I think it is enough to repay 30,000 yuan every month, you borrow me another 100,000 yuan, I can't repay 30,000 yuan every month." ”

Although a man lacks an eye, he is not an idiot, and the characteristic of a lack of eye is that he can only be fooled once, and the characteristic of an idiot is that he is fooled every time.

So he slapped the table and said, "I'll wipe it, are you playing with me?"

"Oh, you see that?" said Gao Jun in surprise.

"Are you stupid to me?" the man said triumphantly.

Gao Jun shook his head and said, "That's not true, I just don't think you're too smart." ”

"Less nonsense, pay back. The man slapped the table and glared.

Gao Jun calmly drank the soup, wiped his mouth, lit a cigarette and asked, "Why?"

"Because you owe us, you owe the debt, there is a note here, do you still want to play tricks?" the man snorted coldly.

"Okay, then follow the note. Gao Jun smiled and said, "This note says six cents of interest, right, that is, six percent, right?"

"That's right!" the man swore assuringly.

"Six cents a month, are you sure?" Gao Jun asked again.

The man said impatiently;" You have so much nonsense, of course I'm sure, the monthly interest is six cents, written in black and white!"

"Hahaha......" Gao Jun laughed loudly and said, "I have no money." ”

When everyone heard this, they almost fell, and they laughed so heartily that in the end, they had no money.

"You're going to brush up with us?" said Huoyazi incredulously.

Gao Jun pursed his lips noncommittally and lit a cigarette leisurely.

For the first time, a man has encountered such a situation of unjustified defaulting, and moreover, he is openly defaulting on usury.

When he borrowed money at that time, he went with the manager, and saw with his own eyes Gao Jun's submissive appearance at that time, why did he suddenly become a scoundrel after a month's hard work, this is eating mad bullshit?

"You wait for Mr. Gao first, did you say it wrong, or did I hear it wrong?" The man asked suspiciously: "You don't have any money, you just don't want to pay back the money?" But this is written in black and white, and now the yamen is vigorously cracking down on all the old scoundrels, if I sue you, not only will I pay compensation in accordance with the breach of contract, but your reputation and reputation will also be affected. ”

"It's okay, you go and sue. Gao Jun said indifferently, and spit out a smoke ring.

The three men were stunned, and Gao Jun patiently explained to them: "The monthly interest rate is six cents, that is, six percent, then the annual interest rate is seventy-two percent, I rub it, you are too dark, the imperial court has regulations, the annual interest rate of private loans exceeds four times the annual interest rate of the bank this year, it can be recognized as usury, and usury in my court is a crime, so the court will not only accept your lawsuit, but if you want to sue, you can also be regarded as surrendering." ”

A few people finally understood the reason why Gao Jun had no fear, first, the contract was invalid, the monthly interest rate of six cents belonged to the category of usury, and the court would not accept this kind of financial dispute, second, Gao Jun did not have any collateral when he borrowed money, this was when Fang Yuan said that he was in urgent need of money, and the school teacher had a stable job and income, this kind of weak scholar was powerless and loved face very much, and attached importance to reputation, so it was very easy for them to control, even if there was no mortgage, they didn't care.

Now Gao Jun wants to take advantage of these two points to openly repay the debt.

The three men glanced at each other, and after finally understanding Gao Jun's intentions, they immediately burst out laughing.

"Hahaha...... Oh my mom, it's ridiculous to kill me. The man said with tears in his eyes: "I'm really sorry Mr. Gao Jun, I said it wrong just now, I shouldn't have said anything about the court prosecution, our company has not had any financial disputes in court since its establishment, and the boss always asks us to salute before the soldiers, do things to be gentle, to be low-key, and as a result, Mr. Gao, you misunderstood." ”

The three men laughed happily, and they wanted to pretend to be Sven, but they turned out to be inch-inch, and it seems that Sven is really not pretending.

It's better to use their usual way of asking for debts, so as not to be misunderstood.

The man with open teeth smiled and sat directly next to Gao Jun, and the other two men quietly walked around behind Gao Jun and completed the encirclement in an instant.

When morality, law, and all other standards in the world are powerless, let everything return to its origin, and some people will use the most primitive and extreme methods to solve the problem.

Huoyazi stretched out his hand to hug Gao Jun, smiled but said coldly: "Teacher Gao, let me ask you one last time, do you still have this money, and you still pay it back?"

"Of course I won't pay you back the loan sharks illegally. Gao Jun still said calmly.

"Okay. Huoyazi said: "Then wait for our manager to come to talk to you." ”

He said it very easily, as if he really didn't want to be entangled with Gao Jun anymore, stood up and turned his head to leave, and then turned back suddenly, and went straight to Gao Jun's face with a fierce punch.

It is an experience in a brawl that can even rise to the level of tactics.

The battle general is to seize the opportunity, and the fight general is to strike first, and the purpose is to achieve the goal of taking it by surprise and attacking it unprepared.

When you don't take it by surprise, you need to make it yourself according to the situation, such as the highly regarded 'return gun', showing weakness and attacking it unprepared.

This method was fully used in fights, Gao Jun had seen it with his own eyes, two people quarreled, a big man, a small man, the quarrel was red-faced, pushing and shoving, all of them opened the fight, and they were ready to fight at any time.

Just when the anger value reached its peak, the little man suddenly knelt down with a thud, and the onlookers were startled, and the big man was even more stunned, only to hear the little man say: "Big brother, I was wrong." ”

As the saying goes, don't hit a smiling person when you reach out.

The little man has already put on a posture of admitting defeat, the big man's spirit instantly relaxed, and he wanted to reprimand the little man with a few sentences.

The big man didn't have the slightest defense, and even talked, this punch directly knocked him to the ground, and also bit his tongue, his mouth was full of blood, and he was so painful that he thrashed, his whole body convulsed, and he couldn't afford to be seriously injured.

Then there are these little hooligans, who obviously want to beat this person, but they just pretend to be good brothers, hook their shoulders and backs, and have a pleasant face, and when the other party is defenseless, they suddenly hit him hard and attacked him unprepared.

The means are of course despicable, but Gao Jun very much agrees with this method, in battle, as long as you can better preserve yourself and effectively hit the enemy, it is a good tactic, but I didn't expect to be used on yourself today......