Chapter 229: The resentful Zheng Na
The question raised by Qin Mengyao is also the question of the people present, but everyone is worried, and she is not as straightforward as this girl.
Although I may not have personally participated, with him in charge, everyone has someone to discuss when they encounter things, and someone to help solve problems, if the other party suddenly leaves for the United States, it is as if they have lost their backbone.
Sun Buqi shrugged his shoulders and spread his hands, "Although the Pacific Ocean is not covered, I can't swim that far." I don't have a passport, I don't have a U.S. visa, and I can't go if I want to! β
Hearing this assurance, everyone breathed a sigh of relief. If a team loses its soul, its temperament, drive, and spirit are not there, it actually exists in name only, such as the beyond band that lost Huang Jiaju.
When Chen Shijun invited Sun Buqi to join Youtu Turtle, he didn't talk about shares at all. It is impossible for an entrepreneurial team to have two wolves, and the others are all former PayPal employees, and even if he joins, he will not have the right to speak.
Sun Buqi's words just now, there are words in his words, he can deceive other people, but it is difficult to hide from the person next to him.
Xu Lili and Chen Jiachang felt a shadow drifting in their hearts, and felt that Sun Buqi was a little farther away.
The two women secretly made up their minds in their hearts: no matter what embarrassing suggestions a man makes in bed in the future, he must try his best to satisfy them; at the same time, they must watch the mud-bombarded "good boy film" to improve their theoretical knowledge, and they must leave their bodies, and if they get their bodies, they will get their hearts.
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Haikou, the conference room of the Qiongzhou CCB sub-branch
Regarding whether to invest in the establishment of PE with Sun Buqi and Xing Ming and the operation of Baidu stocks, the leaders of the branch have held several meetings, but no unified opinion has been formed.
The leaders of the banks are clearly divided into three factions: one faction, headed by Vice President Jia, who is the oldest in qualifications, calls itself a bank fundamentalist faction and is jokingly called "a group of old stubborn factions" by his opponents; and the other faction, which is dominated by middle-level cadres such as Zheng Shuguang who have returned from studying abroad, and calls themselves bank reformers, who are also called by their opponents as "hairless in their mouths and unable to handle their affairs well."
The third party, led by Governor Li Guoqing, is the "lack of spare power" faction, and it is also the wall-riding faction, which is the majority of the bank's faction.
The amount of deposits and loans of other banks in the province has soared, profits have also soared, and the wages of employees have also risen. They want to increase their salaries, but they don't want to change too much, they just want to do what they do.
The conservatives and reformers are fighting each other over whether to expand the bank's business.
On the one hand, the bottom line of capital is firmly adhered to, and only the financial market is engaged in the financial market, so as to prevent the occurrence of financial risks, the radical side said that Qiongzhou is a special economic zone, and it should not only be a financial market, but also participate in the capital market.
Zheng Shuguang stood up and talked eloquently, "The capital market has high profits, as long as you catch a big customer, the profit is comparable to dozens or hundreds of customers in other normal channels." Moreover, the demonstration has a strong leading role, and a model is established, and there will be more intended customers who will flock to it. β
President Jia shook his head when he listened, and said an old-fashioned lesson, "As an old man in the bank, I will give you a sincere suggestion, go home and flip through the textbooks." Chinese and foreign textbooks all say: Returns are directly proportional to risks! High returns mean high risks. Unlike other banks, our four major banks of industry, agriculture, communications, and construction cannot only look at economic interests. β
Zheng Shuguang smiled lightly and said unhurriedly: "Qiongzhou Airlines back then, with a profit of about 493 million yuan and a loan of 350 million yuan in the next three years, you don't agree, and the other party will switch to the bank." Seeing that the Bank of Communications is making a lot of money, we can only stare at the side. Now people who have relevant business needs are directly looking for the Bank of Communications, and they don't consider us at all, which is a profound negative teaching material!"
President Jia snorted coldly three times and said contemptuously: "Today's young people, it's really too young, too simple! You don't understand the situation at all, so don't open your mouth, save yourself from making jokes, and let the quality of the employees in our line be low." Behind Qiongzhou Aviation is not simple, there are several amazing big people standing......"
President Li Guoqing coughed heavily twice and reminded loudly,
"Jia Xing, let's just talk about business today, don't talk about off-topic. Personally, I suggest that we should do this business, but don't take too big a step, so that it is easy to get eggs. The risk control department should do a good job in risk management and control, and do a good job in the property preservation plan, and the investment banking department will participate in the whole process, control the collateral, grasp the money issued, and have the right to terminate the cooperation at any time!"
The president has a bunch of official clichΓ©s, but in fact, there is nothing, and there are all the positive and negative. Typical to be a bitch and set up an archway, but this matter is destined to be a dilemma!
Governor Jia had such a smile on his face, feeling that the victory was in his hands, and he watched coldly how the reformers took over.
Zheng Shuguang was stunned in his heart, this situation was actually guessed by Sun Buqi, at that time, he was still worried, didn't know that the interlacing was like a mountain? The other party just smiled, did not refute, and did not admit it.
Now that Sun Buqi's prophecy has come true, Zheng Shuguang has no choice but to report the plan discussed by the two to everyone.
"With the Baidu shares in the names of Sun Buqi and Xing Ming as collateral, the bank gives the same amount. We do not participate in investment, only do guaranteed dividends, and the minimum rate of return cannot be lower than the loan interest. The two agreed to this condition, and the bank signed a contract to lend money to the two. β
President Jia thought about it for a long time and nodded slightly. The risks have been transferred to Sun Buqi and Xing Ming, ensuring the basic income of the bank, and now I am afraid that the two are not the same.
After the meeting, the third-party personnel who played soy sauce gave Zheng Shuguang a thumbs up and praised loudly.
"People who have studied abroad and drank foreign ink have active brains. In a few words, those "old men" have stabilized and ensured the basic income of our bank; the next time they encounter the same situation, those old antiques will not be so opposed. Director Zheng, do you have a friendship with these two people, or do you have a grudge between them? The conditions are tailor-made and very harsh. β
finished, squeezing his eyebrows at Zheng Shuguang, everything was silent.
Zheng Shuguang smiled and did not speak.
He did not damage his father, he had inexplicable trust in Sun Buqi, and believed that this business would be successful, and he was very calm in his heart.
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Sun Buqi pledged 90,000 shares of Baidu shares to the Qiongzhou Construction Bank, and the bank gave a total of 10.8 million yuan in mortgage loans at 120 yuan per share. Xing Ming has no stocks in his name, but he is guaranteed by 5 million cash and receives an additional loan amount of 2 million.
Once the contract between the two parties is signed, it comes to private time.
In the spacious and bright president's office, there are only a few people such as Li Guoqing, Zheng Shuguang, Xing Ming, and Sun Buqi.
Zheng Shuguang smiled and said, "Mr. Sun, Mr. Xing, banks generally do not pledge stocks, especially unlisted stocks. Even if you do equity pledge business, the amount of the two of you is too much, and it is not worth mentioning. β
Sun Buqi heard the song and knew the elegance, and hurriedly stood up and bowed his hand, "Thank you, President Li, thank you Director Zheng for taking care of you." β
Li Guoqing was like a smiling Buddha, his smile made people feel like a spring breeze, and he said loudly: "The two young talents are the representatives of our young generation in Qiongzhou. I hope that the two of you will do more positive publicity for our line among their peers, and not show favoritism for the two of them in vain. β
Tianya Forum is not only the most famous forum in the province, but also the most popular forum in the domestic and Chinese-speaking circles.
Netizens come from all over the country and all walks of life, but those who can scold Fang Xuan on the Internet will become the backbone of various industries in a few years. Nurturing potential users is always a surefire deal.
Xing Ming pursed his lips and said in his heart: I haven't enjoyed any benefits, and all you give is a blank check. I invested 5 million real money in it, you gave me a loan of 2 million, and the stocks I bought were all entered into your account, which is really a good deal.
As a vested interest, Sun Buqi didn't dare to get cheap and sell well, he only dared to "hum haha, uh-huh, hmm-ah", playing the role of a passerby.
The guest and the host talked very happily, and Li Guoqing saw that he was poor, "Both of them are busy people, and they can't be entangled in idle and scattered things." I arranged a personal attendant for the two of them to help with all the trivial matters and take care of the logistics work, and the two of them just rushed forward with confidence and boldness. β
Zheng Na walked in with a smile in a gray-black suit, and when she saw Sun Buqi, her eyes lit up, and she had endless resentment.