At sunset, Chen Qiaoshan and Yan Xiaoqin arrived at the courtyard where Professor Yan lived.

The residents in Jingchun Garden are scattered and scattered, which is much more deserted than the family area in Tsinghua University, but Wudaokou has every inch of land, and it is impossible to imagine that there can be such a quiet residence outside the school.

Mrs. Li was taking her little granddaughter in the yard when she saw the two of them coming over and beckoned, "Xiao Chen, Xiao Yan, come in and sit." ”

"Teacher Li, I'm here to disturb you again. Yan Xiaoqin said with a smile, and then said to the little girl: "Yanyan, do you still know me?"

"You are Sister Xiaoqin. "Yan Yan has a good memory, she has only seen it once, and she still remembers.

Yan Xiaoqin took out the gift he brought and handed it over, and asked with a smile, "Yanyan, see what this is?"

"Barbie. The little girl was so happy that she didn't recognize her life, so she had to take it apart.

"You girl, come here, what are you spending money on!" Mrs. Li said angrily, seeing that her granddaughter was not polite at all, she hurriedly said: "Yanyan, what does your mother usually tell you, what do you want to say when you receive a gift?"

Yan Yan said to Yan Xiaoqin, "Thank you, Sister Xiaoqin." ”

"That's good. Yan Xiaoqin was very happy, and stepped forward to help the little girl unpack the outer packaging, Chen Qiaoshan interjected: "Yanyan, do you still recognize me?"

"I don't know. The little girl's attention was on the toys, how could she bother with him, Mrs. Li said: "Xiao Chen, the old man is in the study, he has been waiting for a long time, you can go in by yourself." ”

Chen Qiaoshan responded: "Then I'll go in, thank you Teacher Li." ”

Unexpectedly, when he saw Chen Qiaoshan coming, Professor Yan did not mean to ask for trouble, but asked about the company's situation, and asked in detail.

Professor Yan himself is an economist, so he doesn't have to worry about the other party leaking secrets, and he can be regarded as a person who can communicate with confidence, Chen Qiaoshan introduced the current situation without any concealment, and he even took the initiative to talk about the upcoming merger and acquisition case.

After a while, Professor Yan finally spoke, "So, you're not going to continue your studies?"

"That can't. Chen Qiaoshan was not ready to leave, since he entered Peking University, he had to learn something.

Although theory comes from practice, some theories cannot be mastered by self-study, and they still have to be studied systematically.

Like the balance sheet, it is the core financial statements, there is a connection with other financial reports, a simple sentence assets are equal to liabilities plus owners' equity, it reflects the accounting identity, but it is difficult for people who have not learned financial knowledge to understand the truth.

Whether you are doing finance or running a company, it is definitely not good to be proficient in finance and accounting, and you can minimize the risk by knowing how to fraud.

There are different methods such as overestimating earnings, falsifying performance, manipulating profits, or falsifying cash flows, and mastering these is not to falsify, but to avoid risk as much as possible.

To take the simplest example, if liabilities are artificially reduced, assets may need to be lowered at the same time in order to improve the accounts. In order to inflate operating cash flow, if the actual cash balance is not increased accordingly, it is necessary to reduce investment cash flow or financing cash flow.

Of course, this is only the most basic financial foundation, as a prophet, Chen Qiaoshan still hopes to make a difference in the financial world.

"Professor Yan, you all said that I have an intuition in economics, I can't waste my talent, don't worry, I will definitely inherit your mantle and shine in the field of economics. ”

"I think it's the big blowing conch. ”

Professor Yan doesn't eat his praise, his purpose today is to remind this kid to use dim sum, if he continues like this, his studies will be wasted, and no matter how good his talent is, he will have to waste it.

"You look at your grades, and then look at the attendance, that is, in Guanghua, if you are in the School of Economics, you are not even qualified for the exam......"

Professor Yan is still very good at doing ideological and political work, but fortunately, he knows in his heart that with Chen Qiaoshan's current net worth, it is unrealistic to want him to focus entirely on his studies.

"Tell me, what are you going to do in the future?"

Chen Qiaoshan said: "I will work hard and strive not to fail." ”

"Are you satisfied if you don't fail the course?" Professor Yan couldn't help no matter how good his cultivation was, and finally found a seedling, but his mind was not on academics, which was embarrassing.

Chen Qiaoshan asked tentatively, "Strive to publish a few more high-level papers?"

Professor Yan glared at him, he understood what Chen Qiaoshan meant, and wanted to use the paper to fool the grades, this idea is indeed feasible, but writing a thesis is not a simple matter, for economists, this is a qualification, but also an academic achievement.

It is true that Xinhua printing industry chain is a research achievement, but there are too few similar cases and not everyone can find them.

"Your situation is quite special, and I don't force you to stay in school, but no matter what you do in the future, it is always beneficial to learn more things, how about coming to the School of Economics? I will help you greet Liu Wei, so that you also have time to take care of both." ”

"If you want, apply to Guanghua, I have found Li shares, he will always give this face, it should not be difficult for you, if you go to the academy, I can still speak." ”

Chen Qiaoshan was a little moved in his heart, he and Professor Yan were not related, just for the sake of that unwarranted economic intuition, they were willing to help him, and this kind of knowledge was precious.

"Professor Yan, I want to try again. ”

Applying for a transfer is tantamount to admitting defeat, and Chen Qiaoshan will not disobey some people's wishes.

If you lose, you don't lose, even if you are expelled from the school after another academic warning, it is better than transferring to another hospital, and he has already had a way to deal with it.

Professor Yan was a little surprised, it seems that he still underestimated this kid, transferred to the academy, and with him to take care of him, at least he can graduate safely.

And Chen Qiaoshan also knows Liu Wei, both of them are the children of their own families, serious brothers.

Even in order to take care of his own face, Liu Wei will not embarrass Chen Qiaoshan, but this guy is also tough, which is quite in line with Professor Yan's wishes.

"Old man Li is the most important face, you made Guanghua lose face this time, I'm afraid this level is sad. ”

Chen Qiaoshan said: "Didn't I send a paper, and I don't ask for a reward, it's always okay to offset the merits and demerits, right?"

Professor Yan thought about it, and could see that this kid was not only fooling the editorial department with papers, but also had a plan to deal with Guanghua, and if he thought about it carefully, he would have a headache, so he simply went to it, "You can consider the transfer of the hospital yourself, and the things on the Internet must also be handled properly, Guanghua or the scholastic, after all, they are all the same family, and outsiders can't see jokes." ”

Chen Qiaoshan responded one by one, in his opinion, these are not problems, but it is not yet time for him to make a move.

And things haven't gotten out of control yet, think about it, let's wait a little longer, and now I can't take care of it.

While the two were talking, Yan Xiaoqin took Yan Yan's hand and entered the study, and the little girl rushed to say, "Grandpa, grandma asked me and Sister Xiaoqin to call you to dinner." ”

"Oh, it's ready so soon. In front of his granddaughter and Yan Xiaoqin, Professor Yan didn't continue to say those things, he walked out from behind the desk and beckoned: "Everything that should be said has been said, you can do it yourself, let's go, let's eat." ”

Tomorrow I went to Jinhua and had dinner at Professor Yan's house, and Chen Qiaoshan did not stay any longer.

Hearing that he was leaving again, Yan Xiaoqin was a little worried, "The school has not been dealt with, is it too hasty?"

"I'm going to the hospital tomorrow morning, how to solve it, you can't expel me, right?"

Yan Xiaoqin is not as easy as him, but in this situation, there is no better way, "Do you know, Sun Guangming also carried a punishment." ”

Chen Qiaoshan was happy, "yes, what's wrong with him?"

Yan Xiaoqin said: "I heard Wang Lin say, just like you, there are too many failures. ”

This is all expected, Chen Qiaoshan is serious in skipping class, Sun Fatzi is not much better, and the basic courses of the Department of Finance are too boring, and it is really difficult to learn without dim sum.

After a pause, Yan Xiaoqin asked again: "What do you think this time, why did you buy 5173?"

"E-commerce may be the future of the outlet, 5173 is very niche, but from the beginning of its birth, it is a standard e-commerce website, Kangsheng will definitely lay out the e-commerce application platform, first buy a test product to see. ”

"It's as simple as that?" Yan Xiaoqin was a little skeptical, Kangsheng made a blog platform and a forum system, all of which were independently developed, and if he wanted to do e-commerce, eBay and Taobao were ready-made models, there was no need to buy a 5173 that was not in the stream, which was obviously unreasonable.

Knowing that Yan Xiaoqin is not easy to fool, Chen Qiaoshan said: "The acquisition of 5173 is only the first step, I have already talked to Elliot, if the transaction goes well, he will help me prepare a fund in the near future, and I am ready to wholly acquire Yibao Pay." ”

The name was unfamiliar, and Yan Xiaoqin asked, "What kind of company is this?"

Chen Qiaoshan said: "Online payment companies. ”

Afraid that she didn't understand, he explained: "Similar to online banking, but more convenient than online banking." ”

Nowadays, Alipay has been born, but it is still very primitive, and Alipay is not the earliest online payment platform in China.

Since the success of PayPal in the United States, a large number of online payments have been born in China, including national teams, private enterprises, and foreign capital.

Chen Qiaoshan is well aware that not all financial innovations are beneficial, but online payment is obviously an exception, after all, Internet finance is the general trend.

Nowadays, the demand for online payment is strong, only Kangsheng, there are hundreds of thousands of monthly flows, most of which are bank remittances, which are quite troublesome to deal with, as well as the advertising alliance in cooperation with Lynk & Craft, and the user base is not small.

Chen Qiaoshan knows that with foresight, as well as Kangsheng's user base of millions in the future, there is still a lot to be done to preemptively lay out online payment, not to mention killing Alipay, at least it will not be weaker than Tenpay, which he is still very confident about, but the road is much more tortuous.