Chapter 663: Loans

In less than half a year, 10 million US dollars has been spent, and Chen Qiaoshan realized that he was a bit lavish in spending money.

In his previous life, with such a large amount of money, Chen Qiaoshan would never make any investments, and the biggest possibility was to deposit in the bank to eat interest, and then eat, drink and have fun all over the world.

It is said that the vision determines the realm, and the pattern determines the ending, but Chen Qiaoshan does not think so, a small vision is not necessarily a bad thing, and without economic pressure, it may not be as easy as imagined.

"Boss Chen, you just talked about money, you were distracted, what kind of beautiful thing are you thinking?" Seeing that he obviously didn't belong to his mind, Liu Chang reminded him loudly.

Chen Qiaoshan ignored her ridicule and asked, "Have you calculated, how big a funding gap do we have now?"

Talking about work, Liu Chang put away his joking thoughts, "It's still difficult to say how much money is needed in the future, the key depends on how you choose." ”

She has always had one thing to say, but today she sold Guanzi, Chen Qiaoshan was suspicious and asked, "How do you say this?"

"If I am given a year, at most 20 million, I can complete the market integration of the remaining 60% share, if I want to control it within half a year, half a billion may not be successful. Liu Chang said, but her eyes were always paying attention to the changes in his expression, and she could feel that Chen Qiaoshan was very eager for quick success in this matter, which was obviously different from his previous style.

"It's not half a year, it's four months, and we must see it before July. Chen Qiaoshan corrected.

Except for Tan Zhi, no one knows the real intention of Chen Qiaoshan's acquisition of Framework Media for the time being, and Liu Chang only knows that he is determined to win the residential print advertising market, and she doesn't know anything about the follow-up actions.

In addition to being an entrepreneurial partner, Liu Chang sincerely treats him as a friend, and has personally watched Chen Qiaoshan's career grow from scratch to such a scale as it is today.

She definitely didn't want Chen Qiaoshan to make any mistakes in the middle, Liu Chang couldn't help but persuade: "Don't be in such a hurry, why don't we slow down, there is a difference of tens of millions in the middle, even if you can afford it, there is no need for this, right?"

"Sister Chang, listen to me, there is no need to discuss this matter. Chen Qiaoshan knew that Liu Chang also had good intentions, but in the face of huge interests, he still didn't explain anything, this was not to say that he didn't trust her, but he didn't want Liu Chang to have too many concerns.

Sometimes the more you know, the more you have to get started.

Liu Chang could see that Chen Qiaoshan was determined to win this market.

She also extinguished the mind of continuing to persuade, and had to say helplessly: "Since you have decided, I will do it, but during this time our actions are a bit big, and the acquisition intention has been exposed, if it continues, I am worried that someone will fish in troubled waters, whether it is to wait for the price and sell or sit on the ground to start the price is difficult to avoid, if you want to complete the integration within four months, I am afraid the price paid will not be less." ”

Chen Qiaoshan had long expected this, shopping malls are like battlefields, and the rapid completion of industrial integration by Tan Intelligence in the previous life must also be supported by capital.

There are miracles in shopping malls, but it's a joke to try to create miracles empty-handed.

As far as he knows, Tan Zhi has some unclear relationships with Hanergy Investment and IDG Capital.

In addition, Tan Zhi also worked in Li Ka-shing's investment company, and he definitely does not lose when it comes to finding money, which is one of the reasons why Chen Qiaoshan is willing to hand over the framework to Tan Zhi.

Unlike Tan Zhi, Chen Qiaoshan has greater personal ambitions and abundant funds, and he not only wants to complete the acquisition, but also maintain the integrity of the equity to the greatest extent.

At this stage, although equity plus cash is the most perfect M&A model, which can minimize the financial pressure, it is actually worth paying more premium for equity compared to the expected profit.

However, before everything settles, everything is unknown, and there is a high operational risk in the eyes of outsiders, after all, it is a new industry, and it is very likely to make a loss-making transaction if you enter it rashly.

This is also what Liu Chang is worried about, she said: "Most of the funds in Tsingshan Capital's account have been withdrawn, and there is not much left that can be used, and Kangsheng has no spare strength for the time being, how are you going to solve such a big funding gap?"

Chen Qiaoshan is not short of money, but he does not have much idle funds, and he basically invests them, and they are all through overseas accounts.

This is also the meaning of this, Hong Kong's deposit interest rate is almost zero, and putting money in the bank is almost doing charity for the bank, and reinvestment is of course the first choice.

There are strict foreign exchange controls in China, even if Chen Qiaoshan has available foreign exchange on hand, it is not urgent, but there is no way, he said: "Don't worry about the problem of funds, I will solve it as soon as possible." ”

Liu Chang is in charge of the accounts of several companies under Chen Qiaoshan, and she is very aware of Chen Qiaoshan's financial situation.

Although this guy started by speculating in stocks, he hasn't seen any changes in Chen Qiaoshan recently, Liu Chang estimated that even if he had money in hand, it would definitely be difficult to get together thirty or fifty million, she couldn't help but feel very strange in her heart, and asked, "Where did you get the money?"

Chen Qiaoshan smiled and said, "Sister Chang, you don't have to be so direct, right?"

Liu Chang also reacted at this time, the two became acquainted, but even if they were friends, they still had to avoid suspicion, she also knew that she had some Meng Lang, so she hurriedly said: "Okay, just when I didn't ask." ”

"Look at what scares you, I'm just kidding. Chen Qiaoshan doesn't care much, his money comes from a very correct way, even if it is known, outsiders can't find fault.

Chinese people pay attention to wealth and do not show it, but Chen Qiaoshan has no worries about this.

The valuation of venture capital to Kangsheng is very high, but everything is illusory if it is not listed, which is the case with 8848, where Tan Zhi worked before, even if it came to the edge of listing, it still fell short in the end.

As for Tsingshan Capital, now it is even more difficult to see the future without three or five years of suffering.

Chen Qiaoshan's assets in China have been on the surface, but they are all false, as for overseas funds, the credibility of Swiss banks has always been trustworthy, as long as he is willing, no one can find out his roots.

As one of his most important helps, in the face of Liu Chang, Chen Qiaoshan does not feel the need to conceal it, in this era, capital is hard power, at least it can give people a sense of security.

"I previously controlled the bottom line of the acquisition at 100 million, and it seems that the progress is not bad at present, you can reach 90 million at most, to be honest, I am still quite satisfied. Although Chen Qiaoshan did not answer positively, he said with strong confidence.

Liu Chang was stunned for a moment, as smart as her, how could she not hear the hidden meaning in Chen Qiaoshan's words.

She was also secretly taken aback in her heart, counting the $10 million invested in Tsingshan Capital, Chen Qiaoshan had already taken out more than 100 million dollars in cash.

Billions of dollars and holding hundreds of millions of cash are two completely different concepts.

There is no doubt that Chen Qiaoshan has completely confirmed the position of billionaire in silence, Liu Changshi did not expect that he witnessed the birth of a young rich man, and over time, it may not be impossible for Chen Qiaoshan to be on the wealth list.

After being stunned for a moment, Liu Chang was still a little unsure, and she muttered, "Can you really take out the remaining 50 million cash?"

Chen Qiaoshan said with a smile: "It shouldn't be a big problem, but my funds are all in overseas accounts, and I can't get in for a while." ”

"What should I do then?" Liu Chang does not doubt that he has him, Chen Qiaoshan often goes to Hong Kong, and he goes for ten days and half a month, and he is so able to toss in China, I think he must have been in the Hong Kong financial market.

Thinking about it like this, she was relieved, but then Liu Chang became worried again.

Under the rules of exchange control, getting in is as difficult as getting out.

If you want to get foreign exchange into China, the difficulty is not ordinary, even if it is a formal channel, it is not a simple matter.

The last time Tsingshan Capital's capital injection of 10 million US dollars, Liu Chang was responsible for handling it, although there were proper procedures, in order to get the approval of the State Administration of Foreign Exchange, it was not easy, and it took a long time to toss in the middle.

Liu Chang was also a little worried, Chen Qiaoshan only gave a four-month deadline, and it is still unknown whether he can complete the process, and there is no money to talk about mergers and acquisitions, I am afraid it will be even more difficult.

Of course, Chen Qiaoshan knew what Liu Chang was worried about, and he said: "Don't worry, it's a bit troublesome to take funds from overseas accounts now, in this case, we can take out a loan." ”

"Loans, you are very light, you go to the bank to walk around, see which bank dares to lend to us?" Liu Chang said angrily, she has been working in the bank for several years, how can she not know the twists and turns.

Don't look at the infinite scenery of the four major lines ten years later, now, even the universe line has just eased up.

Who would have thought that in the future, the four major banks, which have long been at the top of the world's top 500 list, had a non-performing rate of nearly 40%, and they have reached the point of bankruptcy.

Liu Chang knows the situation of the bank, in this case, for Chen Qiaoshan, wanting to borrow 50 million is almost a fool's dream.

Chen Qiaoshan smiled mysteriously and said, "Don't worry, there is always a way." ”

Liu Chang was suspicious, she knew that Chen Qiaoshan could toss, but she didn't think there was much chance of winning in this matter.

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