Haikou, CCB Headquarters

Li Guoqing looked at the documents in his hand and observed Sun Buqi with his spare eyes, nose and heart, holding his head high, sitting quietly on the sofa.

After reading it several times, he took a sip of Kuding tea and sighed with emotion, "Mr. Sun is really young and promising, and in less than a month, tens of millions of stocks have been credited to the account!"

Sun Buqi owes his body, "In front of the banker, you don't dare to make an axe." ”

Zheng Na handed over the document with both hands, "President Li, I sent a letter to Baidu in the morning to inquire, this is the receipt of the other party, which can prove that Mr. Sun's property source is legitimate and the ownership right is legitimate!"

When she officially went to work, she didn't dare to wear pink, so she changed into a gray-black suit with a light blue shirt today.

Li Guoqing glanced at the materials, laughed, and said in a loud voice, "Mr. Sun, the loan amount this time is huge, we have to have a meeting to discuss, and I hope you understand." ”

Sun Buqi stood up and took the initiative to shake hands and say goodbye, "It's all work, I hope we can continue the edge." ”

……

Before the meeting, Sun Buqi hurriedly made his eyes, pulled Zheng Shuguang to the corner, and asked in a low voice, "Brother Zheng, did I offend the president of your family?"

Zheng Shuguang shook his head, and made a long story short, "Some people are just not used to it." More than a month ago, Baidu's stock was less than 150 yuan, but now it is 200 yuan, an appreciation of 25%. For a one-year loan, the profit is less than 10%. They are cowardly, let the profits go in vain, and now stumble on you. ”

Sun Buqi said hatefully: "These guys will only dismantle the stage...... I can't afford to mess with it, and I can't hide it. People's livelihood, industry and commerce, do you have any familiar friends?"

After each New Year, the bank's loan limit is relatively high, and the loan is easy to approve.

The other party's retreat instead aroused Zheng Shuguang's anger, "There's no need to do this, right? ”

Sun Buqi shrugged and did not answer.

The ancients said: Dwelling and moving qi, nourishing and moving the body.

Sun Buqi is no longer the Wuxia Ameng of the past, he needs to look at the eyes of others everywhere, and at that time, he had to put all his efforts into order to have an illusory opportunity. Now that he has a small net worth and other options, he will not hang himself from a tree in CCB.

……

At the bank's office meeting, Zheng Shuguang explained Sun Buqi's requirements one by one.

Vice President Jia slammed the table, snorted coldly, and shouted, "What a white-eyed wolf who can't be raised! Without our strong support, he could have today? Now he threatens us in turn." ”

Zheng Shuguang was expressionless and replied lightly, "Banks are the tertiary industry and the service industry, but they are not the saviors. ”

Vice President Jia's face turned red, and he secretly made a note for Zheng Shuguang in his heart.

A very well-known real estate company in the province has received a loan, and a thank-you dinner was held last night, and everyone who came had "small gifts", as well as beauties and gourmet services.

He is an old financial man, and immediately found out the loopholes in the rules, "According to the unspoken rules of the industry, securities mortgage can only be discounted by up to seven percent." We were a special case last time, and we won't be a special case this time, right? If so, whose bank is it?"

Zheng Shuguang took out the information, his face was expressionless, and read it word by word,

"When Sun Buqi handled the mortgage business, the price was $14 at that time, and as of today, each Baidu stock is $21! The pledge of 130,000 shares this time has a market value of about 22 million yuan based on $21. Baidu stock is an extremely high-quality asset and is a big hit in the market. ”

These figures are well-founded and irrefutable.

Vice President Jia frowned and said categorically: "Last time we made an exception, we have done our best. This time it's up to seven percent off, and it can't be more. ”

Li Guoqing smiled, interrupting the quarrel between the two swords,

As Xiao Zheng said, this is a high-quality asset, and banks are rushing to undertake this business. Sun can always think of us, and it is also the incense accumulated from the previous cooperation. If you find other banks, not to mention a 7% discount, the premium mortgage can be made. Peers compete for high-quality customers, and no one wants to miss the next Qiongzhou Airlines!"

Vice President Jia's eyes rolled sharply, and his face was pale, "The purpose of this mortgage is for the purchase of electric vehicle spare parts." We set up special customers and use special funds. Sign a contract with the supplier, provide proof of receipt, and then we will allocate the funds. ”

Zheng Shuguang was in a hurry and hurriedly interrupted, "One more procedure will increase the transaction time and cost of both parties, and it will also reduce the profits of our bank." ”

The money is in a bank account, and in principle, the client does not have to pay interest.

The most important thing is that he knows Sun Buqi's little tricks. The money lent from the bank will only be invested in stocks and options. Now that this possibility has been cut off, what is the use of borrowing more?

It can't really be used to build electric cars, that's a fool's job!

Vice President Jia thought that Sun Buqi's careful thinking was exposed, and said solemnly: "In our financial industry, we must not only consider profits, but also consider the safety of funds. ”

Sun Buqi uses the bank's money, chickens and eggs, eggs and chickens, and his personal wealth is like a snowball, he doesn't have a taste in his heart, he would rather the bank not make money, but also do things that kill a thousand enemies and lose eight hundred!

Zheng Shuguang couldn't refute, and looked at President Li Guoqing with a pleading eye.

Vice Governor Jia is a veteran of the bank, and now he has taken out the big hat of fund security, and no one can refute it; in the event of a "liquidation" incident in Sun Buqi, no one can bear the responsibility.

Li Guoqing frowned, "Shang Yingcheng City Gate stands on wood, and it costs 100 gold, just to set an example, so that the Qin State can be strong." We have missed Qiongzhou Airlines, and we should learn from the pain and sum up experience. ”

Vice President Jia laughed, "Li Xing is right, he is far-sighted. How about setting up an industrial account, and Sun Buqi's shares in the bank are all calculated according to $21, and the shortfall will be made up by $21?"

He didn't give everyone a chance to refute at all, and said meaningfully: "In other industries, customers are allowed to replenish their assets." For the sake of customers, we take the initiative to replenish the appreciated cash, which is a more humanized service and believes that it can attract more customers. ”

With the premise, no matter how high the amount given by the bank, Sun Buqi could not get cash and could not continue to buy Baidu shares.

A fluttering sentence cut off the other party's capital chain and made the other party's small abacus unable to play.

The people below heard the song and knew the meaning of the song, and they echoed it.

Seeing that the wood was already in the boat, Li Guoqing nodded helplessly, "Jia Xing is old-fashioned, and his opinions are more pertinent, so he will do what he says." ”

Vice President Jia didn't want to be forced too much, so he pretended to be generous, "The 130,000 shares this time, plus the 150,000 shares last time, are worth about 48 million, deducting the 9 million loaned, and there is a quota of 39 million." ”

Anyway, the money will not reach Sun Buqi's hands, and he counted the previous cooperation as a confused account: Xing Ming's loan was also counted on Sun Buqi.

……

Zheng Shuguang's face tightened, and he sighed, "Brother, I've done my best!"

Sun Buqi forced a smile, "It's okay, I believe that there will be a road before the car reaches the mountain, and the living will not be suffocated by urine." Your bank doesn't lend money, there are other banks. It's the beginning of the year, and each bank has a loan line. ”

Zheng Shuguang stopped talking and handed the minutes of the meeting to Sun Buqi.

Sun Buqi looked at the agreement, his eyes were wide open, and he grinned, "39 million quota?"

Zheng Shuguang nodded heavily and sighed, "Wangmei quenches your thirst!"

Sun Buqi gritted his teeth, "Or is it supervised by Zheng Na? It is only allowed to be used in the procurement of spare parts for electric vehicles?"

Zheng Shuguang snatched the agreement and formed a group, "The villain is a troublemaker, and he can't see the good of others." ”